Aflac Incorporated
AFL
NYSE69.95
Aflac Incorporated
NYSE:AFL
RECENT
PRICE
69.95
P/E
RATIO
8.89
(PEG:-2.20)
P/E RATIO
RELATIVE
TO S&P
0.40
DIV
YLD
2.33%
High:
Low:
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Legends
Stock price
0.93 Beta (1.0 Market)
0
0
0
0
0
0
0
0
0
% total return 02/23:
Stock
S&P
1y.
0
0
3y.
0
0
5y.
0
0
0
Percent shares traded:
0
0
0
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
TTM
Fiscal year
14.75
1.50
4.41
0.26
15.78
1.67
4.72
0.38
17.48
1.32
5.19
0.46
19.56
1.60
6.60
0.56
22.10
2.50
7.45
0.57
23.76
2.10
11.62
0.59
27.07
3.07
16.01
0.65
25.65
3.40
11.35
0.68
25.05
3.27
7.26
0.72
24.20
2.94
7.87
0.76
27.20
3.23
7.28
0.80
27.27
5.81
7.74
0.83
28.18
3.79
7.81
1.03
29.93
4.45
7.35
1.04
30.98
6.69
8.35
1.08
32.55
6.42
7.50
1.27
32.17
7.88
5.76
1.47
Revenue per share
Earnings per share
Free Cash Flow per sh
Dividends per share
0.02
8.41
0.05
9.01
0.05
7.01
- -
9.02
- -
11.79
- -
14.48
- -
17.11
- -
15.74
- -
20.33
- -
20.56
- -
24.89
- -
31.06
- -
30.49
- -
39.01
- -
47.02
- -
49.36
- -
43.94
CAPEX per share
Book Value per share
991
976
947
933
938
933
934
929
902
861
823
792
770
742
714
674
645
Comm.Shares outs.(m)
- -
- -
- -
15.9
0.9
1.4%
21.6
1.0
1.6%
10.6
0.1
3.3%
10.0
0.5
2.3%
11.2
0.7
2.5%
7.5
0.5
2.8%
8.5
0.5
2.4%
9.4
0.5
2.4%
10.4
0.5
2.5%
10.5
0.5
2.4%
6.7
0.3
2.1%
11.8
0.5
2.3%
11.5
0.5
2.0%
5.9
0.2
2.7%
8.3
0.3
2.4%
8.9
0.4
2.3%
Avg. annual P/E ratio
P/E relative to S&P500
Avg. annual div. yield
Capital Structure (30/9/22 | Q3)
Total liabilities
$103,948 m.
Total assets
$128,100 m.
Long-term debt
$7,518 m.
Cash and equiv.
$4,710 m.
Goodwill - -
Retained earnings $44,892 m.
Common stock 629 m. shares
Market Capitalisation
$43,239 m. (as of 8/2/23)
22,171
- -
25,272
- -
23,827
- -
22,606
- -
20,845
- -
22,380
- -
21,600
- -
21,689
- -
22,223
- -
22,114
- -
21,923
- -
20,742
- -
Revenue (m)
Operating margin
- -
1,964
- -
2,866
- -
3,158
- -
2,951
- -
2,533
- -
2,659
- -
4,604
- -
2,920
- -
3,304
- -
4,778
- -
4,325
- -
5,055
Depreciation (m)
Net profit (m)
34.4%
8.9%
33.4%
11.3%
34.4%
13.3%
34.3%
13.1%
34.4%
12.2%
34.6%
11.9%
(14.6)%
21.3%
26.7%
13.5%
25.7%
14.9%
(14.9)%
21.6%
18.7%
19.7%
2.1%
24.6%
Income tax rate
Net profit margin
- -
3,285
13,506
- -
4,352
15,978
- -
4,897
14,620
- -
4,982
18,347
- -
5,011
17,708
- -
5,360
20,482
- -
5,289
24,598
- -
5,778
23,462
- -
6,569
28,959
- -
7,899
33,559
- -
7,956
33,253
- -
7,518
24,152
Working capital (m)
Long-term debt (m)
Equity (m)
1.8%
2.7%
14.5%
2.3%
3.5%
17.9%
2.8%
4.2%
21.6%
2.6%
4.0%
16.1%
2.3%
3.5%
14.3%
2.2%
3.3%
13.0%
3.6%
3.1%
18.7%
2.2%
3.0%
12.4%
2.3%
3.1%
11.4%
3.1%
2.7%
14.2%
2.9%
3.5%
13.0%
4.2%
4.3%
20.9%
ROIC
Return on capital
Return on equity
Working Capital
2019
2020
2021
Cash assets
96,158
96,403
96,313
Receivables
828
796
693
Inventory
- -
- -
- -
Other
(96,986)
(111,819)
(104,440)
Current assets
- -
- -
- -
Acc. Payable
- -
- -
- -
Debt due
- -
- -
- -
Other
- -
- -
- -
Current liab.
- -
- -
- -
71.9%
7.7%
79.0%
4.6%
79.9%
12.9%
77.8%
28.0%
74.1%
28.6%
75.3%
34.0%
85.6%
32.3%
72.8%
33.9%
76.7%
43.1%
83.9%
38.1%
80.2%
62.0%
81.2%
90.0%
Plowback ratio
Div.&Repurch. to FCF
Aflac Incorporated (US) started trading on June 6, 1974 (cik: 0000004977), operates in the Financial Services sector (Insurance—Life industry), has 12,447 full-time employees, and is led by Mr. Daniel Amos. Aflac Incorporated, through its subsidiaries, provides supplemental health and life insurance products. It operates through two segments, Aflac Japan and Aflac U.S. The Aflac Japan segment offers cancer, medical, nursing care income support, GIFT, and whole and term life insurance products, as well as WAYS and child endowment plans under saving type insurance products in Japan. The Aflac U.S. segment provides cancer, accident, short-term disability, critical illness, hospital indemnity, dental, vision, long-term care and disability, and term and whole life insurance products in the United States. It sells its products through sales associates, brokers, independent corporate agencies, individual agencies, and affiliated corporate agencies. The company was founded in 1955 and is based in Columbus, Georgia.
Annual rates
(avg rate of change)
Past
5 y.
Past
10 y.
Revenues
0.38%
-1.47%
Cash flow
-4.29%
-10.04%
Earnings
2.93%
8.81%
Dividends
7.03%
4.16%
Book value
8.45%
9.23%
Insider trading
Type
Shares
Date
Moskowitz Joseph L
Sale
500
01/03/23
Howard June P
Exempt
3,204
12/23/22
Howard June P
Exempt
3,204
12/23/22
Riggieri Albert
Sale
4,688
12/13/22
Tillman Audrey B
Exempt
13,900
11/18/22
Fiscal Year Ends
Quarterly Revenue (m)
Full fiscal year
I
II
III
IV
2020
5,122
5,364
5,627
6,001
22,114
2021
5,825
5,523
5,192
5,385
21,925
2022
5,180
5,350
4,827
- -
- -
Fiscal Year Ends
Earnings per share
Full fiscal year
I
II
III
IV
2020
0.79
1.13
3.44
1.33
6.70
2021
1.92
1.64
1.32
1.54
6.42
2022
1.59
2.17
2.54
- -
- -
Fiscal Year Ends
Quarterly dividends paid
Full fiscal year
I
II
III
IV
2020
0.27
0.27
0.27
0.26
1.08
2021
0.33
0.31
0.32
0.31
1.27
2022
0.38
0.39
0.38
- -
- -