US stock · Financial Services sector · Credit Services
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Credit Acceptance Corporation

CACCNASDAQ

605.38

USD
+31.03
(+5.40%)
Market Closed
10.96P/E
13Forward P/E
0.53P/E to S&P500
7.823BMarket CAP
- -Div Yield

Credit Acceptance Corporation

NASDAQ:CACC

RECENT
PRICE

605.38

P/E
RATIO

10.96

(PEG:0.07)

P/E RATIO
RELATIVE
TO S&P

0.53

DIV
YLD

0.00%

High:
Low:

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0
0

0
0

0
0

0
0

0
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0
0

0
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0

0
0

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Legends

Stock price

1.34 Beta (1.0 Market)

0

0

0

0

0

0

0

0

0

-

% total return 08/22:

Stock

S&P

1y.

0

0

3y.

0

0

5y.

0

0

0

Percent shares traded:

0

0

0

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

TTM

Fiscal year

6.64

1.78

2.56

- -

7.98

1.83

3.00

- -

10.32

2.22

4.93

- -

12.44

4.78

4.90

- -

15.04

5.79

6.71

- -

19.97

7.15

10.24

- -

23.98

8.65

11.80

- -

28.60

10.61

13.42

- -

32.51

11.96

16.22

- -

39.50

14.35

19.16

- -

47.67

16.37

24.68

- -

56.93

24.12

28.60

- -

66.12

29.52

34.91

- -

78.78

34.71

41.56

- -

93.47

23.57

54.69

- -

117.45

60.67

67.22

- -

126.80

53.61

95.85

- -

Revenue per share

Earnings per share

Free Cash Flow per sh

Dividends per share

0.05

6.37

0.25

8.83

0.21

11.17

0.10

16.29

0.12

16.14

0.24

20.53

0.35

24.47

0.23

31.45

0.19

31.55

0.19

44.42

0.27

57.73

0.43

78.77

1.29

102.38

1.42

124.62

0.48

128.93

0.48

115.49

0.49

118.96

CAPEX per share

Book Value per share

33

30

30

31

29

26

25

24

22

21

20

19

19

19

18

16

15

Comm.Shares outs.(m)

15.1

0.8

- -

13.6

0.8

- -

8.3

0.4

- -

5.5

0.1

- -

9.0

0.4

- -

10.2

0.6

- -

10.5

0.7

- -

10.6

0.6

- -

11.2

0.6

- -

14.4

0.7

- -

11.6

0.5

- -

10.2

0.4

- -

12.6

0.5

- -

13.0

0.5

- -

15.8

0.4

- -

8.1

0.3

- -

11.0

0.5

- -

Avg. annual P/E ratio

P/E relative to S&P500

Avg. annual div. yield

Capital Structure (30/6/22 | Q2)

Total liabilities
$5,458 m.

Total assets
$6,979 m.

Long-term debt
- -

Cash and equiv.
$4 m.

Goodwill - -

Retained earnings $1,296 m.

Common stock 13 m. shares

Market Capitalisation
$7,823 m. (as of 17/8/22)

525

56.1%

609

56.2%

682

58.0%

724

61.0%

825

57.3%

969

54.4%

1,110

52.3%

1,286

58.7%

1,489

57.5%

1,669

33.3%

1,855

67.9%

1,846

48.6%

Revenue (m)

Operating margin

10

188

12

220

13

253

13

266

14

300

15

333

16

470

20

574

22

656

24

421

26

958

25

789

Depreciation (m)

Net profit (m)

36.6%

35.8%

36.0%

36.1%

36.4%

37.1%

36.8%

36.8%

36.8%

36.3%

37.3%

34.3%

19.5%

42.4%

24.0%

44.6%

23.3%

44.1%

23.4%

25.2%

24.0%

51.7%

24.4%

42.7%

Income tax rate

Net profit margin

(30)

954

540

1,927

1,207

622

2,143

1,286

750

2,495

1,633

702

3,148

2,027

928

4,006

2,604

1,174

4,726

3,057

1,536

5,798

3,649

1,991

7,122

4,539

2,355

7,049

4,512

2,303

6,764

4,614

1,824

6,446

- -

1,520

Working capital (m)

Long-term debt (m)

Equity (m)

13.9%

20.1%

34.8%

13.2%

19.1%

35.3%

13.4%

19.0%

33.7%

11.9%

17.1%

37.9%

10.9%

16.2%

32.3%

9.7%

14.9%

28.4%

11.9%

14.1%

30.6%

11.8%

14.6%

28.8%

11.2%

14.2%

27.9%

5.8%

7.3%

18.3%

13.9%

17.9%

52.5%

11.3%

15.0%

51.9%

ROIC

Return on capital

Return on equity

Working Capital

2019

2020

2021

Cash assets

247

75

83

Receivables

6,751

6,935

6,446

Inventory

- -

- -

- -

Other

330

381

411

Current assets

7,328

7,332

6,942

Acc. Payable

206

187

175

Debt due

1,529

97

3

Other

(1,528)

0

0

Current liab.

207

284

178

100.0%

48.6%

100.0%

50.9%

100.0%

42.2%

100.0%

95.2%

100.0%

21.6%

100.0%

24.3%

100.0%

22.1%

100.0%

19.0%

100.0%

38.2%

100.0%

49.2%

100.0%

138.6%

100.0%

154.6%

Plowback ratio

Div.&Repurch. to FCF

Credit Acceptance Corporation (US) started trading on June 5, 1992 (cik: 0000885550), operates in the Financial Services sector (Credit Services industry), has 2,073 full-time employees, and is led by Mr. Brett Roberts. Credit Acceptance Corporation provides financing programs, and related products and services to independent and franchised automobile dealers in the United States. The company advances money to dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps various amounts collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company was founded in 1972 and is headquartered in Southfield, Michigan.

Annual rates

(avg rate of change)

Past
5 y.

Past
10 y.

Revenues

13.72%

13.22%

Cash flow

17.63%

15.27%

Earnings

32.04%

23.72%

Dividends

- -

- -

Book value

6.23%

14.29%

Insider trading

Type

Shares

Date

Prescott General Partners Llc

Sale

377

05/17/22

Prescott General Partners Llc

Sale

3,579

05/17/22

Prescott General Partners Llc

Sale

280

05/17/22

Prescott General Partners Llc

Sale

6,978

05/17/22

Prescott General Partners Llc

Sale

480

05/11/22

Fiscal Year Ends

Quarterly Revenue (m)

Full fiscal year

I

II

III

IV

2020

389

406

427

447

1,669

2021

451

472

470

463

1,856

2022

456

457

- -

- -

- -

Fiscal Year Ends

Earnings per share

Full fiscal year

I

II

III

IV

2020

(4.69)

5.40

13.56

9.31

23.57

2021

12.79

18.27

15.83

13.78

60.67

2022

15.02

7.99

- -

- -

- -

Fiscal Year Ends

Quarterly dividends paid

Full fiscal year

I

II

III

IV

2020

- -

- -

- -

- -

- -

2021

- -

- -

- -

- -

- -

2022

- -

- -

- -

- -

- -