US stock · Financial Services sector · Banks—Regional
Company Logo

Citizens Financial Group, Inc.

CFGNYSE

32.99

USD
-0.67
(-1.99%)
After Hours Market
8.56P/E
6Forward P/E
0.43P/E to S&P500
16.351BMarket CAP
4.63%Div Yield

Citizens Financial Group, Inc.

NYSE:CFG

RECENT
PRICE

32.99

P/E
RATIO

8.56

(PEG:0.06)

P/E RATIO
RELATIVE
TO S&P

0.43

DIV
YLD

3.91%

High:
Low:

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0

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0
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Legends

Stock price

1.37 Beta (1.0 Market)

0

0

0

0

0

0

0

0

0

-

% total return 09/22:

Stock

S&P

1y.

0

0

3y.

0

0

5y.

0

0

0

Percent shares traded:

0

0

0

- -

- -

- -

- -

- -

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

TTM

Fiscal year

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

8.98

0.90

3.77

- -

8.74

1.15

2.40

0.27

8.38

(6.12)

4.07

2.12

8.43

1.55

1.94

1.45

8.98

1.57

1.74

0.41

10.06

2.00

2.27

0.49

11.36

3.29

2.87

0.67

12.79

3.59

2.68

1.01

14.42

3.98

2.96

1.52

16.17

2.48

(0.02)

1.80

15.65

5.46

5.06

1.84

15.92

3.97

5.07

1.71

Revenue per share

Earnings per share

Free Cash Flow per sh

Dividends per share

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

0.66

- -

0.66

43.09

0.66

34.28

0.56

34.61

0.56

36.68

0.58

37.82

0.88

40.37

1.01

43.48

0.81

49.37

0.28

53.09

0.29

55.15

0.34

52.84

CAPEX per share

Book Value per share

- -

- -

- -

- -

- -

560

560

560

557

536

522

502

479

450

427

425

441

Comm.Shares outs.(m)

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

- -

15.1

0.8

6.2%

16.1

0.8

1.6%

12.0

0.5

2.0%

11.1

0.5

1.8%

11.2

0.4

2.5%

8.8

0.4

4.3%

11.4

0.3

6.4%

8.3

0.3

4.1%

8.6

0.4

3.9%

Avg. annual P/E ratio

P/E relative to S&P500

Avg. annual div. yield

Capital Structure (30/6/22 | Q2)

Total liabilities
$202,384 m.

Total assets
$226,712 m.

Long-term debt
$14,440 m.

Cash and equiv.
$6,983 m.

Goodwill $8,081 m.

Retained earnings $8,346 m.

Common stock 491 m. shares

Market Capitalisation
$16,683 m. (as of 27/9/22)

5,031

- -

4,894

- -

4,690

- -

4,691

- -

4,812

- -

5,253

- -

5,707

- -

6,123

- -

6,485

- -

6,905

- -

6,647

- -

7,024

- -

Revenue (m)

Operating margin

434

506

467

643

404

(3,426)

386

865

471

840

523

1,045

502

1,652

489

1,721

633

1,791

578

1,057

625

2,319

635

1,844

Depreciation (m)

Net profit (m)

35.0%

10.1%

37.2%

13.1%

1.2%

(73.0)%

31.8%

18.4%

33.5%

17.5%

31.9%

19.9%

13.6%

28.9%

21.2%

28.1%

20.4%

27.6%

18.6%

15.3%

22.1%

34.9%

22.5%

26.6%

Income tax rate

Net profit margin

- -

- -

- -

95,181

694

24,129

91,190

1,405

19,196

95,324

4,642

19,268

104,895

9,886

19,646

114,420

12,790

19,747

117,981

11,765

20,270

127,266

14,433

20,817

134,657

14,047

22,201

150,044

8,346

22,673

152,860

6,932

23,420

(3,447)

14,440

24,328

Working capital (m)

Long-term debt (m)

Equity (m)

- -

- -

- -

0.8%

1.3%

2.7%

(2.5)%

(2.5)%

(17.8)%

0.9%

1.2%

4.5%

0.8%

1.2%

4.3%

1.0%

1.4%

5.3%

1.5%

1.7%

8.1%

1.7%

2.1%

8.3%

1.8%

2.3%

8.1%

0.9%

1.1%

4.7%

1.4%

1.8%

9.9%

0.9%

1.2%

7.6%

ROIC

Return on capital

Return on equity

Working Capital

2019

2020

2021

Cash assets

23,937

33,293

29,728

Receivables

2,518

1,971

1,596

Inventory

- -

- -

- -

Other

108,211

112,653

116,436

Current assets

134,666

150,056

152,933

Acc. Payable

- -

- -

- -

Debt due

9

12

73

Other

- -

- -

- -

Current liab.

9

12

73

100.0%

- -

76.7%

11.2%

134.6%

- -

6.8%

105.7%

73.7%

77.5%

75.6%

57.7%

79.7%

80.1%

71.8%

117.8%

61.9%

142.9%

27.2%

(14,857.1)%

66.2%

61.7%

59.2%

(81.8)%

Plowback ratio

Div.&Repurch. to FCF

Citizens Financial Group, Inc. (US) started trading on September 3, 2014 (cik: 0000759944), operates in the Financial Services sector (Banks—Regional industry), has 19,583 full-time employees, and is led by Mr. Bruce Van Saun. Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

Annual rates

(avg rate of change)

Past
5 y.

Past
10 y.

Revenues

3.99%

3.58%

Cash flow

-7734.11%

-3431.54%

Earnings

21.66%

-65.76%

Dividends

24.89%

81.35%

Book value

3.69%

-0.02%

Insider trading

Type

Shares

Date

Zuraitis Marita

Award

228

08/16/22

Watson Wendy A.

Award

228

08/16/22

Alexander Lee

Award

77

08/16/22

Cumming Christine M

Award

228

08/16/22

Cummings Kevin

Award

37

08/16/22

Fiscal Year Ends

Quarterly Revenue (m)

Full fiscal year

I

II

III

IV

2020

1,657

1,750

1,791

1,707

6,905

2021

1,659

1,609

1,659

1,721

6,648

2022

1,645

1,999

- -

- -

- -

Fiscal Year Ends

Earnings per share

Full fiscal year

I

II

III

IV

2020

0.08

0.59

0.74

1.07

2.48

2021

1.44

1.53

1.25

1.25

5.46

2022

0.99

0.74

- -

- -

- -

Fiscal Year Ends

Quarterly dividends paid

Full fiscal year

I

II

III

IV

2020

0.45

0.44

0.46

0.45

1.80

2021

0.47

0.45

0.47

0.45

1.84

2022

0.39

0.40

- -

- -

- -

07/28/2021

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The Wall Street Journal - Read more...

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