F.N.B. Corporation
FNB
NYSE14.47
F.N.B. Corporation
NYSE:FNB
RECENT
PRICE
14.47
P/E
RATIO
11.76
(PEG:0.26)
P/E RATIO
RELATIVE
TO S&P
0.53
DIV
YLD
0.94%
High:
Low:
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Legends
Stock price
1.11 Beta (1.0 Market)
0
0
0
0
0
0
0
0
0
% total return 02/23:
Stock
S&P
1y.
0
0
3y.
0
0
5y.
0
0
0
Percent shares traded:
0
0
0
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
TTM
Fiscal year
4.56
1.15
1.93
0.94
4.60
1.16
1.62
0.96
4.40
0.44
4.50
0.97
3.71
0.40
1.05
0.51
3.54
0.66
1.35
0.49
3.52
0.70
2.19
0.49
3.60
0.79
3.82
0.49
3.63
0.81
2.55
0.49
3.70
0.86
2.55
0.53
3.76
0.92
1.23
0.53
3.91
0.83
1.13
0.53
3.62
0.66
0.73
0.50
3.74
1.16
1.78
0.51
3.74
1.19
0.66
0.51
3.81
0.88
0.22
0.51
3.83
1.25
1.46
0.51
3.76
1.13
3.41
0.12
Revenue per share
Earnings per share
Free Cash Flow per sh
Dividends per share
0.07
9.14
0.05
9.06
0.18
11.48
0.08
10.17
0.09
9.36
0.14
9.75
0.09
10.08
0.10
12.20
0.12
12.07
0.06
12.03
0.29
12.48
0.19
14.53
0.11
14.27
0.14
15.07
0.13
15.34
0.18
15.93
0.04
15.58
CAPEX per share
Book Value per share
59
60
81
103
114
124
139
145
168
174
206
303
323
324
323
323
344
Comm.Shares outs.(m)
- -
- -
- -
14.3
0.8
5.8%
31.1
1.4
7.1%
18.2
0.3
7.0%
12.8
0.6
5.8%
14.3
0.9
4.9%
14.2
1.0
4.3%
14.8
0.9
4.1%
14.5
0.8
4.3%
14.5
0.7
4.0%
15.6
0.7
4.1%
21.6
0.9
3.5%
11.3
0.5
3.9%
9.7
0.4
4.4%
9.6
0.3
6.0%
9.6
0.3
4.2%
11.8
0.5
0.9%
Avg. annual P/E ratio
P/E relative to S&P500
Avg. annual div. yield
Capital Structure (30/9/22 | Q3)
Total liabilities
$37,184 m.
Total assets
$42,590 m.
Long-term debt
$1,059 m.
Cash and equiv.
$2,276 m.
Goodwill $2,435 m.
Retained earnings $1,275 m.
Common stock 357 m. shares
Market Capitalisation
$5,216 m. (as of 5/2/23)
436
- -
501
- -
528
- -
620
- -
654
- -
805
- -
1,099
- -
1,208
- -
1,211
- -
1,233
- -
1,237
- -
1,294
- -
Revenue (m)
Operating margin
22
87
32
110
71
118
40
144
44
160
61
171
89
199
109
373
45
387
(3)
286
10
405
65
397
Depreciation (m)
Net profit (m)
26.9%
19.9%
28.4%
22.0%
27.5%
22.3%
30.3%
23.2%
30.5%
24.4%
30.6%
21.2%
44.1%
18.1%
17.5%
30.9%
17.8%
32.0%
16.6%
23.2%
19.5%
32.7%
20.2%
30.4%
Income tax rate
Net profit margin
6,648
292
1,210
8,891
429
1,402
9,015
349
1,774
11,271
670
2,021
12,162
766
2,096
14,907
667
2,572
20,448
805
4,409
21,613
740
4,608
23,134
1,448
4,883
27,095
1,216
4,959
28,945
812
5,150
4,273
1,059
5,406
Working capital (m)
Long-term debt (m)
Equity (m)
1.6%
2.0%
7.2%
1.3%
1.8%
7.9%
1.2%
1.5%
6.6%
1.1%
1.5%
7.1%
1.2%
1.6%
7.6%
1.0%
1.4%
6.6%
0.9%
1.6%
4.5%
1.8%
2.1%
8.1%
2.0%
2.3%
7.9%
1.3%
1.5%
5.8%
1.3%
1.5%
7.9%
1.2%
1.4%
7.3%
ROIC
Return on capital
Return on equity
Working Capital
2019
2020
2021
Cash assets
3,888
4,672
6,782
Receivables
- -
- -
480
Inventory
- -
- -
- -
Other
21,501
23,529
22,576
Current assets
25,389
28,375
29,975
Acc. Payable
- -
- -
- -
Debt due
2,255
1,280
1,030
Other
- -
- -
- -
Current liab.
2,255
1,280
1,030
30.3%
(3.8)%
38.7%
11.1%
39.5%
2.5%
37.8%
18.0%
42.0%
37.3%
35.8%
39.1%
24.4%
62.8%
55.8%
26.2%
57.4%
71.8%
42.3%
281.9%
59.5%
43.9%
89.7%
7.2%
Plowback ratio
Div.&Repurch. to FCF
F.N.B. Corporation (US) started trading on September 2, 1986 (cik: 0000037808), operates in the Financial Services sector (Banks—Regional industry), has 3,884 full-time employees, and is led by Mr. Vincent Delie. F.N.B. Corporation, a financial holding company, provides a range of financial services primarily to consumers, corporations, governments, and small- to medium-sized businesses. The company operates through three segments: Community Banking, Wealth Management, and Insurance. It offers commercial banking solutions, including corporate and small business banking, investment real estate financing, business credit, capital market, and lease financing services. The company also provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services; and wealth management services comprising personal and corporate fiduciary services comprising administration of decedent and trust estates; securities brokerage and investment advisory services, mutual funds, and annuities; and commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. As of December 31, 2021, it operated 334 banking offices in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.
Annual rates
(avg rate of change)
Past
5 y.
Past
10 y.
Revenues
3.08%
11.13%
Cash flow
146.44%
58.33%
Earnings
26.63%
18.88%
Dividends
2.23%
11.02%
Book value
3.97%
17.13%
Insider trading
Type
Shares
Date
Campbell William B
Purchase
1,900
01/26/23
Robinson Barry C
InKind
5,194
01/03/23
Orie James
InKind
3,886
01/03/23
David Bryant Mitchell
InKind
3,410
01/03/23
Guerrieri Gary L
InKind
6,349
01/03/23
Fiscal Year Ends
Quarterly Revenue (m)
Full fiscal year
I
II
III
IV
2020
301
306
307
319
1,233
2021
306
308
320
303
1,237
2022
312
336
343
- -
- -
Fiscal Year Ends
Earnings per share
Full fiscal year
I
II
III
IV
2020
0.15
0.26
0.26
0.22
0.88
2021
0.29
0.32
0.34
0.31
1.25
2022
0.16
0.31
0.38
- -
- -
Fiscal Year Ends
Quarterly dividends paid
Full fiscal year
I
II
III
IV
2020
0.13
0.13
0.13
0.13
0.51
2021
0.13
0.13
0.13
0.13
0.51
2022
- -
- -
- -
- -
- -