US stock · Financial Services sector · Banks—Regional
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F.N.B. Corporation

FNBNYSE

11.78

USD
-0.20
(-1.67%)
Market Closed
10.81P/E
8Forward P/E
0.54P/E to S&P500
4.132BMarket CAP
4.01%Div Yield

F.N.B. Corporation

NYSE:FNB

RECENT
PRICE

11.78

P/E
RATIO

10.81

(PEG:0.24)

P/E RATIO
RELATIVE
TO S&P

0.54

DIV
YLD

2.01%

High:
Low:

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Legends

Stock price

1.11 Beta (1.0 Market)

0

0

0

0

0

0

0

0

0

-

% total return 09/22:

Stock

S&P

1y.

0

0

3y.

0

0

5y.

0

0

0

Percent shares traded:

0

0

0

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

TTM

Fiscal year

4.56

1.15

1.93

0.94

4.60

1.16

1.62

0.96

4.40

0.44

4.50

0.97

3.71

0.40

1.05

0.51

3.54

0.66

1.35

0.49

3.52

0.70

2.19

0.49

3.60

0.79

3.82

0.49

3.63

0.81

2.55

0.49

3.70

0.86

2.55

0.53

3.76

0.92

1.23

0.53

3.91

0.83

1.13

0.53

3.62

0.66

0.73

0.50

3.74

1.16

1.78

0.51

3.74

1.19

0.66

0.51

3.81

0.88

0.22

0.51

3.83

1.25

1.46

0.51

3.79

1.09

2.67

0.24

Revenue per share

Earnings per share

Free Cash Flow per sh

Dividends per share

0.07

9.14

0.05

9.06

0.18

11.48

0.08

10.17

0.09

9.36

0.14

9.75

0.09

10.08

0.10

12.20

0.12

12.07

0.06

12.03

0.29

12.48

0.19

14.53

0.11

14.27

0.14

15.07

0.13

15.34

0.18

15.93

0.08

15.76

CAPEX per share

Book Value per share

59

60

81

103

114

124

139

145

168

174

206

303

323

324

323

323

335

Comm.Shares outs.(m)

14.5

0.8

5.6%

14.3

0.8

5.8%

31.1

1.4

7.1%

18.2

0.3

7.0%

12.8

0.6

5.8%

14.3

0.9

4.9%

14.2

1.0

4.3%

14.8

0.9

4.1%

14.5

0.8

4.3%

14.5

0.7

4.0%

15.6

0.7

4.1%

21.6

0.9

3.5%

11.3

0.5

3.9%

9.7

0.4

4.4%

9.6

0.3

6.0%

9.6

0.3

4.2%

10.8

0.5

2.0%

Avg. annual P/E ratio

P/E relative to S&P500

Avg. annual div. yield

Capital Structure (30/6/22 | Q2)

Total liabilities
$36,245 m.

Total assets
$41,681 m.

Long-term debt
$712 m.

Cash and equiv.
$2,029 m.

Goodwill $2,434 m.

Retained earnings $1,182 m.

Common stock 357 m. shares

Market Capitalisation
$4,132 m. (as of 24/9/22)

436

- -

501

- -

528

- -

620

- -

654

- -

805

- -

1,099

- -

1,208

- -

1,211

- -

1,233

- -

1,237

- -

1,271

- -

Revenue (m)

Operating margin

22

87

32

110

71

118

40

144

44

160

61

171

89

199

109

373

45

387

(3)

286

10

405

15

372

Depreciation (m)

Net profit (m)

26.9%

19.9%

28.4%

22.0%

27.5%

22.3%

30.3%

23.2%

30.5%

24.4%

30.6%

21.2%

44.1%

18.1%

17.5%

30.9%

17.8%

32.0%

16.6%

23.2%

19.5%

32.7%

20.0%

29.2%

Income tax rate

Net profit margin

6,648

292

1,210

8,891

429

1,402

9,015

349

1,774

11,271

670

2,021

12,162

766

2,096

14,907

667

2,572

20,448

805

4,409

21,613

740

4,608

23,134

1,448

4,883

27,095

1,216

4,959

28,945

812

5,150

4,204

712

5,436

Working capital (m)

Long-term debt (m)

Equity (m)

1.6%

2.0%

7.2%

1.3%

1.8%

7.9%

1.2%

1.5%

6.6%

1.1%

1.5%

7.1%

1.2%

1.6%

7.6%

1.0%

1.4%

6.6%

0.9%

1.6%

4.5%

1.8%

2.1%

8.1%

2.0%

2.3%

7.9%

1.3%

1.5%

5.8%

1.3%

1.5%

7.9%

1.1%

1.3%

6.8%

ROIC

Return on capital

Return on equity

Working Capital

2019

2020

2021

Cash assets

3,888

4,672

6,782

Receivables

- -

- -

480

Inventory

- -

- -

- -

Other

21,501

23,529

22,576

Current assets

25,389

28,375

29,975

Acc. Payable

- -

- -

- -

Debt due

2,255

1,280

1,030

Other

- -

- -

- -

Current liab.

2,255

1,280

1,030

30.3%

(3.8)%

38.7%

11.1%

39.5%

2.5%

37.8%

18.0%

42.0%

37.3%

35.8%

39.1%

24.4%

62.8%

55.8%

26.2%

57.4%

71.8%

42.3%

281.9%

59.5%

43.9%

78.0%

14.7%

Plowback ratio

Div.&Repurch. to FCF

F.N.B. Corporation (US) started trading on September 2, 1986 (cik: 0000037808), operates in the Financial Services sector (Banks—Regional industry), has 3,884 full-time employees, and is led by Mr. Vincent Delie. F.N.B. Corporation, a financial holding company, provides a range of financial services primarily to consumers, corporations, governments, and small- to medium-sized businesses. The company operates through three segments: Community Banking, Wealth Management, and Insurance. It offers commercial banking solutions, including corporate and small business banking, investment real estate financing, business credit, capital market, and lease financing services. The company also provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services; and wealth management services comprising personal and corporate fiduciary services comprising administration of decedent and trust estates; securities brokerage and investment advisory services, mutual funds, and annuities; and commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. As of December 31, 2021, it operated 334 banking offices in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.

Annual rates

(avg rate of change)

Past
5 y.

Past
10 y.

Revenues

3.08%

11.13%

Cash flow

146.44%

58.33%

Earnings

26.63%

18.88%

Dividends

2.23%

11.02%

Book value

3.97%

17.13%

Insider trading

Type

Shares

Date

Campbell William B

Purchase

850

09/06/22

Campbell William B

Purchase

1,500

08/30/22

Campbell William B

Purchase

2,500

08/30/22

Orie James

Sale

51,167

08/19/22

Bena Pamela A

Purchase

800

07/27/22

Fiscal Year Ends

Quarterly Revenue (m)

Full fiscal year

I

II

III

IV

2020

301

306

307

319

1,233

2021

306

308

320

303

1,237

2022

312

336

- -

- -

- -

Fiscal Year Ends

Earnings per share

Full fiscal year

I

II

III

IV

2020

0.15

0.26

0.26

0.22

0.88

2021

0.29

0.32

0.34

0.31

1.25

2022

0.16

0.31

- -

- -

- -

Fiscal Year Ends

Quarterly dividends paid

Full fiscal year

I

II

III

IV

2020

0.13

0.13

0.13

0.13

0.51

2021

0.13

0.13

0.13

0.13

0.51

2022

- -

- -

- -

- -

- -