Mastercard Incorporated
MA
NYSE373.73
Mastercard Incorporated
NYSE:MA
RECENT
PRICE
373.73
P/E
RATIO
34.47
(PEG:2.09)
P/E RATIO
RELATIVE
TO S&P
1.63
DIV
YLD
0.58%
High:
Low:
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Legends
Stock price
1.11 Beta (1.0 Market)
0
0
0
0
0
0
0
0
0
% total return 06/23:
Stock
S&P
1y.
0
0
3y.
0
0
5y.
0
0
0
Percent shares traded:
0
0
0
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
Fiscal year
2.46
0.04
0.41
0.01
3.02
0.81
0.45
0.05
3.84
(0.20)
0.19
0.06
3.93
1.13
0.95
0.06
4.23
1.41
1.18
0.06
5.25
1.49
1.96
0.06
5.91
2.21
2.18
0.11
0.69
0.26
0.32
0.02
8.13
3.10
2.64
0.44
8.52
3.36
3.26
0.64
9.81
3.70
3.74
0.76
11.71
3.67
4.81
0.88
14.36
5.63
5.49
1.00
16.60
7.98
7.33
1.32
15.27
6.40
6.50
1.60
18.85
8.67
8.63
1.74
22.97
10.26
10.43
1.97
Revenue per share
Earnings per share
Free Cash Flow per sh
Dividends per share
0.07
1.75
0.12
2.24
0.13
1.48
0.11
2.70
0.12
3.97
0.14
4.58
0.17
5.53
0.02
0.62
0.29
5.83
0.30
5.32
0.35
5.15
0.40
5.12
0.48
5.18
0.72
5.79
0.71
6.38
0.81
7.30
1.13
6.57
CAPEX per share
Book Value per share
1,354
1,349
1,301
1,298
1,310
1,280
1,250
12,110
1,165
1,134
1,098
1,067
1,041
1,017
1,002
1,002
968
Comm.Shares outs.(m)
- -
- -
- -
17.9
1.03
0.38%
(110.0)
(5.13)
0.28%
16.6
0.23
0.32%
16.4
0.79
0.26%
20.0
1.23
0.20%
19.5
1.31
0.25%
237.7
13.96
0.03%
24.9
1.37
0.57%
27.3
1.37
0.70%
25.8
1.16
0.80%
34.6
1.47
0.70%
33.8
1.35
0.53%
31.9
1.32
0.52%
48.0
1.27
0.52%
41.2
1.37
0.49%
33.2
1.56
0.58%
Avg. annual P/E ratio
P/E relative to S&P500
Avg. annual div. yield
Capital Structure (31/12/22 | Q4)
Total liabilities
$32,347 m.
Total assets
$38,724 m.
Long-term debt
$13,749 m.
Cash and equiv.
$7,008 m.
Goodwill $7,522 m.
Retained earnings $53,607 m.
Common stock 960 m. shares
Market Capitalisation
$326,000 m. (as of 4/6/23)
6,714
40.4%
7,391
53.3%
8,346
54.0%
9,473
53.9%
9,667
52.5%
10,776
53.5%
12,497
53.0%
14,950
48.7%
16,883
57.2%
15,301
52.8%
18,884
53.4%
22,237
55.2%
Revenue (m)
Operating margin
194
1,906
230
2,759
258
3,116
321
3,617
366
3,808
373
4,059
437
3,915
459
5,859
522
8,118
580
6,411
726
8,687
750
9,930
Depreciation (m)
Net profit (m)
30.7%
28.4%
29.9%
37.3%
30.8%
37.3%
28.8%
38.2%
23.2%
39.4%
28.1%
37.7%
40.0%
31.3%
18.7%
39.2%
16.6%
48.1%
17.4%
41.9%
15.7%
46.0%
15.4%
44.7%
Income tax rate
Net profit margin
3,524
- -
5,868
4,451
- -
6,917
4,918
- -
7,484
4,775
1,494
6,790
4,716
3,287
6,028
6,022
5,180
5,656
5,004
5,424
5,468
4,578
5,834
5,395
4,998
8,527
5,893
7,266
12,023
6,391
3,787
13,109
7,312
2,435
13,749
6,356
Working capital (m)
Long-term debt (m)
Equity (m)
29.7%
26.0%
32.5%
36.8%
31.8%
39.9%
38.1%
31.7%
41.6%
40.2%
33.5%
53.3%
38.7%
30.9%
63.2%
36.1%
30.8%
71.8%
32.0%
31.3%
71.6%
45.4%
29.8%
108.6%
48.0%
34.1%
137.8%
31.1%
24.3%
100.3%
37.1%
28.6%
118.8%
42.1%
31.5%
156.2%
ROIC
Return on capital
Return on equity
Working Capital
2020
2021
2022
Cash assets
10,596
7,904
7,491
Receivables
4,352
4,325
3,425
Inventory
- -
- -
- -
Other
4,165
4,730
5,773
Current assets
19,113
16,949
16,606
Acc. Payable
527
738
926
Debt due
649
792
274
Other
10,671
11,632
12,971
Current liab.
11,847
13,162
14,171
95.7%
5.1%
96.0%
48.9%
95.2%
68.9%
91.8%
70.3%
85.8%
126.9%
80.9%
114.7%
79.4%
106.0%
75.9%
91.7%
82.2%
104.5%
83.4%
105.2%
75.0%
93.3%
80.0%
88.4%
Plowback ratio
Div.&Repurch. to FCF
Mastercard Incorporated (US) started trading on May 4, 2006 (cik: 0001141391), operates in the Financial Services sector (Credit Services industry), has 24,000 full-time employees, and is led by Mr. Michael Miebach. Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; prepaid programs and management services; commercial credit and debit payment products and solutions; and payment products and solutions that allow its customers to access funds in deposit and other accounts. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.
Annual rates
(avg rate of change)
Past
5 y.
Past
10 y.
Revenues
11.18%
11.93%
Cash flow
16.81%
12.80%
Earnings
16.83%
15.71%
Dividends
16.49%
27.51%
Book value
4.75%
-1.37%
Insider trading
Type
Shares
Date
Sachin J. Mehra
Award
13,797
03/01/23
Sachin J. Mehra
Award
1,429
03/01/23
Sachin J. Mehra
Award
4,866
03/01/23
Sachin J. Mehra
InKind
1,311
03/01/23
Ling Hai
Award
5,519
03/01/23
Fiscal Year Ends
Quarterly Revenue (m)
Full fiscal year
I
II
III
IV
2020
4,009
3,335
3,837
4,120
15,301
2021
4,155
4,528
4,985
5,216
18,884
2022
5,167
5,497
5,756
5,817
22,237
Fiscal Year Ends
Earnings per share
Full fiscal year
I
II
III
IV
2020
1.69
1.42
1.51
1.78
6.40
2021
1.82
2.06
2.41
2.37
8.67
2022
2.72
2.35
2.58
2.61
10.26
Fiscal Year Ends
Quarterly dividends paid
Full fiscal year
I
II
III
IV
2020
0.40
0.40
0.40
0.40
1.60
2021
0.44
0.43
0.43
0.43
1.74
2022
0.49
0.49
0.49
0.49
1.97
10/17/2022
Visa, Mastercard Draw New Government Scrutiny
The Wall Street Journal - Read more...
09/20/2022
Card Companies Face Calls to Abandon Gun-Shop Code
The Wall Street Journal - Read more...
09/14/2022
Walmart, Target Urge Lawmakers to Pass Bill Taking Aim at Visa, Mastercard Fees
The Wall Street Journal - Read more...
07/27/2022
Senate Bill Takes Aim at Visa, Mastercard Credit-Card Fees
The Wall Street Journal - Read more...
04/15/2022
Visa, Mastercard Fees to Hurt Consumers, Sen. Durbin Says
The Wall Street Journal - Read more...
04/06/2022
Banks Weigh Using Zelle to Challenge Visa, Mastercard
The Wall Street Journal - Read more...
03/09/2022
Cross-Border Travel Rebound a Risk for Card Stocks
The Wall Street Journal - Read more...
03/08/2022
Visa, Mastercard Prepare to Raise Credit-Card Fees
The Wall Street Journal - Read more...
01/27/2022
Apple, Intel, Tesla, Levi Strauss: What to Watch in the Stock Market Today
The Wall Street Journal - Read more...
12/26/2021
Early Holiday Shopping Helps Offset Omicron Damper
The Wall Street Journal - Read more...
12/21/2021
McDonald’s to Sell Digital Startup Dynamic Yield to Mastercard
The Wall Street Journal - Read more...
12/17/2021
Rivian, FedEx, Cerner, Oracle: What to Watch in the Stock Market Today
The Wall Street Journal - Read more...
12/16/2021
Plug Power, Rivian, Roblox, Adobe: What to Watch When the Stock Market Opens Today
The Wall Street Journal - Read more...
10/26/2021
Facebook, Bakkt, GE, Alphabet: What to Watch in the Stock Market Today
The Wall Street Journal - Read more...
04/29/2021
Facebook, Twitter, eBay, Apple: What to Watch When the Stock Market Opens Today
The Wall Street Journal - Read more...
03/16/2021
Visa, Mastercard Delay Credit-Card Swipe Fee Increases
The Wall Street Journal - Read more...