Radian Group Inc.
RDN
NYSE19.29
Radian Group Inc.
NYSE:RDN
RECENT
PRICE
19.29
P/E
RATIO
5.02
(PEG:0.08)
P/E RATIO
RELATIVE
TO S&P
0.25
DIV
YLD
3.15%
High:
Low:
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Legends
Stock price
1.22 Beta (1.0 Market)
0
0
0
0
0
0
0
0
0
% total return 10/22:
Stock
S&P
1y.
0
0
3y.
0
0
5y.
0
0
0
Percent shares traded:
0
0
0
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
TTM
Fiscal year
16.33
7.16
5.82
0.08
2.53
(16.22)
3.75
0.08
22.53
(5.12)
(4.20)
0.05
16.03
(1.80)
0.68
0.01
3.64
(15.74)
(7.54)
0.01
14.71
2.28
(6.80)
0.01
6.17
(3.41)
(3.86)
0.01
4.38
(1.14)
(3.87)
0.01
5.81
5.20
(0.84)
0.01
5.97
1.44
(0.06)
0.01
5.85
1.46
1.63
0.01
5.67
0.56
1.54
0.01
5.94
2.83
3.04
0.01
7.31
3.22
3.19
0.01
7.36
2.01
3.28
0.50
7.12
3.22
2.92
0.55
6.94
3.94
2.47
0.68
Revenue per share
Earnings per share
Free Cash Flow per sh
Dividends per share
0.19
50.01
0.05
34.20
0.04
25.30
0.05
24.47
0.02
7.50
0.02
8.93
0.01
5.56
0.03
5.43
0.10
11.77
0.13
12.49
0.17
13.56
0.13
13.93
0.12
16.28
0.13
19.39
0.09
21.92
0.07
22.81
0.08
23.15
CAPEX per share
Book Value per share
81
80
80
82
115
132
133
173
185
200
212
215
214
209
195
187
179
Comm.Shares outs.(m)
8.2
0.5
0.1%
(2.5)
(0.1)
0.2%
(1.0)
(0.0)
0.9%
(2.5)
(0.0)
0.2%
(0.6)
(0.0)
0.1%
2.0
0.1
0.2%
(1.1)
(0.1)
0.3%
(10.4)
(0.6)
0.1%
2.9
0.2
0.1%
11.5
0.6
0.1%
8.7
0.4
0.1%
32.6
1.4
0.1%
6.6
0.3
0.1%
7.0
0.3
0.0%
8.7
0.2
2.8%
6.9
0.2
2.5%
5.0
0.3
3.2%
Avg. annual P/E ratio
P/E relative to S&P500
Avg. annual div. yield
Capital Structure (30/6/22 | Q2)
Total liabilities
$3,343 m.
Total assets
$7,274 m.
Long-term debt
$1,596 m.
Cash and equiv.
$135 m.
Goodwill $10 m.
Retained earnings $3,492 m.
Common stock 174 m. shares
Market Capitalisation
$3,147 m. (as of 1/10/22)
1,948
- -
818
- -
759
- -
1,073
- -
1,193
- -
1,238
- -
1,222
- -
1,273
- -
1,527
- -
1,439
- -
1,330
- -
1,244
15.1%
Revenue (m)
Operating margin
63
302
72
(451)
80
(197)
66
960
82
287
71
308
86
121
69
606
73
672
72
394
75
601
3
702
Depreciation (m)
Net profit (m)
18.0%
15.5%
(1.6)%
(55.2)%
4.9%
(26.0)%
(209.4)%
89.5%
35.7%
24.0%
36.3%
24.9%
65.1%
9.9%
11.4%
47.6%
20.8%
44.0%
17.9%
27.4%
21.5%
45.2%
22.1%
57.0%
Income tax rate
Net profit margin
133,808
1,047
1,182
(4,275)
772
736
(3,558)
1,025
940
(3,362)
1,210
2,172
(1,817)
1,219
2,497
(1,792)
1,070
2,872
(1,386)
1,027
3,000
(1,106)
1,030
3,489
(1,126)
1,022
4,049
739
1,582
4,284
1,203
1,560
4,259
503
1,596
3,931
Working capital (m)
Long-term debt (m)
Equity (m)
15.8%
6.5%
25.6%
(26.4)%
(6.6)%
(61.3)%
(6.4)%
(2.4)%
(21.0)%
18.1%
2.9%
44.2%
9.2%
9.5%
11.5%
9.1%
9.6%
10.7%
3.6%
6.9%
4.0%
14.4%
11.8%
17.4%
14.1%
13.3%
16.6%
5.7%
6.9%
9.2%
8.5%
10.8%
14.1%
10.6%
13.6%
17.9%
ROIC
Return on capital
Return on equity
Working Capital
2019
2020
2021
Cash assets
5,300
5,295
5,358
Receivables
111
194
192
Inventory
- -
- -
- -
Other
(4,799)
(5,884)
(5,208)
Current assets
612
739
1,203
Acc. Payable
- -
- -
- -
Debt due
- -
- -
- -
Other
1,738
- -
- -
Current liab.
1,738
- -
- -
99.6%
(0.1)%
100.3%
- -
100.8%
- -
99.8%
158.6%
99.3%
(1,730.9)%
99.3%
29.3%
98.2%
(1.5)%
99.6%
7.8%
99.7%
45.0%
75.2%
50.2%
82.8%
92.0%
82.5%
137.5%
Plowback ratio
Div.&Repurch. to FCF
Radian Group Inc. (US) started trading on October 5, 1992 (cik: 0000890926), operates in the Financial Services sector (Insurance—Specialty industry), has 1,800 full-time employees, and is led by Mr. Richard Thornberry. Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.
Annual rates
(avg rate of change)
Past
5 y.
Past
10 y.
Revenues
2.70%
6.51%
Cash flow
19.94%
-346.51%
Earnings
105.64%
-38.25%
Dividends
1157.58%
520.18%
Book value
9.39%
25.64%
Insider trading
Type
Shares
Date
Hoffman Edward J
Sale
10,000
09/02/22
Culang Howard Bernard
Award
613
09/01/22
Hoffman Edward J
Sale
10,000
06/06/22
Culang Howard Bernard
Award
591
06/03/22
Mumford Lisa
Sale
2,393
05/17/22
Fiscal Year Ends
Quarterly Revenue (m)
Full fiscal year
I
II
III
IV
2020
329
364
375
370
1,439
2021
329
337
326
338
1,330
2022
293
287
- -
- -
- -
Fiscal Year Ends
Earnings per share
Full fiscal year
I
II
III
IV
2020
0.72
(0.15)
0.69
0.76
2.01
2021
0.67
0.83
0.68
1.04
3.22
2022
1.02
1.16
- -
- -
- -
Fiscal Year Ends
Quarterly dividends paid
Full fiscal year
I
II
III
IV
2020
0.13
0.12
0.12
0.12
0.50
2021
0.13
0.15
0.14
0.13
0.55
2022
0.20
0.21
- -
- -
- -