US stock · Financial Services sector · Insurance—Specialty
Company Logo

Radian Group Inc.

RDNNYSE

19.29

USD
-0.08
(-0.41%)
Market Closed
5.02P/E
6Forward P/E
0.25P/E to S&P500
3.117BMarket CAP
3.51%Div Yield

Radian Group Inc.

NYSE:RDN

RECENT
PRICE

19.29

P/E
RATIO

5.02

(PEG:0.08)

P/E RATIO
RELATIVE
TO S&P

0.25

DIV
YLD

3.15%

High:
Low:

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Legends

Stock price

1.22 Beta (1.0 Market)

0

0

0

0

0

0

0

0

0

-

% total return 10/22:

Stock

S&P

1y.

0

0

3y.

0

0

5y.

0

0

0

Percent shares traded:

0

0

0

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

TTM

Fiscal year

16.33

7.16

5.82

0.08

2.53

(16.22)

3.75

0.08

22.53

(5.12)

(4.20)

0.05

16.03

(1.80)

0.68

0.01

3.64

(15.74)

(7.54)

0.01

14.71

2.28

(6.80)

0.01

6.17

(3.41)

(3.86)

0.01

4.38

(1.14)

(3.87)

0.01

5.81

5.20

(0.84)

0.01

5.97

1.44

(0.06)

0.01

5.85

1.46

1.63

0.01

5.67

0.56

1.54

0.01

5.94

2.83

3.04

0.01

7.31

3.22

3.19

0.01

7.36

2.01

3.28

0.50

7.12

3.22

2.92

0.55

6.94

3.94

2.47

0.68

Revenue per share

Earnings per share

Free Cash Flow per sh

Dividends per share

0.19

50.01

0.05

34.20

0.04

25.30

0.05

24.47

0.02

7.50

0.02

8.93

0.01

5.56

0.03

5.43

0.10

11.77

0.13

12.49

0.17

13.56

0.13

13.93

0.12

16.28

0.13

19.39

0.09

21.92

0.07

22.81

0.08

23.15

CAPEX per share

Book Value per share

81

80

80

82

115

132

133

173

185

200

212

215

214

209

195

187

179

Comm.Shares outs.(m)

8.2

0.5

0.1%

(2.5)

(0.1)

0.2%

(1.0)

(0.0)

0.9%

(2.5)

(0.0)

0.2%

(0.6)

(0.0)

0.1%

2.0

0.1

0.2%

(1.1)

(0.1)

0.3%

(10.4)

(0.6)

0.1%

2.9

0.2

0.1%

11.5

0.6

0.1%

8.7

0.4

0.1%

32.6

1.4

0.1%

6.6

0.3

0.1%

7.0

0.3

0.0%

8.7

0.2

2.8%

6.9

0.2

2.5%

5.0

0.3

3.2%

Avg. annual P/E ratio

P/E relative to S&P500

Avg. annual div. yield

Capital Structure (30/6/22 | Q2)

Total liabilities
$3,343 m.

Total assets
$7,274 m.

Long-term debt
$1,596 m.

Cash and equiv.
$135 m.

Goodwill $10 m.

Retained earnings $3,492 m.

Common stock 174 m. shares

Market Capitalisation
$3,147 m. (as of 1/10/22)

1,948

- -

818

- -

759

- -

1,073

- -

1,193

- -

1,238

- -

1,222

- -

1,273

- -

1,527

- -

1,439

- -

1,330

- -

1,244

15.1%

Revenue (m)

Operating margin

63

302

72

(451)

80

(197)

66

960

82

287

71

308

86

121

69

606

73

672

72

394

75

601

3

702

Depreciation (m)

Net profit (m)

18.0%

15.5%

(1.6)%

(55.2)%

4.9%

(26.0)%

(209.4)%

89.5%

35.7%

24.0%

36.3%

24.9%

65.1%

9.9%

11.4%

47.6%

20.8%

44.0%

17.9%

27.4%

21.5%

45.2%

22.1%

57.0%

Income tax rate

Net profit margin

133,808

1,047

1,182

(4,275)

772

736

(3,558)

1,025

940

(3,362)

1,210

2,172

(1,817)

1,219

2,497

(1,792)

1,070

2,872

(1,386)

1,027

3,000

(1,106)

1,030

3,489

(1,126)

1,022

4,049

739

1,582

4,284

1,203

1,560

4,259

503

1,596

3,931

Working capital (m)

Long-term debt (m)

Equity (m)

15.8%

6.5%

25.6%

(26.4)%

(6.6)%

(61.3)%

(6.4)%

(2.4)%

(21.0)%

18.1%

2.9%

44.2%

9.2%

9.5%

11.5%

9.1%

9.6%

10.7%

3.6%

6.9%

4.0%

14.4%

11.8%

17.4%

14.1%

13.3%

16.6%

5.7%

6.9%

9.2%

8.5%

10.8%

14.1%

10.6%

13.6%

17.9%

ROIC

Return on capital

Return on equity

Working Capital

2019

2020

2021

Cash assets

5,300

5,295

5,358

Receivables

111

194

192

Inventory

- -

- -

- -

Other

(4,799)

(5,884)

(5,208)

Current assets

612

739

1,203

Acc. Payable

- -

- -

- -

Debt due

- -

- -

- -

Other

1,738

- -

- -

Current liab.

1,738

- -

- -

99.6%

(0.1)%

100.3%

- -

100.8%

- -

99.8%

158.6%

99.3%

(1,730.9)%

99.3%

29.3%

98.2%

(1.5)%

99.6%

7.8%

99.7%

45.0%

75.2%

50.2%

82.8%

92.0%

82.5%

137.5%

Plowback ratio

Div.&Repurch. to FCF

Radian Group Inc. (US) started trading on October 5, 1992 (cik: 0000890926), operates in the Financial Services sector (Insurance—Specialty industry), has 1,800 full-time employees, and is led by Mr. Richard Thornberry. Radian Group Inc., together with its subsidiaries, engages in the mortgage and real estate services business in the United States. Its Mortgage segment offers credit-related insurance coverage primarily through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management, contract underwriting, and fulfillment solutions. This segment primarily serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company's Homegenius segment offers title services, including a suite of insurance and non-insurance title, tax and title data, centralized recording, document retrieval and default curative title services, and deed and property reports, as well as closing and settlement services comprising electronic execution and traditional signing services; real estate valuation products and services; and asset management services, as well as a suite of real estate technology products and services to facilitate real estate transactions, such as software as a service solutions. This segment serves consumers, mortgage lenders, mortgage and real estate investors, government-sponsored enterprises, and real estate brokers and agents. The company was founded in 1977 and is headquartered in Wayne, Pennsylvania.

Annual rates

(avg rate of change)

Past
5 y.

Past
10 y.

Revenues

2.70%

6.51%

Cash flow

19.94%

-346.51%

Earnings

105.64%

-38.25%

Dividends

1157.58%

520.18%

Book value

9.39%

25.64%

Insider trading

Type

Shares

Date

Hoffman Edward J

Sale

10,000

09/02/22

Culang Howard Bernard

Award

613

09/01/22

Hoffman Edward J

Sale

10,000

06/06/22

Culang Howard Bernard

Award

591

06/03/22

Mumford Lisa

Sale

2,393

05/17/22

Fiscal Year Ends

Quarterly Revenue (m)

Full fiscal year

I

II

III

IV

2020

329

364

375

370

1,439

2021

329

337

326

338

1,330

2022

293

287

- -

- -

- -

Fiscal Year Ends

Earnings per share

Full fiscal year

I

II

III

IV

2020

0.72

(0.15)

0.69

0.76

2.01

2021

0.67

0.83

0.68

1.04

3.22

2022

1.02

1.16

- -

- -

- -

Fiscal Year Ends

Quarterly dividends paid

Full fiscal year

I

II

III

IV

2020

0.13

0.12

0.12

0.12

0.50

2021

0.13

0.15

0.14

0.13

0.55

2022

0.20

0.21

- -

- -

- -