Regions Financial Corporation
RF
NYSE23.69
Regions Financial Corporation
NYSE:RF
RECENT
PRICE
23.69
P/E
RATIO
10.42
(PEG:0.07)
P/E RATIO
RELATIVE
TO S&P
0.47
DIV
YLD
2.75%
High:
Low:
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Legends
Stock price
1.22 Beta (1.0 Market)
0
0
0
0
0
0
0
0
0
% total return 02/23:
Stock
S&P
1y.
0
0
3y.
0
0
5y.
0
0
0
Percent shares traded:
0
0
0
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
TTM
Fiscal year
10.79
2.70
5.48
1.78
10.25
1.77
4.17
1.46
9.95
(8.05)
2.22
0.96
7.03
(1.04)
1.78
0.30
5.67
(0.44)
3.29
0.19
5.58
(0.22)
4.57
0.23
3.79
0.81
1.64
0.07
3.69
0.80
2.57
0.12
3.66
0.84
1.33
0.22
4.04
0.80
1.18
0.28
4.46
0.93
1.51
0.30
4.78
1.06
1.76
0.35
5.33
1.61
2.02
0.47
5.85
1.59
2.57
0.66
6.49
1.14
2.36
0.73
6.72
2.66
3.19
0.64
6.11
2.02
2.81
0.59
Revenue per share
Earnings per share
Free Cash Flow per sh
Dividends per share
0.19
41.26
0.64
28.00
0.67
24.19
0.24
18.08
0.16
13.64
0.20
16.58
0.13
11.22
0.15
11.30
0.19
12.36
0.00
12.71
0.05
13.28
0.16
13.65
0.07
13.82
0.02
16.38
0.06
18.89
- -
19.31
- -
17.79
CAPEX per share
Book Value per share
502
708
695
989
1,227
995
1,381
1,395
1,375
1,325
1,255
1,186
1,092
995
959
949
942
Comm.Shares outs.(m)
- -
- -
- -
18.2
1.1
4.5%
(1.9)
(0.1)
6.3%
(4.8)
(0.1)
6.0%
(15.9)
(0.8)
2.7%
(26.9)
(1.6)
3.9%
7.9
0.5
1.2%
11.1
0.7
1.4%
12.3
0.7
2.1%
12.1
0.6
2.9%
10.3
0.5
3.2%
13.9
0.6
2.3%
11.2
0.4
2.6%
9.7
0.4
4.3%
11.0
0.3
5.8%
7.9
0.3
3.1%
10.4
0.5
2.7%
Avg. annual P/E ratio
P/E relative to S&P500
Avg. annual div. yield
Capital Structure (30/9/22 | Q3)
Total liabilities
$142,625 m.
Total assets
$157,798 m.
Long-term debt
$2,274 m.
Cash and equiv.
$15,666 m.
Goodwill $5,739 m.
Retained earnings $6,531 m.
Common stock 934 m. shares
Market Capitalisation
$22,198 m. (as of 6/2/23)
5,551
- -
5,235
- -
5,145
- -
5,039
- -
5,352
- -
5,599
- -
5,670
- -
5,821
- -
5,825
- -
6,225
- -
6,376
- -
5,749
- -
Revenue (m)
Operating margin
269
(215)
717
1,120
645
1,122
523
1,155
523
1,062
574
1,163
537
1,263
462
1,759
426
1,582
421
1,094
371
2,521
362
1,949
Depreciation (m)
Net profit (m)
(17.4)%
(3.9)%
29.0%
21.4%
28.5%
21.8%
28.6%
22.9%
29.7%
19.8%
30.7%
20.8%
32.8%
22.3%
19.8%
30.2%
20.3%
27.2%
16.7%
17.6%
21.6%
39.5%
21.5%
35.1%
Income tax rate
Net profit margin
92,741
8,110
16,499
86,221
5,861
15,499
85,823
4,830
15,768
86,777
3,462
16,989
93,699
8,349
16,844
93,156
7,763
16,664
90,838
8,132
16,192
92,470
12,424
15,090
92,997
7,879
16,295
111,608
3,569
18,111
125,277
2,407
18,326
44,216
2,274
15,173
Working capital (m)
Long-term debt (m)
Equity (m)
0.6%
0.5%
(1.3)%
1.3%
1.8%
7.2%
1.2%
1.7%
7.1%
1.2%
1.6%
6.8%
1.0%
1.4%
6.3%
1.1%
1.6%
7.0%
1.2%
1.8%
7.8%
1.8%
2.2%
11.7%
1.8%
2.2%
9.7%
1.0%
1.1%
6.0%
1.6%
2.1%
13.8%
1.3%
1.7%
12.8%
ROIC
Return on capital
Return on equity
Working Capital
2019
2020
2021
Cash assets
25,123
38,965
50,420
Receivables
362
346
319
Inventory
- -
- -
- -
Other
69,562
67,442
67,066
Current assets
95,047
111,608
125,277
Acc. Payable
- -
- -
- -
Debt due
2,050
- -
- -
Other
- -
- -
- -
Current liab.
2,050
- -
- -
205.1%
- -
90.9%
120.6%
84.8%
14.2%
74.1%
30.3%
65.3%
63.2%
67.2%
64.6%
67.5%
80.6%
70.7%
119.7%
58.5%
68.7%
36.2%
30.8%
75.9%
35.5%
72.2%
47.4%
Plowback ratio
Div.&Repurch. to FCF
Regions Financial Corporation (US) started trading on May 5, 2002 (cik: 0001281761), operates in the Financial Services sector (Banks—Regional industry), has 20,073 full-time employees, and is led by Mr. John Turner. Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. The company also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. As of March 01, 2022, it operated through a network of 1,300 banking offices and 2,000 automated teller machines across the South, Midwest, and Texas. Regions Financial Corporation was founded in 1971 and is headquartered in Birmingham, Alabama.
Annual rates
(avg rate of change)
Past
5 y.
Past
10 y.
Revenues
3.01%
2.26%
Cash flow
10.96%
7.80%
Earnings
32.20%
15.78%
Dividends
11.62%
24.81%
Book value
3.38%
2.03%
Insider trading
Type
Shares
Date
Ritter William D.
Sale
13,000
01/27/23
Peters Scott M.
Discretionary
20,263
01/25/23
Peters Scott M.
Discretionary
25,316
01/25/23
Lusco C. Matthew
Sale
100,000
01/25/23
Crosswhite Mark A.
Award
1,393
01/13/23
Fiscal Year Ends
Quarterly Revenue (m)
Full fiscal year
I
II
III
IV
2020
1,425
1,517
1,617
1,666
6,225
2021
1,594
1,557
1,593
1,619
6,363
2022
1,052
1,735
1,343
- -
- -
Fiscal Year Ends
Earnings per share
Full fiscal year
I
II
III
IV
2020
0.17
(0.22)
0.55
0.64
1.14
2021
0.68
0.83
0.69
0.46
2.66
2022
0.55
0.62
0.43
- -
- -
Fiscal Year Ends
Quarterly dividends paid
Full fiscal year
I
II
III
IV
2020
0.18
0.18
0.18
0.18
0.73
2021
0.19
0.19
0.18
0.08
0.64
2022
0.17
0.17
0.17
- -
- -
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