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Synchrony Financial

SYF US

SYF USSynchrony Financial

United States Composite

40.80

USD

+1.12

(+2.82%)

5.18EPS Dil.

7.83P/E

16.60BMarket Cap

2.61%Div. Yield

Synchrony Financial

SYF

(United States Composite)

Recent

price

40.80

P/E

ratio

7.83

div

yld

2.61%

ROIC.AI

Legends:

Stock price

1.39

Beta (1.0 Market)

% total return 04/19

Stock

S&P500

YTD

35.69

- -

2.58

- -

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

2022

2023

TTM

FRC

- -

8.77

9.71

10.48

12.19

11.69

13.23

15.54

17.90

19.86

18.95

18.05

24.30

32.35

- -

2.28

2.55

2.38

2.78

2.66

2.71

2.43

3.76

5.59

2.28

7.40

6.19

5.21

- -

6.64

6.79

6.84

7.05

7.42

7.85

10.78

12.59

13.41

12.71

12.57

13.93

20.40

- -

0.26

0.56

0.72

0.87

0.95

0.96

0.99

1.06

- -

1.30

3.95

6.52

8.84

12.50

19.67

18.19

27.04

38.15

45.87

- -

4.08

5.67

10.81

13.14

15.34

16.21

17.42

19.50

16.72

20.21

23.49

27.86

- -

830

757

834

829

796

742

670

589

565

480

421

- -

7,278

8,064

8,698

9,230

9,747

10,972

12,367

13,284

13,312

11,162

10,192

11,674

13,627

- -

104

131

174

219

254

302

367

383

390

419

458

- -

1,890

2,119

1,979

2,109

2,214

2,251

1,935

2,790

3,747

1,385

4,221

3,016

2,238

- -

37.21

37.23

37.01

37.71

37.30

36.95

41.79

23.44

23.33

22.93

23.30

23.88

22.93

- -

25.97

26.28

22.75

22.85

22.71

20.52

15.65

21.00

28.15

12.41

41.41

25.84

16.42

- -

-739

-545

10,597

11,712

10,607

11,788

11,359

13,340

14,303

8,304

9,408

11,724

- -

27,815

24,321

27,460

24,279

20,147

20,799

23,996

19,866

15,775

14,507

14,191

15,982

- -

4,582

5,960

10,478

12,604

14,196

14,234

14,678

15,088

12,701

13,655

12,873

13,903

- -

11.87

5.80

5.81

5.35

5.52

4.24

4.48

6.06

0.34

12.11

6.08

-1.86

- -

390.56

101.23

52.20

31.88

35.32

35.51

11.81

33.61

19.21

12.41

Capital Structure

FRC

•

in mil. unless spec.

Jun'23

Sep'23

Dec'23

ST Debt

- -

LT Borrowings

14,231

15,231

15,982

LT Finance Leases

- -

Preferred Equity and Hybrid Capital

734

Shares Outstanding

418

414

407

Market Capitalization

14,182

12,649

15,539

Working Capital

FRC

•

in mil. unless spec.

Jun'23

Sep'23

Dec'23

Total Current Assets

17,000

18,525

18,058

Cash, Cash Equivalents & STI

17,000

18,525

18,058

Accounts Receivable, Net

- -

Inventories

- -

Total Current Liabilities

5,321

5,875

6,334

Payables & Accruals

5,321

5,875

6,334

ST Debt

- -

Deferred Revenue

- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years

5 years

1 year

Sales/Revenue/Turnover

5.11%

1.33%

16.73%

Net Income, GAAP

16.51%

24.34%

-25.80%

Free Cash Flow

5.28%

-0.60%

28.37%

Total Cash Common Dividend

- -

-5.04%

-6.45%

Total Equity

10.89%

-0.65%

8.00%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

2021

2,581

2,395

2,486

2,730

10,192

2022

2,793

2,873

2,915

3,093

11,674

2023

3,199

3,294

3,475

3,659

13,627

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

2021

1.74

2.13

2.02

1.49

7.40

2022

1.79

1.61

1.48

1.27

6.19

2023

1.36

1.32

1.49

1.04

5.21

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

2021

0.24

0.96

2022

0.24

0.26

0.25

0.99

2023

0.26

0.27

0.28

1.06

Business: Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, jewelry, pets, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.

Company News

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23 days ago
Here's Why You Should Hold Synchrony (SYF) in Your Portfolio
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23 days ago
Here's Why You Should Hold Synchrony (SYF) in Your Portfolio
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24 days ago
Synchrony to Announce First Quarter 2024 Financial Results on April 24, 2024
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a month ago
Prosperity Bancshares (PB) Gets Regulatory Nod to Buy Lone Star
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a month ago
Why This 1 Momentum Stock Could Be a Great Addition to Your Portfolio
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a month ago
Why This 1 Momentum Stock Could Be a Great Addition to Your Portfolio
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a month ago
Why Synchrony (SYF) is a Top Value Stock for the Long-Term
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a month ago
Why Synchrony (SYF) is a Top Value Stock for the Long-Term
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a month ago
Synchrony (SYF), Skipify to Ease Online Shopping Experience
Yahoo
a month ago
Skipify and Synchrony Enter into Strategic Partnership to Simplify and Enhance Online Checkout
Zacks
a month ago
Synchrony (SYF) Completes Pets Best Sale to IPH of Poodle
Yahoo
a month ago
IPH ENTERS STRATEGIC PARTNERSHIP WITH SYNCHRONY AND COMPLETES ACQUISITION OF PETS BEST
Bloomberg
a month ago
Trump Ally Tim Scott Seeks to Block Biden Credit Card Late Fee Cap
Zacks
a month ago
Ally Financial (ALLY) Wraps Up POS Financing Business Sale
Yahoo
2 months ago
Synchrony Completes Acquisition of Ally Lending

Company News

Zacks
17 days ago
Prosperity Bancshares (PB) Completes Lone Star Acquisition
Yahoo
17 days ago
Prosperity Bancshares (PB) Completes Lone Star Acquisition
Zacks
23 days ago
Here's Why You Should Hold Synchrony (SYF) in Your Portfolio
Yahoo
23 days ago
Here's Why You Should Hold Synchrony (SYF) in Your Portfolio
Yahoo
24 days ago
Synchrony to Announce First Quarter 2024 Financial Results on April 24, 2024
Zacks
a month ago
Prosperity Bancshares (PB) Gets Regulatory Nod to Buy Lone Star
Yahoo
a month ago
Why This 1 Momentum Stock Could Be a Great Addition to Your Portfolio
Zacks
a month ago
Why This 1 Momentum Stock Could Be a Great Addition to Your Portfolio
Yahoo
a month ago
Why Synchrony (SYF) is a Top Value Stock for the Long-Term
Zacks
a month ago
Why Synchrony (SYF) is a Top Value Stock for the Long-Term
Zacks
a month ago
Synchrony (SYF), Skipify to Ease Online Shopping Experience
Yahoo
a month ago
Skipify and Synchrony Enter into Strategic Partnership to Simplify and Enhance Online Checkout
Zacks
a month ago
Synchrony (SYF) Completes Pets Best Sale to IPH of Poodle
Yahoo
a month ago
IPH ENTERS STRATEGIC PARTNERSHIP WITH SYNCHRONY AND COMPLETES ACQUISITION OF PETS BEST
Bloomberg
a month ago
Trump Ally Tim Scott Seeks to Block Biden Credit Card Late Fee Cap
Zacks
a month ago
Ally Financial (ALLY) Wraps Up POS Financing Business Sale
Yahoo
2 months ago
Synchrony Completes Acquisition of Ally Lending

- -

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

2022

2023

TTM

FRC

- -

8.77

9.71

10.48

12.19

11.69

13.23

15.54

17.90

19.86

18.95

18.05

24.30

32.35

- -

2.28

2.55

2.38

2.78

2.66

2.71

2.43

3.76

5.59

2.28

7.40

6.19

5.21

- -

6.64

6.79

6.84

7.05

7.42

7.85

10.78

12.59

13.41

12.71

12.57

13.93

20.40

- -

0.26

0.56

0.72

0.87

0.95

0.96

0.99

1.06

- -

1.30

3.95

6.52

8.84

12.50

19.67

18.19

27.04

38.15

45.87

- -

4.08

5.67

10.81

13.14

15.34

16.21

17.42

19.50

16.72

20.21

23.49

27.86

- -

830

757

834

829

796

742

670

589

565

480

421

- -

7,278

8,064

8,698

9,230

9,747

10,972

12,367

13,284

13,312

11,162

10,192

11,674

13,627

- -

104

131

174

219

254

302

367

383

390

419

458

- -

1,890

2,119

1,979

2,109

2,214

2,251

1,935

2,790

3,747

1,385

4,221

3,016

2,238

- -

37.21

37.23

37.01

37.71

37.30

36.95

41.79

23.44

23.33

22.93

23.30

23.88

22.93

- -

25.97

26.28

22.75

22.85

22.71

20.52

15.65

21.00

28.15

12.41

41.41

25.84

16.42

- -

-739

-545

10,597

11,712

10,607

11,788

11,359

13,340

14,303

8,304

9,408

11,724

- -

27,815

24,321

27,460

24,279

20,147

20,799

23,996

19,866

15,775

14,507

14,191

15,982

- -

4,582

5,960

10,478

12,604

14,196

14,234

14,678

15,088

12,701

13,655

12,873

13,903

- -

11.87

5.80

5.81

5.35

5.52

4.24

4.48

6.06

0.34

12.11

6.08

-1.86

- -

390.56

101.23

52.20

31.88

35.32

35.51

11.81

33.61

19.21

12.41