U.S. Bancorp
USB
NYSE30.67
U.S. Bancorp
NYSE:USB
RECENT
PRICE
30.67
P/E
RATIO
7.88
(PEG:-0.32)
P/E RATIO
RELATIVE
TO S&P
0.33
DIV
YLD
3.64%
High:
Low:
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Legends
Stock price
0.95 Beta (1.0 Market)
0
0
0
0
0
0
0
0
0
% total return 05/23:
Stock
S&P
1y.
0
0
3y.
0
0
5y.
0
0
0
Percent shares traded:
0
0
0
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
TTM
Fiscal year
7.99
2.49
1.50
1.64
8.35
1.69
3.05
1.74
8.90
1.19
4.11
0.70
9.38
1.73
2.74
0.25
9.70
2.55
5.13
0.49
10.63
2.99
4.22
0.82
10.54
3.17
6.22
1.00
11.06
3.25
2.96
1.09
11.39
3.33
4.98
1.14
12.28
3.43
3.11
1.21
13.03
3.71
3.86
1.32
13.57
4.34
6.47
1.45
14.47
4.37
3.09
1.74
15.39
3.29
2.46
1.89
15.06
5.28
6.54
1.91
16.03
3.86
14.00
2.04
14.01
3.76
8.42
1.54
Revenue per share
Earnings per share
Free Cash Flow per sh
Dividends per share
- -
12.13
- -
15.10
- -
14.03
- -
15.44
- -
17.75
- -
20.67
- -
22.36
- -
24.11
- -
26.15
- -
27.53
- -
29.24
- -
31.23
- -
32.80
- -
35.19
- -
36.39
- -
33.64
- -
33.28
CAPEX per share
Book Value per share
1,735
1,742
1,851
1,912
1,914
1,887
1,839
1,803
1,764
1,718
1,677
1,634
1,581
1,509
1,509
1,509
1,501
Comm.Shares outs.(m)
13.4
0.8
4.9%
18.3
0.9
5.6%
16.2
0.2
3.6%
14.0
0.7
1.0%
10.0
0.6
1.9%
10.6
0.7
2.6%
11.3
0.7
2.8%
12.9
0.7
2.6%
12.9
0.6
2.7%
12.4
0.6
2.8%
14.2
0.6
2.5%
12.1
0.5
2.8%
12.2
0.5
3.3%
12.4
0.3
4.6%
10.6
0.4
3.4%
12.7
0.6
4.2%
7.9
0.3
3.6%
Avg. annual P/E ratio
P/E relative to S&P500
Avg. annual div. yield
Capital Structure (31/3/23 | Q1)
Total liabilities
$628,923 m.
Total assets
$682,377 m.
Long-term debt
$42,045 m.
Cash and equiv.
$67,228 m.
Goodwill $12,560 m.
Retained earnings $72,807 m.
Common stock 1,532 m. shares
Market Capitalisation
$47,015 m. (as of 28/5/23)
20,064
- -
19,378
- -
19,939
- -
20,093
- -
21,105
- -
21,852
- -
22,181
- -
22,883
- -
23,226
- -
22,721
- -
24,184
- -
21,028
89.0%
Revenue (m)
Operating margin
561
5,647
520
5,836
501
5,851
481
5,879
470
5,888
468
6,218
467
7,096
502
6,914
527
4,959
497
7,963
215
5,825
328
5,966
Depreciation (m)
Net profit (m)
28.9%
28.1%
26.2%
30.1%
26.1%
29.3%
26.1%
29.3%
26.7%
27.9%
16.8%
28.5%
17.9%
32.0%
19.2%
30.2%
17.6%
21.4%
21.5%
35.0%
20.0%
24.1%
19.7%
44.9%
Income tax rate
Net profit margin
246,232
25,516
38,998
245,969
20,049
41,113
259,114
32,260
43,479
276,448
32,078
46,131
309,639
33,323
47,298
319,540
32,259
49,040
330,949
41,340
51,029
334,772
40,167
51,853
391,658
41,297
53,095
372,122
32,125
54,918
- -
39,829
50,766
75,844
42,045
52,989
Working capital (m)
Long-term debt (m)
Equity (m)
2.2%
2.8%
14.5%
2.1%
2.6%
14.2%
1.9%
2.3%
13.5%
1.8%
2.2%
12.7%
1.6%
2.2%
12.4%
1.8%
2.1%
12.7%
2.1%
2.6%
13.9%
2.2%
2.6%
13.3%
1.2%
1.5%
9.3%
1.6%
1.9%
14.5%
1.2%
1.6%
11.5%
1.7%
1.9%
11.3%
ROIC
Return on capital
Return on equity
Working Capital
2020
2021
2022
Cash assets
199,018
165,343
189,980
Receivables
13,706
12,367
- -
Inventory
- -
- -
- -
Other
188,493
208,037
(126,452)
Current assets
401,217
381,715
- -
Acc. Payable
- -
- -
- -
Debt due
9,559
9,593
31,216
Other
- -
- -
(31,216)
Current liab.
9,559
9,593
- -
72.5%
37.8%
68.6%
35.7%
66.3%
69.7%
65.7%
44.6%
64.7%
80.2%
64.4%
89.1%
66.7%
48.3%
60.3%
146.9%
42.5%
121.3%
63.7%
57.2%
47.2%
20.0%
45.7%
18.4%
Plowback ratio
Div.&Repurch. to FCF
U.S. Bancorp (US) started trading on May 1, 1984 (cik: 0000036104), operates in the Financial Services sector (Banks—Regional industry), has 77,000 full-time employees, and is led by Mr. Andrew J. Cecere. U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.
Annual rates
(avg rate of change)
Past
5 y.
Past
10 y.
Revenues
2.23%
2.52%
Cash flow
50.47%
28.71%
Earnings
0.72%
2.61%
Dividends
6.91%
6.01%
Book value
-0.03%
2.45%
Insider trading
Type
Shares
Date
Kelligrew James B
Purchase
16,260
05/08/23
Mckenney Richard P
Purchase
20,000
05/05/23
Wine Scott W.
Purchase
30,438
04/28/23
Wine Scott W.
Award
5,035
04/20/23
Wine Scott W.
Award
3,596
04/21/23
Fiscal Year Ends
Quarterly Revenue (m)
Full fiscal year
I
II
III
IV
2021
5,444
5,756
5,864
5,657
22,721
2022
5,569
5,983
1,568
6,336
19,456
2023
7,141
- -
- -
- -
- -
Fiscal Year Ends
Earnings per share
Full fiscal year
I
II
III
IV
2021
1.51
1.31
1.34
1.11
5.28
2022
1.03
1.01
1.20
0.61
3.86
2023
1.11
- -
- -
- -
- -
Fiscal Year Ends
Quarterly dividends paid
Full fiscal year
I
II
III
IV
2021
0.47
0.48
0.45
0.51
1.91
2022
0.50
0.51
0.49
0.53
2.04
2023
- -
- -
- -
- -
- -
04/22/2023
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The Wall Street Journal - Read more...
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