US stock · Financial Services sector · Banks—Regional
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U.S. Bancorp

USBNYSE

40.32

USD
-0.41
(-1.01%)
Market Closed
9.42P/E
8Forward P/E
0.47P/E to S&P500
59.907BMarket CAP
4.52%Div Yield

U.S. Bancorp

NYSE:USB

RECENT
PRICE

40.32

P/E
RATIO

9.42

(PEG:0.13)

P/E RATIO
RELATIVE
TO S&P

0.47

DIV
YLD

3.63%

High:
Low:

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Legends

Stock price

0.98 Beta (1.0 Market)

0

0

0

0

0

0

0

0

0

-

% total return 10/22:

Stock

S&P

1y.

0

0

3y.

0

0

5y.

0

0

0

Percent shares traded:

0

0

0

2006

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

TTM

Fiscal year

7.64

2.67

3.05

1.35

7.99

2.49

1.50

1.64

8.35

1.69

3.05

1.74

8.90

1.19

4.11

0.70

9.38

1.73

2.74

0.25

9.70

2.55

5.13

0.49

10.63

2.99

4.22

0.82

10.54

3.17

6.22

1.00

11.06

3.25

2.96

1.09

11.39

3.33

4.98

1.14

12.28

3.43

3.11

1.21

13.03

3.71

3.86

1.32

13.57

4.34

6.47

1.45

14.47

4.37

3.09

1.74

15.39

3.29

2.46

1.89

15.06

5.28

6.54

1.91

15.55

4.35

9.48

1.90

Revenue per share

Earnings per share

Free Cash Flow per sh

Dividends per share

- -

11.92

- -

12.13

- -

15.10

- -

14.03

- -

15.44

- -

17.75

- -

20.67

- -

22.36

- -

24.11

- -

26.15

- -

27.53

- -

29.24

- -

31.23

- -

32.80

- -

35.19

- -

36.39

- -

35.11

CAPEX per share

Book Value per share

1,778

1,735

1,742

1,851

1,912

1,914

1,887

1,839

1,803

1,764

1,718

1,677

1,634

1,581

1,509

1,509

1,484

Comm.Shares outs.(m)

11.9

0.7

4.2%

13.4

0.8

4.9%

18.3

0.9

5.6%

16.2

0.2

3.6%

14.0

0.7

1.0%

10.0

0.6

1.9%

10.6

0.7

2.6%

11.3

0.7

2.8%

12.9

0.7

2.6%

12.9

0.6

2.7%

12.4

0.6

2.8%

14.2

0.6

2.5%

12.1

0.5

2.8%

12.2

0.5

3.3%

12.4

0.3

4.6%

10.6

0.4

3.4%

9.4

0.5

3.6%

Avg. annual P/E ratio

P/E relative to S&P500

Avg. annual div. yield

Capital Structure (30/6/22 | Q2)

Total liabilities
$542,312 m.

Total assets
$591,381 m.

Long-term debt
$29,408 m.

Cash and equiv.
$39,124 m.

Goodwill $10,157 m.

Retained earnings $70,772 m.

Common stock 1,486 m. shares

Market Capitalisation
$60,761 m. (as of 1/10/22)

18,574

- -

20,064

- -

19,378

- -

19,939

- -

20,093

- -

21,105

- -

21,852

- -

22,181

- -

22,883

- -

23,226

- -

22,721

- -

23,073

- -

Revenue (m)

Operating margin

565

4,872

561

5,647

520

5,836

501

5,851

481

5,879

470

5,888

468

6,218

467

7,096

502

6,914

527

4,959

497

7,963

508

6,789

Depreciation (m)

Net profit (m)

27.8%

26.2%

28.9%

28.1%

26.2%

30.1%

26.1%

29.3%

26.1%

29.3%

26.7%

27.9%

16.8%

28.5%

17.9%

32.0%

19.2%

30.2%

17.6%

21.4%

21.5%

35.0%

21.2%

29.4%

Income tax rate

Net profit margin

232,542

31,953

33,978

246,232

25,516

38,998

245,969

20,049

41,113

259,114

32,260

43,479

276,448

32,078

46,131

309,639

33,323

47,298

319,540

32,259

49,040

330,949

41,340

51,029

334,772

40,167

51,853

391,658

41,297

53,095

372,122

32,125

54,918

14,161

29,408

48,605

Working capital (m)

Long-term debt (m)

Equity (m)

2.1%

2.7%

14.3%

2.2%

2.8%

14.5%

2.1%

2.6%

14.2%

1.9%

2.3%

13.5%

1.8%

2.2%

12.7%

1.6%

2.2%

12.4%

1.8%

2.1%

12.7%

2.1%

2.6%

13.9%

2.2%

2.6%

13.3%

1.2%

1.5%

9.3%

1.6%

1.9%

14.5%

1.4%

1.6%

14.0%

ROIC

Return on capital

Return on equity

Working Capital

2019

2020

2021

Cash assets

144,749

184,924

151,249

Receivables

14,185

13,706

12,367

Inventory

- -

- -

- -

Other

197,568

188,493

208,037

Current assets

356,502

401,217

381,715

Acc. Payable

- -

- -

- -

Debt due

21,730

9,559

9,593

Other

- -

- -

- -

Current liab.

21,730

9,559

9,593

80.8%

12.9%

72.5%

37.8%

68.6%

35.7%

66.3%

69.7%

65.7%

44.6%

64.7%

80.2%

64.4%

89.1%

66.7%

48.3%

60.3%

146.9%

42.5%

121.3%

63.7%

57.2%

58.6%

8.5%

Plowback ratio

Div.&Repurch. to FCF

U.S. Bancorp (US) started trading on May 1, 1984 (cik: 0000036104), operates in the Financial Services sector (Banks—Regional industry), has 70,000 full-time employees, and is led by Mr. Andrew Cecere. U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities and other financial institutions in the United States. It operates in Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support segments. The company offers depository services, including checking accounts, savings accounts, and time certificate contracts; lending services, such as traditional credit products; and credit card services, lease financing and import/export trade, asset-backed lending, agricultural finance, and other products. It also provides ancillary services comprising capital markets, treasury management, and receivable lock-box collection services to corporate and governmental entity customers; and a range of asset management and fiduciary services for individuals, estates, foundations, business corporations, and charitable organizations. In addition, the company offers investment and insurance products to its customers principally within its markets, as well as fund administration services to a range of mutual and other funds. Further, it provides corporate and purchasing card, and corporate trust services; and merchant processing services, as well as investment management, ATM processing, mortgage banking, insurance, and brokerage and leasing services. As of December 31, 2021, the company provided its products and services through a network of 2,230 banking offices principally operating in the Midwest and West regions of the United States, as well as through on-line services, over mobile devices, and other distribution channels; and operated a network of 4,059 ATMs. The company was founded in 1863 and is headquartered in Minneapolis, Minnesota.

Annual rates

(avg rate of change)

Past
5 y.

Past
10 y.

Revenues

1.00%

1.42%

Cash flow

37.78%

20.92%

Earnings

10.96%

5.97%

Dividends

7.03%

7.29%

Book value

2.87%

3.89%

Insider trading

Type

Shares

Date

Wine Scott W.

Award

3,040

04/21/22

Wine Scott W.

Award

2,639

04/21/22

Mckenney Richard P

Award

3,040

04/21/22

Mckenney Richard P

Award

2,639

04/21/22

Mehdi Yusuf I

Award

3,040

04/21/22

Fiscal Year Ends

Quarterly Revenue (m)

Full fiscal year

I

II

III

IV

2020

5,748

5,814

5,939

5,725

23,226

2021

5,444

5,756

5,864

5,657

22,721

2022

5,569

5,983

- -

- -

- -

Fiscal Year Ends

Earnings per share

Full fiscal year

I

II

III

IV

2020

0.78

0.46

1.05

1.01

3.29

2021

1.51

1.31

1.34

1.11

5.28

2022

1.05

1.03

- -

- -

- -

Fiscal Year Ends

Quarterly dividends paid

Full fiscal year

I

II

III

IV

2020

0.48

0.47

0.47

0.47

1.89

2021

0.47

0.48

0.45

0.51

1.91

2022

0.51

0.41

- -

- -

- -

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