Zions Bancorporation, National Association
ZION
NASDAQ53.37
Zions Bancorporation, National Association
NASDAQ:ZION
RECENT
PRICE
53.37
P/E
RATIO
9.22
(PEG:0.07)
P/E RATIO
RELATIVE
TO S&P
0.46
DIV
YLD
3.16%
High:
Low:
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Legends
Stock price
1.14 Beta (1.0 Market)
0
0
0
0
0
0
0
0
0
% total return 01/23:
Stock
S&P
1y.
0
0
3y.
0
0
5y.
0
0
0
Percent shares traded:
0
0
0
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
TTM
Fiscal year
21.84
5.50
8.72
1.52
21.37
4.60
5.86
1.82
19.85
(2.44)
9.73
1.80
20.35
(9.77)
7.67
0.77
13.06
(1.76)
8.33
0.66
12.36
1.78
5.59
0.86
11.75
1.91
3.81
0.73
11.06
1.43
4.29
0.65
11.39
2.07
1.45
0.50
10.29
1.52
1.86
0.53
11.69
2.30
1.96
0.53
12.99
2.95
3.78
0.64
14.37
4.57
5.41
1.22
16.10
4.64
3.30
1.48
17.04
3.29
3.35
1.58
17.85
6.90
2.58
1.59
18.34
7.63
7.18
1.73
Revenue per share
Earnings per share
Free Cash Flow per sh
Dividends per share
1.15
47.02
0.96
49.30
1.05
59.70
0.83
45.75
0.48
40.06
0.43
38.30
0.38
33.06
0.48
35.16
0.91
38.34
0.77
36.93
0.96
37.45
0.84
38.25
0.67
39.14
0.66
41.78
1.04
48.16
1.26
45.58
0.35
41.42
CAPEX per share
Book Value per share
106
107
109
124
166
182
183
184
192
203
204
201
194
176
164
164
152
Comm.Shares outs.(m)
- -
- -
- -
16.1
0.9
2.5%
(16.0)
(0.7)
4.6%
(1.5)
(0.0)
5.4%
(12.2)
(0.6)
3.1%
11.6
0.7
4.2%
10.3
0.7
3.7%
18.8
1.1
2.4%
14.1
0.8
1.7%
18.6
0.9
1.9%
12.3
0.6
1.9%
15.0
0.6
1.5%
11.4
0.5
2.3%
10.0
0.4
3.2%
10.8
0.3
4.4%
8.2
0.3
2.8%
9.2
0.5
3.2%
Avg. annual P/E ratio
P/E relative to S&P500
Avg. annual div. yield
Capital Structure (30/9/22 | Q3)
Total liabilities
$41,398 m.
Total assets
$82,474 m.
Long-term debt
$673 m.
Cash and equiv.
$604 m.
Goodwill - -
Retained earnings $5,597 m.
Common stock 150 m. shares
Market Capitalisation
$7,934 m. (as of 28/1/23)
2,254
- -
2,152
- -
2,034
- -
2,189
- -
2,092
- -
2,383
- -
2,609
- -
2,782
- -
2,834
- -
2,790
- -
2,923
- -
2,782
- -
Revenue (m)
Operating margin
300
324
215
350
131
264
129
398
151
309
123
469
179
592
193
884
188
816
86
539
(14)
1,129
87
1,177
Depreciation (m)
Net profit (m)
38.1%
14.4%
35.7%
16.2%
35.2%
13.0%
35.9%
18.2%
31.5%
14.8%
33.5%
19.7%
36.8%
22.7%
22.7%
31.8%
22.5%
28.8%
19.8%
19.3%
21.9%
38.6%
21.3%
45.9%
Income tax rate
Net profit margin
46,332
1,954
6,985
49,001
2,337
6,052
49,073
2,274
6,465
49,910
1,092
7,370
48,649
817
7,508
45,458
535
7,634
44,130
383
7,679
46,150
724
7,578
51,194
1,723
7,353
62,347
1,336
7,886
65,702
1,012
7,463
1,463
673
5,743
Working capital (m)
Long-term debt (m)
Equity (m)
1.1%
1.8%
4.6%
1.0%
1.5%
5.8%
0.8%
1.2%
4.1%
0.9%
1.4%
5.4%
0.7%
1.0%
4.1%
0.8%
1.3%
6.1%
1.1%
1.6%
7.7%
1.7%
2.0%
11.7%
1.7%
2.1%
11.1%
0.8%
1.0%
6.8%
1.3%
1.6%
15.1%
2.6%
3.2%
20.5%
ROIC
Return on capital
Return on equity
Working Capital
2019
2020
2021
Cash assets
15,274
15,443
24,704
Receivables
334
320
327
Inventory
- -
- -
- -
Other
36,586
44,533
30,449
Current assets
52,194
62,347
65,702
Acc. Payable
- -
- -
- -
Debt due
1,000
- -
- -
Other
- -
- -
- -
Current liab.
1,000
- -
- -
51.8%
15.3%
61.8%
220.0%
54.6%
15.9%
75.9%
(154.6)%
65.1%
69.2%
77.0%
76.5%
78.2%
76.4%
73.3%
86.0%
68.1%
232.4%
51.9%
59.7%
76.9%
275.7%
68.7%
66.7%
Plowback ratio
Div.&Repurch. to FCF
Zions Bancorporation, National Association (US) started trading on January 6, 1966 (cik: 0000109380), operates in the Financial Services sector (Banks—Regional industry), has 9,920 full-time employees, and is led by Mr. Harris Simmons. Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.
Annual rates
(avg rate of change)
Past
5 y.
Past
10 y.
Revenues
2.93%
3.65%
Cash flow
-8.75%
4.97%
Earnings
29.29%
22.12%
Dividends
23.38%
10.58%
Book value
-0.60%
2.51%
Insider trading
Type
Shares
Date
Quinn Stephen D
Award
699
12/29/22
Skonnard Aaron
Award
485
12/29/22
Huang Claire A
Award
546
12/29/22
Lee Vivian S
Award
485
12/29/22
Forney Alan M
InKind
70
12/23/22
Fiscal Year Ends
Quarterly Revenue (m)
Full fiscal year
I
II
III
IV
2020
682
680
712
717
2,791
2021
714
760
694
755
2,923
2022
555
765
707
- -
- -
Fiscal Year Ends
Earnings per share
Full fiscal year
I
II
III
IV
2020
0.09
0.40
1.07
1.73
3.29
2021
1.97
2.16
1.47
1.30
6.90
2022
3.55
1.35
1.45
- -
- -
Fiscal Year Ends
Quarterly dividends paid
Full fiscal year
I
II
III
IV
2020
0.40
0.39
0.40
0.39
1.58
2021
0.40
0.38
0.43
0.38
1.59
2022
0.43
0.42
0.47
- -
- -