Zions Bancorporation, National Association
ZION
NASDAQ28.66
Zions Bancorporation, National Association
NASDAQ:ZION
RECENT
PRICE
28.66
P/E
RATIO
5.42
(PEG:-0.43)
P/E RATIO
RELATIVE
TO S&P
0.26
DIV
YLD
3.49%
High:
Low:
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
0
Legends
Stock price
1.17 Beta (1.0 Market)
0
0
0
0
0
0
0
0
0
% total return 05/23:
Stock
S&P
1y.
0
0
3y.
0
0
5y.
0
0
0
Percent shares traded:
0
0
0
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
Fiscal year
21.84
5.50
8.72
1.52
21.37
4.60
5.86
1.82
19.85
(2.44)
9.73
1.80
20.35
(9.77)
7.67
0.77
13.06
(1.76)
8.33
0.66
12.36
1.78
5.59
0.86
11.75
1.91
3.81
0.73
11.06
1.43
4.29
0.65
11.39
2.07
1.45
0.50
10.29
1.52
1.86
0.53
11.69
2.30
1.96
0.53
12.99
2.95
3.78
0.64
14.37
4.57
5.41
1.22
16.10
4.64
3.30
1.48
17.04
3.29
3.35
1.58
17.85
6.90
2.58
1.59
21.00
6.04
9.80
1.79
Revenue per share
Earnings per share
Free Cash Flow per sh
Dividends per share
1.15
47.02
0.96
49.30
1.05
59.70
0.83
45.75
0.48
40.06
0.43
38.30
0.38
33.06
0.48
35.16
0.91
38.34
0.77
36.93
0.96
37.45
0.84
38.25
0.67
39.14
0.66
41.78
1.04
48.16
1.26
45.58
- -
32.61
CAPEX per share
Book Value per share
106
107
109
124
166
182
183
184
192
203
204
201
194
176
164
164
150
Comm.Shares outs.(m)
- -
- -
- -
16.1
0.93
2.45%
(16.9)
(0.79)
4.34%
(1.5)
(0.02)
5.44%
(12.2)
(0.59)
3.06%
11.6
0.71
4.16%
10.3
0.69
3.71%
18.8
1.10
2.41%
14.1
0.78
1.71%
18.6
0.93
1.87%
12.3
0.56
1.86%
15.0
0.64
1.45%
11.4
0.46
2.34%
10.0
0.41
3.19%
10.8
0.29
4.45%
8.2
0.27
2.83%
9.5
0.45
3.14%
Avg. annual P/E ratio
P/E relative to S&P500
Avg. annual div. yield
Capital Structure (31/12/22 | Q4)
Total liabilities
$84,652 m.
Total assets
$89,545 m.
Long-term debt
$651 m.
Cash and equiv.
$1,997 m.
Goodwill - -
Retained earnings $5,811 m.
Common stock 149 m. shares
Market Capitalisation
$4,549 m. (as of 28/5/23)
2,254
- -
2,152
- -
2,034
- -
2,189
- -
2,092
- -
2,383
- -
2,609
- -
2,782
- -
2,834
- -
2,790
- -
2,923
- -
3,152
- -
Revenue (m)
Operating margin
300
324
215
350
131
264
129
398
151
309
123
469
179
592
193
884
188
816
86
539
(14)
1,129
110
907
Depreciation (m)
Net profit (m)
38.1%
14.4%
35.7%
16.2%
35.2%
13.0%
35.9%
18.2%
31.5%
14.8%
33.5%
19.7%
36.8%
22.7%
22.7%
31.8%
22.5%
28.8%
19.8%
19.3%
21.9%
38.6%
21.3%
28.8%
Income tax rate
Net profit margin
46,332
1,954
6,985
49,001
2,337
6,052
49,073
2,274
6,465
49,910
1,092
7,370
48,649
817
7,508
45,458
535
7,634
44,130
383
7,679
46,150
724
7,578
51,194
1,723
7,353
62,347
1,336
7,886
65,702
1,012
7,463
4,906
651
4,893
Working capital (m)
Long-term debt (m)
Equity (m)
1.1%
1.8%
4.6%
1.0%
1.5%
5.8%
0.8%
1.2%
4.1%
0.9%
1.4%
5.4%
0.7%
1.0%
4.1%
0.8%
1.3%
6.1%
1.1%
1.6%
7.7%
1.7%
2.0%
11.7%
1.7%
2.1%
11.1%
0.8%
1.0%
6.8%
1.3%
1.6%
15.1%
1.2%
1.5%
18.5%
ROIC
Return on capital
Return on equity
Working Capital
2020
2021
2022
Cash assets
17,494
26,755
17,874
Receivables
320
327
386
Inventory
- -
- -
- -
Other
44,533
30,449
(8,129)
Current assets
62,347
65,702
6,169
Acc. Payable
- -
- -
- -
Debt due
- -
- -
1,263
Other
- -
- -
- -
Current liab.
- -
- -
1,263
137.3%
- -
51.8%
15.3%
61.8%
220.0%
54.6%
15.9%
75.9%
(154.6)%
65.1%
69.2%
77.0%
76.5%
78.2%
76.4%
73.3%
86.0%
68.1%
232.4%
51.9%
59.7%
76.9%
275.7%
Plowback ratio
Div.&Repurch. to FCF
Zions Bancorporation, National Association (US) started trading on January 6, 1966 (cik: 0000109380), operates in the Financial Services sector (Banks—Regional industry), has 9,920 full-time employees, and is led by Mr. Harris Henry Simmons. Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.
Annual rates
(avg rate of change)
Past
5 y.
Past
10 y.
Revenues
3.23%
5.13%
Cash flow
43.65%
31.02%
Earnings
12.04%
22.66%
Dividends
3.41%
12.08%
Book value
-8.88%
-2.08%
Insider trading
Type
Shares
Date
Stephens Steven Dan
Award
1,025
03/06/23
Young Mark Richard
Award
779
03/06/23
Simmons Harris H
Gift
21,420
03/03/23
Hoff Olga
InKind
39
03/02/23
Stewart Randy R
InKind
129
03/01/23
Fiscal Year Ends
Quarterly Revenue (m)
Full fiscal year
I
II
III
IV
2020
682
680
712
717
2,791
2021
714
760
694
755
2,923
2022
555
765
707
873
2,900
Fiscal Year Ends
Earnings per share
Full fiscal year
I
II
III
IV
2020
0.09
0.40
1.07
1.73
3.29
2021
1.97
2.16
1.47
1.30
6.90
2022
3.63
1.35
1.45
1.89
8.32
Fiscal Year Ends
Quarterly dividends paid
Full fiscal year
I
II
III
IV
2020
0.40
0.39
0.40
0.39
1.58
2021
0.40
0.38
0.43
0.38
1.59
2022
0.44
0.43
0.47
0.46
1.79