US stock · Technology sector · Software—Infrastructure
A
ACI Worldwide, Inc.
ACIW
NASDAQ25.27
USD
+0.31
(+1.24%)
Market Closed
21.97P/E
19Forward P/E
1.04P/E to S&P500
2.732BMarket CAP
- -Div Yield
Upcoming Earnings
3 May-8 May
Shares Short
2/28/23
2.5M
Short % of Float
2.65%
Short % of Shares Outs.
2.31%
% Held by Insiders
1.21%
% Held by Institutions
102.31%
Beta
1.10
PEG Ratio
1.91
52w. high/low
33.59/19.68
Avg. Daily Volume
0.95M
Return %
Stock
S&P 500
1 year
(23.33)
(12.11)
3 years
13.32
64.73
5 years
2.02
50.61
Scale: |
High
Low
7.73
2.95
6.93
4.34
9.41
5.03
12.64
8.08
15.63
9.30
21.98
14.25
21.65
17.32
25.80
17.78
23.20
15.07
25.00
18.20
30.25
20.23
38.12
25.12
39.99
20.03
43.23
28.39
35.87
19.68
29.14
22.33
Currency: USD
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
Revenue per share
3.31
4.04
3.94
4.16
4.63
5.74
7.34
8.85
8.90
8.56
8.68
8.70
10.83
11.12
11.78
12.51
Earnings per share
(0.08)
0.10
0.19
0.27
0.46
0.42
0.54
0.59
0.73
1.10
0.04
0.59
0.58
0.62
1.10
1.25
FCF per share
0.14
0.64
0.33
0.68
0.64
(0.22)
0.90
0.99
1.14
0.31
0.78
1.21
0.77
2.49
1.50
1.15
Dividends per share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
CAPEX per share
0.08
0.12
0.10
0.13
0.19
0.14
0.28
0.30
0.42
0.54
0.46
0.38
0.41
0.40
0.39
0.12
Book Value per sh.
1.93
2.28
2.48
3.15
5.32
4.68
4.93
5.70
6.43
6.51
8.88
9.74
10.39
10.69
10.29
10.49
Comm.Shares outs.
111
103
103
101
100
116
118
115
117
118
118
116
116
116
116
114
Avg. annual P/E ratio
(119.3)
56.2
28.4
25.5
22.2
31.6
30.9
32.6
30.4
17.3
508.1
42.9
56.2
46.9
32.6
21.6
P/E to S&P500
(6.9)
2.6
0.4
1.2
1.4
2.1
1.8
1.8
1.5
0.8
21.5
1.7
2.3
1.2
1.1
1.0
Avg. annual div. yield
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue (m)
366
418
406
418
465
667
865
1,016
1,046
1,006
1,024
1,010
1,258
1,294
1,371
1,422
Operating margin
0.7%
5.2%
10.2%
12.8%
14.2%
11.2%
14.2%
13.6%
12.2%
22.0%
8.3%
12.5%
9.8%
11.2%
15.3%
14.3%
Depreciation (m)
21
22
24
26
28
51
70
87
97
103
102
97
139
164
144
34
Net profit (m)
(9)
11
20
27
46
49
64
68
85
130
5
69
67
73
128
142
Income tax rate
(135.2)%
61.6%
40.7%
44.2%
28.7%
25.2%
31.4%
31.6%
24.6%
30.2%
88.2%
24.9%
7.1%
26.3%
27.0%
31.2%
Net profit margin
(2.5)%
2.5%
4.8%
6.5%
9.9%
7.3%
7.4%
6.6%
8.2%
12.9%
0.5%
6.8%
5.3%
5.6%
9.3%
10.0%
Working capital (m)
80
79
24
115
90
91
39
(2)
32
100
270
308
249
183
213
256
Long-term debt (m)
75
75
- -
75
357
708
805
843
654
668
651
1,339
1,121
1,063
980
1,058
Equity (m)
214
236
256
317
534
544
581
654
755
765
1,048
1,130
1,207
1,245
1,198
1,193
ROIC
1.7%
3.2%
6.4%
6.5%
4.8%
4.2%
5.6%
5.9%
7.6%
10.2%
0.5%
3.8%
5.1%
4.8%
7.1%
7.6%
Return on capital
0.5%
5.5%
6.0%
7.6%
5.3%
4.5%
6.5%
7.0%
8.1%
12.1%
3.9%
4.1%
4.0%
4.9%
6.7%
8.1%
Return on equity
(4.3)%
4.5%
7.7%
8.6%
8.6%
9.0%
11.0%
10.3%
11.3%
16.9%
0.5%
6.1%
5.6%
5.8%
10.7%
11.9%
Plowback ratio
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
Div.&Repurch./FCF
- -
43.1%
40.8%
26.5%
(0.8)%
(217.6)%
74.4%
58.9%
(2.3)%
155.4%
37.5%
36.7%
35.7%
8.7%
59.4%
155.8%
Capital Structure
1 Mar · 2023 | Q4
All numbers in millions
Total liabilities
$ 2,017
Total assets
$ 3,210
Long-term debt
$ 1,058
Cash and equiv.
$ 125
Goodwill
$ 1,226
Retained earnings
$ 1,273
Common stock
111
Enterprise Value
$ 3,665
Working Capital
Currency: USD, in millions
2021
2022
2022
Cash & Investments
122
135
125
Receivables
320
302
404
Inventory
- -
- -
- -
Other
495
787
589
Current assets
937
1,211
1,115
Acc. Payable
41
38
48
Debt due
57
61
66
Other
655
899
745
Current liabilities
754
998
859
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
3.74%
9.28%
6.01%
Cash flow
(25.60)%
30.51%
30.79%
Earnings
11.26%
23.20%
146.98%
Dividends
- -
- -
- -
Book value
(0.42)%
1.45%
8.88%
Insider Trading
Type
Shares
Date
Silva Alessandro
Return
1,235
03/01/23
Guerra Deborah L
Return
1,015
03/01/23
Guerra Deborah L
Return
926
03/01/23
Puppala Ram Kumar
Return
2,612
03/01/23
Behrens Scott W
Return
6,228
03/01/23
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
291
300
316
387
1,294
2021
285
302
317
467
1,371
2022
323
340
307
452
1,422
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
(0.21)
0.12
0.14
0.58
0.62
2021
(0.02)
0.06
0.12
0.94
1.10
2022
0.14
0.12
0.20
0.79
1.25
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
- -
- -
- -
- -
- -
2021
- -
- -
- -
- -
- -
2022
- -
- -
- -
- -
- -
Company Description
Sector:
Technology
Industry:
Software—Infrastructure
CEO:
Mr. Thomas Woodrow Warsop III
Full-time employees:
3,610
City:
Coral Gables
Address:
2811 Ponce de Leon Blvd
ACI Worldwide, Inc., a software company, develops, markets, installs, and supports a range of software products and solutions for facilitating digital payments to banks, merchants, and billers worldwide. The company offers ACI Acquiring, a merchant management system to deliver digital innovation, improve fraud prevention, and reduce interchange fees; ACI Issuing, a digital payments issuing solution; and ACI Enterprise Payments Platform that provides payment processing and orchestration capabilities for digital payments. It also provides ACI Low Value Real-Time Payments, a platform for processing real-time payments; and ACI High Value Real-Time Payments, a payments engine that offers multi-bank, multi-currency, 24x7 payment processing, and SWIFT messaging. In addition, the company offers ACI Omni Commerce, a scalable, omni-channel payment processing platform; ACI Secure eCommerce solution; ACI Fraud Management, a real-time approach to fraud management; ACI Digital Business Banking, a cloud-based digital banking platform; and ACI Speedpay, an integrated suite of digital billing, payment, disbursement, and communication services. The company offers electronic bill presentment and payment services to consumer finance, insurance, healthcare, higher education, utility, government, and mortgage sectors; implementation services, including product installations and configurations, and custom software modifications; and business and technical consultancy, on-site support, product education, and testing services, as well as distributes or acts as a sales agent for software developed by third parties. It markets its products under the ACI Worldwide brand. The company was formerly known as Transaction Systems Architects, Inc. and changed its name to ACI Worldwide, Inc. in July 2007. The company was founded in 1975 and is based in Coral Gables, Florida.