CA stock · Financial Services sector · Banks—Diversified
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Bank of Montreal

BMONYSE

100.74

USD
+0.10
(+0.10%)
Pre Market
6.71P/E
10Forward P/E
0.30P/E to S&P500
70.850BMarket CAP
5.41%Div Yield
Upcoming Earnings
28 Feb
Shares Short
1/13/23
13.22M
Short % of Float
- -
Short % of Shares Outs.
1.88%
% Held by Insiders
0.02%
% Held by Institutions
52.75%
Beta
1.12
PEG Ratio
2.88
52w. high/low
122.77/81.57
Avg. Daily Volume
0.62M
Return %
Stock
S&P 500
1 year
(13.79)
(8.58)
3 years
31.15
23.39
5 years
- -
- -
Scale: |
High
Low
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
84.36
62.79
79.35
64.53
79.93
38.31
112.56
74.05
122.77
81.57
101.53
90.46
Currency:
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
Revenue per share
18.70
20.33
20.48
21.81
23.20
24.22
25.08
25.88
30.06
31.45
32.52
35.57
39.65
39.01
41.58
39.77
Earnings per share
4.26
3.94
3.31
5.02
5.52
6.18
6.45
6.62
6.78
6.94
7.95
8.48
9.01
7.95
11.98
20.92
FCF per share
(28.73)
7.60
22.98
(12.62)
(0.12)
14.39
16.65
(5.67)
2.81
(4.91)
3.15
26.48
44.10
77.65
66.55
5.42
Dividends per share
2.79
2.95
2.43
2.10
2.81
2.13
2.92
2.87
3.31
3.33
2.99
4.02
4.31
3.86
4.60
4.01
CAPEX per share
0.84
0.86
0.70
0.86
1.08
1.02
0.98
1.14
0.81
0.93
1.18
1.38
1.77
1.61
1.52
2.24
Book Value per sh.
30.60
36.16
37.38
39.08
47.57
43.03
46.89
53.13
61.13
63.52
65.93
71.12
79.95
88.23
88.88
109.77
Comm.Shares outs.
500
502
540
560
591
666
648
646
645
666
673
643
639
641
647
647
Avg. annual P/E ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
9.1
8.2
7.7
8.1
4.9
P/E to S&P500
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.4
0.3
0.2
0.3
0.2
Avg. annual div. yield
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
5.2%
5.8%
6.3%
4.8%
3.9%
Revenue (m)
9,349
10,204
11,064
12,210
13,718
16,130
16,263
16,718
19,389
20,947
21,874
22,870
25,332
25,025
26,909
25,739
Operating margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation (m)
436
435
472
470
535
703
712
747
789
828
876
903
989
1,421
1,425
1,384
Net profit (m)
2,131
1,978
1,787
2,810
3,266
4,115
4,183
4,277
4,370
4,622
5,348
5,450
5,758
5,097
7,754
13,537
Income tax rate
7.9%
(3.7)%
10.4%
19.2%
21.5%
18.3%
21.0%
17.2%
17.5%
19.2%
19.5%
26.5%
20.8%
19.7%
24.4%
24.3%
Net profit margin
22.8%
19.4%
16.2%
23.0%
23.8%
25.5%
25.7%
25.6%
22.5%
22.1%
24.4%
23.8%
22.7%
20.4%
28.8%
52.6%
Working capital (m)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Long-term debt (m)
3,446
4,315
4,236
3,776
5,348
29,574
26,358
27,378
71,817
81,079
90,611
109,009
104,828
105,846
103,519
126,569
Equity (m)
15,298
18,154
20,197
21,880
28,123
28,655
30,409
34,313
39,422
42,304
44,354
45,727
51,076
56,593
57,523
71,038
ROIC
3.3%
2.9%
1.6%
1.3%
1.3%
1.5%
1.5%
1.4%
1.2%
1.2%
1.4%
1.6%
1.9%
1.3%
1.2%
1.9%
Return on capital
3.6%
2.8%
1.8%
1.6%
1.7%
1.9%
1.8%
1.7%
1.5%
1.5%
1.8%
2.1%
2.4%
1.7%
1.6%
2.5%
Return on equity
13.9%
10.9%
8.8%
12.8%
11.6%
14.4%
13.8%
12.5%
11.1%
10.9%
12.1%
11.9%
11.3%
9.0%
13.5%
19.1%
Plowback ratio
34.5%
25.0%
26.6%
58.2%
49.1%
66.1%
55.4%
57.3%
51.5%
52.1%
62.4%
52.6%
52.2%
51.4%
61.6%
80.8%
Div.&Repurch./FCF
(13.1)%
38.9%
3.8%
(13.8)%
(2,252.9)%
18.0%
24.5%
(58.5)%
191.0%
(63.7)%
132.3%
22.2%
9.9%
5.1%
9.0%
28.5%
Forex (CAD/USD)
1.059
0.825
0.922
0.981
1.000
1.000
0.959
0.887
0.764
0.746
0.776
0.760
0.760
0.751
0.807
0.779
Capital Structure
31 Oct · 2022 | Q4
All numbers in millions
Total liabilities
$ 1,068,161
Total assets
$ 1,139,199
Long-term debt
$ 126,569
Cash and equiv.
$ 93,200
Goodwill
$ 5,285
Retained earnings
$ 45,117
Common stock
673
Enterprise Value
$ 104,219
Working Capital
Currency: USD, in millions
2020
2021
2022
Cash & Investments
102,982
125,262
118,207
Receivables
5,949
6,695
8,094
Inventory
- -
- -
- -
Other
(108,931)
(101,290)
(107,288)
Current assets
- -
- -
- -
Acc. Payable
13,047
13,817
16,932
Debt due
81,168
86,289
96,072
Other
(94,215)
(100,106)
(113,004)
Current liabilities
- -
- -
- -
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
(4.35)%
3.18%
5.39%
Cash flow
(91.85)%
9.22%
1.38%
Earnings
74.58%
30.22%
16.52%
Dividends
(12.92)%
1.00%
4.44%
Book value
23.49%
11.91%
10.07%
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
6,721
5,427
7,137
5,937
25,222
2021
6,919
6,270
7,495
6,508
27,192
2022
7,095
5,705
6,945
5,965
25,710
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
2.48
1.07
1.92
2.47
7.95
2021
3.12
2.01
3.52
3.34
11.98
2022
4.53
7.35
2.11
6.93
20.92
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
1.11
1.17
0.80
0.78
3.86
2021
1.14
1.14
1.17
1.15
4.60
2022
1.15
0.95
0.93
0.98
4.01
Company Description
Sector:
Financial Services
Industry:
Banks—Diversified
CEO:
Mr. Darryl White
Full-time employees:
46,722
City:
TORONTO
Address:
1 First Canadian Place, P.O. Box 1
IPO:
Mar 17, 1980
Website:
Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company's personal banking products and services include checking and savings accounts, credit cards, mortgages, personal loans, small business lending, cash management, and financial and investment advice services; and commercial banking products and services comprise business deposit accounts, commercial credit cards, business loans and commercial mortgages, cash management solutions, foreign exchange, specialized banking programs, treasury and payment solutions, and risk management products for small business and commercial banking customers. It also offers investment and wealth advisory services; digital investing services; financial services and solutions; and investment management, and trust and custody services. In addition, the company provides life, accident, and sickness insurance, and annuity products; creditor and travel insurance to bank customers; and reinsurance solutions. Further, it offers client's debt and equity capital-raising services, as well as loan origination and syndication, balance sheet management, and treasury management; strategic advice on mergers and acquisitions, restructurings, and recapitalizations; and trade finance, risk mitigation, and other operating services. Additionally, the company provides research and access to markets for institutional, corporate, and retail clients; trading solutions that include debt, foreign exchange, interest rate, credit, equity, securitization, and commodities; new product development and origination services, as well as risk management and advisory services to hedge against fluctuations; and funding and liquidity management services to its clients. As of October 31, 2022, it operated approximately 1,300 bank branches and 4,700 automated banking machines, as well as online and mobile digital banking platforms. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.
Recent News
· 14 Oct, 2022 · The Wall Street Journal
· 20 Dec, 2021 · The Wall Street Journal