CL stock · Financial Services sector · Banks—Regional
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Banco Santander-Chile

BSACNYSE

19.85

USD
+0.22
(+1.12%)
Market Open
9.81P/E
8Forward P/E
0.38P/E to S&P500
9.419BMarket CAP
- -Div Yield
Upcoming Earnings
- -
Shares Short
5/13/22
1.47M
Short % of Float
- -
Short % of Shares Outs.
0.31%
% Held by Insiders
- -
% Held by Institutions
12.08%
Beta
0.40
PEG Ratio
1.01
52w. high/low
22.95/15.37
Avg. Daily Volume
0.69M
Return %
Stock
S&P 500
1 year
(2.77)
(6.01)
3 years
(30.37)
39.24
5 years
(21.23)
63.25
Scale: |
High
Low
22.20
15.32
21.38
9.68
25.04
11.75
38.46
21.82
37.24
23.88
33.93
26.00
30.69
21.16
27.36
18.95
22.94
17.19
23.50
15.69
32.29
21.21
35.09
28.67
32.97
20.78
24.37
11.43
26.15
15.37
22.95
16.29
Currency:
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
Revenue per share
1,973.96
2,503.63
2,844.62
2,898.25
2,850.46
3,074.17
2,938.73
3,196.46
3,502.82
3,472.29
3,551.55
3,740.03
3,846.55
4,053.12
4,331.45
4,826.26
Earnings per share
603.97
655.44
763.13
916.01
1,072.76
852.73
756.70
938.82
1,209.70
951.92
1,010.51
1,194.61
1,263.67
1,314.10
1,162.38
1,788.24
FCF per share
873.40
1,124.36
1,761.96
2,712.38
(236.39)
3,175.76
(2,617.05)
1,243.81
415.82
1,263.20
1,372.31
(1,077.77)
1,962.64
3,747.14
(1,922.62)
(1,430.54)
Dividends per share
329.52
420.73
499.68
463.90
549.24
614.32
554.11
494.10
562.83
700.89
714.60
701.83
899.17
753.83
703.13
659.01
CAPEX per share
47.38
39.33
43.42
97.04
100.47
128.93
167.69
125.64
183.66
196.73
190.27
194.00
207.79
177.94
182.08
184.18
Book Value per sh.
2,633.75
3,053.82
3,669.87
3,523.71
4,046.08
4,374.12
4,591.48
4,975.33
5,607.94
5,884.70
6,174.41
6,592.94
6,790.90
7,214.52
7,684.09
9,197.78
Comm.Shares outs.
471
471
430
471
471
471
471
471
471
471
471
471
471
471
471
471
Avg. annual P/E ratio
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
P/E to S&P500
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Avg. annual div. yield
1,924.8%
2,223.7%
2,963.7%
2,617.9%
1,851.8%
1,921.0%
1,875.8%
1,937.7%
2,440.7%
3,532.7%
3,601.8%
2,662.5%
2,815.2%
2,662.8%
4,136.1%
3,189.8%
Revenue (m)
929,963
1,179,496
1,223,188
1,365,435
1,342,897
1,448,287
1,384,480
1,505,903
1,650,232
1,635,847
1,673,188
1,761,986
1,812,168
1,909,489
2,040,611
2,273,723
Operating margin
36.8%
31.0%
60.6%
84.0%
41.6%
- -
32.0%
30.5%
36.3%
32.1%
34.6%
- -
- -
- -
- -
- -
Depreciation (m)
38,472
45,064
51,944
46,623
49,403
53,466
56,369
61,074
44,127
53,614
65,359
77,823
79,280
106,092
109,426
122,055
Net profit (m)
284,540
308,788
328,146
431,557
505,393
401,733
356,493
442,294
569,910
448,466
476,067
562,801
595,333
619,091
547,614
842,467
Income tax rate
16.9%
15.2%
16.1%
16.9%
14.4%
16.0%
10.9%
17.5%
8.1%
14.5%
18.6%
20.1%
21.8%
22.0%
20.5%
20.6%
Net profit margin
30.6%
26.2%
26.8%
31.6%
37.6%
27.7%
25.7%
29.4%
34.5%
27.4%
28.5%
31.9%
32.9%
32.4%
26.8%
37.1%
Working capital (m)
- -
- -
16,630,014
15,828,657
18,412,757
20,435,301
22,292,042
24,829,919
28,210,778
31,919,140
32,854,008
32,377,638
36,253,819
45,731,143
47,858,473
52,713,140
Long-term debt (m)
2,592,744
3,548,804
2,651,372
2,924,676
4,190,888
4,623,239
6,009,292
6,881,035
7,044,464
7,285,433
9,270,485
8,809,809
9,954,666
13,597,375
14,694,865
17,411,359
Equity (m)
1,240,798
1,438,701
1,578,045
1,660,104
1,906,168
2,060,717
2,163,118
2,343,952
2,641,985
2,772,374
2,908,858
3,106,037
3,199,297
3,398,870
3,620,091
4,333,213
ROIC
5.0%
5.6%
6.6%
3.9%
4.4%
4.7%
4.5%
4.1%
4.5%
3.4%
3.2%
3.2%
3.2%
2.6%
1.9%
2.7%
Return on capital
6.1%
6.6%
7.4%
4.2%
4.8%
5.2%
5.1%
4.9%
4.9%
3.9%
3.9%
4.0%
4.1%
3.4%
2.4%
3.4%
Return on equity
22.9%
21.5%
20.8%
26.0%
26.5%
19.5%
16.5%
18.9%
21.6%
16.2%
16.4%
18.1%
18.6%
18.2%
15.1%
19.4%
Plowback ratio
45.4%
35.8%
34.5%
49.4%
48.8%
28.0%
26.8%
47.4%
53.5%
26.4%
29.3%
41.3%
28.8%
42.6%
39.5%
63.1%
Div.&Repurch./FCF
37.7%
37.4%
28.4%
17.1%
(232.3)%
19.3%
(21.2)%
39.7%
135.4%
55.5%
52.1%
(65.1)%
45.8%
20.1%
(36.6)%
(46.1)%
Forex (CLP/USD)
- -
- -
0.002
0.002
0.002
0.002
0.002
0.002
0.002
0.001
0.001
0.002
0.001
0.001
0.001
0.001
Capital Structure
31 Dec · 2021 | Q4
All numbers in millions
Total liabilities
$ 59,414,377
Total assets
$ 63,841,950
Long-term debt
$ 17,411,359
Cash and equiv.
$ 5,260,957
Goodwill
$ - -
Retained earnings
$ 647,065
Common stock
471
Enterprise Value
$ 12,159,821
Working Capital
Currency: USD, in millions
2019
2020
2021
Cash & Investments
8,505,836
11,162,183
11,137,632
Receivables
270,822
203,550
338,472
Inventory
- -
- -
- -
Other
36,954,485
36,133,237
42,273,115
Current assets
45,731,143
47,858,473
52,713,140
Acc. Payable
223,726
241,429
271,696
Debt due
- -
- -
- -
Other
(223,726)
(241,429)
(271,696)
Current liabilities
- -
- -
- -
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
11.42%
6.63%
5.73%
Cash flow
(25.59)%
(92.02)%
(60.92)%
Earnings
53.84%
13.02%
12.01%
Dividends
(6.28)%
(0.26)%
2.97%
Book value
19.70%
8.86%
8.13%
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2019
433,312
489,976
493,603
515,645
1,932,536
2020
483,350
523,520
513,978
517,135
2,037,983
2021
540,209
560,125
540,184
635,746
2,276,264
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2019
266.24
363.46
294.46
247.72
1,171.89
2020
305.69
180.12
243.92
453.40
1,183.13
2021
385.71
393.70
410.89
557.47
1,747.76
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2019
- -
753.83
- -
- -
753.83
2020
- -
351.56
351.56
351.57
1,054.69
2021
- -
659.01
659.01
- -
1,318.01
Company Description
Sector:
Financial Services
Industry:
Banks—Regional
CEO:
Mr. Miguel Mata Huerta
Full-time employees:
9,988
City:
Santiago
Address:
Bandera 140
IPO:
Aug 30, 2001
Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail Banking, Middle-Market, Corporate Investment Banking, and Corporate Activities segments. The company offers debit and credit cards, checking accounts, and savings products; consumer, automobile, commercial, mortgage, and government-guaranteed loans; and Chilean peso and foreign currency denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines, as well as mortgage financing services. It also provides mutual funds, insurance and securities brokerage, foreign exchange, financial leasing, factoring, financial consulting and advisory, investment management, foreign trade, treasury, and transactional services, as well as specialized services to finance projects for the real estate industry. In addition, the company offers short-term financing and fund raising, and brokerage services, as well as derivatives, securitization, and other tailor-made products. It serves individuals, small to middle-sized entities, companies, and large corporations, as well as universities, government entities, and local and regional governments. As of December 31, 2021, the company operated 326 branches, which include 220 under the Santander brand name, 14 under the Select brand name, 7 specialized branches for the middle market, and 22 as auxiliary and payment centers, as well as 1,338 ATMs, including depository ATMs. Banco Santander-Chile was incorporated in 1977 and is headquartered in Santiago, Chile.