US stock · Financial Services sector · Banks—Regional
C
Cathay General Bancorp
CATY
NASDAQ35.68
USD
-0.29
(-0.81%)
Market Closed
7.58P/E
7Forward P/E
0.36P/E to S&P500
2.697BMarket CAP
3.78%Div Yield
Upcoming Earnings
24 Apr-28 Apr
Shares Short
2/28/23
1.86M
Short % of Float
3.07%
Short % of Shares Outs.
2.57%
% Held by Insiders
5.54%
% Held by Institutions
72.62%
Beta
1.17
PEG Ratio
0.89
52w. high/low
47.49/34.99
Avg. Daily Volume
0.35M
Return %
Stock
S&P 500
1 year
(22.54)
(11.55)
3 years
78.80
64.96
5 years
(15.59)
44.15
Scale: |
High
Low
35.00
9.75
23.95
6.91
17.06
7.61
18.98
10.01
19.98
14.91
27.94
17.87
27.04
22.70
34.75
22.90
38.73
25.62
45.54
34.00
45.59
31.94
40.06
31.89
38.38
17.58
46.42
31.23
48.88
37.37
45.69
34.99
Currency: USD
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
Revenue per share
6.68
6.36
6.87
4.28
4.64
4.67
4.88
4.81
5.12
5.70
6.56
7.36
7.75
7.48
8.52
10.32
Earnings per share
2.49
1.02
(1.28)
0.15
1.27
1.49
1.56
1.73
2.00
2.21
2.19
3.35
3.49
2.88
3.90
4.71
FCF per share
2.90
2.91
2.55
2.12
2.18
2.05
1.38
1.82
2.15
2.92
3.06
4.07
5.35
3.95
4.32
6.10
Dividends per share
0.41
0.42
0.43
0.21
0.20
0.20
0.16
0.29
0.56
0.75
0.87
1.03
1.24
1.24
1.30
1.32
CAPEX per share
0.06
0.49
0.23
0.06
0.04
0.04
0.08
0.06
0.04
0.04
0.04
0.08
0.09
0.07
0.05
- -
Book Value per sh.
19.28
26.16
24.78
18.52
19.17
20.59
18.48
20.12
21.69
23.10
24.59
26.15
28.68
30.38
31.95
32.31
Comm.Shares outs.
50
49
53
77
79
79
79
80
81
79
80
81
80
80
77
77
Avg. annual P/E ratio
13.1
19.7
(8.3)
78.2
11.8
11.4
14.1
14.5
14.8
13.6
17.6
12.2
10.2
9.5
10.3
9.1
P/E to S&P500
0.8
0.9
(0.1)
3.8
0.7
0.8
0.8
0.8
0.7
0.6
0.7
0.5
0.4
0.3
0.3
0.4
Avg. annual div. yield
1.2%
2.1%
4.0%
1.8%
1.4%
1.2%
0.7%
1.2%
1.9%
2.5%
2.2%
2.5%
3.5%
4.5%
3.2%
3.1%
Revenue (m)
337
314
361
330
365
368
385
383
412
451
526
597
620
595
652
791
Operating margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation (m)
13
13
14
11
12
12
11
8
8
7
7
7
15
17
16
2
Net profit (m)
125
51
(67)
12
100
117
123
138
161
175
176
272
279
229
298
361
Income tax rate
36.2%
27.9%
48.1%
596.1%
33.7%
35.9%
36.3%
37.3%
27.1%
27.7%
41.0%
19.5%
20.1%
9.9%
21.9%
23.7%
Net profit margin
37.2%
16.1%
(18.6)%
3.5%
27.5%
31.9%
32.0%
36.0%
39.1%
38.8%
33.4%
45.5%
45.0%
38.5%
45.7%
45.6%
Working capital (m)
7,512
7,917
7,494
7,423
7,680
8,114
8,893
9,674
11,000
12,475
13,550
14,733
15,763
17,162
18,934
1,245
Long-term debt (m)
1,566
1,640
1,127
749
416
336
661
564
413
487
642
718
854
326
193
659
Equity (m)
972
1,293
1,304
1,428
1,507
1,621
1,459
1,603
1,748
1,829
1,973
2,122
2,294
2,418
2,446
2,474
ROIC
3.1%
2.3%
0.5%
(8.7)%
1.8%
1.8%
1.6%
1.6%
1.6%
1.6%
1.4%
2.2%
2.4%
1.9%
1.7%
2.0%
Return on capital
4.8%
3.2%
1.0%
1.7%
2.7%
2.7%
2.5%
2.6%
2.2%
2.2%
2.4%
2.7%
3.0%
2.1%
2.2%
2.7%
Return on equity
12.9%
3.9%
(5.2)%
0.8%
6.6%
7.2%
8.4%
8.6%
9.2%
9.6%
8.9%
12.8%
12.2%
9.5%
12.2%
14.6%
Plowback ratio
83.6%
58.9%
133.3%
(38.7)%
84.0%
86.3%
89.8%
83.2%
71.9%
66.1%
60.3%
69.3%
64.5%
56.9%
66.7%
72.0%
Div.&Repurch./FCF
14.0%
14.5%
- -
(66.8)%
9.2%
9.8%
248.0%
13.9%
58.0%
48.3%
27.4%
37.4%
30.9%
35.8%
79.5%
51.8%
Capital Structure
28 Feb · 2023 | Q4
All numbers in millions
Total liabilities
$ 19,512
Total assets
$ 21,986
Long-term debt
$ 659
Cash and equiv.
$ 1,154
Goodwill
$ 376
Retained earnings
$ 2,245
Common stock
73
Enterprise Value
$ 2,202
Working Capital
Currency: USD, in millions
2020
2021
2022
Cash & Investments
2,458
3,577
2,628
Receivables
59
57
82
Inventory
- -
- -
- -
Other
14,646
16,328
(1,732)
Current assets
17,162
18,934
1,245
Acc. Payable
- -
- -
- -
Debt due
- -
- -
- -
Other
- -
- -
- -
Current liabilities
- -
- -
- -
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
21.18%
7.65%
8.59%
Cash flow
41.38%
12.43%
19.60%
Earnings
20.90%
8.97%
14.26%
Dividends
1.64%
5.17%
29.79%
Book value
1.14%
3.96%
6.09%
Insider Trading
Type
Shares
Date
Tang Anthony M
Sale
5,000
02/07/23
Tang Anthony M
Other
901
12/14/22
Tang Anthony M
Other
2,635
12/09/22
Wang Shally
Other
11
12/09/22
Liu Chang
Other
4
12/09/22
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
146
150
147
151
595
2021
152
161
165
175
652
2022
179
190
207
214
791
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.59
0.68
0.71
0.89
2.88
2021
0.96
1.01
0.95
0.98
3.90
2022
0.98
1.16
1.29
1.27
4.71
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.31
0.31
0.31
0.31
1.24
2021
0.32
0.32
0.32
0.34
1.30
2022
0.33
0.33
0.33
0.32
1.32
Company Description
Sector:
Financial Services
Industry:
Banks—Regional
CEO:
Mr. Chang Ming Liu
Full-time employees:
1,156
City:
Los Angeles
Address:
777 North Broadway
Cathay General Bancorp operates as the holding company for Cathay Bank that offers various commercial banking products and services to individuals, professionals, and small to medium-sized businesses in the United States. The company offers various deposit products, including passbook accounts, checking accounts, money market deposit accounts, certificates of deposit, individual retirement accounts, and public funds deposits. It also provides loan products, such as commercial mortgage loans, commercial loans, small business administration loans, residential mortgage loans, real estate construction loans, and home equity lines of credit, as well as installment loans to individuals for household, and other consumer expenditures. In addition, the company offers trade financing, letter of credit, wire transfer, forward currency spot and forward contract, traveler's check, safe deposit, night deposit, social security payment deposit, collection, bank-by-mail, drive-up and walk-up window, automatic teller machine, Internet banking, investment, and other customary bank services, as well as securities and insurance products. As of March 1, 2022, it operated 31 branches in Southern California, 16 branches in Northern California, 10 branches in New York, four branches in Washington, two branches in Illinois, and two branches in Texas, as well as one branch each in Maryland, Massachusetts, Nevada, and New Jersey, and Hong Kong; and a representative office each in Beijing, Taipei, and Shanghai. The company was founded in 1962 and is headquartered in Los Angeles, California.
Recent News
· 9 Mar, 2022 · The Wall Street Journal