US stock · Financial Services sector · Banks—Regional
C
Columbia Financial, Inc.
CLBK17.32
USD
-0.43
(-2.42%)
Market Closed
21.45P/E
28Forward P/E
0.88P/E to S&P500
1.833BMarket CAP
- -Div Yield
Upcoming Earnings
25 Jul-31 Jul
Shares Short
5/15/23
3.42M
Short % of Float
12.11%
Short % of Shares Outs.
3.24%
% Held by Insiders
72.18%
% Held by Institutions
14.22%
Beta
0.19
PEG Ratio
- -
52w. high/low
22.86/14.11
Avg. Daily Volume
0.23M
Return %
Stock
S&P 500
1 year
(18.30)
3.26
3 years
19.78
34.07
5 years
0.81
54.82
Scale: |
High
Low
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
17.73
14.01
17.20
14.25
17.34
10.27
21.10
14.70
22.86
18.77
22.23
14.11
Currency: USD
- -
- -
- -
- -
- -
- -
- -
- -
- -
2016
2017
2018
2019
2020
2021
2022
TTM
Revenue per share
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.24
1.35
1.67
1.84
2.30
2.61
2.81
2.80
Earnings per share
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.28
0.27
0.20
0.49
0.52
0.88
0.82
0.81
FCF per share
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.48
0.26
0.39
0.94
0.39
0.89
0.74
0.44
Dividends per share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
CAPEX per share
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.03
0.06
0.12
0.17
0.04
0.05
- -
(0.01)
Book Value per sh.
- -
- -
- -
- -
- -
- -
- -
- -
- -
3.79
4.11
8.73
8.84
9.21
10.36
9.98
9.90
Comm.Shares outs.
- -
- -
- -
- -
- -
- -
- -
- -
- -
116
116
111
111
110
104
106
106
Avg. annual P/E ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
79.1
31.6
26.3
20.1
25.8
21.4
P/E to S&P500
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
3.2
1.3
0.7
0.7
1.2
0.9
Avg. annual div. yield
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Revenue (m)
- -
- -
- -
- -
- -
- -
- -
- -
- -
144
157
186
204
253
272
297
296
Operating margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
65.4%
Depreciation (m)
- -
- -
- -
- -
- -
- -
- -
- -
- -
3
3
4
5
10
12
- -
(3)
Net profit (m)
- -
- -
- -
- -
- -
- -
- -
- -
- -
33
31
23
55
58
92
86
84
Income tax rate
- -
- -
- -
- -
- -
- -
- -
- -
- -
33.8%
34.0%
32.5%
23.0%
24.5%
27.1%
26.3%
25.9%
Net profit margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
22.9%
19.8%
12.2%
26.8%
22.8%
33.8%
29.0%
28.5%
Working capital (m)
- -
- -
- -
- -
- -
- -
- -
- -
- -
(114)
(225)
(141)
(86)
29
28
- -
1,627
Long-term debt (m)
- -
- -
- -
- -
- -
- -
- -
- -
- -
505
453
1,030
1,299
799
377
1,127
1,707
Equity (m)
- -
- -
- -
- -
- -
- -
- -
- -
- -
440
476
972
983
1,011
1,079
1,054
1,039
ROIC
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.3%
1.2%
1.0%
1.5%
1.3%
1.3%
1.1%
1.3%
Return on capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.9%
1.7%
1.4%
1.9%
1.7%
1.8%
1.5%
1.8%
Return on equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
7.5%
6.5%
2.3%
5.6%
5.7%
8.5%
8.2%
8.1%
Plowback ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
Div.&Repurch./FCF
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
(1,017.7)%
53.7%
250.5%
116.0%
120.6%
159.2%
Capital Structure
10 May · 2023 | Q1
All numbers in millions
Total liabilities
$ - -
Total assets
$ 10,635
Long-term debt
$ 1,707
Cash and equiv.
$ 319
Goodwill
$ - -
Retained earnings
$ 876
Common stock
105
Enterprise Value
$ 3,220
Working Capital
Currency: USD, in millions
2020
2021
2022
Cash & Investments
1,740
1,775
1,508
Receivables
29
28
34
Inventory
- -
- -
- -
Other
(1,740)
(2,127)
(1,785)
Current assets
29
28
- -
Acc. Payable
- -
- -
- -
Debt due
- -
- -
- -
Other
- -
- -
- -
Current liabilities
- -
- -
- -
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
9.27%
12.65%
- -
Cash flow
(16.37)%
45.39%
- -
Earnings
(6.38)%
49.84%
- -
Dividends
- -
- -
- -
Book value
(2.36)%
2.09%
- -
Insider Trading
Type
Shares
Date
Jennings William Justin
Award
65
05/19/23
Kemly Thomas J.
Award
135
05/19/23
Schlesinger Allyson Katz
Award
105
05/19/23
Lewis Oliver Edward Jr
Award
96
05/19/23
Rickert Matthew William
Award
81
05/19/23
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2021
65
72
66
68
272
2022
70
74
77
76
297
2023
69
- -
- -
- -
- -
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2021
0.20
0.26
0.20
0.22
0.88
2022
0.19
0.22
0.20
0.21
0.82
2023
0.18
- -
- -
- -
- -
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2021
- -
- -
- -
- -
- -
2022
- -
- -
- -
- -
- -
2023
- -
- -
- -
- -
- -
Company Description
Sector:
Financial Services
Industry:
Banks—Regional
CEO:
Mr. Thomas J. Kemly
Full-time employees:
748
City:
Fair Lawn
Address:
19-01 Route 208 North
Columbia Financial, Inc., a bank holding company, provides financial services to businesses and consumers in the United States. The company offers non-interest-bearing demand deposits, such as individual and commercial checking accounts; interest bearing demand accounts comprising interest earning checking accounts and municipal accounts; and savings and club accounts, money market accounts, and certificates of deposit. It also provides loans, including multifamily and commercial real estate loans, commercial business loans, one-to-four family residential loans, construction loans, home equity loans and advances, and other consumer loans that include automobiles and personal loans, as well as unsecured and overdraft lines of credit. In addition, the company offers title insurance products; wealth management services; and cash management services, including remote deposit, lockbox service, and sweep accounts. As of December 31, 2021, it operated 62 full-service banking offices in 12 of New Jersey's 21 counties; and 2 branch offices in Freehold, New Jersey. The company was founded in 1927 and is headquartered in Fair Lawn, New Jersey. Columbia Financial, Inc. is a subsidiary of Columbia Bank MHC.