US stock · Financial Services sector · Banks—Regional
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Flagstar Bancorp, Inc.

FBCNYSE

37.54

USD
- -
(- -)
Market Closed
7.57P/E
- -Forward P/E
0.36P/E to S&P500
- -MMarket CAP
- -Div Yield
Upcoming Earnings
- -
Shares Short
Short % of Float
- -
Short % of Shares Outs.
- -
% Held by Insiders
- -
% Held by Institutions
- -
Beta
1.49
PEG Ratio
- -
52w. high/low
- -/- -
Avg. Daily Volume
1.34M
Return %
Stock
S&P 500
1 year
(21.05)
(15.32)
3 years
0.54
26.14
5 years
(0.37)
49.69
Scale: |
High
Low
1514.00
580.00
912.00
40.00
222.00
53.00
101.00
11.30
19.00
4.50
19.50
5.20
20.38
12.29
22.88
14.41
25.05
13.95
29.29
17.25
38.79
25.06
40.06
25.30
40.00
25.88
41.81
16.76
56.77
39.41
53.30
30.82
Currency: USD
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
TTM
Revenue per share
654.49
533.53
488.75
237.86
11.46
11.81
21.29
13.06
9.51
11.80
12.37
12.80
13.86
17.34
29.95
28.03
21.35
Earnings per share
118.00
(64.00)
(381.70)
(156.36)
(6.77)
(3.28)
1.23
4.76
(1.23)
2.80
3.02
1.10
3.25
3.85
9.59
9.89
5.11
FCF per share
(129.74)
(2,299.18)
(4,122.60)
(269.94)
(17.61)
10.67
(7.61)
(4.14)
(145.39)
(170.01)
(290.12)
(444.67)
(407.66)
(302.98)
(144.10)
(22.46)
52.28
Dividends per share
59.82
34.88
- -
3.32
0.24
0.21
- -
- -
- -
- -
1.86
- -
- -
0.16
0.20
0.24
0.24
CAPEX per share
- -
8.32
40.65
3.65
0.20
- -
0.62
0.64
0.59
0.82
0.92
1.70
1.23
1.08
0.96
0.61
1.24
Book Value per sh.
1,274.48
1,130.67
654.57
187.85
22.77
19.48
20.79
25.43
24.41
27.10
23.62
24.50
27.29
31.60
39.24
50.41
50.59
Comm.Shares outs.
1
1
1
3
55
55
56
56
56
56
57
57
58
57
56
54
53
Avg. annual P/E ratio
12.8
(17.7)
(1.2)
(0.6)
(6.1)
(3.3)
8.5
3.2
(14.7)
6.7
8.1
28.6
10.4
8.9
3.2
4.7
7.6
P/E to S&P500
0.7
(1.0)
(0.1)
(0.0)
(0.3)
(0.2)
0.6
0.2
(0.8)
0.3
0.4
1.2
0.4
0.4
0.1
0.2
0.4
Avg. annual div. yield
4.0%
3.1%
- -
3.6%
0.6%
1.9%
- -
- -
- -
- -
7.6%
- -
- -
0.5%
0.6%
0.5%
0.6%
Revenue (m)
417
327
353
756
634
655
1,187
732
535
666
700
731
797
981
1,680
1,511
1,135
Operating margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation (m)
101
103
25
22
18
16
20
23
24
24
32
40
56
70
76
84
8
Net profit (m)
75
(39)
(275)
(497)
(375)
(182)
68
267
(69)
158
171
63
187
218
538
533
271
Income tax rate
35.2%
33.3%
34.9%
(12.5)%
(0.6)%
(0.6)%
(29.7)%
278.9%
32.8%
34.2%
33.7%
70.1%
19.4%
18.0%
23.6%
22.8%
21.7%
Net profit margin
18.0%
(12.0)%
(78.1)%
(65.7)%
(59.1)%
(27.8)%
5.8%
36.5%
(13.0)%
23.7%
24.4%
8.6%
23.5%
22.2%
32.0%
35.3%
23.9%
Working capital (m)
12,898
12,537
12,252
12,170
12,195
12,129
12,798
7,846
7,672
10,607
9,090
9,239
11,572
15,510
23,939
20,695
2,940
Long-term debt (m)
5,614
6,550
249
4,200
3,974
4,202
3,427
1,341
845
3,788
1,693
1,899
645
1,146
1,841
1,796
390
Equity (m)
812
693
472
597
1,260
1,080
1,159
1,426
1,373
1,529
1,336
1,399
1,570
1,788
2,201
2,718
2,616
ROIC
2.9%
2.7%
0.6%
0.3%
(0.4)%
0.3%
2.2%
0.1%
(0.4)%
1.5%
1.9%
0.8%
2.2%
2.1%
2.4%
2.5%
1.3%
Return on capital
4.5%
4.0%
0.9%
0.3%
(0.4)%
0.3%
1.7%
(0.1)%
(0.7)%
2.2%
2.5%
2.1%
2.3%
2.1%
2.7%
3.0%
1.7%
Return on equity
9.3%
(5.7)%
(58.3)%
(83.2)%
(29.8)%
(16.8)%
5.9%
18.7%
(5.1)%
10.3%
12.8%
4.5%
11.9%
12.2%
24.4%
19.6%
10.4%
Plowback ratio
49.3%
154.5%
100.0%
102.1%
103.6%
106.4%
100.0%
100.0%
100.0%
100.0%
38.6%
100.0%
100.0%
95.9%
98.0%
97.6%
(Infinity)%
Div.&Repurch./FCF
(46.1)%
- -
- -
- -
- -
- -
- -
- -
- -
(0.9)%
(2.3)%
- -
- -
(0.3)%
(2.0)%
(1.1)%
0.5%
Capital Structure
8 Nov · 2022 | Q3
All numbers in millions
Total liabilities
$ 22,827
Total assets
$ 25,443
Long-term debt
$ 390
Cash and equiv.
$ 313
Goodwill
$ - -
Retained earnings
$ 1,503
Common stock
53
Enterprise Value
$ - -
Working Capital
Currency: USD, in millions
2019
2020
2021
Cash & Investments
2,542
2,567
2,855
Receivables
- -
- -
- -
Inventory
- -
- -
- -
Other
17,133
25,469
20,345
Current assets
19,675
27,839
22,575
Acc. Payable
- -
- -
- -
Debt due
4,165
3,900
1,880
Other
- -
- -
- -
Current liabilities
4,165
3,900
1,880
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
(10.06)%
23.33%
6.90%
Cash flow
(85.02)%
(43.10)%
372.40%
Earnings
(0.93)%
89.82%
15.70%
Dividends
18.18%
- -
- -
Book value
23.49%
18.17%
10.60%
Insider Trading
Type
Shares
Date
Marx Bryan
Return
2,701
12/01/22
Marx Bryan
Return
2,701
12/01/22
Marx Bryan
Return
2,701
12/01/22
Marx Bryan
Return
2,701
12/01/22
Marx Bryan
InKind
2,168
12/01/22
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
256
460
536
427
1,679
2021
430
362
395
324
1,511
2022
278
279
254
- -
- -
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.82
2.07
3.96
2.75
9.59
2021
2.76
2.73
2.82
1.58
9.89
2022
1.00
1.13
1.37
- -
- -
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.05
0.05
0.05
0.04
0.20
2021
0.06
0.07
0.07
0.04
0.24
2022
0.06
0.08
0.08
- -
- -
Company Description
Sector:
Financial Services
Industry:
Banks—Regional
CEO:
Mr. Joseph Campanelli
Full-time employees:
4,911
City:
Troy
Address:
5151 Corporate Dr
IPO:
Apr 30, 1997
Website:
Flagstar Bancorp, Inc. operates as a savings and loan holding company for Flagstar Bank, FSB that provides commercial and consumer banking services to consumer, commercial, and government customers in the United States. It operates in three segments: Community Banking, Mortgage Originations, and Mortgage Servicing. The Community Banking segment offers various products, such as checking and savings accounts, money market accounts, certificates of deposit, consumer and commercial loans, commercial real estate loans, home builder finance loans, and warehouse lines of credit. It also provides other financial services, including consumer and corporate card services, customized treasury management solutions, merchant services, and capital markets services, such as loan syndications, and investment and insurance products and services. This segment serves consumer, business, and mortgage lending customers through its branch banking, business and commercial banking, government banking, and warehouse lending. The Mortgage Originations segment originates, acquires, and sells one-to-four family residential mortgage loans through mortgage branches, call centers, the Internet, and third-party counterparties. The Mortgage Servicing segment offers services and subservices mortgage and other consumer loans; and services loans for its loans held-for-investment and loans held-for-sale portfolios, as well as noninterest-bearing escrow services. As of December 31, 2021, the company operated 158 full service banking branches; and mortgages through a wholesale network of brokers and correspondents in 50 states, as well as 83 retail locations and 3 call centers in 28 states. Flagstar Bancorp, Inc. was founded in 1987 and is headquartered in Troy, Michigan.