US stock · Financial Services sector · Banks—Regional
F
F.N.B. Corporation
FNB
NYSE12.07
USD
-0.07
(-0.58%)
Pre Market
8.19P/E
8Forward P/E
0.34P/E to S&P500
4.358BMarket CAP
3.95%Div Yield
Upcoming Earnings
18 Jul-24 Jul
Shares Short
5/15/23
10.66M
Short % of Float
3.86%
Short % of Shares Outs.
2.95%
% Held by Insiders
0.98%
% Held by Institutions
78.39%
Beta
1.08
PEG Ratio
0.79
52w. high/low
14.71/10.09
Avg. Daily Volume
2.92M
Return %
Stock
S&P 500
1 year
3.69
5.55
3 years
33.81
33.85
5 years
(14.03)
54.93
Scale: |
High
Low
20.70
9.30
13.71
5.14
10.28
6.65
11.50
7.87
12.56
9.89
13.35
10.70
13.70
11.38
14.80
11.82
16.43
11.16
16.35
12.02
14.91
9.35
12.93
9.69
12.76
5.05
13.82
9.29
14.71
10.48
14.68
10.09
Currency: USD
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
TTM
Revenue per share
4.60
4.40
3.71
3.54
3.52
3.60
3.63
3.70
3.76
3.91
3.62
3.74
3.74
3.81
3.83
4.47
3.40
Earnings per share
1.16
0.44
0.40
0.66
0.70
0.79
0.81
0.86
0.92
0.83
0.66
1.16
1.19
0.88
1.25
1.36
1.48
FCF per share
1.62
4.50
1.05
1.35
2.19
3.82
2.55
2.55
1.23
1.13
0.73
1.78
0.66
0.22
1.46
3.77
2.29
Dividends per share
0.96
0.97
0.51
0.49
0.49
0.49
0.49
0.53
0.53
0.53
0.50
0.51
0.51
0.51
0.51
- -
0.38
CAPEX per share
0.05
0.18
0.08
0.09
0.14
0.09
0.10
0.12
0.06
0.29
0.19
0.11
0.14
0.13
0.18
- -
0.19
Book Value per sh.
9.06
11.48
10.17
9.36
9.75
10.08
12.20
12.07
12.03
12.48
14.53
14.27
15.07
15.34
15.93
17.49
15.74
Comm.Shares outs.
60
81
103
114
124
139
145
168
174
206
303
323
324
323
323
323
354
Avg. annual P/E ratio
14.3
31.1
18.2
12.8
14.3
14.2
14.8
14.5
14.5
15.6
21.6
11.3
9.7
9.6
9.6
9.2
8.2
P/E to S&P500
0.8
1.4
0.3
0.6
0.9
1.0
0.9
0.8
0.7
0.7
0.9
0.5
0.4
0.3
0.3
0.4
0.3
Avg. annual div. yield
5.8%
7.1%
7.0%
5.8%
4.9%
4.3%
4.1%
4.3%
4.0%
4.1%
3.5%
3.9%
4.4%
6.0%
4.2%
- -
3.0%
Revenue (m)
277
355
380
403
436
501
528
620
654
805
1,099
1,208
1,211
1,233
1,237
1,443
1,204
Operating margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
204.6%
Depreciation (m)
13
21
26
28
22
32
71
40
44
61
89
109
45
(3)
10
14
16
Net profit (m)
70
36
41
75
87
110
118
144
160
171
199
373
387
286
405
439
533
Income tax rate
29.0%
16.9%
18.4%
27.2%
26.9%
28.4%
27.5%
30.3%
30.5%
30.6%
44.1%
17.5%
17.8%
16.6%
19.5%
20.6%
20.2%
Net profit margin
25.2%
10.0%
10.8%
18.5%
19.9%
22.0%
22.3%
23.2%
24.4%
21.2%
18.1%
30.9%
32.0%
23.2%
32.7%
30.4%
119.3%
Working capital (m)
4,270
5,745
5,864
5,851
6,648
8,891
9,015
11,271
12,162
14,907
20,448
21,613
23,134
27,095
28,945
3,577
3,337
Long-term debt (m)
632
696
530
396
292
429
349
670
766
667
805
740
1,448
1,216
812
1,093
1,298
Equity (m)
544
926
1,043
1,066
1,210
1,402
1,774
2,021
2,096
2,572
4,409
4,608
4,883
4,959
5,150
5,653
5,788
ROIC
3.4%
2.1%
1.7%
1.7%
1.6%
1.3%
1.2%
1.1%
1.2%
1.0%
0.9%
1.8%
2.0%
1.3%
1.3%
1.3%
1.8%
Return on capital
4.5%
2.4%
2.0%
2.1%
2.0%
1.8%
1.5%
1.5%
1.6%
1.4%
1.6%
2.1%
2.3%
1.5%
1.5%
1.6%
2.2%
Return on equity
12.8%
3.8%
3.9%
7.0%
7.2%
7.9%
6.6%
7.1%
7.6%
6.6%
4.5%
8.1%
7.9%
5.8%
7.9%
7.8%
9.2%
Plowback ratio
17.5%
(119.9)%
(27.4)%
26.0%
30.3%
38.7%
39.5%
37.8%
42.0%
35.8%
24.4%
55.8%
57.4%
42.3%
59.5%
100.0%
74.9%
Div.&Repurch./FCF
59.2%
21.6%
(70.4)%
31.6%
(3.8)%
11.1%
2.5%
18.0%
37.3%
39.1%
62.8%
26.2%
71.8%
281.9%
43.9%
3.5%
19.6%
Capital Structure
5 May · 2023 | Q1
All numbers in millions
Total liabilities
$ 38,358
Total assets
$ 44,146
Long-term debt
$ 1,298
Cash and equiv.
$ 1,723
Goodwill
$ 2,477
Retained earnings
$ 1,471
Common stock
361
Enterprise Value
$ 3,933
Working Capital
Currency: USD, in millions
2020
2021
2022
Cash & Investments
4,846
6,919
4,949
Receivables
- -
480
519
Inventory
- -
- -
- -
Other
23,529
24,686
(228)
Current assets
28,375
29,975
4,949
Acc. Payable
- -
- -
- -
Debt due
1,280
1,030
1,372
Other
- -
- -
- -
Current liabilities
1,280
1,030
1,372
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
16.68%
4.77%
12.39%
Cash flow
158.05%
146.10%
79.24%
Earnings
8.42%
6.92%
19.07%
Dividends
- -
- -
- -
Book value
9.77%
5.29%
15.27%
Insider Trading
Type
Shares
Date
Stanik John S
Award
7,575
05/10/23
Strimbu William J
Award
8,048
05/10/23
Nicholas Heidi A
Award
8,048
05/10/23
Motley David L
Award
7,575
05/10/23
Mencini Frank C
Award
8,048
05/10/23
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2021
306
308
320
303
1,237
2022
312
336
37
416
1,100
2023
416
- -
- -
- -
- -
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2021
0.29
0.32
0.34
0.31
1.25
2022
0.16
0.34
0.43
0.43
1.36
2023
0.41
- -
- -
- -
- -
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2021
0.13
0.13
0.13
0.13
0.51
2022
0.14
0.14
0.14
0.14
0.55
2023
- -
- -
- -
- -
- -
Company Description
Sector:
Financial Services
Industry:
Banks—Regional
CEO:
Mr. Vincent J. Delie Jr.
Full-time employees:
4,018
City:
Pittsburgh
Address:
One North Shore Center
F.N.B. Corporation, a financial holding company, provides a range of financial services primarily to consumers, corporations, governments, and small- to medium-sized businesses. The company operates through three segments: Community Banking, Wealth Management, and Insurance. It offers commercial banking solutions, including corporate and small business banking, investment real estate financing, business credit, capital market, and lease financing services. The company also provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services; and wealth management services comprising personal and corporate fiduciary services comprising administration of decedent and trust estates; securities brokerage and investment advisory services, mutual funds, and annuities; and commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. As of December 31, 2021, it operated 334 banking offices in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.