US stock · Financial Services sector · Banks—Regional
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F.N.B. Corporation

FNBNYSE

11.60

USD
-0.02
(-0.17%)
Market Closed
10.79P/E
8Forward P/E
0.54P/E to S&P500
4.069BMarket CAP
4.13%Div Yield
Upcoming Earnings
18 Oct
Shares Short
9/15/22
10.2M
Short % of Float
3.64%
Short % of Shares Outs.
2.91%
% Held by Insiders
1.01%
% Held by Institutions
77.80%
Beta
1.11
PEG Ratio
0.87
52w. high/low
14.11/10.48
Avg. Daily Volume
1.93M
Return %
Stock
S&P 500
1 year
(1.44)
(16.20)
3 years
0.26
22.35
5 years
(17.18)
44.82
Scale: |
High
Low
18.79
13.85
20.70
9.30
13.71
5.14
10.28
6.65
11.50
7.87
12.56
9.89
13.35
10.70
13.70
11.38
14.80
11.82
16.43
11.16
16.35
12.02
14.92
9.35
12.93
9.69
12.76
5.05
13.83
9.29
14.11
10.48
Currency: USD
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
TTM
Revenue per share
4.56
4.60
4.40
3.71
3.54
3.52
3.60
3.63
3.70
3.76
3.91
3.62
3.74
3.74
3.81
3.83
3.79
Earnings per share
1.15
1.16
0.44
0.40
0.66
0.70
0.79
0.81
0.86
0.92
0.83
0.66
1.16
1.19
0.88
1.25
1.09
FCF per share
1.93
1.62
4.50
1.05
1.35
2.19
3.82
2.55
2.55
1.23
1.13
0.73
1.78
0.66
0.22
1.46
2.67
Dividends per share
0.94
0.96
0.97
0.51
0.49
0.49
0.49
0.49
0.53
0.53
0.53
0.50
0.51
0.51
0.51
0.51
0.24
CAPEX per share
0.07
0.05
0.18
0.08
0.09
0.14
0.09
0.10
0.12
0.06
0.29
0.19
0.11
0.14
0.13
0.18
0.08
Book Value per sh.
9.14
9.06
11.48
10.17
9.36
9.75
10.08
12.20
12.07
12.03
12.48
14.53
14.27
15.07
15.34
15.93
15.76
Comm.Shares outs.
59
60
81
103
114
124
139
145
168
174
206
303
323
324
323
323
335
Avg. annual P/E ratio
14.5
14.3
31.1
18.2
12.8
14.3
14.2
14.8
14.5
14.5
15.6
21.6
11.3
9.7
9.6
9.6
10.8
P/E to S&P500
0.8
0.8
1.4
0.3
0.6
0.9
1.0
0.9
0.8
0.7
0.7
0.9
0.5
0.4
0.3
0.3
0.5
Avg. annual div. yield
5.6%
5.8%
7.1%
7.0%
5.8%
4.9%
4.3%
4.1%
4.3%
4.0%
4.1%
3.5%
3.9%
4.4%
6.0%
4.2%
2.0%
Revenue (m)
268
277
355
380
403
436
501
528
620
654
805
1,099
1,208
1,211
1,233
1,237
1,271
Operating margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation (m)
14
13
21
26
28
22
32
71
40
44
61
89
109
45
(3)
10
43
Net profit (m)
68
70
36
41
75
87
110
118
144
160
171
199
373
387
286
405
372
Income tax rate
30.4%
29.0%
16.9%
18.4%
27.2%
26.9%
28.4%
27.5%
30.3%
30.5%
30.6%
44.1%
17.5%
17.8%
16.6%
19.5%
20.0%
Net profit margin
25.2%
25.2%
10.0%
10.8%
18.5%
19.9%
22.0%
22.3%
23.2%
24.4%
21.2%
18.1%
30.9%
32.0%
23.2%
32.7%
29.2%
Working capital (m)
4,256
4,270
5,745
5,864
5,851
6,648
8,891
9,015
11,271
12,162
14,907
20,448
21,613
23,134
27,095
28,945
4,204
Long-term debt (m)
671
632
696
530
396
292
429
349
670
766
667
805
740
1,448
1,216
812
712
Equity (m)
537
544
926
1,043
1,066
1,210
1,402
1,774
2,021
2,096
2,572
4,409
4,608
4,883
4,959
5,150
5,436
ROIC
3.1%
3.4%
2.1%
1.7%
1.7%
1.6%
1.3%
1.2%
1.1%
1.2%
1.0%
0.9%
1.8%
2.0%
1.3%
1.3%
1.1%
Return on capital
4.2%
4.5%
2.4%
2.0%
2.1%
2.0%
1.8%
1.5%
1.5%
1.6%
1.4%
1.6%
2.1%
2.3%
1.5%
1.5%
1.3%
Return on equity
12.6%
12.8%
3.8%
3.9%
7.0%
7.2%
7.9%
6.6%
7.1%
7.6%
6.6%
4.5%
8.1%
7.9%
5.8%
7.9%
6.8%
Plowback ratio
18.2%
17.5%
(119.9)%
(27.4)%
26.0%
30.3%
38.7%
39.5%
37.8%
42.0%
35.8%
24.4%
55.8%
57.4%
42.3%
59.5%
78.0%
Div.&Repurch./FCF
48.8%
59.2%
21.6%
(70.4)%
31.6%
(3.8)%
11.1%
2.5%
18.0%
37.3%
39.1%
62.8%
26.2%
71.8%
281.9%
43.9%
14.7%
Capital Structure
5 Aug · 2022 | Q2
All numbers in millions
Total liabilities
$ 36,245
Total assets
$ 41,681
Long-term debt
$ 712
Cash and equiv.
$ 2,029
Goodwill
$ 2,434
Retained earnings
$ 1,182
Common stock
357
Enterprise Value
$ 2,752
Working Capital
Currency: USD, in millions
2019
2020
2021
Cash & Investments
3,888
4,846
6,919
Receivables
- -
- -
480
Inventory
- -
- -
- -
Other
21,501
24,313
25,470
Current assets
25,389
28,375
29,975
Acc. Payable
- -
- -
- -
Debt due
2,255
1,280
1,030
Other
- -
- -
- -
Current liabilities
2,255
1,280
1,030
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
0.32%
3.08%
11.13%
Cash flow
555.56%
146.44%
58.33%
Earnings
41.61%
26.63%
18.88%
Dividends
(0.61)%
2.23%
11.02%
Book value
3.85%
3.97%
17.13%
Insider Trading
Type
Shares
Date
Campbell William B
Purchase
850
09/06/22
Campbell William B
Purchase
1,500
08/30/22
Campbell William B
Purchase
2,500
08/30/22
Orie James
Sale
51,167
08/19/22
Bena Pamela A
Purchase
800
07/27/22
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
301
306
307
319
1,233
2021
306
308
320
303
1,237
2022
312
336
- -
- -
- -
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.15
0.26
0.26
0.22
0.88
2021
0.29
0.32
0.34
0.31
1.25
2022
0.16
0.31
- -
- -
- -
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.13
0.13
0.13
0.13
0.51
2021
0.13
0.13
0.13
0.13
0.51
2022
- -
- -
- -
- -
- -
Company Description
Sector:
Financial Services
Industry:
Banks—Regional
CEO:
Mr. Vincent Delie
Full-time employees:
3,884
City:
Pittsburgh
Address:
F.N.B. Corporation, One North Shore Center, 12 Federal St.
IPO:
Sep 2, 1986
F.N.B. Corporation, a financial holding company, provides a range of financial services primarily to consumers, corporations, governments, and small- to medium-sized businesses. The company operates through three segments: Community Banking, Wealth Management, and Insurance. It offers commercial banking solutions, including corporate and small business banking, investment real estate financing, business credit, capital market, and lease financing services. The company also provides consumer banking products and services, such as deposit products, mortgage and consumer lending services, and mobile and online banking services; and wealth management services comprising personal and corporate fiduciary services comprising administration of decedent and trust estates; securities brokerage and investment advisory services, mutual funds, and annuities; and commercial and personal insurance, and reinsurance products, as well as mezzanine financing options for small- to medium-sized businesses. As of December 31, 2021, it operated 334 banking offices in Pennsylvania, Ohio, Maryland, West Virginia, North Carolina, South Carolina, Washington, D.C., and Virginia. F.N.B. Corporation was founded in 1864 and is headquartered in Pittsburgh, Pennsylvania.