Huntington Bancshares Incorporated

Huntington Bancshares Incorporated

HBAN
Huntington Bancshares IncorporatedUS flagNASDAQ Global Select
17.52
USD
+0.31
- -
35.52BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
3.26
3.43
3.72
3.89
3.97
4.31
4.49
4.73
4.75
5.03
5.09
5.09
5.5
5.55
Basic EPS, GAAP
0.73
0.73
0.82
0.72
1.02
1.26
1.29
0.71
0.92
1.47
1.25
1.24
1.41
1.31
Free Cash Flow per Basic Share
1.09
1.01
1.17
1.21
1.62
1.54
1.41
1.18
1.44
2.65
1.74
1.17
1.5
1.36
Dividend per Share
0.22
0.24
0.28
0.33
0.39
0.56
0.65
0.69
0.7
0.7
0.72
0.72
0.69
0.67
Book Value per Share
-1.76
-1.27
-0.73
-0.24
0.55
1.31
2.02
1.86
1.76
2.38
3
3.6
4.3
4.13
Tangible Book Value per Share
6.19
6.52
6.58
7.32
6.61
7.05
7.82
8.24
8.87
6.47
7.45
7.96
10.07
11.66
Basic Weighted Avg Shares
834
820
803
904
1,085
1,047
1,039
1,017
1,262
1,441
1,446
1,451
1,479
1,582
Sales/Revenue/Turnover
2,717
2,816
2,987
3,518
4,307
4,510
4,667
4,815
5,991
7,254
7,360
7,385
8,131
8,784
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
282
333
341
380
413
493
386
367
391
484
798
622
762
744
Net Income, GAAP
641
632
693
712
1,186
1,393
1,411
817
1,295
2,238
1,951
1,940
2,211
2,207
Effective Tax Rate (%)
26.18
25.86
24.18
22.61
14.92
14.43
14.95
15.95
18.48
18.63
17.32
18.44
17.08
16.85
Profit Margin (%)
23.6
22.45
23.2
20.24
27.54
30.89
30.23
16.97
21.62
30.85
26.51
26.27
27.19
25.13
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
2,458
4,336
7,041
8,309
9,206
8,625
9,849
8,352
7,108
9,686
12,394
16,374
17,221
21,594
Total Equity
6,090
6,328
6,595
10,308
10,814
11,102
11,795
12,993
19,318
17,769
19,398
19,782
24,379
32,581
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
- -
- -
134.25
77.06
35.98
56.73
75.23
46.56
37.8
36.03
34.41

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
108
1,239
1,863
LT Borrowings
17,315
17,221
21,594
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
2,731
2,731
2,881
Shares Outstanding
1,459
1,568
2,027
Market Capitalization
25,141
25,652
24,764

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
15,732
16,046
25,312
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
108
1,239
1,863
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
15.53%
15.01%
23.24%
Free Cash Flow
16.68%
24.99%
30.83%
Net Income, GAAP
17.79%
26.38%
13.97%
Sales/Revenue/Turnover
10.9%
11.48%
10.1%
Total Cash Common Dividend
17.86%
8.91%
-2.19%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,754
1,803
1,874
1,954
7,385
2025
1,920
1,938
2,134
2,139
8,131
2026
2,573
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.26
0.3
0.33
0.35
1.24
2025
0.34
0.35
0.41
0.31
1.41
2026
0.26
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.18
0.18
0.18
0.18
0.72
2025
0.17
0.17
0.17
0.17
0.69
2026
0.16
- -
- -
- -
- -

Company Description

MCPAPIChat
CEO
Stephen D. Steinour
Full Time Employees
20,092
Sector
Financial Services
Industry
Banks - Regional
Address
Huntington Center Columbus OH United States of America 43287
IPO Date
Mar 17, 1980
Business
Huntington Bancshares Incorporated functions as a bank holding entity for The Huntington National Bank, offering an extensive array of financial products and services across the United States. The company, headquartered in Columbus, Ohio, was established in 1866. Its operations are structured across several key segments. The Consumer and Business Banking division provides individuals and small enterprises with various financial offerings, including checking and savings accounts, credit cards, and consumer loans, alongside mortgages, insurance, and investment vehicles. This segment also facilitates digital, mobile, and telephone banking services for customer convenience. The Commercial Banking segment delivers comprehensive solutions tailored for middle-market companies, government and public sector organizations, and commercial real estate ventures. It further specializes in sectors like healthcare, technology, franchise finance, and global services, offering asset finance, capital market solutions, and treasury management. Recent strategic expansions in this segment include new industry verticals such as Financial Institutions Group and Aerospace & Defense Group, along with a broadened presence in growth markets like North Carolina, South Carolina, and Texas. Through its Vehicle Finance segment, Huntington supplies financing for consumers acquiring automobiles, light-duty trucks, recreational vehicles, and marine crafts from dealerships. It also extends inventory financing to franchised dealers. The Huntington Private Client Group offers specialized services encompassing private banking, wealth management, and retirement planning. The company's revenue primarily comes from interest income from loans and other assets, as well as non-interest income from various fees and investment activities. As of late 2025, Huntington Bancshares operates over 1,000 branches across 14 states, predominantly in the Midwest, including Ohio, Michigan, Pennsylvania, Indiana, Illinois, West Virginia, Wisconsin, Kentucky, and Minnesota, with a growing footprint in states like Colorado, North Carolina, and Texas. Notably, the company announced the acquisition of Texas-based lender Veritex Community Bank in July 2025 and Cadence Bank in October 2025, further enhancing its presence and capabilities, particularly in the Southeast and Texas markets. Huntington is recognized as a leading originator of SBA 7(a) loans. Its focus on a "people-first" approach, combined with digitally powered banking solutions, underscores its commitment to customer engagement and tailored financial guidance.

Company News

MCPAPIChat
  • Huntington's Texas Deals to Drive Higher Profitability Through 2028

  • Huntington Bancshares Incorporated (HBAN) Presents at Morgan Stanley US Financials Conference 2026 Transcript

  • Huntington Bancshares Inc (HBAN) Stock Up 3.8% and Still Undervalued -- GF Score: 77/100

  • Can Huntington Turn Growth Momentum Into 30% EPS Expansion by 2027?

  • Huntington Bank Joins Push to Make Big Payments More Resilient

  • Huntington Bancshares Incorporated (HBAN) Presents at Bernstein 42nd Annual Strategic Decisions Conference Transcript

  • Huntington Bancshares Incorporated to Present at the 2026 Morgan Stanley US Financials Conference

  • Huntington Bancshares Incorporated to Present at the 2026 Sanford Bernstein Strategic Decisions Conference

  • The Issuers Pulling Ahead Are Building Into Customers' Money Flows

  • Capstone Partners Reports: Industrials Industry Undergoes Structural Shifts While Driving M&A in a Complex Landscape

  • Huntington Bancshares: The Street's Wall Of Worry Is The Big Obstacle Now

  • Capstone Partners Reports: Consumer M&A Market Rebound Delayed, Gradual Improvement Expected in 2026

  • Huntington Bancshares: Expansion Continues, Strong Q1 Results

  • Huntington Bancshares Shareholders Elect Directors, Approve Say-on-Pay at 2026 Annual Meeting

  • Huntington Bancshares Q1 Earnings Call Highlights

  • Huntington Bancshares Inc (HBAN) Q1 2026 Earnings Call Highlights: Strong Revenue Growth and Strategic Share Repurchase Plan

  • Huntington Bancshares Incorporated Declares Quarterly Cash Dividends On Its Common and Preferred Stocks

  • Huntington Stock Gains as Q1 Earnings Top on Higher NII & Fee Income

  • Compared to Estimates, Huntington Bancshares (HBAN) Q1 Earnings: A Look at Key Metrics

  • Huntington Bancshares (HBAN) Beats Q1 Earnings Estimates