BR stock · Financial Services sector · Banks—Regional
I
Itaú Unibanco Holding S.A.
ITUB
NYSE4.87
USD
+0.07
(+1.46%)
Market Closed
8.14P/E
6Forward P/E
0.39P/E to S&P500
47.604BMarket CAP
17.79%Div Yield
Upcoming Earnings
- -
Shares Short
3/15/23
39.57M
Short % of Float
- -
Short % of Shares Outs.
0.40%
% Held by Insiders
0.00%
% Held by Institutions
19.00%
Beta
0.48
PEG Ratio
0.55
52w. high/low
6.07/3.90
Avg. Daily Volume
33.28M
Return %
Stock
S&P 500
1 year
(16.47)
(9.25)
3 years
17.35
65.36
5 years
(53.04)
55.99
Scale: |
High
Low
3.72
0.97
10.91
1.23
11.98
7.44
11.28
6.59
10.02
5.85
8.68
5.70
10.19
5.98
7.53
3.64
8.12
3.32
9.72
6.68
11.32
6.57
10.80
7.59
9.40
3.48
6.76
3.60
6.07
3.71
5.26
4.24
Currency:
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
Revenue per share
5.24
5.08
8.52
7.48
7.47
7.70
7.68
8.75
8.85
11.67
10.83
10.36
11.51
9.61
12.46
14.14
Earnings per share
1.03
0.68
1.42
1.11
1.39
1.27
1.66
2.17
2.61
2.38
2.45
2.56
2.78
1.94
2.74
3.03
FCF per share
0.40
(1.95)
5.47
(3.97)
(1.14)
4.53
3.03
8.51
(3.76)
2.89
0.52
2.04
3.17
5.55
5.22
12.40
Dividends per share
0.31
0.41
0.38
0.43
0.46
0.52
0.54
0.64
0.71
0.78
1.06
2.07
2.66
1.18
0.64
0.68
CAPEX per share
0.09
0.19
0.25
0.27
0.39
0.37
0.25
0.52
0.27
0.21
0.37
0.29
0.44
0.54
0.93
0.87
Book Value per sh.
4.88
4.80
6.98
7.69
7.43
7.65
8.39
10.00
11.37
12.53
13.82
14.07
14.06
14.65
15.64
17.14
Comm.Shares outs.
7,244
7,167
9,922
9,962
9,947
9,922
9,914
9,927
9,871
9,784
9,756
9,718
9,740
9,760
9,777
9,799
Avg. annual P/E ratio
2.3
3.8
4.1
8.9
6.7
6.0
4.4
3.6
2.1
2.4
3.4
3.4
3.2
2.8
1.9
1.6
P/E to S&P500
0.1
0.2
0.1
0.4
0.4
0.4
0.3
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
Avg. annual div. yield
13.0%
15.7%
6.6%
4.4%
4.9%
6.9%
7.4%
8.2%
12.7%
13.8%
12.9%
23.5%
29.7%
22.2%
12.5%
13.8%
Revenue (m)
37,924
36,442
84,526
74,475
74,276
76,352
76,170
86,866
87,320
114,195
105,661
100,644
112,121
93,766
121,833
138,600
Operating margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation (m)
1,622
1,957
4,913
6,068
2,168
2,190
2,333
2,544
2,828
3,233
3,169
3,567
3,561
3,729
4,233
4,796
Net profit (m)
7,485
4,849
14,085
11,067
13,837
12,634
16,424
21,555
25,740
23,263
23,903
24,907
27,113
18,896
26,760
29,702
Income tax rate
35.5%
(37.6)%
37.7%
29.3%
19.9%
24.3%
20.8%
24.1%
(43.2)%
38.3%
24.7%
16.2%
11.0%
(188.0)%
32.8%
18.1%
Net profit margin
19.7%
13.3%
16.7%
14.9%
18.6%
16.5%
21.6%
24.8%
29.5%
20.4%
22.6%
24.7%
24.2%
20.2%
22.0%
21.4%
Working capital (m)
152,338
238,383
352,365
390,779
526,299
592,829
637,163
728,929
810,119
838,162
882,383
941,836
938,063
1,246,744
1,318,655
- -
Long-term debt (m)
28,554
37,672
58,976
84,768
78,139
103,489
116,158
119,956
154,398
137,317
128,662
147,136
159,586
185,295
216,410
279,654
Equity (m)
35,350
34,387
69,277
76,625
73,941
75,902
83,223
99,260
112,252
122,582
134,840
136,782
136,925
142,993
152,864
167,953
ROIC
7.2%
11.9%
6.8%
5.9%
7.8%
5.5%
5.5%
7.3%
11.3%
6.6%
6.3%
5.8%
6.3%
12.6%
3.8%
6.2%
Return on capital
9.2%
7.5%
9.3%
6.9%
8.9%
6.8%
6.5%
9.0%
7.3%
9.9%
7.7%
6.5%
6.6%
4.1%
5.3%
7.6%
Return on equity
21.2%
14.1%
20.3%
14.4%
18.7%
16.6%
19.7%
21.7%
22.9%
19.0%
17.7%
18.2%
19.8%
13.2%
17.5%
17.7%
Plowback ratio
69.6%
40.0%
73.1%
61.0%
66.8%
58.8%
67.3%
70.7%
72.8%
67.0%
56.6%
19.3%
4.4%
38.9%
76.6%
78.2%
Div.&Repurch./FCF
78.0%
(32.3)%
7.0%
(10.6)%
(52.1)%
11.8%
20.1%
7.5%
(27.9)%
30.5%
266.9%
97.8%
81.4%
20.4%
11.3%
5.1%
Forex (BRL/USD)
0.562
0.432
0.574
0.603
0.537
0.488
0.423
0.376
0.252
0.307
0.302
0.258
0.249
0.193
0.179
0.191
Capital Structure
31 Dec · 2022 | Q4
All numbers in millions
Total liabilities
$ 2,146,097
Total assets
$ 2,323,440
Long-term debt
$ 279,654
Cash and equiv.
$ 210,721
Goodwill
$ 7,550
Retained earnings
$ - -
Common stock
9,801
Enterprise Value
$ 116,537
Working Capital
Currency: USD, in millions
2020
2021
2022
Cash & Investments
301,910
324,668
331,773
Receivables
56,921
66,297
78,381
Inventory
- -
- -
- -
Other
1,002,173
1,059,577
(391,401)
Current assets
1,361,004
1,423,464
- -
Acc. Payable
- -
- -
- -
Debt due
114,260
104,809
148,308
Other
- -
- -
(148,308)
Current liabilities
114,260
104,809
- -
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
13.76%
9.68%
7.98%
Cash flow
138.07%
65.82%
37.32%
Earnings
10.99%
7.79%
8.79%
Dividends
7.00%
(16.30)%
11.30%
Book value
9.87%
5.33%
8.26%
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
11,949
22,138
24,211
35,016
93,314
2021
27,190
31,513
29,104
33,750
121,557
2022
33,696
34,539
35,049
35,316
138,600
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.35
0.18
0.48
0.92
1.94
2021
0.58
0.86
0.62
0.67
2.74
2022
0.68
0.76
0.83
0.77
3.03
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
1.00
0.04
0.09
0.04
1.18
2021
0.28
0.05
0.27
0.05
0.64
2022
0.28
0.05
0.31
0.05
0.68
Company Description
Sector:
Financial Services
Industry:
Banks—Regional
CEO:
Mr. Milton Maluhy Filho
Full-time employees:
99,600
City:
São Paulo
Address:
PraCa Alfredo Egydio de Souza Aranha
Itaú Unibanco Holding S.A. offers a range of financial products and services to individuals and corporate customers in Brazil and internationally. The company operates through three segments: Retail Banking, Wholesale Banking, and Activities with the Market and Corporation. It offers various deposit products, as well as loans and credit cards; investment and commercial banking services; real estate lending services; financing and investment services; and leasing and foreign exchange services. The company also provides property and casualty insurance products covering loss, damage, or liabilities for assets or persons, as well as life insurance products covering death and personal accident; and reinsurance products. It serves retail customers, account and non-account holders, individuals and legal entities, high income clients, microenterprises, and small companies. The company was formerly known as Itaú Unibanco Banco Múltiplo S.A. and changed its name to Itaú Unibanco Holding S.A. in April 2009. The company was incorporated in 1924 and is headquartered in São Paulo, Brazil. Itaú Unibanco Holding S.A. is a subsidiary of IUPAR - Itaú Unibanco Participações S.A.