PayPal Holdings, Inc.

PayPal Holdings, Inc.

60.20
USD
+1.99
(+3.42%)
5.25EPS
9.92P/E
43.97BMarket Cap
Feb 09Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.74
6.59
7.57
8.96
10.88
13.05
15.14
18.29
21.61
23.85
26.99
30.9
34.59
38.43
Basic EPS, GAAP
0.82
0.34
1
1.16
1.49
1.74
2.09
3.58
3.55
2.1
3.85
4.03
5.46
5.3
Free Cash Flow per Basic Share
1.37
1.42
1.49
2.06
1.55
3.93
2.87
4.56
4.16
4.43
3.83
6.58
5.8
7.06
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.14
0.41
Book Value per Share
6.06
6.76
11.24
12.19
13.33
13.11
14.39
17.09
18.6
17.85
19.64
20.56
22.02
23.28
Tangible Book Value per Share
3.23
4.02
7.62
8.65
9.57
7.05
8.44
8.39
7.65
7.29
8.85
9.32
9.98
9.99
Basic Weighted Avg Shares
1,171
1,218
1,222
1,210
1,203
1,184
1,174
1,173
1,174
1,154
1,103
1,029
959
893
Sales/Revenue/Turnover
6,727
8,025
9,248
10,842
13,094
15,451
17,772
21,454
25,371
27,518
29,771
31,797
33,172
34,295
Operating Margin (%)
16.22
15.8
16.32
14.63
17.25
16.2
15.7
15.98
17.04
14.7
16.61
18.12
19.28
18.52
Depreciation Expense
453
516
608
724
805
776
912
1,189
1,265
1,317
1,072
1,032
963
969
Net Income, GAAP
955
419
1,228
1,401
1,795
2,057
2,459
4,202
4,169
2,419
4,246
4,147
5,233
4,727
Effective Tax Rate (%)
11.9
66.77
17.47
14.1
18.41
13.43
17.98
17.04
- -
28.13
21.53
22.18
16.83
17.13
Profit Margin (%)
14.2
5.22
13.28
12.92
13.71
13.31
13.84
19.59
16.43
8.79
14.26
13.04
15.78
13.78
Working Capital
3,359
4,282
7,031
8,855
9,782
7,059
11,576
12,548
9,545
12,416
14,103
12,716
13,316
12,659
LT Debt
509
386
- -
- -
- -
- -
4,965
8,939
8,049
10,417
9,676
9,879
9,987
10,939
Total Equity
7,390
8,248
13,759
14,712
15,994
15,386
16,929
20,063
21,727
20,274
21,051
20,417
20,256
19,483
Return on Invested Capital (%)
- -
4.48
10.24
9.54
10.9
11
11.32
10.68
- -
8.82
12.68
13.58
16.66
14.99
Return on Capital (%)
- -
4.47
10.46
9.86
11.36
12.35
13
17.19
- -
8.58
14.71
14.57
18.5
15.92
Return on Common Equity (%)
- -
5.36
11.16
9.84
11.69
13.11
15.24
22.77
19.97
11.52
20.55
20
25.73
23.83

Capital Structure

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
ST Debt
- -
2,505
2,533
LT Borrowings
9,409
10,895
10,939
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
892
862
837
Market Capitalization
40,345
37,221
43,968

Working Capital

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
Total Current Assets
59,995
62,346
60,549
Cash, Cash Equivalents & STI
9,342
11,256
10,280
Accounts Receivable, Net
40,344
40,506
39,140
Inventories
- -
- -
- -
Total Current Liabilities
47,637
48,406
47,890
Payables & Accruals
47,637
45,901
45,357
ST Debt
- -
2,505
2,533
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
4.2%
0.33%
-0.79%
Free Cash Flow
21.35%
4.2%
-17.78%
Net Income, GAAP
20.38%
11.32%
26.19%
Sales/Revenue/Turnover
13.78%
9.21%
4.32%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7,699
7,885
7,847
8,366
31,797
2025
7,791
8,288
8,417
8,676
33,172
2026
8,353
8,682
8,584
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.83
1.08
1
1.12
4.03
2025
1.31
1.3
1.31
1.54
5.46
2026
1.22
1.26
1.26
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
0.14
2026
0.14
0.14
0.14
- -
- -

Company Description

CEO
Enrique Lores
Full Time Employees
23,800
Sector
Commercial services
Industry
Miscellaneous commercial services
Address
2211 North First Street San Jose CA United States 95131
IPO Date
Jul 20, 2015
Website
paypal.com
Business
PayPal Holdings, Inc. (PYPL) operates as a leading multinational financial technology company that provides digital and mobile payment solutions to consumers and merchants worldwide. The company offers an integrated payments platform including PayPal for online checkout and peer-to-peer transfers; PayPal Credit for financing options; Braintree for developer-friendly payment processing; Venmo for social payments and debit card services; Xoom for international money transfers; Zettle for point-of-sale hardware and software; Hyperwallet for mass payouts; Honey for shopping rewards and browser extensions; and Paidy for buy-now-pay-later services in Japan, enabling transactions across approximately 200 markets and over 100 currencies. Founded in 1998 and headquartered in San Jose, California, PayPal serves e-commerce vendors, retailers, small businesses, and individual users through its two-sided network that facilitates secure electronic alternatives to traditional payment methods. Recent developments include the launch of PayPal Open, a unified merchant platform, alongside strategic partnerships with Verifone for omnichannel payments, Global Payments for enhanced checkout experiences, and Google for commerce innovations; expansion of Fastlane guest checkout to international markets; a multi-year buy-now-pay-later relationship in the U.S.; sale of European BNPL receivables to KKR; a $15 billion share repurchase program initiated in 2025 with $6 billion planned for the year; and a $300 million restructuring effort to upgrade technology infrastructure and accelerate growth.

Company News

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  • PayPal Holdings, Inc. (PYPL) Q3 2026 Earnings Call Transcript

  • PayPal Q3 Earnings Call Highlights