US stock · Financial Services sector · Banks—Regional

Regions Financial Corporation

NYSE

17.78

USD

+0.40

(+2.30%)

Market Closed

7.20P/E

8Forward P/E

0.30P/E to S&P500

16.683BMarket CAP

4.43%Div Yield

Summary Financials Transcripts Monitoring Classic View

Upcoming Earnings

21 Jul

Shares Short

5/15/23

28.47M

Short % of Float

3.89%

Short % of Shares Outs.

3.03%

% Held by Insiders

0.24%

% Held by Institutions

78.44%

Beta

1.20

PEG Ratio

-8.36

52w. high/low

24.33/13.94

Avg. Daily Volume

13.44M

Return %

Stock

S&P 500

1 year

(18.29)

2.11

3 years

50.17

38.05

5 years

(6.42)

54.53

Scale: |

High

Low

25.84

6.41

9.07

2.35

9.33

5.12

8.09

2.82

7.73

4.21

10.52

7.13

11.54

8.85

10.87

8.54

14.73

7.00

17.58

13.00

20.21

12.39

17.54

13.11

17.30

6.94

24.89

15.72

25.57

18.01

24.33

13.94

Currency: USD

2007

2008

2009

2010

2011

2012

2013

2014

2015

2016

2017

2018

2019

2020

2021

2022

TTM

Revenue per share

10.25

9.95

7.03

5.67

5.58

3.79

3.69

3.66

4.04

4.46

4.78

5.33

5.85

6.49

6.72

7.59

2.68

Earnings per share

1.77

(8.05)

(1.04)

(0.44)

(0.22)

0.81

0.80

0.84

0.80

0.93

1.06

1.61

1.59

1.14

2.66

2.40

2.37

FCF per share

4.17

2.22

1.78

3.29

4.57

1.64

2.57

1.33

1.18

1.51

1.76

2.02

2.57

2.36

3.19

3.32

2.67

Dividends per share

1.46

0.96

0.30

0.19

0.23

0.07

0.12

0.22

0.28

0.30

0.35

0.47

0.66

0.73

0.64

0.71

0.82

CAPEX per share

0.64

0.67

0.24

0.16

0.20

0.13

0.15

0.19

0.00

0.05

0.16

0.07

0.02

0.06

- -

0.23

Book Value per sh.

28.00

24.19

18.08

13.64

16.58

11.22

11.30

12.36

12.71

13.28

13.65

13.82

16.38

18.89

19.31

17.06

17.26

Comm.Shares outs.

708

695

989

1,227

995

1,381

1,395

1,375

1,325

1,255

1,186

1,092

995

959

949

935

934

Avg. annual P/E ratio

18.2

(1.9)

(4.8)

(15.9)

(26.9)

7.9

11.1

12.3

12.1

10.3

13.9

11.2

9.7

11.0

7.9

9.0

7.2

P/E to S&P500

1.1

(0.1)

(0.8)

(1.6)

0.5

0.7

0.6

0.5

0.6

0.4

0.3

0.4

0.3

Avg. annual div. yield

4.5%

6.3%

6.0%

2.7%

3.9%

1.2%

1.4%

2.1%

2.9%

3.2%

2.3%

2.6%

4.3%

5.8%

3.1%

3.3%

4.0%

Revenue (m)

7,254

6,916

6,954

6,961

5,551

5,235

5,145

5,039

5,352

5,599

5,670

5,821

5,825

6,225

6,376

7,099

2,500

Operating margin

- -

3,382.8%

Depreciation (m)

269

371

284

269

717

645

523

574

537

462

426

421

371

353

248

Net profit (m)

1,251

(5,596)

(1,031)

(539)

(215)

1,120

1,122

1,155

1,062

1,163

1,263

1,759

1,582

1,094

2,521

2,245

2,309

Income tax rate

31.7%

5.9%

14.2%

39.1%

(17.4)%

29.0%

28.5%

28.6%

29.7%

30.7%

32.8%

19.8%

20.3%

16.7%

21.6%

21.9%

22.2%

Net profit margin

17.2%

(80.9)%

(14.8)%

(7.7)%

(3.9)%

21.4%

21.8%

22.9%

19.8%

20.8%

22.3%

30.2%

27.2%

17.6%

39.5%

31.6%

2,372.7%

Working capital (m)

105,282

104,488

104,429

97,919

92,741

86,221

85,823

86,777

93,699

93,156

90,838

92,470

92,997

111,608

125,277

1,649

35,601

Long-term debt (m)

11,325

19,231

18,464

13,190

8,110

5,861

4,830

3,462

8,349

7,763

8,132

12,424

7,879

3,569

2,407

2,284

2,307

Equity (m)

19,823

16,813

17,881

16,734

16,499

15,499

15,768

16,989

16,844

16,664

16,192

15,090

16,295

18,111

18,326

15,947

16,883

ROIC

2.7%

(2.3)%

0.5%

0.2%

0.6%

1.3%

1.2%

1.0%

1.1%

1.2%

1.8%

1.0%

1.6%

1.8%

Return on capital

4.0%

(2.2)%

0.6%

0.3%

0.5%

1.8%

1.7%

1.6%

1.4%

1.6%

1.8%

2.2%

1.1%

2.1%

2.2%

Return on equity

6.3%

(33.3)%

(5.8)%

(3.2)%

(1.3)%

7.2%

7.1%

6.8%

6.3%

7.0%

7.8%

11.7%

9.7%

6.0%

13.8%

14.1%

13.7%

Plowback ratio

17.2%

112.0%

129.0%

143.2%

205.1%

90.9%

84.8%

74.1%

65.3%

67.2%

67.5%

70.7%

58.5%

36.2%

75.9%

70.5%

66.9%

Div.&Repurch./FCF

81.3%

- -

120.6%

14.2%

30.3%

63.2%

64.6%

80.6%

119.7%

68.7%

30.8%

35.5%

28.8%

31.2%

Capital Structure

5 May · 2023 | Q1

All numbers in millions

Total liabilities

$ 137,233

Total assets

$ 154,135

Long-term debt

$ 2,307

Cash and equiv.

$ 8,833

Goodwill

$ 5,733

Retained earnings

$ 7,433

Common stock

935

Enterprise Value

$ 10,157

Working Capital

Currency: USD, in millions

2020

2021

2022

Cash & Investments

43,820

57,892

39,160

Receivables

346

319

511

Inventory

- -

Other

67,442

78,521

(44,751)

Current assets

111,608

125,277

1,649

Acc. Payable

- -

Debt due

- -

Other

- -

Current liabilities

- -

Annual growth rates

(avg. rate of change)

1 year

5 years

10 years

Revenue

11.34%

5.18%

3.71%

Cash flow

2.38%

10.19%

1.55%

Earnings

(10.95)%

19.65%

14.54%

Dividends

9.05%

7.42%

18.40%

Book value

(12.98)%

1.83%

0.39%

Insider Trading

Type

Date

Hill J Thomas

Purchase

11,926

05/17/23

Hill J Thomas

- -

07/01/22

Hill J Thomas

- -

07/01/22

Golodryga Zhanna

Award

7,103

04/24/23

Johnson Joia M

Award

7,103

04/24/23

Quarterly Revenue

Currency: USD, in millions

Year

Total

2021

1,594

1,557

1,593

1,619

6,363

2022

547

523

1,097

2023

1,950

- -

Earnings per share

Currency: USD

Year

Total

2021

0.68

0.83

0.69

0.46

2.66

2022

0.59

0.62

0.46

0.73

2.40

2023

0.65

- -

Quarterly dividends paid

Currency: USD

Year

Total

2021

0.19

0.18

0.08

0.64

2022

0.20

0.22

0.81

2023

0.20

- -

Company Description

Sector:

Financial Services

Industry:

Banks—Regional

CEO:

Mr. John M. Turner Jr.

Full-time employees:

20,113

City:

Birmingham

Address:

1900 Fifth Avenue North

IPO:

May 3, 2002

CIK:

0001281761

Website:

regions.com

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. The company also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. As of March 01, 2022, it operated through a network of 1,300 banking offices and 2,000 automated teller machines across the South, Midwest, and Texas. Regions Financial Corporation was founded in 1971 and is headquartered in Birmingham, Alabama.

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Regions Financial Corporation

17.78