US stock · Financial Services sector · Banks—Regional
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Regions Financial Corporation

RFNYSE

20.88

USD
-0.43
(-2.02%)
Market Closed
9.36P/E
8Forward P/E
0.47P/E to S&P500
19.510BMarket CAP
3.19%Div Yield
Upcoming Earnings
21 Oct
Shares Short
8/31/22
17.41M
Short % of Float
2.42%
Short % of Shares Outs.
1.86%
% Held by Insiders
0.51%
% Held by Institutions
76.84%
Beta
1.28
PEG Ratio
-14.30
52w. high/low
25.57/18.01
Avg. Daily Volume
7.12M
Return %
Stock
S&P 500
1 year
1.51
(16.94)
3 years
31.24
23.82
5 years
45.40
47.73
Scale: |
High
Low
38.17
22.84
25.84
6.41
9.07
2.35
9.33
5.12
8.09
2.82
7.73
4.21
10.52
7.13
11.54
8.85
10.87
8.54
14.73
7.00
17.58
13.00
20.21
12.39
17.54
13.11
17.30
6.94
24.89
15.72
25.57
18.01
Currency: USD
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
TTM
Revenue per share
10.79
10.25
9.95
7.03
5.67
5.58
3.79
3.69
3.66
4.04
4.46
4.78
5.33
5.85
6.49
6.72
6.34
Earnings per share
2.70
1.77
(8.05)
(1.04)
(0.44)
(0.22)
0.81
0.80
0.84
0.80
0.93
1.06
1.61
1.59
1.14
2.66
2.24
FCF per share
5.48
4.17
2.22
1.78
3.29
4.57
1.64
2.57
1.33
1.18
1.51
1.76
2.02
2.57
2.36
3.19
3.32
Dividends per share
1.78
1.46
0.96
0.30
0.19
0.23
0.07
0.12
0.22
0.28
0.30
0.35
0.47
0.66
0.73
0.64
0.60
CAPEX per share
0.19
0.64
0.67
0.24
0.16
0.20
0.13
0.15
0.19
0.00
0.05
0.16
0.07
0.02
0.06
- -
0.02
Book Value per sh.
41.26
28.00
24.19
18.08
13.64
16.58
11.22
11.30
12.36
12.71
13.28
13.65
13.82
16.38
18.89
19.31
18.60
Comm.Shares outs.
502
708
695
989
1,227
995
1,381
1,395
1,375
1,325
1,255
1,186
1,092
995
959
949
947
Avg. annual P/E ratio
13.2
18.2
(1.9)
(4.8)
(15.9)
(26.9)
7.9
11.1
12.3
12.1
10.3
13.9
11.2
9.7
11.0
7.9
9.4
P/E to S&P500
0.7
1.1
(0.1)
(0.1)
(0.8)
(1.6)
0.5
0.7
0.7
0.6
0.5
0.6
0.4
0.4
0.3
0.3
0.5
Avg. annual div. yield
5.0%
4.5%
6.3%
6.0%
2.7%
3.9%
1.2%
1.4%
2.1%
2.9%
3.2%
2.3%
2.6%
4.3%
5.8%
3.1%
2.8%
Revenue (m)
5,416
7,254
6,916
6,954
6,961
5,551
5,235
5,145
5,039
5,352
5,599
5,670
5,821
5,825
6,225
6,376
5,999
Operating margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation (m)
160
269
371
284
284
269
717
645
523
523
574
537
462
426
421
371
377
Net profit (m)
1,353
1,251
(5,596)
(1,031)
(539)
(215)
1,120
1,122
1,155
1,062
1,163
1,263
1,759
1,582
1,094
2,521
2,196
Income tax rate
30.9%
31.7%
5.9%
14.2%
39.1%
(17.4)%
29.0%
28.5%
28.6%
29.7%
30.7%
32.8%
19.8%
20.3%
16.7%
21.6%
21.0%
Net profit margin
25.0%
17.2%
(80.9)%
(14.8)%
(7.7)%
(3.9)%
21.4%
21.8%
22.9%
19.8%
20.8%
22.3%
30.2%
27.2%
17.6%
39.5%
37.8%
Working capital (m)
106,466
105,282
104,488
104,429
97,919
92,741
86,221
85,823
86,777
93,699
93,156
90,838
92,470
92,997
111,608
125,277
49,917
Long-term debt (m)
8,643
11,325
19,231
18,464
13,190
8,110
5,861
4,830
3,462
8,349
7,763
8,132
12,424
7,879
3,569
2,407
2,319
Equity (m)
20,701
19,823
16,813
17,881
16,734
16,499
15,499
15,768
16,989
16,844
16,664
16,192
15,090
16,295
18,111
18,326
16,507
ROIC
2.1%
2.7%
(2.3)%
0.5%
0.2%
0.6%
1.3%
1.2%
1.2%
1.0%
1.1%
1.2%
1.8%
1.8%
1.0%
1.6%
1.4%
Return on capital
3.0%
4.0%
(2.2)%
0.6%
0.3%
0.5%
1.8%
1.7%
1.6%
1.4%
1.6%
1.8%
2.2%
2.2%
1.1%
2.1%
1.8%
Return on equity
6.5%
6.3%
(33.3)%
(5.8)%
(3.2)%
(1.3)%
7.2%
7.1%
6.8%
6.3%
7.0%
7.8%
11.7%
9.7%
6.0%
13.8%
13.3%
Plowback ratio
33.9%
17.2%
112.0%
129.0%
143.2%
205.1%
90.9%
84.8%
74.1%
65.3%
67.2%
67.5%
70.7%
58.5%
36.2%
75.9%
74.2%
Div.&Repurch./FCF
50.4%
81.3%
- -
- -
- -
- -
120.6%
14.2%
30.3%
63.2%
64.6%
80.6%
119.7%
68.7%
30.8%
35.5%
40.4%
Capital Structure
5 Aug · 2022 | Q2
All numbers in millions
Total liabilities
$ 144,401
Total assets
$ 160,908
Long-term debt
$ 2,319
Cash and equiv.
$ 20,500
Goodwill
$ 5,749
Retained earnings
$ 6,314
Common stock
934
Enterprise Value
$ 1,329
Working Capital
Currency: USD, in millions
2019
2020
2021
Cash & Investments
25,123
43,820
57,892
Receivables
362
346
319
Inventory
- -
- -
- -
Other
69,562
81,284
92,363
Current assets
95,047
111,608
125,277
Acc. Payable
- -
- -
- -
Debt due
2,050
- -
- -
Other
- -
- -
- -
Current liabilities
2,050
- -
- -
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
2.43%
3.01%
2.26%
Cash flow
33.77%
10.96%
7.80%
Earnings
130.44%
32.20%
15.78%
Dividends
(12.89)%
11.62%
24.81%
Book value
1.19%
3.38%
2.03%
Insider Trading
Type
Shares
Date
Di Piazza Samuel A Jr.
Award
1,824
07/15/22
Johns John D
Award
977
07/15/22
Marshall Ruth Ann
Award
1,759
07/15/22
Mccrary Charles D
Award
1,954
07/15/22
Styslinger Lee J Iii
Award
1,563
07/15/22
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
1,425
1,517
1,617
1,666
6,225
2021
1,594
1,557
1,593
1,619
6,363
2022
1,052
1,735
- -
- -
- -
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.17
(0.22)
0.55
0.64
1.14
2021
0.68
0.83
0.69
0.46
2.66
2022
0.55
0.62
- -
- -
- -
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.18
0.18
0.18
0.18
0.73
2021
0.19
0.19
0.18
0.08
0.64
2022
0.17
0.17
- -
- -
- -
Company Description
Sector:
Financial Services
Industry:
Banks—Regional
CEO:
Mr. John Turner
Full-time employees:
19,673
City:
Birmingham
Address:
1900 5th Ave N
IPO:
May 3, 2002
Website:
Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. The company also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. As of March 01, 2022, it operated through a network of 1,300 banking offices and 2,000 automated teller machines across the South, Midwest, and Texas. Regions Financial Corporation was founded in 1971 and is headquartered in Birmingham, Alabama.