US stock · Financial Services sector · Banks—Regional
Z
Zions Bancorporation, National Association
ZION
NASDAQ30.76
USD
+0.81
(+2.70%)
Market Open
5.42P/E
5Forward P/E
0.26P/E to S&P500
4.556BMarket CAP
5.28%Div Yield
Upcoming Earnings
19 Apr
Shares Short
3/15/23
8.44M
Short % of Float
6.62%
Short % of Shares Outs.
5.68%
% Held by Insiders
1.69%
% Held by Institutions
86.72%
Beta
1.17
PEG Ratio
-0.14
52w. high/low
69.98/22.55
Avg. Daily Volume
1.64M
Return %
Stock
S&P 500
1 year
(52.78)
(9.05)
3 years
7.16
50.26
5 years
(45.18)
38.50
Scale: |
High
Low
107.21
17.53
25.52
5.90
30.29
12.88
25.60
13.18
22.81
16.40
31.40
21.56
33.33
25.02
33.03
23.72
44.15
19.65
52.20
38.43
59.19
38.08
52.08
39.11
52.48
23.58
68.25
42.12
75.44
45.21
55.20
22.55
Currency: USD
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
Revenue per share
21.37
19.85
20.35
13.06
12.36
11.75
11.06
11.39
10.29
11.69
12.99
14.37
16.10
17.04
17.85
21.00
Earnings per share
4.60
(2.44)
(9.77)
(1.76)
1.78
1.91
1.43
2.07
1.52
2.30
2.95
4.57
4.64
3.29
6.90
6.04
FCF per share
5.86
9.73
7.67
8.33
5.59
3.81
4.29
1.45
1.86
1.96
3.78
5.41
3.30
3.35
2.58
9.80
Dividends per share
1.82
1.80
0.77
0.66
0.86
0.73
0.65
0.50
0.53
0.53
0.64
1.22
1.48
1.58
1.59
1.79
CAPEX per share
0.96
1.05
0.83
0.48
0.43
0.38
0.48
0.91
0.77
0.96
0.84
0.67
0.66
1.04
1.26
- -
Book Value per sh.
49.30
59.70
45.75
40.06
38.30
33.06
35.16
38.34
36.93
37.45
38.25
39.14
41.78
48.16
45.58
32.61
Comm.Shares outs.
107
109
124
166
182
183
184
192
203
204
201
194
176
164
164
150
Avg. annual P/E ratio
16.1
(16.9)
(1.5)
(12.2)
11.6
10.3
18.8
14.1
18.6
12.3
15.0
11.4
10.0
10.8
8.2
9.5
P/E to S&P500
0.9
(0.8)
(0.0)
(0.6)
0.7
0.7
1.1
0.8
0.9
0.6
0.6
0.5
0.4
0.3
0.3
0.4
Avg. annual div. yield
2.5%
4.3%
5.4%
3.1%
4.2%
3.7%
2.4%
1.7%
1.9%
1.9%
1.5%
2.3%
3.2%
4.4%
2.8%
3.1%
Revenue (m)
2,294
2,162
2,532
2,168
2,254
2,152
2,034
2,189
2,092
2,383
2,609
2,782
2,834
2,790
2,923
3,152
Operating margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation (m)
125
140
213
373
300
215
131
129
151
123
179
193
188
86
(14)
110
Net profit (m)
494
(266)
(1,216)
(293)
324
350
264
398
309
469
592
884
816
539
1,129
907
Income tax rate
32.0%
13.8%
24.7%
26.5%
38.1%
35.7%
35.2%
35.9%
31.5%
33.5%
36.8%
22.7%
22.5%
19.8%
21.9%
21.3%
Net profit margin
21.5%
(12.3)%
(48.0)%
(13.5)%
14.4%
16.2%
13.0%
18.2%
14.8%
19.7%
22.7%
31.8%
28.8%
19.3%
38.6%
28.8%
Working capital (m)
42,940
47,060
43,634
43,091
46,332
49,001
49,073
49,910
48,649
45,458
44,130
46,150
51,194
62,347
65,702
4,906
Long-term debt (m)
2,463
2,493
2,017
1,943
1,954
2,337
2,274
1,092
817
535
383
724
1,723
1,336
1,012
651
Equity (m)
5,293
6,502
5,693
6,648
6,985
6,052
6,465
7,370
7,508
7,634
7,679
7,578
7,353
7,886
7,463
4,893
ROIC
2.7%
1.1%
(1.5)%
0.3%
1.1%
1.0%
0.8%
0.9%
0.7%
0.8%
1.1%
1.7%
1.7%
0.8%
1.3%
1.2%
Return on capital
3.9%
1.3%
(2.0)%
0.4%
1.8%
1.5%
1.2%
1.4%
1.0%
1.3%
1.6%
2.0%
2.1%
1.0%
1.6%
1.5%
Return on equity
9.3%
(4.1)%
(21.4)%
(4.4)%
4.6%
5.8%
4.1%
5.4%
4.1%
6.1%
7.7%
11.7%
11.1%
6.8%
15.1%
18.5%
Plowback ratio
60.4%
173.5%
107.9%
137.3%
51.8%
61.8%
54.6%
75.9%
65.1%
77.0%
78.2%
73.3%
68.1%
51.9%
76.9%
70.3%
Div.&Repurch./FCF
72.8%
- -
- -
- -
15.3%
220.0%
15.9%
(154.6)%
69.2%
76.5%
76.4%
86.0%
232.4%
59.7%
275.7%
31.4%
Capital Structure
23 Feb · 2023 | Q4
All numbers in millions
Total liabilities
$ 84,652
Total assets
$ 89,545
Long-term debt
$ 651
Cash and equiv.
$ 1,997
Goodwill
$ - -
Retained earnings
$ 5,811
Common stock
149
Enterprise Value
$ 3,210
Working Capital
Currency: USD, in millions
2020
2021
2022
Cash & Investments
17,494
34,926
13,912
Receivables
320
327
386
Inventory
- -
- -
- -
Other
44,533
39,710
(7,749)
Current assets
62,347
65,702
6,169
Acc. Payable
- -
- -
- -
Debt due
- -
- -
1,263
Other
- -
- -
- -
Current liabilities
- -
- -
1,263
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
7.83%
3.23%
5.13%
Cash flow
247.52%
43.65%
31.02%
Earnings
(19.66)%
12.04%
22.66%
Dividends
3.07%
3.41%
12.08%
Book value
(34.44)%
(8.88)%
(2.08)%
Insider Trading
Type
Shares
Date
Stephens Steven Dan
Award
1,025
03/06/23
Young Mark Richard
Award
779
03/06/23
Simmons Harris H
Gift
21,420
03/03/23
Hoff Olga
InKind
39
03/02/23
Stewart Randy R
InKind
129
03/01/23
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
682
680
712
717
2,791
2021
714
760
694
755
2,923
2022
555
765
707
873
2,900
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.09
0.40
1.07
1.73
3.29
2021
1.97
2.16
1.47
1.30
6.90
2022
3.63
1.35
1.45
1.89
8.32
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.40
0.39
0.40
0.39
1.58
2021
0.40
0.38
0.43
0.38
1.59
2022
0.44
0.43
0.47
0.46
1.79
Company Description
Sector:
Financial Services
Industry:
Banks—Regional
CEO:
Mr. Harris Henry Simmons
Full-time employees:
9,920
City:
Salt Lake City
Address:
One South Main Street
Zions Bancorporation, National Association provides various banking and related services primarily in the states of Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah, Washington, and Wyoming. The company offers corporate banking services; commercial banking, including a focus on small- and medium-sized businesses; commercial real estate banking services; municipal and public finance services; retail banking, including residential mortgages; trust services; wealth management and private client banking services; and capital markets products and services. As of December 31, 2020, it operated 422 branches, which included 273 owned and 149 leased. The company was formerly known as ZB, National Association and changed its name to Zions Bancorporation, National Association in September 2018. Zions Bancorporation, National Association was founded in 1873 and is headquartered in Salt Lake City, Utah.