Regions Financial Corporation (RF) · 38 Years of Financial statements

Income Statement

Revenue

- -

275

315

367

432

474

579

657

921

1,088

1,800

1,963

1,990

2,407

2,756

2,873

3,767

4,634

5,416

7,254

6,916

6,954

6,961

5,551

5,235

5,145

5,039

5,352

5,599

5,670

5,821

5,825

6,225

6,376

7,099

COGS

- -

Gross Profit

- -

7,099

Gross Profit Ratio

- -

100.00%

Operating Expenses

- -

R&D Expenses

- -

Selling, G&A Exp.

- -

93

102

119

138

155

179

205

282

333

528

552

589

880

1,027

1,122

1,425

1,739

2,060

2,606

2,453

2,571

2,606

1,918

1,850

1,916

1,905

2,086

2,113

2,155

2,135

2,050

2,230

2,356

2,484

General and Admin. Exp.

- -

93

102

119

138

155

179

205

282

333

528

552

589

880

1,027

1,122

1,425

1,739

1,985

2,472

2,356

2,496

2,538

1,821

1,763

1,818

1,810

1,988

2,012

2,062

2,043

1,953

2,136

2,250

2,382

Selling and Marketing Exp.

- -

74

134

97

75

68

97

87

98

95

98

101

93

92

97

94

106

102

Other Expenses

- -

COGS and Expenses

- -

Interest Income

- -

496

520

557

537

556

786

1,017

1,386

1,653

2,598

2,855

3,234

3,056

2,537

2,219

2,956

4,310

5,694

8,075

6,563

5,332

4,689

4,253

3,903

3,646

3,588

3,603

3,814

3,988

4,393

4,639

4,262

4,081

5,102

Interest Expense

- -

293

298

292

224

214

350

520

686

824

1,273

1,429

1,845

1,630

1,039

745

843

1,490

2,341

3,676

2,720

1,997

1,257

843

603

384

309

268

313

373

602

851

368

167

316

Depreciation and Amortization

- -

12

13

14

28

33

41

53

68

138

131

138

179

175

180

246

298

160

269

371

284

269

717

645

523

574

537

462

426

421

371

353

EBITDA

51

54

56

58

389

406

418

392

412

608

819

1,077

1,337

2,047

2,345

2,725

2,527

2,084

1,836

2,264

3,209

4,460

5,842

(2,852)

1,079

656

869

2,922

2,603

2,444

2,308

2,564

2,787

3,210

3,262

2,103

3,753

3,545

EBITDA ratio

Infinity%

141.40%

129.10%

114.02%

90.74%

86.92%

104.99%

124.67%

116.87%

122.98%

113.74%

119.43%

136.96%

104.96%

75.60%

63.91%

60.11%

69.26%

82.35%

80.54%

(41.24)%

15.52%

9.42%

15.65%

55.82%

50.59%

48.50%

43.12%

45.79%

49.15%

55.15%

56.00%

33.78%

58.86%

49.94%

Operating Income

- -

Operating Income ratio

- -

Total Other Income Exp.(Gains)

- -

Income Before Tax

- -

84

96

112

140

166

217

259

338

445

635

785

742

718

869

912

1,176

1,422

1,959

2,039

(5,932)

(1,202)

(885)

161

1,661

1,587

1,599

1,530

1,672

1,871

1,955

1,985

1,314

3,215

2,876

Income Before Tax ratio

- -

30.41%

30.53%

30.56%

32.42%

34.91%

37.48%

39.34%

36.73%

40.95%

35.30%

39.99%

37.27%

29.82%

31.53%

31.73%

31.20%

30.69%

36.17%

28.11%

(85.78)%

(17.29)%

(12.71)%

2.90%

31.73%

30.85%

31.73%

28.59%

29.86%

33.00%

33.59%

34.08%

21.11%

50.42%

40.51%

Income Tax Expense (Gain)

- -

21

27

34

45

54

71

86

109

146

214

260

214

209

249

260

352

422

606

646

(348)

(171)

(346)

(28)

482

452

457

455

514

614

387

403

220

694

631

Net Income

51

54

56

58

63

69

78

95

112

146

173

230

300

422

525

528

509

620

652

824

1,001

1,353

1,251

(5,596)

(1,031)

(539)

(215)

1,120

1,122

1,155

1,062

1,163

1,263

1,759

1,582

1,094

2,521

2,245

Net Income Ratio

Infinity%

22.77%

21.89%

21.36%

22.00%

23.62%

25.20%

26.30%

24.93%

27.56%

23.43%

26.77%

26.51%

21.14%

22.49%

22.69%

21.87%

21.59%

24.99%

17.25%

(80.91)%

(14.83)%

(7.74)%

(3.87)%

21.39%

21.81%

22.92%

19.84%

20.77%

22.28%

30.22%

27.16%

17.57%

39.54%

31.62%

EPS

0.76

0.78

0.81

0.87

0.96

1.08

1.21

1.41

1.55

1.60

1.85

2.20

1.92

2.37

2.39

2.26

2.76

2.93

2.22

2.17

2.70

1.77

(8.09)

(1.27)

(0.44)

(0.22)

0.72

0.78

0.80

0.75

0.87

1.01

1.55

1.51

1.03

2.63

2.37

EPS Diluted

0.76

0.78

0.81

0.87

0.96

1.08

1.19

1.38

1.53

1.58

1.81

2.15

1.88

2.35

2.38

2.24

2.72

2.90

2.19

2.15

2.67

1.76

(8.09)

(1.27)

(0.44)

(0.22)

0.71

0.77

0.80

0.75

0.87

1.00

1.54

1.50

1.03

2.63

2.34

Weighted Avg. Shares Outs.

67

71

72

73

79

94

108

124

136

220

222

221

225

224

222

369

461

502

708

695

989

1,227

995

1,381

1,395

1,375

1,325

1,255

1,186

1,092

995

959

949

935

Weighted Avg. Shares Outs. Dil.

67

71

72

73

80

81

95

109

127

139

224

222

227

228

225

374

466

507

713

695

989

1,227

999

1,387

1,410

1,387

1,334

1,261

1,198

1,102

999

962

958

942

SEC Link

Link

Balance Sheet

Cash and Cash Equivalents

- -

1,881

1,352

1,968

2,507

3,821

3,752

10,182

7,632

6,523

7,045

5,489

5,273

3,904

5,314

5,436

3,911

3,538

4,114

17,956

29,411

11,227

Short-Term Investments

- -

18,514

17,318

18,849

24,069

23,289

24,471

27,244

21,485

22,580

22,710

22,242

22,194

21,415

21,009

25,864

28,481

27,933

Cash & Short-Term Investments

- -

1,881

1,352

1,968

2,507

22,336

21,070

29,032

31,701

29,812

31,516

32,733

26,758

26,484

28,024

27,678

26,105

24,953

25,123

43,820

57,892

39,160

Net Receivables

- -

674

698

823

948

1,236

1,120

458

468

421

361

344

313

310

319

337

375

362

346

319

511

Inventory

- -

Other Current Assets

- -

60,934

61,484

84,885

85,391

87,677

74,035

68,907

61,598

53,269

58,752

60,483

65,366

65,159

64,896

68,742

69,562

67,442

67,066

(38,022)

Total Current Assets

- -

63,726

64,939

108,457

107,582

117,167

106,204

99,140

93,475

86,346

85,823

87,277

93,709

93,156

91,338

94,070

95,047

111,608

125,277

1,649

PP&E

- -

638

630

1,089

1,122

2,398

2,611

2,786

2,668

2,569

2,375

2,279

2,216

2,193

2,152

2,096

2,064

2,045

1,960

1,897

1,814

1,718

Goodwill

- -

5,548

5,557

5,561

4,816

4,878

4,904

4,829

4,845

5,190

5,744

5,733

Intangible Assets

- -

12,508

12,573

799

750

652

631

536

592

532

512

545

513

533

450

418

723

1,061

Goodwill and Intangible Assets

- -

12,508

12,573

6,348

6,307

6,213

5,447

5,352

5,408

5,348

5,390

5,449

5,417

5,362

5,295

5,608

6,467

6,794

Investments

- -

9,781

9,904

13,545

12,971

20,005

18,276

19,947

27,139

24,429

25,753

27,370

23,949

24,861

24,799

25,267

25,475

24,211

23,938

28,276

29,380

30,042

Tax Assets

- -

Other Non-Current Assets

- -

5,746

5,753

- -

(38,526)

Total Non-Current Assets

- -

20,380

19,847

34,912

33,460

29,081

36,114

33,211

33,575

35,001

31,573

32,402

32,341

32,812

32,956

31,618

31,193

35,781

37,661

28

Other Assets

- -

47,939

48,598

- -

153,543

Total Assets

- -

47,939

48,598

84,106

84,786

143,369

141,042

146,248

142,318

132,351

127,050

121,347

117,396

119,679

126,050

125,968

124,294

125,688

126,240

147,389

162,938

155,220

Accounts Payable

- -

Short-Term Debt

- -

4,085

4,427

5,996

1,038

1,991

2,300

12,679

1,775

1,221

734

125

- -

500

10

- -

500

1,600

2,050

- -

Tax Payable

- -

Deferred Revenue

- -

Other Current Liabilities

- -

Total Current Liabilities

- -

4,085

4,427

5,996

1,038

1,991

2,300

12,679

1,775

1,221

734

125

- -

500

10

- -

500

1,600

2,050

- -

Long-Term Debt

- -

5,386

5,712

7,240

6,972

8,643

11,325

19,231

18,464

13,190

8,110

5,861

4,830

3,462

8,349

7,763

8,132

12,424

7,879

3,569

2,407

2,284

Deferred Revenue

- -

Deferred Tax Liabilities

- -

Other Non-Current Liabilities

- -

(498)

Total Non-Current Liabilities

- -

5,386

5,712

7,240

6,972

8,643

11,325

19,231

18,464

13,190

8,110

5,861

4,830

3,462

8,349

7,763

8,132

12,424

7,879

3,569

2,407

1,786

Other Liabilities

- -

34,289

34,007

60,122

66,162

112,034

107,594

97,524

104,198

101,206

101,707

99,862

96,798

98,728

100,847

101,541

99,470

96,574

100,016

125,709

142,205

137,483

Capital Lease Obligations

- -

Total Liabilities

- -

43,760

44,146

73,357

74,171

122,668

121,219

129,435

124,437

115,617

110,551

105,848

101,628

102,690

109,206

109,304

108,102

110,598

109,945

129,278

144,612

139,269

Preferred Stock

- -

3,307

3,602

3,380

3,419

482

450

884

820

1,310

1,656

1,659

Common Stock

- -

138

140

5

7

12

13

15

14

13

12

11

10

Retained Earnings

- -

2,953

3,329

3,663

4,035

4,493

4,440

(1,869)

(3,235)

(4,047)

(4,527)

(3,338)

(2,216)

(1,061)

(115)

666

1,628

2,828

3,751

3,770

5,550

7,004

Other Compreh. Income(Loss)

- -

150

50

(15)

(167)

(131)

202

(22)

130

(260)

(69)

65

(319)

(238)

(380)

(550)

(749)

(964)

(90)

1,315

289

(3,343)

Other Total Stockhold. Equity

- -

937

934

7,097

6,742

16,332

15,174

15,389

17,372

17,648

17,663

18,275

17,839

17,390

16,506

15,715

14,481

12,395

11,314

11,360

10,818

10,617

Total Stockholders Equity

- -

4,178

4,452

10,749

10,614

20,701

19,823

16,813

17,881

16,734

16,499

15,499

15,768

16,989

16,844

16,664

16,192

15,090

16,295

18,111

18,326

15,947

Total Liab.&Stockhold. Equity

- -

47,939

48,598

84,106

84,786

143,369

141,042

146,248

142,318

132,351

127,050

121,347

117,396

119,679

126,050

125,968

124,294

125,688

126,240

147,389

162,938

155,216

Minority Interest

- -

Total Liabilities & Equity

- -

47,939

48,598

84,106

84,786

143,369

141,042

146,248

142,318

132,351

127,050

121,347

117,396

119,679

126,050

125,968

124,294

125,688

126,240

147,389

162,938

155,216

SEC Link

Link

Cash Flow Statement

Net Income

- -

63

69

78

95

112

146

173

230

300

422

525

528

509

620

652

824

1,001

1,353

1,251

(5,596)

(1,031)

(539)

(215)

1,120

1,122

1,155

1,062

1,163

1,263

1,759

1,582

1,094

2,521

2,245

Depreciation and Amortization

- -

12

13

14

28

33

41

53

68

138

131

138

179

175

180

246

298

160

269

371

284

269

717

645

523

574

537

462

426

421

371

353

Deferred Income Tax

- -

1

(5)

(6)

(12)

(2)

(1)

7

6

11

28

10

95

24

29

16

42

(54)

61

(124)

(407)

245

(210)

(23)

434

379

195

201

67

209

226

62

(158)

165

22

Stock Based Compensation

- -

Change in Working Capital

- -

(22)

(34)

(27)

5

(25)

(45)

(39)

(150)

(182)

(443)

(130)

91

(884)

(597)

(44)

466

279

963

(2,038)

(1,494)

(1,464)

833

785

476

616

258

(674)

(106)

(267)

(183)

264

526

(294)

482

Accounts Receivable

- -

(46)

45

158

(10)

47

60

14

31

(187)

- -

(219)

- -

171

(347)

(246)

- -

Inventory

- -

Accounts Payable

- -

Other Working Capital

- -

(423)

536

88

(1,989)

1,923

(150)

187

5

(37)

19

(64)

- -

2,025

- -

Other Non-Cash Items

- -

(74)

60

29

(50)

(57)

197

24

(23)

55

(448)

463

103

140

110

122

(506)

393

304

4,046

9,132

3,960

3,859

3,937

(306)

1,037

(35)

460

256

539

11

247

441

267

- -

Cash Provided by Operating Activities

- -

(20)

102

89

66

61

338

206

116

252

(303)

1,000

954

(32)

338

926

1,072

1,916

2,842

3,404

2,006

1,994

4,227

4,753

2,441

3,799

2,096

1,572

1,954

2,281

2,275

2,581

2,324

3,030

3,102

CAPEX

- -

(14)

(20)

(16)

(19)

(17)

(20)

(36)

(50)

(45)

(177)

(111)

(150)

(83)

(66)

(70)

(131)

(307)

(95)

(454)

(464)

(234)

(191)

(201)

(180)

(214)

(263)

(4)

(64)

(191)

(71)

(24)

(59)

- -

Acquisitions Net

- -

(19)

61

170

- -

1,218

6

- -

855

- -

357

- -

(381)

(1,182)

- -

Purchases of Investments

- -

(190)

(713)

(399)

(519)

(545)

(2,440)

(1,008)

(1,069)

(1,380)

(7,950)

(5,358)

(527)

(3,851)

(5,384)

(5,378)

(4,969)

(6,863)

(5,712)

(2,278)

(6,853)

(15,646)

(17,701)

(14,592)

(11,571)

(7,050)

(5,965)

(7,819)

(7,874)

(5,074)

(3,410)

(8,102)

(8,956)

(8,360)

(8,991)

Sales/Maturities of Investments

- -

277

357

341

425

530

1,024

639

1,253

1,391

6,793

2,545

2,818

5,284

5,258

5,197

6,840

7,246

6,531

4,474

5,333

10,873

18,358

13,716

9,420

9,310

5,126

7,257

6,976

4,777

3,811

9,052

5,434

5,848

5,742

Other Investing Activities

- -

(408)

(568)

(227)

(861)

(563)

211

(60)

(1,226)

(2,053)

(1,067)

(3,208)

(2,640)

543

(846)

(967)

(1,824)

(1,124)

(2,171)

(446)

(4,248)

3,392

3,618

1,736

2,483

(2,199)

(2,689)

(5,193)

267

(338)

(3,803)

(441)

(950)

829

(9,692)

Cash Used for Investing Activities

- -

(321)

(924)

(284)

(954)

(578)

(1,206)

(429)

(1,043)

(2,043)

(2,224)

(6,022)

(349)

1,957

(910)

(978)

47

(741)

(229)

1,302

(6,233)

(1,615)

4,084

659

1,007

(125)

(3,770)

(6,124)

(631)

(785)

(3,045)

509

(4,853)

(2,865)

(12,941)

Debt Repayment

- -

(155)

(29)

(4)

(3)

(315)

(148)

(216)

(104)

(86)

(1,983)

(917)

(929)

(228)

(929)

(2,719)

(1,317)

(4,151)

(4,224)

(3,955)

(3,246)

(9,116)

(6,004)

(2,201)

(1,717)

(1,350)

(1,142)

(3,916)

(6,255)

(17,451)

(25,926)

(10,918)

(1,779)

- -

Common Stock Issued

- -

1,769

- -

875

- -

Common Stock Repurchased

- -

(490)

(1,363)

- -

(3,500)

(340)

(256)

(623)

(839)

(1,275)

(2,122)

(1,101)

- -

(467)

(230)

Dividends Paid

- -

(28)

(30)

(32)

(33)

(39)

(50)

(60)

(88)

(109)

(192)

(222)

(238)

(250)

(259)

(275)

(490)

(629)

(895)

(1,035)

(669)

(299)

(233)

(226)

(102)

(170)

(299)

(368)

(381)

(410)

(516)

(656)

(698)

(608)

(663)

Other Financing Activities

- -

494

781

354

1,046

558

1,261

320

1,373

2,032

3,188

6,834

397

(720)

1,641

1,178

2,827

1,324

4,424

2,128

15,077

(1,565)

(54)

1,144

(276)

(1,663)

2,310

7,995

3,950

4,974

20,416

25,169

27,987

14,144

(7,452)

Cash Used/Provided by Financing Activities

- -

311

722

319

1,009

517

895

112

1,070

1,818

2,910

4,629

(758)

(1,899)

1,153

(27)

(382)

(621)

(1,112)

(4,495)

10,454

(3,341)

(9,403)

(5,086)

(5,204)

(3,890)

405

5,862

(1,186)

(2,966)

327

(2,514)

16,371

11,290

(8,345)

Effect of Forex Changes on Cash

- -

Net Change In Cash

- -

311

722

319

1,009

517

895

112

1,070

1,818

2,910

(393)

(153)

26

580

(78)

737

554

1,500

212

6,227

(2,962)

(1,092)

326

(1,756)

(216)

(1,269)

1,310

137

(1,470)

(443)

576

13,842

11,455

(18,184)

Cash at the End of Period

- -

1,460

1,306

1,332

1,912

1,834

2,571

3,125

4,717

4,929

10,972

8,011

6,919

7,245

5,489

5,273

4,004

5,314

5,451

3,981

3,538

4,114

17,956

29,411

11,227

Cash at the Beginning of Period

- -

454

425

325

448

569

596

654

796

1,470

1,853

1,459

1,306

1,332

1,912

1,834

2,571

3,217

4,717

4,745

10,973

8,011

6,919

7,245

5,489

5,273

4,004

5,314

5,451

3,981

3,538

4,114

17,956

29,411

Free Cash Flow

- -

(34)

83

73

47

44

318

171

65

207

(481)

888

804

(116)

271

856

941

1,609

2,747

2,951

1,542

1,760

4,036

4,552

2,261

3,585

1,833

1,568

1,890

2,090

2,204

2,557

2,265

3,030

3,102

SEC Link

Link

Forex Rate

- -

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18.31