US stock · Financial Services sector · Banks—Diversified
Company Logo

Citigroup Inc.

CNYSE

51.86

USD
-0.33
(-0.63%)
Market Closed
7.29P/E
8Forward P/E
0.37P/E to S&P500
100.445BMarket CAP
3.91%Div Yield
Google Trends
Recent Reddit Comments

I would do more exploring on Urban Dictionary.

They seem to know something about this.

https://www.urbandictionary.com/define.php?term=ghetto%20penis%20enlargement

person a: "Dude, I here jimmy's c0ck is huge now."
person b: "oh yea i heard they pushed a 12 inch double into his sheath. his wife is happy at least."
person a: "Shit what'd that run him?"
person b: $30 plus a trip to the street corner surgeon. Came to a hundo i heard."
Person a: Damn that's the most ghetto penis enlargement I've ever encountered

1
Reply
Share
Report
Save
Follow

Copy/pasted from https://www.thebalancemoney.com/warren-buffett-timeline-356439#toc-warren-buffetts-first-investments-19301949

In 1956 Buffet was 26 yrs old.

1956: Graham retires and folds up his partnership. Since leaving college six years earlier, Buffett's personal savings have grown from $9,800 to over $140,000.

The same year, the Buffett family returns home to Omaha from Washington, D.C. On May 1, Buffett creates Buffett Associates Ltd. Seven family members and friends contribute a total of $105,000, while Buffett invests only $100. He's now running his own partnership and will never again work for anyone else. Over the course of the year, he opens two additional partnerships, eventually bringing the number under his management to three. Years later, they will all be consolidated into one.

1
Reply
Share
Report
Save
Follow

Yeah for fat girls on Onlyfans.

https://preview.redd.it/06dyususb3fa1.jpeg?width=3120&format=pjpg&auto=webp&v=enabled&s=ce763a82369c58bd5033c93bd3e61cc2485381c6

1
Reply
Share
Report
Save
Follow

A) One factor is surely is affect of the pandemic on the industry and how many people still aren't comfortable cruising AND the likelihood it could all happen again. B) climate change- more disruptive and dangerous weather events make cruise schedules more prone to disruption and port cities have been suffering more damage from weather events. and C) the perception of the environmental impact of the industry by young population who need to be the focus as older folks pass on or age out of taking cruises.

1
Reply
Share
Report
Save
Follow

https://preview.redd.it/umjfez8pa3fa1.jpeg?width=372&format=pjpg&auto=webp&v=enabled&s=2e46b81cd633c74334e4cb23cf1ada1a12a9ef63

1
Reply
Share
Report
Save
Follow

Keep in mind that lawsuit awards are usually taxed (unless it's injury). https://www.forbes.com/sites/robertwood/2019/07/01/five-key-irs-rules-how-lawsuit-settlements-are-taxed/?sh=591d53c04db0 , and legal fees are no longer tax deductible generally.

​

1mo TBills are earning 4.5% right now with no state taxes, and keep your money relatively liquid

1
Reply
Share
Report
Save
Follow

You c*nt your profit or loss

1
Reply
Share
Report
Save
Follow

Holding just 1 spy 410c

1
Reply
Share
Report
Save
Follow

That's letter grading, on a standardized test, being at 50 is average.

Letter grading you have 59% or lower as failing. The other 41% is passing at different degrees.

College, a C or 70% is passing everything else failing usually.

It's only confusing when teachers standardize the average grades to make C the average.

1
Reply
Share
Report
Save
Follow

This topic has been removed because it is a beginner topic or asking for advice (rule 2). We get too many of these topics every day and the community has asked us to prevent them from swamping the front page.

You are welcome to repost your question in the Daily Advice Thread. This thread should be stickied at the top of the subreddit every morning.


You can find curated resources in the r/investing wiki for Getting Started here.
If you know nothing about the capital markets, the Getting Started section at the SEC educational site can be a good place to start - investor.gov - there are also short 30 second videos on basics.

For formal educational materials, several colleges and universities make their course work available for free. Some examples are Financial Markets (2011) - Yale University taught by Prof. Shiller, Financial Theory (2008) - MIT taught by Prof Andrew Lo, and Corporate Finance Webcast - NYU Stern School of Business taught by Prof Aswath Damodaran.

The reading list in the wiki and FAQ has a list of books ranging from light reading to advanced topics depending on your knowledge level. Link here - Reading List

If you have any issue with this removal, please message the moderators. Thank you.

1
Reply
Share
Report
Save
Follow

Yeah for us chubby girls, raking in the coin.

https://preview.redd.it/163xtr0q83fa1.jpeg?width=4281&format=pjpg&auto=webp&v=enabled&s=e5f3ffc8da76df803696d5d7f2d49557dd44c040

1
Reply
Share
Report
Save
Follow

https://preview.redd.it/gne06yw073fa1.png?width=750&format=png&auto=webp&v=enabled&s=ef8f78f7bc18d44bd47ea7004b78a38c43e4db5d

Is this a good idea for tomorrow ?

1
Reply
Share
Report
Save
Follow

https://preview.redd.it/v1bipyxo63fa1.png?width=750&format=png&auto=webp&v=enabled&s=31e2aa54888d1a0785f9adcc95f740d0c6ee9eb8

1
Reply
Share
Report
Save
Follow

Perfect example: https://en.m.wikipedia.org/wiki/Kansas_experiment#:~:text=Specifically%2C%20the%20top%20income%20tax,even%20more%20in%20future%20years.

1
Reply
Share
Report
Save
Follow

My argument here is that Facebook has been regulated into existence by the "privacy" compliance regulations in the EU.

10 years ago, anyone could code some garbage in a basement, rent some server space and compete... And generate revenue by raping people's personal information.

Today, starting anything that is going to make money with people's personal information requires a huge investment in compliance professionals, lawyers and lobbyists.

So, FB might lose relative ground, have bad quarters, etc. But in the grand scheme it won't be MySpace, b/c the real innovators are blocked out by regulators.

Take it or leave it as an argument.

1
Reply
Share
Report
Save
Follow

100% - 37% = 63% = D-

No one wines and dines the C+ student, let alone the D- student. Get into the top 10% and you’ll see your $ increase by much more than 3.7x from the “top” 37%.

1
Reply
Share
Report
Save
Follow

https://www.reddit.com/r/wallstreetbets/comments/103evm9/comment/j2ypqsz/?%24deep_link=true&correlation_id=e9bf968a-982f-4fea-a22c-2d5960a7f67d&ref=email_comment_reply&ref_campaign=email_comment_reply&ref_source=email&utm_medium=Email+Amazon+SES&_branch_referrer=H4sIAAAAAAAAA32P3U7DMAyFn6bc9Yek61akCSEhXsPyGnfLlj%2BcdFV5ehIYt0i%2BsI6%2Fo3N8SSnEl7ZlUkqnBkNojHa3VobXSvQyHAkwPuXVsz5rhwYWNsdLcVXyrRIfedZ1bR7%2BydsscBHRmJiYKJ0oxSzkkyX3sz53ku52LNQFEyATbH5hsP5OEZK3ntmvcEW3IG%2FQ7UB0Qmb8KrbwGb9KrMzJvSIKUPpW8j3xQpUYpuwlg0l7B1plncbTPA4HrMeDmOt%2BJqxRiKkWajcOHe7nYa%2Byj2kusEVt4FEVmILZfm8woQ2oz%2B5fKOYvJvpDvgE09YsbXAEAAA%3D%3D&%243p=e_as&_branch_match_id=1003371249368769559&xpromo_edp=enabled

1
Reply
Share
Report
Save
Follow

you seem mad, get some preparation H.

https://en.m.wikipedia.org/wiki/Left-libertarianism#:~:text=Left%2Dlibertarianism%2C%20also%20known%20as,individual%20freedom%20and%20social%20equality.

1
Reply
Share
Report
Save
Follow

Check this out, I hope it'll help. https://osamamo2002.medium.com/overcoming-procrastination-simple-strategies-for-getting-things-done-66a479b28c57

1
Reply
Share
Report
Save
Follow

you can ask for sure

they can

a) say ok

b) say no

c) withdraw their offer

1
Reply
Share
Report
Save
Follow
  1. There is no “what would have been my federal refund.” You owe taxes on your total income, not on any individual part of your income. If you already paid more than than your tax liability, you get a refund of the amount you overpaid. If you paid less than your tax liability, you owe more. There’s no “default” federal refund that you are moving towards or away from.

  2. To avoid underpayment penalties you must do one of the following: (a) owe less than $1000, (b) pay at least 90% of your tax liability, or (c) pay at least 100% of what your tax liability was last year (or 110% if your income is above $150k).

You can do that by increasing your tax withholding at your job, or by making estimated payments every quarter, or both.

1
Reply
Share
Report
Save
Follow
  1. yes.

  2. it's simpler to adjust your W4 by adding about $25/week to box 4c

1
Reply
Share
Report
Save
Follow
1
Reply
Share
Report
Save
Follow

I can 100% confirm, booth big tech recruiters and pharma reps are very attractive females.

I have a friend who is a google recruiter, she was literally the prom queen of her high school, very conventionally attractive.

In undergrad I also volunteered to help a non-profit network physicians to combat insurance company decisions. Walking around the hospitals you run into many a pharma rep. All of them were conventionally beautiful blondes and brunettes with Big T & A, basically drug dealers getting 100k+ salaries for graduating with a C accumulative GPA with some biology degree. But if you’re some lonely, stressed, overworked MD and one of these broads ask to treat you to lunch so you can get educated on her products, why wouldn’t you say yes? And you if start pushing them to your patients she comes back and sees you again to sell you more…ya man is just a man at the end of the day.

1
Reply
Share
Report
Save
Follow

Bought 40 $6c contracts on Wednesday, sold half back on Friday so I'll break even no matter what. Starting to learn my lesson after a year and a half of always being too early/late.

1
Reply
Share
Report
Save
Follow

You’d file this on schedule C on your 1040. It’s different because it’s self employment and you haven’t paid any taxes on it yet. Hope you kept receipts for all of your expenses so you can write them off.

1
Reply
Share
Report
Save
Follow

Right - and what I'm telling you is two things:

  1. I am a hiring manager for engineers. The salary expectations for ex-FAANG engineers is out-of-whack for their position relative to the rest of the market, and they're not THAT good.

  2. I am friends with a lot of people (especially 40-50yr olds) that got laid off. What they're finding is that all the FAANG did their layoff at once, so the FAANG roles are flooded with "transfers" right now, and 80% of the layoffs are finding that the high-paid role that they used to have is either:
    2a) Not paid the same at the 80% of companies that are non-FAANG
    2b) They aren't actually qualified for at another company, due to the role/salary inflation at FAANG.
    2c) Their experience that qualified them as "Sr." or "Staff" really only applied to that stack, or that company, and is less transferrable than they had originally thought.
    2d) Other companies that lack FAANG resources can't give the same tools/power to their employees, so their skills (which rely on things like a $15k/month free budget, significant autonomy, etc) are less applicable to the real world outside of FAANG.

The time since 2012 (and really 2015) has been REALLY easy money for most people and companies. I think a lot of people are going to get a miniature of the experience us Millennials got back in '08/'09 when we graduated - the high paying roles are occupied and not available.... and if you DO have one you better be a Rockstar.

1
Reply
Share
Report
Save
Follow

It's kinda mad. I'm assuming City of London, expense account, working for a financial org or high end corporate.

In most instances, C suite execs in marketing related roles will be on about £100-150k in the capital.

Rest of the country will be £100k top end.

1
Reply
Share
Report
Save
Follow

Can someone help me out with understanding this. I have been trying to learn about options trading lately and every time I think I understand it a screenshot like this confuses me.

​

TSLA 17 FEB 23 157.5 C 100 means that OP bought a call position of tesla at a strike price of 157.5 with an expiration date of 17th of February 23. But isn't 100 the premium paid for this position? So shouldn't the break even price be 157.5+100 = 257.5, meaning that this position is out of the money?

​

Again, I'm a bit of a newb but I am not sure what I am not getting.

1
Reply
Share
Report
Save
Follow

Of course, but you said a Jan 27 180C was worth $7.95 at close. It was worth 0 at close. I believe a Feb 3 180C is worth $7.95 at close though

1
Reply
Share
Report
Save
Follow

im trynna make 50k lmao can my 50 - amd 95c’s print this amount next week pls and thx

1
Reply
Share
Report
Save
Follow

If the 1099-K pertains to business activities: Did you include all gross revenues using your own records on Schedule C? If yes, you can ignore the 1099-K because it is already included in your gross revenue report.

If the 1099-K pertains to personal non-business sales, did you make a profit on any item sold?

1
Reply
Share
Report
Save
Follow

https://preview.redd.it/eob6cfqbt2fa1.jpeg?width=1080&format=pjpg&auto=webp&v=enabled&s=0b7d9f1c4f90b7186042371361511713e6b61f37

1
Reply
Share
Report
Save
Follow

This. I switched a couple years ago at the suggestion of someone in this sub. Took what would have been a $140 return with TurboTax (small schedule c needed) to $15 with freetaxusa. Same result after putting the numbers in both. I will always suggest switching from TurboTax to freetaxusa if asked.

1
Reply
Share
Report
Save
Follow

> In favor? Oh, its a 23% tax, b/c a previously $100 item is now $130 and you pay the $30 in tax, so 30/130 is 23%. (Tax inclusive method)

> Opposed? The item was $100, now youre paying $130, so to you, thats a 30% tax.

The tax is inclusive because it's already embedded into the price of the item.

For example, when you buy movie tickets or a beer and hotdog at the stadium, the price includes the sales tax. That $5 hotdog is $5, It isn't $5.45 (assuming a 9% sales tax).

This means the actual $ the stadium keeps is $4.59. $4.59 + 9% = $5.00.

> And I'd prefer to pay my effective rate of 15-17% that i usually pay on my income. So, no, I'm not in favor of paying more (either 23% or 30%)

Humor me: What's your federal income tax rate and FICA/Social Security out of your check?

> If ya remove it all and replace it w/ a national sales tax, I'm gonna repair and patch everything and buy used for the rest of my life.

Sweet. Then you don't pay any taxes on the used items. Sounds like a win.

1
Reply
Share
Report
Save
Follow

​

https://preview.redd.it/fid3vxs7r2fa1.png?width=2672&format=png&auto=webp&v=enabled&s=c8d03d6a9d9849bb1f6f4c97f98317b1cc8774d6

1
Reply
Share
Report
Save
Follow

TSLA 420c

1
Reply
Share
Report
Save
Follow

https://www.kgw.com/article/news/crime/theft-fried-egg-im-in-love-food-cart-north-portland/283-fea4a86f-2ed2-4561-b6a8-12b45bc8ee5c

1
Reply
Share
Report
Save
Follow

Dave Ramsey once said the only Ship that doesn’t float is a partnership. I’m just saying, if you have a parent who is going to c0-sign, that seems fair and makes sense but I wouldn’t even have a cousin co-sign for me let alone a friend. It changes the nature of the relationship in my opinion. What is the difference? 1/2 percent? On a million dollar house thats huge, $5,000 a year. On a 300k house that’s just over $100 a month. So you just have to take everything into consideration.

1
Reply
Share
Report
Save
Follow

If I'm looking at this correctly, TSLA Jan 27 180C went from $0.03 the morning of the 27th to $7.95 at close. Cheese and crackers.

1
Reply
Share
Report
Save
Follow

close all and open spy april 375p. hedge with 1/6th of that position in spy 2/3 410c

1
Reply
Share
Report
Save
Follow

Going to have to push back on this. Sales, more than almost any other career, provides the opportunity for people of pretty diverse skillsets to make C-Suite level compensation. Its also an invaluable skillset for any aspiring entrepreneur. I also see if consistently recommended.

1
Reply
Share
Report
Save
Follow

It fully makes sense that this should happen. However, looking at the chart it seems that beginning in 2016 the delinquency rate started to be higher than 2009. It is actually only just returning to pre-COVID levels.

https://preview.redd.it/abglxec5k2fa1.png?width=2878&format=png&auto=webp&v=enabled&s=c1f89eb2834dee9be2b4d5af775a1042c3d8c2dd

1
Reply
Share
Report
Save
Follow

Will AMD finally be able to breakout to 80s after ER this week. Given Intel's shit earnings, I strongly feel so and loaded 1k worth of 85c cuz they were unbelievably cheap

1
Reply
Share
Report
Save
Follow

Sure. Just tell it what you do, your experience, your service offerings etc. The way I would word that is:

“Write an About Us section for my website and include my X years of experience in the business and my past exoerience of doing A, B, and C. “

1
Reply
Share
Report
Save
Follow

This topic has been removed because it is a beginner topic or asking for advice (rule 2). We get too many of these topics every day and the community has asked us to prevent them from swamping the front page.

You are welcome to repost your question in the Daily Advice Thread. This thread should be stickied at the top of the subreddit every morning.


You can find curated resources in the r/investing wiki for Getting Started here.
If you know nothing about the capital markets, the Getting Started section at the SEC educational site can be a good place to start - investor.gov - there are also short 30 second videos on basics.

For formal educational materials, several colleges and universities make their course work available for free. Some examples are Financial Markets (2011) - Yale University taught by Prof. Shiller, Financial Theory (2008) - MIT taught by Prof Andrew Lo, and Corporate Finance Webcast - NYU Stern School of Business taught by Prof Aswath Damodaran.

The reading list in the wiki and FAQ has a list of books ranging from light reading to advanced topics depending on your knowledge level. Link here - Reading List

If you have any issue with this removal, please message the moderators. Thank you.

1
Reply
Share
Report
Save
Follow

You had solid advice until your last paragraph.

  1. Ferris is a c-nt. 2) Ferris is a huckster.

The only good thing i can say about him is he taught people a basic business principle: spend most of your work time on something that makes you money and limit as time as possible with things that don't.

The problem is he intermingled it with success guru bullsh-t.

1
Reply
Share
Report
Save
Follow

A lot of people look at the 10 scale like school grading. A 7 is the equivalent to a C in school. So many people use that as the average.

1
Reply
Share
Report
Save
Follow

What? You never gaped your anus for a c-note? Fart on command for a 20? Oh I’m sorry Mr. Big time.

1
Reply
Share
Report
Save
Follow

This debate is interesting b/c you can easily tell who is in favor of it by how they calculate it.

In favor? Oh, its a 23% tax, b/c a previously $100 item is now $130 and you pay the $30 in tax, so 30/130 is 23%. (Tax inclusive method)

Opposed? The item was $100, now youre paying $130, so to you, thats a 30% tax.

And I'd prefer to pay my effective rate of 15-17% that i usually pay on my income. So, no, I'm not in favor of paying more (either 23% or 30%) and getting the same or less in services.

Also, it would heavily distort our economy for a while. Our economy has been built around our tax structure for quite a while. If ya remove it all and replace it w/ a national sales tax, I'm gonna repair and patch everything and buy used for the rest of my life.

1
Reply
Share
Report
Save
Follow

From what I recall they have more latam exposure and had seen some headwinds from that side of the business, relative to their peers. Their dividend sitting at 6 is a sure sign they have been dealt a share price penalty for that. I have no insight at how it will play out for them besides the c-suite sounding unconcerned on the call (go figure)

1
Reply
Share
Report
Save
Follow

If you don’t have a insulated garage door, foil coated foam board cut to size, score across the middle and fold (like this: “>”) into the “C” channel on the garage door. Tape over the folding score after install. Makes a big difference.

1
Reply
Share
Report
Save
Follow

Sort of. It wasn’t as much intended as a cap on profit as much on an intended cap on “cost of running the business”. The law said that health insurers had to spend 80% of premiums (the money people and employers pay for insurance) on claims. Now that I’m thinking more, not sure if this was ACA or a separate law. Here is an official description

1
Reply
Share
Report
Save
Follow

Lmao get real.. don’t try to convince yourself those $200 C’s will print. I’ll give you some of the profit from my puts to offset that loss porn.

1
Reply
Share
Report
Save
Follow

J_m C_a_e_ is the type of guy who would take his kids to the arcade and tell them just to watch the other kids play games.

1
Reply
Share
Report
Save
Follow

If RA factor doesn’t show they typically look at sedimentation rate, C-reactive protein, and do imaging and ultrasound of the joints. They can also test for genetic markers like HLA-B27.

1
Reply
Share
Report
Save
Follow

It is regressive but it’s also exactly how European welfare states are funded. 2 VAT across Europe averages 21% and is acknowledged to be regressive.

1
Reply
Share
Report
Save
Follow

Top 37% is like a C-. To be baller in any industry you gotta be the top 1% or higher.

1
Reply
Share
Report
Save
Follow

Best tax system is a proportional tax system, change my mind

Ultra simplified

“Fair” because everyone is tethered to the same rate

(How else do you determine fair when arbitrarily picking tax rates?

A 10% proportional tax means someone only making 1 dollar, only has to pay 10c

And someone making $1000 has to pay $100

Throw in a bottom line for “minimal income to be taxed” and should be mostly set

1
Reply
Share
Report
Save
Follow

Here is a video for a good start to an investing portfolio

Here is for I-Bonds and T-Bills both of which are a little bit of a pain to set up

Here is for high yeild savings accounts

1
Reply
Share
Report
Save
Follow

I mean, perhaps I'm being hyperbolic. I don't know that it's truly affected me in this way just like I don't truly know that my criminal record has affected me landing a job but there's a high chance it has and I have read that dating profiles get more interests if the dude has some girl-friends posted in pics because "he's likable by the opposite sex". We can't deny that a majority of people are online these days and also go out less b/c of it too.

I'm not letting it all deter me, I indeed see attractive members of the opposite sex out in public I simply need to pursue that avenue more than online b/c I do find that people IRL can't hide behind all the preconceived notions or percieved gender ideals and what not like they can behind the keyboard.

1
Reply
Share
Report
Save
Follow

> And assuming that teens are rational consumers...

In economics, a rational consumer is one with a rational utility function, ie, that if they have preferences A over B, and B over C that they also prefer A over C.

That's what economic rationality means, not that they would prefer to save for retirement than shoot meth. Simply that they have a preference order that can map to a rational utility function.

1
Reply
Share
Report
Save
Follow

What app are you using if u don't mind asking? I'm using cApIt,aL dot cOm and not agreeing with everything ⏳️

1
Reply
Share
Report
Save
Follow

> Making a choice today, you are effectively choosing which one you think will be the winner vs. simply choosing a different flavor of the exact same thing.

Disagree. Choosing the more diversified option isn't choosing a 'winner.' If there are two stocks in the world, A and B, and you choose either, that's picking a winner. But we're talking about a third option, C (VT), which contains both A and B (US and international). When in doubt: diversify.

1
Reply
Share
Report
Save
Follow

Knowledge is power, it sounds like you need to learn about investing
and proper money management strategies. Unfortunately people confuse day trading (basically gambling in individual stocks) with long term investment strategies (like broad based index funds).

Think about the money you potentially can lose to inflation due to investing in low yielding accounts compared to other investment strategies. You don't have to rush into things, consider a safe investment like a 6 month or 1 year CD until you make up your mind.

Money management tips:

https://www.reddit.com/r/personalfinance/wiki/commontopics/

Books you may like to read:

The Simple Path to Wealth by JL Collins and the Bogleheads Guide to Investing.

Bogleheads investing philosophy videos:

https://www.bogleheads.org/wiki/Video:Bogleheads%C2%AE_investment_philosophy

Learning about personal finances and investing is like learning to fly a plane, it's a skill that can be acquired. At first it seems scary but once you know what you are doing you are fine.

We do not fear the unknown. We fear what we think we know about the unknown. Teal Swan

Even if a person with a windfall doesn't want to learn about investing, I would at least consider using Vanguard's Personal Advisor Services:

https://investor.vanguard.com/advice/financial-advisor

1
Reply
Share
Report
Save
Follow

Again, saying I told you so without posting positions is for amateurs C and really shouldn’t be allowed.

1
Reply
Share
Report
Save
Follow

How those ‘24 170c treating you? I’m seeing +166% since beginning of Jan 23.

1
Reply
Share
Report
Save
Follow

Nice try S.E.C 😏

1
Reply
Share
Report
Save
Follow

If it matters, I want my credit union to take over the loan (and without a cosigner) because a) it feels like I owe my mom a bunch of money, b) the lending agency's website keeps giving me issues when I try to sign up, so I have to call in my payment, c) pretty sure it would help my credit score more if I wasn't the junior person on the loan.

1
Reply
Share
Report
Save
Follow

I bought a new car because they gave me a stupid amount of money for my used one. 17K for a 2016 Honda Civic that needed new tires and the A/C fixed.

1
Reply
Share
Report
Save
Follow

Your post has been removed because it is a common beginner topic. We get too many of these topics every day and to prevent them from swamping the front page, we are removing main threads of this kind.

You are welcome to repost your question in the daily discussion thread.

If you have any issue with this removal, please contact the moderators via modmail. Thank you.


If you are new to investing, you can find curated resources in the r/investing wiki for Getting Started here.

The reading list in the wiki and FAQ has a list of books ranging from light reading to advanced topics depending on your knowledge level. Link here - Reading List

If you know nothing about the capital markets - the Getting Started section at the SEC educational site can be a good place to start - investor.gov - there are also short 30 second videos on basics. The SEC (Securities and Exchange Commission) is a US regulator with a focus to protect US investors through regulatory oversight of the securities markets.

The FINRA education site at Finra Education also contains numerous free courses and educational materials. FINRA is a not-for-profit SRO (self regulatory organization) which is self-funded by it's members which are broker-dealers. It works under the supervision of the SEC with a mandate to protect the investing public against fraud and bad practice.

For formal educational materials, several colleges and universities make their course work available for free.

If want to learn about the financial markets - an older but reasonably relevant course is Financial Markets (2011) - Yale University This is the introduction to financial markets course taught by Prof. Shiller from Yale. Prof Shiller won the Nobel prize in economics in 2013.

Another relavant course from MIT is a lecture series on Finance Theory taught by Prof Andrew Lo - Financial Theory (2008) - MIT.

A more current course can be found at NYU Stern School of Business by Prof Aswath Damodaran - Corporate Finance Spring 2019. Prof Damodaran offers the latest materials and webcast lectures to this class here - https://pages.stern.nyu.edu/~adamodar/New_Home_Page/corpfin.html

1
Reply
Share
Report
Save
Follow

Well a. I'm a single woman and b. I did not come from a well off family. I did this on my own money wise (my family was only supportive emotionally). C. It was a decision - I was living an hour away in a hcol city renting a luxury apartment. I decided to move and even take a small pay cut for quality of life. My life choices didn't fall into my lap. I've worked very hard and I'm not blind to the fact that I have more opportunity than most. The question was pretty broad and I feel like I answered it.

1
Reply
Share
Report
Save
Follow

Bull he like: "Slingin on my turf?"

https://preview.redd.it/uhwckpzen1fa1.jpeg?width=983&format=pjpg&auto=webp&v=enabled&s=e71c7797a9376a768cc1e381f5918505c2b2b696

1
Reply
Share
Report
Save
Follow

Tesla surges because of over-publications and high trading volumes rather than actual value.

It's overvalued as heck. It's real value is somewhere around $90, and I agree that it's not a good buy point atm.

Btw, I'm bullish for $TSLA for long term. It's going to double its revenue by 2026. I wrote a whole bullish analysis on it here https://www.jika.io/post/7928ec3a-8c11-11ed-8080-800116f9b46e?rdttech

but current valuation is too much.

1
Reply
Share
Report
Save
Follow

Your wish is granted

https://preview.redd.it/xtsddxi8l1fa1.jpeg?width=1125&format=pjpg&auto=webp&v=enabled&s=9f05b098f12c690012f13b7ba209db20e0d0ae65

1
Reply
Share
Report
Save
Follow

Financial Results For Q4 2022 Information

Coinbase Global, Inc. (the "Company" or "Coinbase") announced today that it will publish its fourth quarter and full year 2022 shareholder letter, including financial results, on its Investor Relations website at investor.coinbase.com on Tuesday, February 21, 2023, after market close. The Company will hold a question and answer session to discuss its financial results at 2:30 p.m. PT that same day.

1
Reply
Share
Report
Save
Follow

Tesla surges mostly due to over-publications and high trading volumes.

It's currently way wayyy overvalued. It's real value is somewhere around $90, and if you're value investing you shouldn't enter now.

And don't get me wrong, I'm all for this company, I wrote a whole bullish analysis on it here https://www.jika.io/post/7928ec3a-8c11-11ed-8080-800116f9b46e?rdt

but current valuation is too much.

1
Reply
Share
Report
Save
Follow

https://www.google.com/url?sa=t&source=web&rct=j&url=https://www.ncbi.nlm.nih.gov/pmc/articles/PMC2225430/&ved=2ahUKEwiC66yDh-38AhXVEVkFHURQAosQFnoECB4QAQ&usg=AOvVaw3907o0qdJ2Mlvn34Hk4oDI

https://crr.bc.edu/briefs/does-staying-healthy-reduce-your-lifetime-health-care-costs/

https://www.google.com/amp/s/medicalxpress.com/news/2009-04-smokers-society-money.amp

https://pubmed.ncbi.nlm.nih.gov/22449823/

Now, keep in mind these studies are looking at lifetime cost. Year over year, unhealthy people cost more, but because they die sooner they cost less in total care over their lifetimes. So governments really can't make a cost argument when advocating for a vice tax.

I'm not advocating for unhealthy habits as I do think we want our societies to be happy and healthy. I just don't believe that punishing unhealthy behavior is appropriate given that I believe in freedom for people to make their own personal choices. The solution in my mind is education and doing everything we can to lower the wealth and income gap so overall quality of life improves. People who are better off tend to make better decisions about their health naturally without needing to be punished by their government.

1
Reply
Share
Report
Save
Follow

This is never indicated in plan documents.

True-ups need to be deposited by the tax filing date for the business' filing status in order to deduct them for the tax year associated with the plan year.

They need to deposit them by the end of the following plan year in order for it to not be "late". If done after the tax filing date, they would be deductions for the following year.

So a C-Corp with a plan running on a calendar year has to deposit the 2022 true-ups by 10/16/2023 to deduct them for 2022 taxes. They have to deposit them by 12/31/2023 to not be considered late.

1
Reply
Share
Report
Save
Follow

You may find these links helpful:

I am a bot, and this action was performed automatically. Please contact the moderators of this subreddit if you have any questions or concerns.

1
Reply
Share
Report
Save
Follow

Nice one day youll get like me bro keep it up

https://preview.redd.it/2hqplco8h1fa1.png?width=720&format=pjpg&auto=webp&v=enabled&s=9bf98dbd5537f312c50291b492b01504705ca17a

1
Reply
Share
Report
Save
Follow

Up 45c in DC.

1
Reply
Share
Report
Save
Follow

Literally the entire modern world is founded on European innovation. https://erik-engheim.medium.com/europe-has-had-no-major-technical-innovations-the-last-60-years-99c135b0cdd5

1
Reply
Share
Report
Save
Follow

https://preview.redd.it/j9av8iaqf1fa1.png?width=1170&format=png&auto=webp&v=enabled&s=b096253c8264fa466c7557b4be8bb53a12f2d88d

This year has been rough risked it all now broke👌

1
Reply
Share
Report
Save
Follow

Not true

I want a legal prostate exam

It’s is legal in all rules and policies of the S.E.C code of conduct

1
Reply
Share
Report
Save
Follow

4% back on gas too, and they are always at least 10c cheaper on a gallon than anyone else where i live. i always get my gas at costco.

1
Reply
Share
Report
Save
Follow

User Report| | | | :--|:--|:--|:-- Total Submissions|10|First Seen In WSB|6 months ago Total Comments|325|Previous Best DD|x x x x x x x x x Account Age|3 years|[^scan ^comment ](https://www.reddit.com/message/compose/?to=VisualMod&subject=scan_comment&message=Replace%20this%20text%20with%20a%20comment%20ID%20(which%20looks%20like%20h26cq3k)%20to%20have%20the%20bot%20scan%20your%20comment%20and%20correct%20your%20first%20seen%20date.)|[^scan ^submission ](https://www.reddit.com/message/compose/?to=VisualMod&subject=scan_submission&message=Replace%20this%20text%20with%20a%20submission%20ID%20(which%20looks%20like%20h26cq3k)%20to%20have%20the%20bot%20scan%20your%20submission%20and%20correct%20your%20first%20seen%20date.)

^^Discord ^^BanBets ^^VoteBot ^^FAQ ^^Leaderboard ^^- ^^Keep_VM_Alive

1
Reply
Share
Report
Save
Follow

Yes i have guided students through my accountability coaching to become developers. Just keep on reading docs and watching tutorials. Dont stop. That's the simple logic behind it. There are lot of stacks to choose from. Like the following

MEAN (MongoDB, Express, Angular, Node.js) MERN (MongoDB, Express, React, Node.js) LAMP (Linux, Apache, MySQL, PHP) LEMP (Linux, Nginx, MySQL, PHP) Ruby on Rails Django (Python) ASP.NET (C#) MEVN (MongoDB, Express, Vue.js, Node.js) Meteor (JavaScript) MeteorJS (JavaScript) Laravel (PHP) ExpressJS (JavaScript) Sinatra (Ruby) CodeIgniter (PHP) CakePHP (PHP)

Choose what will be useful for you and what company owners (priority) or HR consultants suggest you ... specially NOT FROM YOUTUBE INFLUENCERS.

If you need any guidance you can always ping me. Looking forward to know more about what you decided.

1
Reply
Share
Report
Save
Follow

https://youtu.be/tXvSJon0c3s

1
Reply
Share
Report
Save
Follow

Walking/sightseeing on trips to NYC, New Orleans, Washington, D.C., Philadelphia, Key West and Disney World are probably the times I’ve done the most walking. I e done hikes that don’t hold a candle to those trips! I’m sure trips overseas would beat those. I hope to get to Europe one day fairly soon (haven’t been).

1
Reply
Share
Report
Save
Follow

i will never forgive myself for selling my COIN $50c 1/20 for $0.52 when i bought for $0.48 average cost or my TSLA $140c for like $1.50 that i bought for $0.88

even worse i switched to bear and got raped

1
Reply
Share
Report
Save
Follow

C R E A M
C H E E S E
A N D
H O N E Y

1
Reply
Share
Report
Save
Follow

I think the US stock market is stronger than foreign markets because it has more political backing.

The reason is that us stock market funds retirements of us citizens - whereas abroad typically retirements are backed by states

What follows is that literally everyone with money in the USA is invested in the market. And it so happens that the USA is ruled by people with money - so by investing in US stock market you’re aligning your personal interests with personal interests of all us senators, governors, c-suits who fund their political campaigns, oligarchs, etc.

I may have a cynical view of the usa but I tend to believe that the political class there would rather see their bottom 10% of population starve than to allow long term and permanent crash of the stock market. The retirees who hold a lot of voting power would also support that.

Whereas if you invested in I.e. European markets then the general population wouldn’t care about stock markets, hell most of them would be even happy to see the filthy bankers burned and impoverished. So there would be little political will to pump markets forever by the government policy

Of course I’d still diversify globally (because why not) but I think that the fact that USA holds like 60% of global market share despite the fact that it’s smaller economy than the EU alone still sounds reasonable

1
Reply
Share
Report
Save
Follow

6th option: A, B, A, C, A, B, B

1
Reply
Share
Report
Save
Follow
1
Reply
Share
Report
Save
Follow

That’s great to hear!! I’m applying for their C20 in March 🤞

1
Reply
Share
Report
Save
Follow

I suggest to use quickbooks for self employed and link that to your bank accounts and credit cards.

Classify the transactions correctly. It will show you a p&l whenever you need it.

Then decide how much money you "take home" and what your estimated taxes are.

I use it for my side hustle. All profits go into my Simple IRA.

At the end of the year, you run the schedule C report and the estimated taxes paid.... That is what you use for your tax return. It will also link with Turbotax.

1
Reply
Share
Report
Save
Follow

This is no joke. I worked for a company where the the C Level I report to went sailing on a yacht for 2 1/2 months. Came back and laid me off. Now there's waaaay more nuance than this, and I have faults, but the juxtaposition is fair here.

They're not connected to the day to day it feels like and they still confidently call shots that's have a negative impact.

1
Reply
Share
Report
Save
Follow

Not sure about it, according to Banca d'Italia private households do have very little exposure to Italian governement debt.

https://preview.redd.it/ctup8xmlk0fa1.png?width=970&format=png&auto=webp&v=enabled&s=43830e608e143d8d152f0cdd2c01c3f9a753ddd9

source: https://www.ceps.eu/wp-content/uploads/2019/06/PI2019_11_Italian-public-debt-holdings.pdf

1
Reply
Share
Report
Save
Follow

200c weekly

1
Reply
Share
Report
Save
Follow
Recent Tweets
Officially beat $C week for #UCLA. Let’s sweep those 🤡s this season. #GoBruins
0
1
5
$BAC $C $JPM $WFC - Banks Are Building Reserves for a Potential Recession -- How Bad Do They Think It Will Be? https://t.co/BEaNxBhO2X
0
0
0
$C Good earnings and leading here. RSI a bit hot , room to 52 then 54 if we push https://t.co/BPZf3K5L9U
0
0
6
$C Trading Ideas | Awaiting Short signal. 100% Profitability based on 2 trades. Profit factor is 100. Learn more at https://t.co/uNaBDyBhvH. #CSTOCK #stocks https://t.co/t1iDLOxeED
0
0
0
Citigroup. Symmetrical Triangle & rejecting downtrend resistance again this week. Saw some pretty notable put flow come in on Friday at rejection. $C https://t.co/OaXBRgfkml
0
0
0
Time to go ace some of my last finals. +$991.49 on the day & +$2,646.68 on week so far. Traded: $SPY $C https://t.co/qQYm2FMhV5
0
0
0
$C Citi with its first weekly 8/21 EMA bull cross since November 2020 after beating Q4 earnings expectations 🐂 https://t.co/h02IvuyEjg
4
5
36
Nov. 11th better be PACKED at Autzen and we need to limit the amount of tickets $C fans get! Send them off to the B10 the right way! #PacAutzen #GoDucks
5
4
48
We have read all the earnings call transcripts from the major U.S. banks so you don't have to. Let's take a look at what $JPM, $MS, $GS, $BAC, $WFC, and $C had to say about inflation, credit levels, FED, and the general health of the economy. Thread 🧵 https://t.co/XF7ep6Zalb
4
45
267
$C had better earnings than the other banks, 50 area is a big spot then 52 then 54 Slow mover in general.. Needs to hold over the 200D now https://t.co/ONfw4Kaxue
0
0
10
"The banks are doing much better than it seems this morning and I don't want people to make quick decisions about this group. It is very undervalued," says @jimcramer on banks reporting earnings today $BAC $C $JPM $WFC. https://t.co/FIC6rmPFir
22
6
29
*BANK STOCKS SLIP AS INVESTMENT BANKING REVENUES DECLINE; JPM'S DIMON WARNS OF HEADWINDS $JPM $BAC $C $WFC https://t.co/LydmKDLUUD
6
21
79
$C Citigroup earnings…..lots to unpack (which I will) but the most interesting number is CET1 that increased 80bps to 13%. Sounds like resumption of buybacks is in the cards.
5
1
28
Excellent article on $C Citigroup by @siyul …..a must follow account. https://t.co/qML7HtkAQH
2
2
9
Bank earnings tomorrow morning will be a bellwether for the economy at large. I expect that the entire markets will move based on the results and commentary we get from $JPM, $BAC, $WFC, and $C
4
0
40