MX stock · Basic Materials sector · Building Materials
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CEMEX, S.A.B. de C.V.

CXNYSE

6.30

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15.83P/E
9Forward P/E
0.66P/E to S&P500
9.140BMarket CAP
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Dude if you’re gonna spend 27k on a new car don’t get a civic. Jesus that’s just the worst idea possible, another econobox scam mobile.

Modern SUVs get like 27mpg. Get a Mazda CX-5 or Christ even a CX-9. Honda and Toyota have really choked the last decade and got complacent. New CX-5 for 31k, 4000 more and it’s waaaaaay more functional than a freaking Corolla.

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they should have kept goatse.cx up just for nostalgia maybe it has been preserved elsewhere?

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Reading about GenX inheriting $30 trillion in the next two decades. Wondering how this will change the FIRE movement? I know we don't like to factor in inheritance but it's got to be a factor somehow.

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This was not my experience at all. In 2012 we shopped and found minimal discounts for used hondas. Not worth the risk/loss of warranty to save $1k or something. Dealers blamed the buyback program.

In 2017, one wanted MORE for a used cx5 than for brand new at another dealer.

I don't know if it is location or what but I never thought I'd buy a new car and I've now bought 2.

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Big thing about biking versus car/bus/metro is there is next to zero variability in my bike commute time. It’s exactly 5 minutes garage to office door (was 3-4, but got construction detour). So I never have to pad buffer times. (This is the same as walking, but I’m too lazy to walk 15 minutes). Driving/bus/metro can be anywhere from 10 to 45 minutes. (Parking lot is 5 min walk to office door)

For OP, costs: bikeshare =$25/year (work subsidy), ebike=$2,500 (shimano mid-drive), commuter=$20(goodwill)+40 for parts, cx bike for trails and light road usage =$2000 (shimano 105 group set). Combined parts =150/year.

I bike about 90% of days. Too lazy to bike in heavy rain/snow/cold. But live in a temperate area so not an issue (mid-Atlantic).

we do still have a car for the spouse, but we compute this saves us about $10000/year from having a second car. (Parking itself is $250/mo at work) Though we live so close to things, walking/transit is a decent option.

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Dude just get a Mazda CX5 or a Honda CRV or a Subaru Forester if you want a SUV . At the least you should talk to a bank or a credit union to get a lower financing APR.

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New Mazda CX-5 @ 0.9% APR

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I generally agree with your advice but CX-5's are definitely inflated in price now too.

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So the suspension is wayyyyy stiffer, but it also has insane amounts of roll? You think a 600lb difference can't be handled well with the proper suspension setup?

Have you ever driven a CX-5?

Have you ever driven a corolla?

You're being dogmatic as fuck here and your whole argument is based in theory, not reality.

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Unequivocally false. CX- is about 600 pounds heavier than any compact car, and way higher. That means wayyyy stiffer suspension to accommodate this difference and the ride quality suffers a lot.

Straight line acceleration has very little to do with a car's speed. Handling, braking, and roll are all factors in performance. The CX-5 has insane amounts of roll which makes it unbelievably slow, not to mention unsafe. So much so it wouldn't even be allowed on a track. But the fact that you think performance is on the table for the buying criteria of an average driver is ridiculous. Even if it was, a car is way faster.

Point 4 has been been proven in crash tests over and over again. Weight and height is everything and is directly contributing to both pedestrian fatalities and the fatalities of other drivers in less massive cars.

https://youtu.be/nYyutqP48ok

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Okay. The context here is a CX-5, which is a pretty solid compact crossover. With that in mind:
Point 2 is ridiculous. The CX-5 will ride better than plenty of cars, especially economy cars. Point 3 is ridiculous. The CX-5 will accelerate faster than and handle just as well if not better than plenty of economy cars. Point 4 is out of place. This isn't a truck, it's not some BOF full size SUV, it doesn't have a grill the height of a standing child. It's a compact crossover. You sound hysterical ranting about that in this context.

It's okay to like cars, and it's okay to think that we have an issue with everything getting too big, but again it's all about context.

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Except for it is just worse than a car in almost every way a normal person would use a car. A Civic hatchback is going to have quite similar storage capacity. More than enough for most people. My Golf has similar capacity and I have hauled a full sized bed in it.

However the SUV has numerous disadvantages compared to a car.

  1. Efficiency. The CX-5 has decent efficiency but a compact car still blows it out of the water. The savings will not be insignificant when most people just drive themselves to/from work and get groceries.
  2. A car has a better ride quality than an SUV.
  3. A car has better performance than an SUV. Acceleration, handling, and braking (IMO the most important) are all superior in a car.
  4. An SUV will increase your own chance of survival in an impact with another car, but decrease the chance of survival for whoever you hit. I think this arms race is abhorrent, and the obsession with SUVs is just making the road more dangerous than it needs to be, especially with the increased stopping distance they all have. And pedestrian fatalities have skyrocketed over the last decade due to increased SUV sales.

SUVs are destroying the planet, killing pedestrians, and forcing everyone to buy bigger vehicles to have a stake in the size arms race, blocking visibility for everyone on the road. The ONLY benefits of SUVs are in offroading and towing capability. And before you try to make a case for winter driving, winter tires are the far more important factor, and will turn any vehicle into a winter beast, for far less money.

SUVs are a selfish choice, and more people need to say no to them.

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Sometimes you gotta bite the bullet. Look into something like a new mid trim Mazda CX-5 (non turbo model). They can be had with no markup (even a slight discount), have nice features, a boring, but tried and true engine/transmission combo that has a solid track record for reliability, decent cargo space for those home improvement projects and respectable gas mileage.

Id advise against a used car where its 2-3-4 years old and barely any less then new.

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I know Mazda is offering 0.9% for 36mo and 4.9% for 60mo. That price he listed is just about right for a CX5

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All the certified pre owned cars ive found though cost almost as much as new models,in some cases more even. Like for my local mazda or honda or toyota dealer theres nothing below like 23k ,same price almost as a new corolla or mazda3. Their basically asking for the same price as new models. Like say 24k for a used corolla or 30k for a used cx5 with few extras. But ya I might lean more towards a corolla or accord, but for cpo or new 24k would be around the lowest for a reliable brand vs 30 for the rav or 28 for a cx.

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I had a very similar situation you find yourself in now, so I'll offer my story:

50k income, 26M, midwest. I had a '13 F150 with 220k miles, sold it for $10k, took $5k out of savings and bought a $35k car (Mazda CX-50). I have a 20k loan at 4.29% for 5 years. Monthly payment ended up around $380.

Truck was not doing well so that was a big motivator to get rid of it, and I love the new car, even if it was not the most financial apt move.

​

I know I won't make the money back in fuel savings alone (though it is at least 2x what my truck got). But the peace of mind of a new car (my first new), and expecting a child soon, it made sense for me, especially because I enjoy driving too.

​

Anecdote, my insurance went down to insure a car that is 3x the value of my truck. I think your budget supports it fairly well, especially with the low rent

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This post has been removed because it does not meet the subreddit submission guidelines (rule 1).

We're not doing posts about luxury products, expensive cars, etc. anymore because (a) they generally just provoke unproductive discussions and (b) most of the time, it is very clear whether the person asking is able to afford the item.

  1. If you are considering buying an expensive car, the vehicles wiki has budgeting advice. We recommend reading it. If you don't meet 100% of the criteria, then no, you cannot afford it and you should not buy it.

  2. In general, if you're not on step 6 in "How to handle $", you should find a less expensive alternative to a luxury product. If you are on step 6, then feel free to spend money on whatever is most important to you.

If you have questions about this removal, please message the moderators.

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My cx-5 got me more car for the money than the equivalent Toyota or Honda and it's a great car. I like really Mazdas

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Hopefully, you haven't bought your car yet.

Get quotes for different car types. Some will be significantly lower cost to insure.

You have to consider Total cost of ownership.

My guess is that a car like a mazda cx-3 or honda hrv may be cheeaper.

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The CX-5 is one of the most reliable cars on the road today - it makes no sense to replace it when it's only at 75K miles. That car has plenty of life left as long as you are proactive with maintenance.

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I agree with this sentiment. Due to the absurd used car prices I bought a new Mazda CX-5 in 2021 and was luckily able to lock it in at 0.9% interest. No regrets paying a little more for the peace of mind of having a brand new car and knowing there’s no maintenance or other issues. I always thought I’d only buy used, but no way I can justify spending ~$30k for something with 50k miles

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If it helps to hear, speaking as a consumer with a kid who wants safe cars that are affordable, I'm not persuaded by that price yet. My first thought seeing the (lowered) $40,000 price tag for the cheapest Tesla sedan, was that I bought my very high safety rating Mazda CX-5 with a lot of features in the base model for only $30,000. I got a 2020 model new from the dealership, in late Autumn 2020, I didn't have to buy a 2 year old used car. I absolutely plan to buy an EV in the future but I want reliability, quality, safety and I'm not convinced I get all that in the cheapest model of Tesla. A friend recommended the Kia EV Niro, which is $40,000.

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Y tho? What do they like better about the CX9?

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I have a coworker who has a model S and a CX-9. She says she prefers driving the CX-9 and has her husband drive the model S. That’s saying something when you would rather drive a 3 row crossover over a semi-performance sedan.

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Bought a CX-5 in summer of 2021, chose a 60 month loan term because they offered me 0.9% interest for that term. Watching everything happening with interest rates and car prices these days I feel like I got a unicorn.

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Depends on your annual mileage. I'd suggest looking at Mazdas (cx30 in particular).

I work remotely, so I bought a 2010 car with a relatively high mileage. Little to none price depreciation, and it didn't cost me a fortune.

Now, if I had to commute every day, then I'd probably go with a newish car.

Lastly, please don't go with the base model if you decide to buy a new car. Chances are - you will regret doing so later.

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Put a big down payment towards a car with low apr financing. Mazda CX-30s are going for [email protected]%, at that rate you can easily put down 10-15k as a dp (depending how high you want the payments to be, or a better trim) and have at least a 6 month cash reserve put aside towards the payments/insurance/costs in a high yield savings account. You are building your credit score plus gaining ~3% on interest yearly on the rest of the other cash while slowly depleting that account until the car is paid off. Good luck!

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American cars have gone to crap. If you decide on the Mazda 3, make sure it is built in Japan. If you go with the 3, 2014 or newer. You want the skyactiv motor. Mazda used conventional automatics, not cv so that's a plus. Cx5 if you want a SUV. Toyota owns a stake in Mazda and some of the technology bleeds through.

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I knew my Chrysler Pacifica was faster than my Mazda3 and CX-5 and i looked it up and its at 6.7 seconds. I happen to have the fastest year and trim though and the plug-in hybrids a in the 7s.

Just throwing it out there that the pacificas are nice too and I bought it because they were consistently 5K less than Odysseys and Siennas.

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I think he is going after the luxury segment of the market first (ie, cybertruck) because if a shitshow like GM can make huge profit on trucks and he is beating out toyota in crossover margins he is going to absolutely bend them over.

I think tesla will eventually expand into the lower margin parts of the car industry, but they haven't even saturated the semi-luxury parts yet. Right now M3P/MYP is a dagger right into the heart of all the overpriced semi-luxury bullshit we've been getting for years from all the manufacturers. Mazda CX90 turbo, kia stinger, hyundai genesis, telluride, VWs entire lineup, etc.

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TIL there is something called toilet spray and people are using it before they 💩 at work to trap odor. On the bottle it says it's guaranteed to work

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Thank you! It’s a Mazda cx50. I had the same thoughts, was expecting about 35k from Carmax. I’ll get quotes from other places and private parties too. It’s scratched under the bumper and has another minor scratch near the headlight - although I doubt both of them cost 4k in repairs

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>It's hard to get a MT in most vehicles these days.

No kidding! Even if I had the unseemingly budget for it, the new heavy duty pickups have all dropped the manual option.

Our "new" car is a MT 2015 Mazda CX-5, and I'm sad that more crossovers don't come with that option.

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I live in colorado but that's more than what I pay for 2 cars. I have a 2021 mazda cx5 and 2014 silverado and I pay 210 a month, that includes renter insurance. I'm with liberty mutual but geico did try to raise my rates to 250 before I switched.

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> females are best for customer service and males are best for sales by a ton

Are you suggesting that women have inherent abilities that make them worse at sales and men have inherent abilities that make them worse at CX? Or are you suggesting that clients are more receptive to men in sales roles and to women in CX roles?

Because if it's the former...yikes. Citation, please.

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try to watch this without laughing https://www.youtube.com/watch?v=bLoCxQ5VFAY

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https://youtube.com/shorts/7Cx5V9LG--U?feature=share

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Check out Mazda. They have a lot of 0% apr or 0.9% apr rates. I got a cx-5 a few weeks ago for msrp and 0.9% interest for 36.

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I think there are three pathways into marketing. Creative, insight and marketing.

Creative do most of the design work. You can start by learning photoshop and then go design school to create a portfolio.

Insight. This is usually a lot of marketing research or analysis. Pathway is usually stats/finance. Focus on math at school.

Marketing. This role sits in between. It normally has a question, works with insight to get more info, creates a strategy and then briefs creative to create the ad campaign. Marketing then delivers rollout from a media perspective. Marketing roles include but not limited to: SEO, SEM, Social Media, Brand, Product, Media, eDM, CX, eCom, etc.

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Worth 0 until they are not (often briefly, if at all for the vast majority who are not CxO's / "in the know").

I made out like a very lucky bandit twice with them at two different companies back in .com days. Registered in advance, exercised and sold simultaneously then paid gutting cap gains taxes to Uncle Sam.

At the second place, only ONE other person in company of hundreds sold. The stock was delisted within 1 year. You can try and time this sort of activity or anything else all you want... comes down to dumb luck in many cases.

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I appreciate your response!

Saving up for a larger down payment is likely my best bet. And I'm not dead set on what I'd replace my truck with yet anyway. Been leaning towards something like a used CX-5 or Outback.

And I was going to email the Tag Office. The Georgia Department of Revenue (which the Tag Offices are a division of) also has some information on their website where if the car is so many years old you don't necessarily need any extra paperwork after a certain amount of time of the lien being on the title. So I was going to inquire about that as well. Hopefully that'll get things rolling.

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#IMAGINE NOT WANTING ME AS YOUR PRIVATE CHEF

https://ibb.co/MNvqCx6

  • New York sirloin, 0.90lbs. Like $$11.96 (easy two meals for me tbh all sides considered too)

  • white jasmine rice with teriyaki sauce mixed in after cooking

  • nicely roasted diced small potatoes rolled around in olive oil, salt and pepper, a little m garlic powder and dash of oregano

Total cost? Idk about $14 entirely. But there’s no way I’ll eat all that steak now it’s a solid 2+ meals and I have many more potatoes left

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People who dont drive civics don't realize how expensive civics are to insure. The question is whether the gas mileage and maintenance/reliability is worth it. My civic gets 35+ mpg and has had nothing but scheduled maintenance and a set of brakes after 75k miles, so a few hundred extra a year in insurance is fine by me.

Googling "cheapest cars to insure" will give you a good list, but generally it's crossovers and wagons.

CX-5 is on this list and it's one of the most underrated values out there.

https://www.nerdwallet.com/article/insurance/cars-cheapest-auto-insurance-rates

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Miatas are fun! I’m jealous. I also like the CX-5

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I read the feature list you are looking for, and excluding the hybrid part I picked up a cx5 with all those features (heated seats, lame assist, etc) used for 18k. My wife and I make 130 ish and I was more comfortable at that price point.

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So let me offer a different perspective than the current comments. For me, I don't enjoy the mental strain of worrying about transportation issues/headaches. My wife and I have used the policy of buying a slightly used car, keeping it for 8-10 years, then replacing it. We try to never have more than one car payment at a time (I'll be done with paying our 2020 off in a little less than a year).

Depending on what your budget allows, this is the route I prefer, even if its not the most min/max 100% most frugal option.

Quick Example I looked up and made assumptions on your finances budget: 2020 Mazda 3 with 11k miles for $22k outside Indianapolis, IN.

Using an online Calc: If you get $500 for the trade in, and put another $3700 down to get to 20% down payment, have excellent credit, and choose a 5 year term, you'll be paying $325/month for five years before it's paid off. That drops to $280/mo if you extend to six years. If that down payment looks ugly, you can chop that out and only do the trade in, and you're looking at $340/mo for six years.

I'd much rather make those payments and have a trouble free experience than spend $6-7k on a new engine that I'll never get back.

As an aside, this made me interested to look up trade in value on my 2015 Mazda CX-5 with 72k miles on it and it's sitting at $12-13k, which is crazy to me that it's held that much value over time. Great vehicle though, love it!

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I was looking at the 2016+ year cx9. Its got the turbo 2.5 which gets 21 city 29 highway. I also play sports and carrying that stuff in a sedan is a struggle. And I have a couple more personal reasons.

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Please note that in order to keep this subreddit a high-quality place to discuss personal finance, posts advising breaking the law (whether serious or not) or asking for advice on how to break the law will be removed.

Find our Subreddit Rules for guidelines on our quality standards. We look forward to higher quality posts from your account in the future! Thanks.

If you have questions about this removal, please message the moderators.

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Nope. I said exactly what my inputs to the website were[1]. I've been very transparent about how I'm calculating the value. You're the one who doesn't seem to understand that. And that's ok. DCF is a new concept for you and, like you said, you've never calculated it before so it may be a little confusing.

[1] https://www.reddit.com/r/stocks/comments/12cx5hf/comment/jf5gz2l/?utm_source=share&utm_medium=web2x&context=3

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Ive had my SUV (mazda cx5) going longer than 84 months, and the interest was only 1%.

84 month term was a non-issue (granted todays interest rates make for a different story)

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CLICK THIS LINK to send a PM to also be reminded and to reduce spam.

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Hi, we've switched from a local panasonic phone system to 3cx cloud system (with Snom IP phones). We haven't had any complaints and if I remember correctly it was not that expensive.

Pro of 3cx is the web application with possibility for video chat, normal chat (with colleagues) and also softphone (integration on smartphone)

Good luck

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Idk, I’m 32F, had my own insurance policy since…2019? I was on my dad’s policy before that because the title of my car was in his name. I took title in 2019. I bought a new car in 2022 (2022 mazda CX5). I’ve never had an accident or a ticket, and never made an insurance claim (all repairs needed have been under the deductible). Also I have a $1000 deductible? Maybe that’s why my rate is so low?

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My wife was 8k miles over a lease on a cx5 6 months prior to turn in. She sold it to a national used car dealer ship and not only did they pay it off she had 6 grand equity in it. Weird times.

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Honestly, I'm surprised to see that you are in South carolina. Granted, I am twice your age and married, but my wife and I pay under $100/mo total for an 18 Rav4 limited hybrid and a 19 Mazda cx5 in SC. Full coverage, medium deductibles

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Better, it's a live tracker.... https://chartexchange.com/trends/reddit/mentions/cx-all/?timeframe=30d

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They're missing AMC... luckily.... https://chartexchange.com/trends/reddit/mentions/cx-all/?timeframe=30d

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Means this chart is wrong. Lol

This is the live chart.

Mentions are how many times it's been, umm, "mentioned" on reddit.

https://chartexchange.com/trends/reddit/mentions/cx-all/?timeframe=30d

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Nevermind... found it... looks like we have a discrepancy!!

Omitting AMC why???

Here's a live tracker...

https://chartexchange.com/trends/reddit/mentions/cx-all/?timeframe=30d

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It was a Mazda dealer. CPO. I mentioned in another thread I typically buy CPOs as I think there is a ton of value and peace of mind w them.

Not really into discussing pricing, but you can definitely do the math to figure out what I paid.

Fyi, I didn't even get the best ever deal. Some guy got a CX-5 signature, same year with lower miles than mine for $28k several months ago

That guy got a good deal.

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+1 to Costco! Makes life so much easier.

I know the $$$ arguments for used. But I've heard from enough friends and family about getting a lemon used that I just can't bring myself to do it.

We're on our second Honda CR-V (a 2013). If anything happened to it, I'd get a Mazda CX-5, as it would be quieter on the terrible roads here.

Good luck!

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It was on the cx5 and was on the dealer website

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Mazda CX-5 Signature

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> Total financed was $29900

$29,900 / 36 (3 years) = $830.55

That's still a pretty good deal considering you get to keep your car at the end, some folks are just leasing for 3 years for around $350-$400 / month and at the end of it they turn their car in and will have nothing to show for it. You on the other hand will be the proud owner of a paid off car that's still practically brand new.

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I am fairly frugal and it’ll haunt me if I don’t get the most “bang for my buck”. The flip side to that is I also am incredibly picky about my vehicle, I like it to be reliable (absolutely trouble free), fun, and inexpensive. After spending 3 years looking at cars in the $10k range, I finally bit the bullet and took the most common advice I saw which was to buy a CPO car.

I ended up with a CPO Mazda CX-5. To me it had the lowest risk as the full coverage warranty would cover anything I found wrong within the 1st year, and the motor/transmission is covered to 100k miles for catastrophic failure. I got it for about $8k cheaper than brand new with only 20k miles on it.

As I said I looked at cars for a long time and the only thing I tended to notice is that cars tend to almost always be given away for a reason. I’m fairly mechanically inclined and I can’t tell you how many cars I drove with a variety of issues that the owner was “surprised” to hear when I pointed them out (oh you didn’t notice that obnoxious grinding noise?). The most interesting were cars that were 2 to 3 years old that were not CPO, many of them you could tell had been in an accident but the Carfax would come up clean, or also had weird mechanical issues despite being so new.

Since companies have to pay for the CPO if it does have problems, and they are also usually just lease returns, they are usually great cars. Even if it wasn’t, you’re covered.

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I would avoid the Tucson. ‘21 MY cars are part of the recent rash of vehicle thefts, and depending on where you live and who insures you, insurance may not even cover that car. At the very least, your rates will go up. It’s too early to say how reliability will be, but generally Kia and Hyundai have struggled to make a four cylinder that doesn’t explode, catch fire, destroy itself, etc. That amount of miles (>20k/yr) also might mean it was an Uber car and a lot of maintenance was deferred.

If you’re struggling with price and availability of the Hybrid RAV-4, look at a Mazda CX-5. They’re very similar to the Tucson but with nicer interiors, proven reliability, and just a much better build quality all around.

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If you need a car, the time is right. Typical new car interest rates are around 5.5%+ for well qualified buyers. But… manufacturers offer incentives. Mazda is offering 0.9% in my area on their CX lineup of SUVs. So yes, a better rate is possible if subsidized by the manufacturer. This will depend on area and manufacturer, of course.

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This is a stupid take. You need a car to get around in most of North America, and it is reasonable and prudent to drive one which is as safe as possible. The fact that staying home is safer is irrelevant because driving is not optional for most people.

Compare the IIHS small overlap test for the 2014 Mazda CX-9 and the current model year. The newer one you could most likely walk away from, the 10 year old car you would be unlikely to walk again. The massive improvement in crash safety in the past 20 years is indisputable. Even just measuring the thickness of the pillars in an old vs new car would show you that.

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This submission has been temporarily locked for review due to a high volume of rule-breaking comments. Thank you in advance for your patience as we try to maintain a high-quality discussion. The original submission text is below.


Anyone who's been car shopping recently knows how bad the car market is. Everyone in this subreddit has probably been told a million times that a car loses 30% of its value when it leaves the lot.

That is no longer true. We're getting a CX-30, a used CX-30 with 70,000 miles runs around $20k whereas we're buying a brand new one for 25k. This math does not make any sense, it is literally cheaper/per mile to get a brand-new car plus you get the warranty and other perks. Assuming 300k mile lifespan

$25,000 / 300,000 = $0.083 per mile

$20,000 / (300,000 - 70,000) = $0.087 per mile

This isn't even counting the lower cost of ownership in the first 100k miles and it assumes you'll get 300k miles which isn't guaranteed. This math plays out for the entire spectrum of used cars. Even my wife's dead 2007 Camry with 245k miles will sell for $1.5k-$2.5k. Might be fixable, might not be.

We've been saving and are paying cash for this car so the extra cost isn't a huge hit but we're just struggling to come to terms with this crazy reality.

P.S. Dealerships are scum, they tried adding a $500 charge for "pulse lights" which you can add to your car for $30 and are annoying as shit. If you're looking for a car, don't back down from this shit and shop at the end of the month.

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The Mazda's are very nice. I purchased a CX-5 in 2020 for 29k right before the pandemic and everything went tits up. I have 18k left on the loan and the current value for private sale is around 25-26k currently.

The current year and equipment of my car is selling retail for about 38k now.

The dealer has been aggressively sending me letters and emails offering to pay the remainder of my loan off and give me a little over 9K in trade in for a new one.

Gee, let me think about this one... I've only put 30k miles on the current car. My new job is remote 2 days a week and only about 10 miles away.

Obviously I'm super pumped to trade the current car in for an even more expensive model at and re-financed into a new loan at higher rates and be stuck owing more than I started with. /s

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Fwiw CX30s are pretty much new cars in general - Mazda just came out with the 30 very recently as a replacement for the cx3. Mazda loyalists looking for a true “used” cx30 would be looking at 3’s instead.

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I test drove a couple Mazdas, the slimy dealerships will not let any cars off their lots without a markup. So no, at least in my state, you aren't getting a cx-30 for less than msrp. They are quick to tell you that you pay the asking price or someone else will. I can wait out this bullshit.

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I grew up in a family where we only ever had used cars, and my dad ran each one into the ground and did as many repairs as he could himself. He still insists that buying new or even financing at all is for idiots.

Of course, my reality is very different, and I don't have the ability, space, or tools to repair anything. My brother is a mechanic, but he lives 300 miles away.

I needed to replace my Mazda3 and just bought a brand new CX-5. I had enough cash to pay the full cost, but I qualified for the promotional 0.9% interest rate, so it was a no brainer. I put down a large amount, and my monthly payment is pretty small. It probably would've been better to put less down, but it was hard to fight against this "buying new and financing is bad" idea that was drilled into my head.

In any case, buying used would've been much worse.

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Wife and I are in the same predicament . I drive a 2012 mazdaspeed 3 and now that we have a daughter I’m trying to trade it in for a 2021 cx5. But I feel so guilty about it . Knowing I can squeeze more life out of my Mazda . Cx5 with 30k miles sell for 28k -30k around here . I can afford the payment I just feel so guilty about buying a car right now specially since mine is paid off and the rates are through the roof

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Yes cx-7. You are correct. It was the worst car and has put me off of owning anything from this brand.

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CX-7 you mean?
That model was the epitome of a lemon.

I have a Mazda 6 with 245k miles. Maintenance is key for long life.

​

Here's the site I use for car "reliability". It focuses on "major cost" components (engine/powertrain/transmission) that would render the car unusable (vs. J.D. Power which worries about the radio and such). And here's the report for that CX-7

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The cx30 is basically a lifted mazda3 hatchback so barely a SUV tbh

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I wish I was in the position to grab a new car before Covid.

I actually just got a used CX-5 a few months back. Paid a bit more than I wanted to for it, but needed/wanted a new whip.

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The CX-30 is only $25K?!
And here I thought all SUVs were in the 40K range.

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We had a Mazda cx70 and got it to 85,000 miles which was the life of the car engine. Please, please, please, look up the expected life of your manufacturer make and model car before purchasing it. I cannot stress enough how short the life of the cx70 was. My Toyota lasted twice the length of time. Same for the Acuras.

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I bought my cx-5 pre Covid and I'm pretty sure it's worth more now...

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I bought a CX-30 last year (I'm a Mazda girl, on my 3rd Miata in my life and had a 3 hatch too at one point) so I had very little choice as to what I would pay. I got in on a dealer promotion of 1.9% financing for a 3 year loan even though I could pay cash because, well, have you seen inflation? Even with that, it was incredibly painful to pay MSRP as someone who comes from a culture where haggling is in our blood and has no problem walking away from a buy.

I gotta say, once you get over the pain of paying for the car, you're gonna LOVE the CX-30. There's a reason they're flying off the lots. I need the AWD for gnarly forest service roads and the option to manually change gears because I'm in a very hilly area, and many of those service roads are both crappy terrain while on a steep slope so I was looking at cars that either came with stick (my preference) or paddle shifters. To get those features, comparable models of the Subaru Outback and the Hyundai Kona just didn't have the same value. I can't say the CX-30 feels as good as my Miata on twisty roads but it's far sportier than the Outbacks I've driven and a lot of fun.

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Mazdas hold their value very well. I drive a CX-5 and have equity in my car. I didn't even know that was a thing.

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You can get a CPO Subaru Ascent Limited for under $35K, so I don’t think spending $50K on a new car is really needed, especially if this is a big “out of character” purchase for you.

You could also get a Premium and pay $2-3K to have leather installed and that might end up being an even better, cheaper option. My wife did something similar on her Mazda CX-5… wanted leather seats but didn’t need the other bells and whistles of the highest trim. Bonus was that it smelled like a new car!

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When I bought my 2021 Mazda CX9 I paid 42k in my banks Cashier checks and just because the Finance guy was trying to upsell me on stuff I did not want. When I told him I did not want it I gave them 9k of it in $5 bills and made him count it. He wasted my time trying to upsell me and I wasted his time counting money. It was a fair trade. There was never a conversation about a wire transfer. Ask them if they can just take a Banks Cashier check.

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Thank you. I think too many people are often fighting over terminology when it doesn't even matter in the grand scheme of things; including myself at times. I think Large language models are AI but basically the Model T vs the Tesla that AGI will be.

It all comes down to perspective.

Regardless we are on an exponential fast track to the same thing, an eventual Artificial general intelligence much faster than 90% of people think.

I may be wrong but i think this video from 3 days ago explains it best

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Maybe next time you’ll listen to this guy and avoid bankruptcy.

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Pepe my comment from yesterday. What was the high on MU today? BOW DOWN TO GREATNESS

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that is fucking insane. In 2015 my husband bought a 2004 Ford Ranger, with 175k miles on it, for $7k. I thought that was steep at the time, but it would be an absolute steal now. It took a dump in mid-2021 (replaced it with a 2019 Mazda CX-5) and I told we'd probably never be able to afford another truck!

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I keep going to “CX leader events” and they keep loading me up with free expensive dinners and alcohol then I ghost them afterwards

Got to meet some senior vice presidents of very large S&P companies tonight and ask them about QT and their buttholes puckered imgimgimgimg

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Cx never dies

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Dépends who you speak with, but generally marketing is a much broader subject that sales. Some people/companies put sales inside marketing, some people say it’s separate. I’m not going to get involved in that debate.

The important thing to remember is that, at the higher levels, marketing covers a wide range of strategic initiatives. These are things like segmentation, positioning, targeting, product which is usually gained from market and industry research. So, segmentation offers a tool to understand how to cluster your market based on their wants, need or behaviors into smaller homogeneous groups. Positioning is about how you position your company within any given segment against the competitors, do you all offer the same features, can you really remain competitive if so? Where are your opportunities to differentiate? That should all be marketing’s job (in a truly marketing oriented company).

At the tactical level (where most people think), most people thing of promotional tactics (the majority of this sub). Adverts, posting, social media. While this is important, they miss the key points mentioned above. There are other elements the traditional marketing manager should think about, like people. In a service dominant industry, the people are the product and marketing should be concerned with making sure the marketing (and sales?) departments have the right people and trained well. Présence, where will your product be? Online, bricks and mortar and where exactly?

Marketing covers a very broad range of topics (beyond the purely promotional tactics that you see here).

Source: MSc in Marketing Management and many years in Market Intelligence work and CX analytics (both considered areas lf marketing in the literature).

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