I'm just a pawn in another NFT scheme, but if someone is dumb enough to buy my free NFT someday that is on them.
Reddit taking the Bored Gape playbook... Give the NFT away to select people (in BA it was celeb/influencers), make it seem like what the cool peeps have so it creates value, have them talk about how much their jpeg has appreciated to create more fomo, sell for 6 figures to plebs who want to flex or think they will get rich flipping jpegs.
Genius biz strategy.
About to leave the AC on all night just to flex on Europeans, goodnight everybody. Except u/visualmod ofc beef still on 😤
It's a great time to be in USD, specifically. While the US Fed policy is primarily to fix domestic problems, it's also a huge unintentional flex against China.
Suddenly it *really* sucks to be a country that isn't friendly to the US and can benefit from monetary policy cooperation.
Now now, let's not flex on the less fortunate.
Feels soft most of the time unless I flex it
First, you were not greedy. A good business person has to look at the expenses and constantly flex and bend. You sought advice and followed the advice. Our decisions are not always going to work out. The most successful business folks fail more than once.
Don't beat yourself up. Get back on the horse. Something will happen again. Be prepared by keeping liquid enough to overcome it. Learn from your experience...it was not a mistake!
You're basically throwing away money by paying cash.
Why use your money, when you can use someone else's? Especially 0%.
Thats the real flex.
It wasn't the interest rates I was concerned about. In fact, it was Toyotathon at the time with 0% financing. It's the bullshit fees. Credit advantage is negligible since car payments vanish from your score after a couple years. Plus when people compliment the car and ask how much the monthly payment is, it's a nice flex to respond "Payment? Couldn't tell you." Not to mention I had enough liquidity at the time to buy two if I wanted.
You’re clearly missing this, the only people to lose in pumping wages, is the low and lower middle class. With the pump of wages, pumped inflation, with a mass resignation, it meant corporations that were desperate to get product payed over the odds, which pumped prices to those who could barely afford it, which in turn, those demands for remote work, meant people with high paying jobs didnt need to live in high rent places anymore, so the real estate market was pumped, pricing out the lower classes. Now to curb inflation feds (who left it unchecked in the US for WAY TOO LONG) have had to drastically and aggressively raise interest rates where now a mortgage costs, monthly, what it would have a year ago, for half as much home/cost etc.
Not to mention, small business owners have been forced to close due to paper thin margins and demands for high pay for low requirement labor.
Go sit an in economics class where the anti-work movement doesnt flex their ideas and its just facts.
Lol, you don’t watch Fox News but you blindly repeat their talking points. Coming to this sort of idiocy on your own isn’t the flex you think it is.
It’s even more embarrassing.
He tried to flex on people who either turned $300 into $30k or $30k into $300 with his boomer “investment”.
Ain’t gonna lie this is a dumb ass flex, OP you realise anybody could’ve dropped half a million on a crib, even in an average ass location, and made 100 or 2k since 2019 minimum?
Plus this is an unrealised gain, literally just an online estimate. Good job on the purchase but it’s kinda dumb to post
Bro thinks it's a flex making unrealized gains on the largest bubble in human history. LMFAOOO
Fuck Zuckerberg. We went to the same college at the same time. I probably saw him and never paid him any mind. I was robbed of the chance to get in on Facebook's creation and experience the thrill of losing 71 Billion dollars and still able to flex on 99% of the people who ever lived.
If I put you in my FLEX, there’s a good chance you get hurt in the first quarter.
Items are mostly shoes, then things like air fryers, or collectible items like dolls or trading cards.
Some groups that are UK focused are; crep chief notify (alright when I was in there a long time ago), astro, Pepe pings, flex workshop (REALLY bad), IHOF (quite good).
You are on track! You may be a little bit behind, but that's only by a few months. You really only need a year of responsible use before you're considered not too risky.
My experience with Chase has been that they increase the credit limit as you show you're using up to the limit and paying off, and not using it anymore. So, spend up to $500, pay it off, and wait for the statement date each month.
Chase doesn't do soft pulls for CLIs, so don't ask unless you're willing to take a hard inquiry.
I would also encourage you to go ahead and apply for at least two other cards with other companies (i.e., not Chase): Another rewards card and a low interest card. The low interest card is your emergency financing card. (Speaking of which, CareCredit is nice for this, too.) Another rewards cards is to fill in the gaps that Flex misses. Before you apply, you can typically check if you're pre-approved for something. If you're pre-approved, you have a much better chance of being approved.
- Capital One: https://www.capitalone.com/credit-cards/preapprove/
- Discover: https://www.discovercard.com/application/preapproval/initial
- American Express: https://card.americanexpress.com/d/pre-qualified-offers/
Once you have two other cards, you can close out the Credit One. It's a credit builder card that has served its purpose. (Or put it in the sock drawer and never touch it again if it doesn't have an annual fee.)
Then, following the same pattern above using in full and paying off, rotate your card use until you get to the limits you'd like.
Not a good timing to flex... lol I laughed at myself.
Dude’s like a smaller but more aesthetically pleasing version of Flex Wheeler. If Serge were in his prime in the 90s, imagine how he would’ve looked. Glad he wasn’t. Also Arnold was severely lacking shoulders and since his upper body was so big it made his legs look small, Serge’s lower body looked all streamlined going to his upper. Didn’t look out of place. Maybe that hurt him, that nothing really stood out to you, but only bc everything was the right size!
I have the flex 14 and it's been great! No regrets except maybe letting China spy on me.
My first card (while still in school) was Discover IT student. It was a great first card, you can also get it as a non-student though. My second card was Chase Freedom Flex. Third card was Bank of America Customized rewards.
This is the exact reason why people need to focus on their personal finance. I tell you what though, it is absolutely wonderful to be in a fire thread that doesn't have whingers and complainers throwing "flex this" and "brag that" around.
Well done to you mate and I wish nothing but your continued success
Lenovo actually makes really bad cheap laptops, but the think pad is 100% the exception. ThinkPads are definitely the highest quality yo price computer but also are really easy to repair and made friendly to repairs.
Any other laptop from them like the flex is going to be plasticy and feel like any shitty cheap HP laptop.
I don't get how "not checking your portfolio" is even a flex! I have a large amount in there and oftentimes just check in to make sure it hasn't been hacked!
Omfg, that is a lagging indicator and on a daily, its just used as a stop loss. Not really a flex
8 day Swiss Travel Pass Flex for about $300. Using that pass, I then bought a ticket to Jungfraujock (the highest train station in Switzerland/Europe) for about $143 (would have been over $200 without the Swiss pass).
Its probably the type of credit cards you’re applying for. Chase Freedom Flex is somewhat of a starter card - I don’t know the details but it probably has a low range of credit in which they approve people. I assume same for the Credit One card you got as a “starter”
Wait a couple months and then apply for Chase Sapphire Preferred. Solid card but, also, minimum credit approval is $5,000
That is a great idea. I hadn’t thought of that as an option. I just only really consider salary & PTO (but at the moment, every company large or small seems to be doing flex so that’s no longer a negotiation). Thanks for your insight
Don’t dare me king
I only like to do that when at the destination though so I won’t flex
Wow no need to flex damn
But we need pics
I pay 40% I have no idea where you’re getting your info from. It sounds like you’re trying to flex that you’re middle income.
Nice one bro, that’s so fun! Do a dumbbell curl contest next, then a flex off!
Not the flex you thought it was, huh?
That wasn’t the best flex lol but yes options he does have
I think this lady is just trying to flex
He just gets jealous when other armies flex and he's forgotten.
Yes, having a 401k is a weird flex
You just wanted to flex your dividend payments don’t lie to me
We’re back to the early 80’s, folks. Russia doing a last flex before imploding. Inflation significant, interest rates high, Britain getting another version of Maggie Thatcher doing a trickle down money injection.
All we need now is our very own version of Ronnie Reagan with some Reaganomics. Bet that’ll go down real well with Gen Z and the young millennials.
Ah the recent uptick in education hate. Maybe if you went to one of those useless colleges and wasted your money, you’d have read that OP wants to be a nurse. A well paid, respectable craft. It also happens to REQUIRE college.
Sure, you can be dumb and spend 200k to go to an out of state school for an art degree. But it’s ridiculous how everyone and their brother spouts “how useless college is these days.”
I attended a community college, started in 2018 and graduated in 2020. Got an IT job paying 60k with excellent benefits. From summer 2021 to summer 2022 I completed a bachelors at an online school for a total cost of $8k, majoring in Cybersecurity. I just landed a job making around 100k. Fully remote, benefits, flex time.
I happened to put all this together as an adult, on a budget for pretty cheap. But even if I was 18 and had to go in debt 50k, I’d still do it.
I’m going to buy a house when mortgage rates hit 15% the ultimate Chad flex
Mods please pin this. This is why you don’t flex unrealized.
I don’t mean to flex but I have like $267 in an Ally savings account
That I lost access to but still get the monthly statements in mail so I’ll have to reach out and send whatever documents they need to prove it’s mine
For now it’s just reaping the gains
Hey, that's great! Glad you are making a solid income (or not? I'm not sure if it's a flex?).
I wonder if you put your credit score on your tinder account? Could help when your amazing personality and charm isn't enough - i guess it can give you that extra push.
For others who have stayed with us in this comms, don't get a Macy's card! Even a simple 2% back card is much better. Take this as a real life lesson to what happens when people do take Macy's cards, a decade of bitterness and lashing out in regret
Don’t ever chose a permanent solution for a temporary problem. Your life is worth living. You have people that not only care about you but love you.
Honestly stay off WSB, get some help with whatever you need, and come back in a lambo and flex on us morons then. God speed brother.
But I sir, am an idiot and not only have no real tangible sense of what a billion dollars is, let alone trillions, but I surely didn't know what would happen when the stimmy checks and unemployment checks were going out in 2020.
As far as I was concerned, I paid taxes at some point and the govt did some deals and when things looked bad with COVID the govt went in their tax savings account and gave me back a few hundred to help get over the hump. Imagine the ignorance!
So no, any idiot could not have predicted this. I only wish in Nov 2020 I wasn't blinded by the Up-Only markets and had started to prepare for the inflation woes being created that would appear 2 years in the future. I don't even know where these trillions disappeared to!
Could you give some tips for idiots how they too can avoid recency bias, confirmation bias, I mean any bias really, and be in control of their conscious and subconscious and accurately predict the future as you sir? How many weeks before the top did you know when it would be and after you sold, how many hours did it take to realize it was time to sell all over again, only this time short?
Inquiring idiots would like to know. One day I hope to flex that I am any idiot and therefore did the math and made the right moves. I can't wait for things to be obvious one day!
Ya'll ever baste your testicles in bbq sauce just to flex on dry rub mfs
My body cannot handle the 4 10s. Im a parent and the primary parent at that. My company currently does 4 10s but its flex, and 30% of the work force does 4 9s and a half day on Friday. If they try to force an exact start time or the 4 10s ill have to leave. Nothing else in my area pays as much either.
I mean any of us can it’s no flex. Internet is quite common..
It's all about the emergency fund! If you can flex to 40% you are probably fine.
People get in trouble with ARMs when they're living super close to the edge (paycheck to paycheck) and didn't put anything down on the house.
The danger is- if the house price drops below loan value due. ARM rate increases. & You can't afford to sell the house or pay the new rate....
But if you have a healthy emergency fund and put 20% down, the above is highly unlikely.
This guy thinking $62k a year is a flex lmao
Using the oven to flex on europoors
It’s a risk, whether it’s real or not the market will price it in… also when (for instance alibaba) can randomly get cracked down on by their government with no legal course of action to fight then that’s a risk too… China could break that company apart tomorrow and there is nothing that jack ma or whoever could do about it… now will it happen no very likely not. But again the market will bake that in. Random billion dollar fines and probes just because China wants to flex their muscles. Ya that could cause fear in those who tie millions or billions of dollars into a company. But again if you buy and it’s not an issue then you’ll make a lot of money. I noticed this with British stocks mainly oil companies, I just stay away because they get hit twice as hard on any negative for both countries and gain less for positives…
This is dank af, may have to do the same. Finally owning stihl tools for home lawn care was my own personal flex 😂
Me.... I want a high mileage one to flex.......... and then turbo J swap....... and then flex some more.......
Being emotionless when losing tons of money is my weird flex okay
Fair, I'm talking more high end of the range like minty "collector ones". You can get them for under 100k, but who wants a automatic high mileage one just to flex ☠️
How? I’m not trying to sell anything, I’m literally just sharing my day-to-day life and how I make very real money. I’m really sorry that’s your mindset cuz those are all very real numbers. I’m not saying it was easy, it’s hard work to set it up. But it’s passive once it starts running. And all the info is readily available on the web. I wasn’t even trying to flex, just share what’s possible. It’s 9:15, just rolled out of bed and ready to start my day on my terms. It’s not a scam. I’m 22 as well, It’s real and it changed the trajectory of my life.
Uber/Lyft/Amazon Flex for some hours per week.
Might be a lot of LARPing there. A year ago he said he had like $1.4M and around the same time was also posting that he wanted an Amazon Flex job.
See if they offer an alternative deposit. Assurant Flex Deposit has a different process and can get your security deposit for half, will the landlord accept it, that’s the question ..
This is how millennials flex now.
Thanks for the help. I am looking for a flex unit in the California bay area. When I look online at loopnet and similar sites is the price excluding the taxes insurance or etc.
I didn't want to contact a broker yet because we probably won't get a space until next year
Bragging about an underwater mortgage is the new flex. /s
Um bragging about potentially overpaying and not being able to move is neutral news at best, not a flex
Did you not just read what they wrote? “Things they want but don’t need.” Non-essential items. And people passing up non-essential items due to cost is exactly the type of economic force that drives cost down, in any case, if there really is any flex in the markets.
I told ya. Increasing rates is not good. Now the poors can’t borrow money to flex success
sitting with my legs crossed so i can flex my thighs and crush my balls 😫
Citi flex loans on your existing line of credit only come with a 6% APR. not enough of a challenge for this legend. He needs double digits to make it a ballgame.
Damn. Just by a nice shed, a window AC, and flex seal that shit to your house.
I think having a set number of days where a business is open is just stupid. Why wouldn't the business just be open every single day of the week but only hold employees responsible for working 4 days a week. This allows employers to hire more employees improve productivity overall and dictate overlap of/days/hours as needed. Salaried employees would be allowed to flex their schedule based on projects or personal (outside of work) need.
Imagine saying “cuck” as an insult unironically. Imagine trying to flex on the internet about how popular you are. Imagine being an absolute fucking moron
If you're not planning on traveling in the near future just downgrade to the unlimited or flex.
Chase will allow you to upgrade to the CSR or CSP again once you decide to travel again.
This sub hates this one simple trick.
Get a credit card that has a 0% introductory interest offer. A lot of them also give reward points and a sign up bonus. You can then pay it off over a year without interest. For example, the chase freedom flex has a 1.5% cashback points, and a $200 bonus. a 10k purchase would net $150 in points, and $200 bonus for $350 back, and then you can pay it off over 15 months without interest.
Real ones still have a 30 year old Bow Flex in their garage
If your AGI is 51k then following the 30% rule of thumb, your TOTAL housing expenses should be about $1,100. That includes rent, parking, utilities, and insurance.
This number can change based on lifestyle costs. If you don't go out, don't have hobbies that cost anything, work from home, and like eating ramen and spaghetti, then you could go more, so there is some flex.
There is also the route of living with friends or family or even a random roommate and taking the money saved to shell into Roth IRA while you can or save for a house/other big expense.
You can make over $30k/yr working as a cashier at Wendy’s risk-free with 4 weeks vacation, Flex work schedule, and paid sick time.
Looks like my 17 yr old nephew is going to be crushing OP’s returns here!
You can downgrade to freedom unlimited and flex too if you don't plan to travel again in the near term and don't have anymore UR points.
to demonstrate the power of flex tape i sawed my account in half!
I was hoping he shot his toe with flex seal, this makes no sense.
If i were you i’d 100% double down on finding a higher paying job. College educated and experienced in accounting? You could easily be making double what you do. I see you aren’t having luck so far - has your mindset been fully dedicated to leveling up before? You will need to demonstrate that you’re willing and able to take on a higher caliber position, whatever that may be, but again should easily be making so much more than you are. I am your age, my title is senior consultant, i’m sure your job is more acutely skilled and necessary than mine and not to flex but I make double what you do. If you’re willing to go the big 4 accounting route you could potentially make double even that. I would advise either finding a new recruiter (they should really be effective for you) or reaching out to connections/current employees that seem close to positions you’re applying for on linkedin.
Second, i too found myself in about $20k cc debt a year ago. I ended up setting up a strict budget snd sticking to it for 2 months before i took out a personal loan. I wanted to make sure i wouldn’t end up back in debt. I consolidated the debt at a fraction of the interest rate and did an aggressive but manageable payment plan. I ended up getting a big promotion/raise in july and have subsequently basically been able to pay off now 70% of the loan and even accumulated savings.
All that to say, you’re not in a bad spot. You have high earning potential and the ability to see your way out of your debt. The snowball effect is legit and personal loans are a pretty good deal atm with rates essentially matching inflation. Don’t let yourself get in a hole but don’t waste a ton of money on cc interest either. best of luck
I’m aware I have this card, my 3% category is gas. What I’m trying to tell OP is another card would probably allow them to maximize cash back. For example I have the Chase Freedom Flex card which has revolving categories of 5% each quarter. Categories are usually things like PayPal, Target.com, Amazon, Groceries, Gas, Restaurants, Rideshare etc. The card also has 3% back on all dining all the time. I want to say I got a $200-300 cash back bonus for spending $500 in the first 2-3 months. If OP got another card they’d get more cash back and lower utilization
Lol, do you think Tesla isn’t growing revenue quickly? Also you being a “trader” isn’t the flex you think it is
Loaded on calls so i could flex to bearhunter
But when the doordash drivers deliver to my McMansion they aren't thinking "he's probably leasing it", because that'd be an even bigger flex LOL.
Having a nice car makes more sense than having a nice house if you just want to flex on people
Only a small number of people will even see your house
With a nice car you get to shit on everyone within eyesight and make them cope with thoughts like "it's a depreciating asset" or "he probably leased it"