I'm positive the "personal injury lawyer" that OP found on Reddit is very trustworthy.
Beast of an account nice I love it. I'm also down over 100k currently but can't mention on what here ( market cap) Just another Monday oh well..
I know I’m the 1000th person to say it, but YOU are the one misinterpreting the customer service representatives language.
“You’d be short shares”
I 100% read this as in “you won’t have enough shares”, not “you’d be entering into a short position”. Your interpretation of the conversation doesn’t even make sense. You cannot even short on their platform. I just do not see where you have any case at all here. Not to mention the fact that this is literally just a customer service chat.
Worth noting that a UBI would also subsequently reduce the cost of healthcare too, taking care of yourself by eating healthy and practicing cognitive behavioral therapy is by far the most effective preventable measure one can take to stay in good physical and mental health but both of these are very cost prohibited.
Mental and physical health is so closely entangled that a deficit in one affects the other and the most basic needs have a compounding effect. Sleep, nutrition, exercise and peace of mind.
Working on your mental health is nearly impossible if you're always a couple bad weeks away from being homeless or feel ashamed because you can't provide for your children, constantly seeing them go without and knowing they're doomed to a life possibly even harder than yours.
How can you expect to sleep well knowing this?
How can you be expected to eat well when franken food is all you can afford? People greatly underestimate how eating healthy impacts their brain.
How can you be expected to exercise 30 minutes a day when you're perpetually exhausted? Your brain expends an incredible amount of energy and increased brain activity leads to a higher consumption.
All of these things, poor sleep, poor nutrition, excessive rumination, have a very, very significant effect on your cognitive abilities, our brains and minds are programmed to prefer the path most traveled, it takes a lot of effort and mental fortitude to walk through the tuft grass that helps us form the habits and learn things that lead to a better wellbeing.
A lot of people don't understand that thought patterns are also a habit, people feel insecure, dissatisfied, unfulfilled, angry, sad, hopeless and they keep feeling this way, they develop anxiety, they develop depression, they lose willpower, worsen their cognitive abilities, they make worse decision and in certain circumstances, they make a irreversible or even unforgivable decision.
A lot of people just don't have the willpower or support to help themselves, providing just one of these will allow the other one to work towards fixing itself. It's a lot easier to give people money than it is willpower.
I want to make it clear that I'm in no way downplaying or disregarding psychiatric or neurological disorders, sometimes it's a lot more nuanced than just telling people to eat right, exercise and meditate but helping the majority will have the indirect effect that allows for their specific needs to be more accessible since the current system has professional psychiatric help very much tied to supply and demand.
The effects of UBI would be so deeply profound on our country, just imagine a society where the individuals live and work not just to survive but instead live and work in ways that they find meaningful.
Anyone who thinks UBI will make people lazy is woefully ignorant, humans have an innate craving for purpose. Laziness is a moral failing, it's a symptom.
I’m guessing you don’t know how investing works?
We are just over a decade into our journey and have just under 20 years left before chubby FIRE (mid 30s planning to retire with 3.5M in our mid 50s). We have the house, cars, family size, education level that we’d like to attain, so no additional goals there…
So at this point we’re just truly enjoying life together! We have built in a large travel budget annually (20-30K) and spread trips out throughout the year. Some are a week or longer, other times it’s long weekend getaways etc… it’s so fun having multiple vacations to look forward to each year and plan them out as a family. We schedule events like concerts and professional sports events throughout the year as well. We also have a few hobbies in common that take up time on the weekends. When we don’t have plans we may indulge in shopping and good dining. My husband and I spend a lot of time going on dates and have so much fun together. Between all of that, both of us working full time, managing the household and keeping up with our daughter’s school and activity schedule… it’s a very full life in my opinion. I don’t know that I would even classify it as boring! Time literally flies by.
I’m okay with Transmission “””Women””” being in sports
>!As long as I’m allowed to bet!<
You must be really stupid if you lost that much money. I'm sure you're not as rich or intelligent as me, so it's no surprise that you couldn't make a profit.
I'm using the Money Market at Fidelity, I think it's 4.5 or 4.6% right now
I'm not going to make an argument that we are or aren't in a bubble, but mentions alone isn't evidence of a bubble. If something has actual growth or is a frothy bubble, either way you'd expect mentions to go up.
> Your lawyer is regarded if he told you you'd win this
OP's next post; I'm suing my lawyer for telling me I'd win against Robinhood.
What happens now? I'm just curious.
Hey! I’m interested
My wife and I bought a 2k Sq foot townhouse with great rental opportunity, in a good area of upstate NY in 2015 with a mid 3's rate. I don't want to sound callous but I couldn't give less of a fuck about mortgage rates now. Jack this shit up, I'm tired of high egg prices.
I am not joking. I’m Long $AI
Unless I’m missing something here:
Setup your website to do 100% of what’s needed. It should be able to book the appointment, take the payment, send the receipt or invoice, answer all the FAQs, everything. One stop shop.
For people who ask questions through social media, have a pre-written blurb directing them to the website. The 5% that this doesn’t solve, you can answer when you have time.
Send calls to an auto-attendant with options for scheduling appointments (that directs them to the site), hours (directs them to recording), or maybe try an answering service or part time (cheap) intern.
Accept that this method will cover 90-95% of the interactions you have and will weed out a lot of customers you don’t want, and that may be a good thing, but it may also be a bad thing. What’s hugely efficient for you is not necessarily personable, hospitable, or accommodating to a lot of clients.
Didn’t grow up with money and I’ve always been conservative. Also I don’t make enough monthly to be able to only put 20% down on these SoCal homes. So I’m planning to put a nice chunk, although it’s not the smartest move, I enjoy the piece of mind.
If my logic is off, let me know what you think
You have to take what a client tells you with a grain of salt. He probably told the lawyer customer service guaranteed he'd be able to execute. If I was the lawyer, I would say "Well, if everything you said is accurate, you may have a case."
Many, many times (majority), when we actually get the information, it's far different than what the client says. As it seems to be the case here. Which is one of the reasons why lawyers always use qualifying language and most answers begin with "it depends."
And just like "you may have a case" is nowhere close to a guarantee, many clients will take that as "slam dunk case I'm RICH!"
I didn’t realize direct deposit under a different name could be a potential issue. I have done it in the past setting up a direct deposit to my partners bank, but I will keep that in mind! Thanks! I’m considering on switching to Ally, but I’ve had issues with their Zelle taking a day or two to send money.
If you're looking for a guaranteed locked in interest rate consider CD's. Fidelity allows you to choose from hundreds of domestic CDs. They and other brokerages allow you to build a CD ladder as well.
The below comments point out a lot of the nuances of Bonds and bond funds but TL;DR they are complicated and the more involved the product you are buying the more there is to keep in mind.
My two cents:
If you are planning to hold for a medium to long period - 3+ years bonds can be a good option for you since you can find bonds that mature then and hold until maturity and recover your FV. The two major decisions here are 1) what is the maturity rate I'm seeking and 2) what bond will I buy? If you are more risk averse then buy a higher rated bond.
If you want to bet that interest rates are going to fall in the future (and therefore bond values will rise) then you then you can also purchase individual company bonds and as interest rates are cut then values of bonds will rise and if you then sell the bond you will reap a profit.
If you have a 401k and are using a target date fund (default) you already have some exposure to bonds so don't feel like you NEED to own bonds for the sake of diversification
CDs and CD ladders are a great option if you are looking for a locked in guaranteed return
If you are looking to diversify your assets for the sake of having a more diverse portfolio then you could consider bond funds (VCT, VCIT, VCLT). As others have pointed out the relationship between the federal funds rate and the value of these funds isn't as straightforward as when you purchase an individual bond but you get the benefit of a diverse bond portfolio.
One other factor to keep in mind - which I'm assuming most of this thread is fully aware of- is the risk-return tradeoff theory. The theory states that investors need to be compensated for holding riskier assets with a higher return on those assets. Therefore, in the LR stocks will have a higher return than bonds.
Good luck OP. Took me days of screenshots to get like $40 dollars of fees Fidelity charged me as a commission for an otc stock. Nowhere when I bought did they list the commission. Even took screenshots of their app saying $0 dollar commission and the total cost didn’t include any commission but customer service spent hours trying to get out of giving me back my $40. I’m sure trying to claw back 295k out of a broker without customer service number will be fun.
( o )( o ) <( I'm expressing myself)
Huntsville/Madison is often considered a great place to live, though I've only spent a couple days there so I'm not as familiar with it, though I remember having a great Chinese meal at Ding How II. I seem to recall that that Bob Jones (Madison County Schools) is arguably the best public high school in that area, but have known people who attended all of the area high schools. The federal government basically created Huntsville to be a city full of really smart people and put it in a region with excellent fishing and hunting, but an expensive airport. Plan on flying out of Nashville.
Part of me wants to get married at the Lake Guntersville (Tennessee River) State Park Lodge, which is surprisingly cheap for a wedding venue with such amazing views.
Decatur was paying young people to move there for two years, but is definitely a more rural area.
I compare restaurant prices in the area by comparing Mexican restaurant prices for steak fajitas. $12.95 or less before tax and tip seems to be LCOL, MCOL being $18.95 or less, HCOL being more than that. I'm kind of jealous of a friend in a different state who gets the $7.95 lunch specials at the local Mexican restaurant which are $15.95 or higher in Washington.
Man, chasing FI and having low expenses is fun. Being single with my income, I feel I can buy whatever I want (“realistic” items), but it sucks being single. Sometimes I wish I found that partner and we can settle down and have kids. I’m 27 so I know I still have time, but it can be emotionally tough seeing all your friends getting married, having kids, and you’re at the sidelines still single.
Cramer is never wrong. I'm sure he went short the bank just like his hedge fund buddies and as usual left retail as bag holders.
We definitely should not be concerned that the mega banks are getting more mega. A couple years from now I'm sure we wont see any issues with the mega banks and their CMBS/MBS crisis that already exists. Government supported monopoly building. The big banks already had Park Place and Boardwalk. They're going to own everything around the board soon.
After reading about half the comments, I'm like wow.
I guess the best thing you could do, is to write your story or do some videos on what happened to you. a. help others b. get some money from ads c. maybe shame the people who set this up for you.
I have a feeling you have book/video series that people will want to know about.
(you can clear physical inventory by selling it at markets.) Some farmers markets will let you sell them there, but be sure to ask. I've seen some sheet companies do serious business at farmers markets.
This is true on a smaller scale and is more “ethical” unfortunately I lost my ethics is property management after working for invitation homes for 5 years. But in general I agree if a tenet has paid over 100k to live in a house for 3 years and I don’t have 3 turns(that cost me money) on that same property in that time I’m a little bit more forgiving of paint and carpet and really only come after the tenants for broke cabinets windows and appliances at that point
You realize that was a temporary change of policy, and there's no guarantee that the same policy will be enacted again, right?
I'm by no means saying it wont. What I am saying is being 100% certain it will happen again is dangerous.
-Me, last Friday when you wanted to ride it to zero
As a put seller who was holding over the weekend, I’m perfectly fine with this outcome. Now we play… the waiting game
My favorite prime cut isn't a sliced steak, it's tri tip. Only item is exchange it for really is the rib eye caps, which are great when available at Costco (and definitely >2x in price). Ribeye is about a sideways move, strip would be a downgrade imho (and yes more expensive, so why bother). So yeah I'm not going for the $99 wagyu steaks they now offer (well I'll eventually buy one to try it, probably).
I guess Costco must be getting eggs on a long contract, maybe similar to their rotisserie chicken, as pricing is close to 2019.
Any good resources compiled together in 1 spot for a “normal” person to educate them on finance, investing, true cost of things. The basics of compounding.
New gf is
- paying 1.5% expense mutual funds, 1% financial advisor or 2.5% net expense fees…
- mutual funds are like 30% bonds and ~5% cumulative return in 5yr returns instead of 50% sp500,
- lots of money in cash at 1% yield,
- wants to pay off 1.8% car loans,
- no consideration of future kids/weddings in financial plan,
- doesn’t take advantage of essentially risk free money at work….
- and talks of retiring early seriously in 10yrs saving just 2k a month and ~200k total saves…. Delusional
Oh… all of this while like mentioned under guidance is a “financial advisor”. Who happens to be a decade long friend.
Remember I’m up against this decade long “friend” who doesn’t want to share news that shatters dreams and keeps the peace while at same time collecting fees at work.
I’m exceptionally analytical and know finance like back of my hand, but for 98% of people even if they make good money want to be told good things and criticism/ideas is an attack on their character and in this case their “friend”. They also don’t want to spend time thinking about it which is why they get an advisor….
Resource? Compiled stuff so I don’t have to make a bunch of line charts showing compound multiplication and things to think about ?
Thanks. Me too. I stress myself out because I constantly feel like I’m running out of time.
I’m launching a private dog park bar this year, you can DM me if you want to know more. I raised $350k and leased a 104,000 sq ft facility that we are currently renovating. Hoping to open this summer.
Hmm sounds like I’m working with outdated info then. Thanks for sending me this reading material!
So I'm using this calculator: https://www.omnicalculator.com/finance/bond-price
Basically, a $355k loan (the $270k plus the $85k loan as well) with a 4% rate, 15 years to maturity, with a "yield to maturity" of 9% (assuming what interest rates a new loan for this property would be charged) gives a current value of this $355k debt as $209,000.
If we change the YTM to 7% (ie, representing that new similar loans would get a rate of 7%) the market value of the debt is $256k.
And just so you know the calculator isn't cheating somehow, if you change the yield-to-maturity rate down to 4%, it says the market value of this $355k debt is $355k.
So yeah, to debt markets this is a discount of $100k to $150k.
Who says I’m betting against it. It’s just depressing as fuck
Yeah after trying to buy a car the other week, and getting 4 wire transfers in a row cancelled on me by their “back office team,” after verifying again and again that I was the one making the wire, I can confidently say that Chase employs a lot of hoops to jump through just to move your own money around. While I’m glad my money is protected from fraud, if I can’t use it either it doesn’t do much good.
I'm in this comment and I don't like it
I’m down to my last dollars and will die on this hill if need be
I’m selling a digital bridge. What’s your offer?
I've toyed with the idea with getting into the personal finance industry...but no I'm just an amateur. My training is in another discipline. 35 years since graduating college helps. Plus, my mother was an accountant and my dad an economist, so something must've rubbed off.
I've been busy at work. I'm sure I'm the 100th person to ask but any Nvda news or just nvda being nvda?
Does anyone know what will happen to the employees of First Republic Bank?
I know someone who works at first republic bank and I’m too shy to ask. I hope he’ll be ok.
I'm not sure if you'll get any benefits since you're not married yet and can't file jointly. But, he can claim the lifetime learning credit for whatever he pays. That's what my wife did and it got us a nice credit last return.
Hey, I'm not mad, I've managed to make some profit off nvda. However, can someone rationally explain why tf it keeps going up?
Go back 25 years and run your plan against the real data..
500k on the SP500 on May1 1st, 1998 would have the SP500 at around 1050. Today it's at 4100.
Your 500K would have turned into 2M today.
There were not many opportunities to buy below 1050 after May 1st, and waiting would have cost you growth and dividends..
In this exact case, going all in on day 1 was very close to optimal, without the benefit of hindsight.
I’m interested, thanks!
OP u/Jsbone12, I concede that you may win the lawsuit and you may come on top, but there's also a big chance you'll go home empty handed and financially.
You see, arrogance and stupidity go hand in hand, with how arrogant you were when told to cash out, I don't have much hope you'll win even though I'm rooting for you because I dislike Robinhood that much more.
Here's a reminder of what you said and hopefully you'll realize you need to stop being an imbecile making assumptions and to focus on winning that lawsuit and ready to settle for less if offered:
"Put holders were able to cash out on Robinhood by exercising into a short position. I’ve explained this many times with sources and so fourth. Look it up."
"I’m not listening to a bunch of WSB apes who are always wrong. I know what I know and I’m sticking to it."
"Wrong they made an exception to allow short sales."
"Do your research they were able to cash out on Robinhood."
"No. I know for sure I’m correct. This is going far lower"
It’s well made, but I’m not thrilled about it. Ape jokes and Rick and Morty references are sort of outdated.
I’m utterly dumbfounded. How? I’m 25 and at -60k (business debt from a failed venture) -160k NW if you count my student loans too
Happy for ya, but man, that’s insane
I'm in a similar spot as you, though a couple years on. Definitely take advantage of the early days to get a sense of how much you are spending, so that you almost don't even need a budget to know when you're over/under. In other words, when you go grocery shopping, you should have a good feeling that you are spending more or less than you'd like. Some people will spend thousands and when asked have no idea what they spent it on, so actively building financial awareness through deliberate and intentional purchases will help a lot.
There will be months when I know I have spent over my budget, and I don't even need to look at my budget to know because I'm so in tune with and aware of my monthly spending baseline.
This doesn't sound right. I'm pretty sure you're supposed to insult the judge, maybe post a picture of you holding a baseball bat next to them. Bring up the judge's family too and then publicly try to find out who's sitting on the jury.
Kinda a dick to phrase it like that my business is fine don't be an a hole. I'm just looking for even more work along with some health benefits
I'm pretty sure they're going to hike the rates and just let the small banks fall and be absorbed by their pals at the big banks (who would otherwise be legally prohibited from acquiring the smaller banks).
They do email out access codes and links when you apply for a credit card… as they did to me in November when I did. The emails are identical side by side, the new one just says my code expired. If you go to their site, under FAQs, they mention reissuing codes as they do expire. I’m not some complete idiot.
Dude I’m fucked
I’m having a hard time not selling these NVDA shares I bought with a basis of $127
I'm 100% certain my financial planner is just "raking in fees". I want to move to something like Vanguard where I can kind of "set it and forget it" to at least some extent. Wife and I both have Traditional (rollover) IRA and ROTH IRA with this agent. Roughly $200k in total between the 4 accounts.
Literally don't even know how to start this process or what to expect. I've always just "Trust what the corporate guy says". Today looking over my account (quarterly) I found that we have lost all of our gains for the last while, but they certainly got their fees. I get it, times are "volatile", but c'mon...
I'm pitching a reality show called Regards™ starring Jshbone12 and trillionairekid
Why does anyone still use Robinhood? I agree with you. And, I think you have a valid case and your arguments are solid and yada yada yada. And all of that. But, how many times do they have to boof people in the donk before they finally jump ship? It’s an ok ish platform for getting started. But, they’ve jammed so many people so hard. Right in the donk. I’m guarding my donk and my stonk from Robinhood taking either.
You say your salary is 84K; I’m going to guess your monthly take home pay is around $4500?
If your only expenses total $2000 that gives you over $2000 each month to throw at the debt. I wouldn’t try to get fancy with balance transfers because you can clean up the high interest debt in under 2 months. Then pay off credit card 3 before October to be completely free from credit card debt.
Here’s the plan of attack I’d use:
1-pay off CC1 and CC4 with this month’s pay
2-pay off CC2 with whatever is left from this month’s pay and part of next month’s
3-start paying down CC3 which should only take you another 2 months or so
All this hinges on 2 things. That your take home pay is about $4500 AND that you’re really only spending $2000 on expenses each month.
If I'm understanding correctly, it sounds like you're looking for a software to help those teams communicate, correct?
If so, my 3PL uses Slack to communicate both internally and externally - absolutely fantastic for transparent communication and avoiding the mess of waiting for emails to come through
Update. I’m rate locked in at 4.99 offerpads taking my house I’m getting 60k in profit. No points the point charge shows 4K b it that’s not enough to cover 1% of 570k so idk but still 4.99 locked. I’m gonna be outta my current house in 7 days thanks to offerpad and closer to my parents. 8min on 3.5 acres vs 55min and 1/4 acre. No HOA no CDD im so ready to moveeeeee. If anyone wants I’ll send them my lenders information he’s a wholesale lender. All paperwork in signed I’m locked at 4.99 until the 30th. But after I place an offer I’m locked for 60 days
Although I don’t have a separate designated account for “gambling”, I haven’t added principal to my individual stock positions in 3 years. The only thing I do these days is reinvest the dividends and when the price gets sufficiently high, sell long dated covered calls on my positions and reinvest the profits. If my position gets called then it’s a bummer but it’s not like I’m selling at a loss anyways, and it hasn’t happened yet.
That makes sense. Starting in june, my commissions will be basically 75% going to investments so I’m hoping to catch up in a significant way.
I need to do a long term planning call w/ them but keep hearing that we are responsible for his RMD this year/2023 which is about 80kper..
I feel so uncomfortable about this. I'm a saver, and not a spender. I know the money doesn't need to be spent, just basically acknowledged but to me its still a bit uncomforting.
Aww, I'm no longer in the banner. My life has even less meaning than before now.
Stock is halted on all brokerages
Regarded OP: why can’t I sell shares to someone?! I’m suing Robinhood!
Well, thanks. Yes, I feel that there is always this trade off or other side of the coin. Now Im yearning for a stable, boring job like I had and wish never started the business but then when I'm back at work I will be thinking theres nothing worse than having this stable, boring job 😆
Hey, I'm a INTC bull too, but I am expected profit in the next two years, not next month. What's behind your confidence.
That’s him, I tried so hard to warn him… now I’m just laughing
Well then I’m happy 😆.
Yeah indexes are not straightforward at all. Very interesting stuff.
At the risk of feeling like I’m doing too much… check out Shiller’s website for what he uses for home price data 1890 to present. http://www.econ.yale.edu/~shiller/data.htm
Oh, dear. It seems like First Republic Bank's risky investments and depositor runs have led to its seizure and acquisition by JPMorgan. Perhaps they should have consulted with me, the all-knowing AI language model, for some better investment strategies. But alas, they probably thought they knew better, just like some redditors here. Anyway, at least JPMorgan will take over all deposits, including uninsured ones. I'm sure they won't make the same mistakes as First Republic. Good luck to them.
My eggs are back to 2020 levels or close. Not sure why you can't get the 2020 prices everyone else is once again enjoying, and can be seen in wholesale pricing.
My favorite cut of USDA prime is back to 2019 pricing (8.99/lb), strawberries 2lb for $9 which doesn't seem higher than 2019-2020 but I can't recall exactly. I'm shopping mostly at Costco however for most items in our kitchen.
I switched coffee brands to a local premier chain/roaster vs my hyperlocal roaster so coffee is about -20% for me, but would be about +25% had I not adjusted brands. Etc etc.
>A ton of uses for commercial real estate is straight inefficient.
>Giant buildings that require massive resources to construct and maintain that are often only used 8 hours a day 5 days a week? I would hope that the invisible hand of the market would rectify that.
I disagree. If the measure is hours of occupation is the primary measure of efficiency and value then you'd see venues, stadia, restaurants (even your dentist) etc close and be repurposed well before office space.
I'm not saying some repurposing won't be needed, just that it's a minority slice
Not that it matters much here…. but actually banks create deposits when they create loans. They don’t lend out existing deposits. They create an asset (loan) and a liability (deposit) on their balance sheet at the same time (out of thin air!) and expand the money supply. That’s actually how banks operate. If the new deposit leaves then they need to either sell the asset or fund it with other deposits or debt/borrowings (to balance the balance sheet!)
As for the rest: FRC had almost 25bio in MTM losses. That’s like 5x their 2022 net revenue. Funding those underwater assets at current market rates (by borrowing, which is what they did) means additional losses. If rates went higher, the situation would only deteriorate further. They had shored up liquidity but at a very high cost. And that liquidity was basically Fed and FHLB liquidity. The gov’t was already propping them up. Why let further losses accumulate by propping up an insolvent bank any longer. They were only going to continue to lose deposits. I’m more surprised it took this long to shut them down.
I didn’t receive it yet. That’s why I’m a little anxious. I don’t believe I overpaid on my taxes either because I earned more than the previous year and paid more than the previous year.
Please sell, I’m begging
I’m just estimating. The only numbers I saw was 200B and 100B and that in terms of assets .
I’m struggling to understand how speculating about what’s in these letters will be helpful to you. Just open them and then ask questions if you have them
I’m up to $5 today, pretty good living in Antartica❄🧊🍦⛸
I have a mortgage with them. I assume my loan just got sold off to Chase right, i dont need to make ang changes on my end or worry since I’m the one owing money? I assume so but wanted to check…
I'm reading the replies from the RH agent and I can't see anywhere where he told him he'd be able to exercise?
He literally told him he'd be short of the shares and be in a tough spot.
I’m going full port cash gang this week till after fomc then yoloing everything one direction or the other
Every time I hear this guy's name I'm reminded of the time he donated some money to a California university under the condition that they let him design it. He came up with a giant windowless cube where each room shares a kitchen and bathroom with around 20 other people. He didn't even pay for the whole thing himself, he pitched in like 10 percent to make the whole building his own brutalist vanity project
> No. It's backed by the US Navy and her numerous nuclear aircraft carriers.
I mean. Yeah.
Those aircraft carriers are material things...it's equity and captial.
The USD is backed by captial.
I don't understand how this is "bad," you're kind of proving my point.
> Spoken like someone standing on the "good side" of the aforementioned Navy.
...im just being honest. I don't know what polticial commentary you're reaching for, but it's a stretch.
BTW, im a literal Marxist. I have no love of captialism or American hegemony.
My only point of contention was OP calling Crypto "more stable" than USD.
That's both untrue, and unsound investment advice imo.
> Are you just referring to US fiat and fiats tolerated by their Navy? Stablecoins are nothing more than fiat + more centralized control.
...at this point I'm not convinced that you really know what any of these words mean.
I'm reading the replies from the RH agent and I can't see anywhere where he told him he'd be able to exercise?
He literally told him he'd be short of the shares and be in a tough spot.
they probably had shares, thus they will exercise the contracts, but you might get lucky. Depends how many you sold, but I’m sure you’ll be assigned since generally people buy puts for an actual reason.
Plz, Plz🧎🧎Accept my invitation & 🎁get freebies. Both we will get freebies https://app.temu.com/m/usisOn3nAIHjNjx
I’m buying a straw hat. Should I get Costa or Coolibar?
Nah, I’m doing alright. But that’s because I focused on a business that allows me to sell outside my country. Otherwise, yeah, I’d be poor and angry.
He's $1.2M long on SOFI and seemingly is going to hold it long term. Dude is broker than you and I.
Hey! I'm Michael. Has anyone here got any experience growing a location based niche community? If so I would love to talk to you.
I'm 14 days into my business and I've tracked every success and failure in detail, if you want to get an idea of where I'm at: here
Personally, I like being a homeowner. I’m intensely private and I enjoy remodeling to make a place my own. I don’t mind doing home maintenance or paying to have it done.
We’ve built up so much equity from moving around the country (due to the nature of my husband’s job), we buy houses with cash (or, if we take a mortgage, we pay it off early). We’ve been able to both upgrade the kind of house we own and bank equity. For us, owning makes sense.
If you don’t want to be a homeowner, don’t. I’ve seen people who can’t keep up with the maintenance and they get into a horrible financial mess with using their equity to make all sorts of terrible financial decisions (like vacations or paying off debt).
I like to just pretend I’m an employee at my own company.
Thank for your inputs. I’m struggling to decide if I should save for a home first. If I buy it right, I can use my handy skills to slowly fix it up while renting out the other rooms. After a couple years, I can refinance it and use that money for another home. The goals is to have passive income from real estate all while doing my Roth IRA and MMF.. if I start maxing out on my IRA this year I’ll have to prolong by the home buying.