Plain old laundry mat. There will always be people renting units without laundry facilities.

I'd buy a laundry mat in the hood, and in a rich area, just to start off with. Easy bread

Google: how do I money launder

Or go to your local laundry mat and don’t forget some quarters

If you need additional storage such as pallet racking, talk to your local storage rack company. I sell these for a living and it gets complex due to types of product and sprinkler system. What you don't want say for the extreme is they store haz-mat or highly flammable material. (Even furniture is bad). You also need to figure out weight per pallet and has to match the forklift capacity

I don't know how it is for Canada but I'm sure it's the same since we follow the same international code here in the US. Feel free to DM.

I feel like once its got traction its too late, i look at ergodriven for example, its just a mat with humps… but they definitely invested heavily in marketing to make sure it was the “premium” one

I want to open a laundry mat that has a cafe. It only sells house made donuts, fried chicken, biscuits, and coffee. Also have two sections of machines. One for the cafe customers that costs less to use. It’d be banger.

I just had a situation where they didn't refund my canceled warranty for 8 months (it should have been 3 max). The general manager was very apologitrc and gave me free all weather floor mats. I said I also want the cargo mat. They said ok with no argument st all.

Might be easier to just get them to give you a free car thing. Couple oil changes. A cargo mat. That sort of thing.

I’m an Electrical Engineer, but I work in the field. I’m also supervising a crew of electricians in utility substations. 25+ years ago, when I started, PPE as well as anti fatigue mats used for standing or kneeling were non existent or frowned upon. We work on hard concrete floors for 8-12 hours.

We now have employer supplied PPE and anti fatigue everywhere. If I see a younger person kneeling, I’ll stop them and insist on a mat. I use my beat up knees as an example. Cordless screwdrivers are another wonderful addition.

That's a fair comment, but OP did lump both vacation and paternity leave together.

And how many women have heard "did you enjoy your time off!?" returning from mat leave....

Yeah we do, our union rep went to the mat for us during last negotiations, more paid parental leave, adding pandemic leave amongst other things, company kept knocking those two back, we also asked for 6% increases in base pay rates and increases in allowances for remote site based personnel that hadn’t been reviewed in the last three agreements (nada there too), although the company is a multi national our agreement is West Oz only as each state is a separate business unit, they used the other states not doing as well as us against us. We got about half of what we wanted, could have been been a lot worse.

The union movement is entirely different here. We don’t have to vote as a group to form a union like the Amazon crews are for example. You just join the relevant union.

That’s definitely true, and there are a lot of issues with it and living here in general. Yea I’ve heard Japan is similar in that way.

Another thing they have in SK when traveling around the country, if you want to go super cheap on accommodation, are these bath houses called jimjilbang’s which are around $7-15 a night. The rate depends on which one you go to and the location. Inside are different baths, hot tubs, saunas and steam rooms to go into. You can also order food as well for fairly cheaply. When the Olympics came that’s what a friend and I did. Some people were paying upwards of $300-400 a night at some of the main hotels, though less at some of the smaller ones. I overheard a German guy talking about paying $65 at a local hostel which he said was basically nothing. Staying at them though isn’t always the most restful nights sleep. You’re basically sleeping on a mat, sometimes surrounded by other people. But if you’re just staying for a night or two I’ve never had a problem with it.

>Mattel to Continue Raising Prices in 2023, CFO Says >Mattel to Lower Production Levels in 2023, CFO Says $MAT

^*Walter ^Bloomberg ^@DeItaone ^at ^2023-03-16 ^11:23:39 ^EDT-0400

$7 a class is really good. I wish we got that.

We will be able to hang banners and market to students that do mat yoga at the primary studio.

$7 a class is really good. I wish we got that.

We will be able to hang banners and market to students that do mat yoga at the primary studio.

Neither side is going to turn a proxy war into a nuclear war. The whole reason we're fighting there is because it's a nice spot to isolate all the death and destruction.

Even if Russia was to use tactical nukes in Ukraine, which is a huge stretch given how cautious Putin has been about that so far, no western nations are going to do retaliatory nuclear strikes on behalf of a third party that isn't in their defense alliance. I think the fact that they haven't used any tactical nukes yet in the face of several rather harsh setbacks should tell you that there's almost zero chance of them being used at all.

Your idea that he's going to threaten NATO with nukes is 100% a pipe dream. The only thing bad for NATO here is that we've now dragged Russia around the mat so long that they're starting to ramp up their military industrial base again to replace weapons and troops with fresh ones, and in the long run that could be bad if someone more aggressive takes over when Putin eventually dies. Russia was inconsequential with a bunch of aging cold-war weapons and poorly trained troops, prompting that to change was a stupid move.

Just a thought. SVB a laundry mat? Look how fast the situation was handled! Now Blackrock and other dark entities step in a hurry to cover. Meanwhile treasury to release Bidens suspected bank crimes to Congress. I need popcorn!

I would keep it with you. I went to the grocery store one night, spend an hour shopping only to find out when I got to the check out, they were having issues with visa. All of my primary cards are visa.

Luckly in the back of my wallet I had my old Amazon credit card which I guess is amex or mastercard. I was able to get my groceries.

Otherwise get a case and put it under the seat of your primary car? Or under a door mat.

Biggest reason, I’ve heard from multiple people is “if it’s making money why would they sell it?”

A lady and her husband from Canada sold everything to buy a laundry mat with her husband in a small town in the USA. One of the best deals out there, because it’s the only laundry mat that accepts credit cards in a 100+ mile radius and it’s in the middle of a bunch of RV parks and a common route for travelers. They stay busy and have relatively new machines from previous owners.

Uwmc is trash. Mat ishiba is just gonna use ur money as collateral to buy another sports team.

Electoralism is a facade because the state is fundamentally the dictatorship of the bourgeoisie:

> "[T]he bourgeoisie has at last, since the establishment of Modern Industry and of the world market, conquered for itself, in the modern representative state, exclusive political sway. The executive of the modern state is but a committee for managing the common affairs of the whole bourgeoisie."

• Marx

>"It is precisely in America that we see best how there takes place this process of the state power making itself independent in relation to society, whose mere instrument it was originally intended to be. Here there exists no dynasty, no nobility, no standing army, beyond the few men keeping watch on the Indians, no bureaucracy with permanent posts or the right to pensions. And nevertheless we find here two great gangs of political speculators, who alternately take possession of the state power and exploit it by the most corrupt means and for the most corrupt ends – and the nation is powerless against these two great cartels of politicians, who are ostensibly its servants, but in reality dominate and plunder it.”

• Engels

> Since the emancipation of the Negroes, the distinction between the two parties has been diminishing. The fight between these two parties has been mainly over the height of customs duties. Their fight has not had any serious importance for the mass of the people. The people have been deceived and diverted from their vital interests by means of spectacular and meaningless duels between the two bourgeois parties.

>This so-called bipartisan system prevailing in America and Britain has been one of the most powerful means of preventing the rise of an independent working-class, i.e., genuinely socialist, party."

• Lenin

> “In capitalist society, providing it develops under the most favourable conditions, we have a more or less complete democracy in the democratic republic. But this democracy is always hemmed in by the narrow limits set by capitalist exploitation, and consequently always remains, in effect, a democracy for the minority, only for the propertied classes, only for the rich. Freedom in capitalist society always remains about the same as it was in the ancient Greek republics: freedom for the slave-owners. Owing to the conditions of capitalist exploitation, the modern wage slaves are so crushed by want and poverty that "they cannot be bothered with democracy", "cannot be bothered with politics"; in the ordinary, peaceful course of events, the majority of the population is debarred from participation in public and political life.“

• Lenin

I had one of my rental properties used that way. Went thru the application process, signed a year lease, paid security deposit, rents. Had the house 3 weeks & left. Sent me an email saying to keep the deposit, key was under the mat . I was sure that something horrible was happening, hauled ass to the house to find they had left a full master bedroom furniture set in the living room, cables everywhere, paper plate with about 9oz of pot on it, some office furniture in the dining room. They hadn't even gone to the basement - it still had carpet machine marks & no footprints.

They did cause quite a bit of damage tho - they also left a washer/dryer but the washer wasn't hooked up properly & had been leaking onto the wood floor for 3 weeks...

I guess there's a lot of laundry involved in the porn biz???

So: Money that you have to spend immediately.

1. Apartment will require security deposit/last months rent plus first months rent. They may make you pay for a parking spot if the apartment is in a parking limited area. Some apartments require application fees anywhere from $100 and up so they can run credit checks on you. If you are living alone this may be anywhere from $3k to 5k
2. Utilities companies require a deposit spread over a number of your monthly payments if you don’t have a sufficient credit history. Apartments vary as to which utilities you may be required to pay so ask what they are when looking for a place.
3. Parking for new job? Gas to get there or have you selected a place near public transportation? I would definitely find out about parking. My daughter lives in Chicago and parking near her office is too expensive for her to do every day so she selected an apartment near public transportation that did didn’t require many transfers to get to her office. She also timed it out so she knew exactly how long it would take to get to the office for each place she looked at.
4. When you looked at the apartment complex did you look to see how far it was to the grocery store, laundry mat etc?
5. Does the new job have a dress code? You may have unplanned expenses if it does. Will you need to know where a dry cleaners is located?
6. Does the area that you live in require a parking permit for street parking?
7. Depending on where you are moving from -you may need to re-plate your vehicle and get a new license when you become a resident of Washington DC? I would look into that. You will have to update your car insurance so expect a cost.
8. Be sure to ask your new landlord about pest control issues/treatments?
9. Be sure to video your new apartment’s walls, floors, ceilings and document everything including the dates on the smoke detectors since they do have to be replaced every 10 years and the landlord will ding you for the replacement cost if it is expired at move out time. I always have the kids request a new one from maintenance a few months prior to leaving if it expires after their move in date. If the furnace is in your apartment, document the filter and note the replacement requirements.
10. Rental insurance is needed.
11. Was internet included with your apartment? There is another cost. Generally your smartphone plan can get you by for the first month but good internet can be expensive depending on where you live.

So based on the area that you are looking at, google should be able to give you a number for what is coming out of your pocket when you move there.

Some advice. I have 2 daughters that moved away to work. An AirBNB can be cheaper than a hotel while searching for a place to live when you don’t know anyone nearby and may need a roommate to help with costs. My kids need natural light to be happy with their apartments so know yourself.
One daughter has used bumble friend? To help get adjusted to new job locations and search for roommates. Estate sales are a great way to furnish a home.

My 2 oldest kids moved out with about $8k saved in 2018. They both had roommates for their first apartments. One lived in an Airbnb for 2 months prior to finding a roommate. The other found her roommate when she did her internship at the company. The first year working they rebuilt their savings to create the emergency fund covering 6 to 9 months of expenses while making sure they were contributing to their retirement accounts at work to get their company match.

I’ve kind of become wise that passive income isn’t really passive. But I’m moving towards the idea of creating generational wealth. And I think the idea is fair. Own the MRI.. or own the laundry Mat. Etc. Find a niche area and invest in that. But as far as robots. I think we are a ways off. Otherwise you wouldn’t have people actively working to take away workers rights or to continue to remove womens reproductive rights. There is billions of dollars being invested in order to perpetuate our use of cheap exploitable labour. That tells me that robot labour to the point where it would replace human labour Is decades upon decades off. And just look how we treat our current technology. It’s designed with the intention to break down to further consumerism. There’s no doubt that they would do the same with robot labour.

Mario looking evil as hell. Mat Pat would be proud.

Who tf cares, Planet Fitness has the Gym, and Tan on lock, and there’s always a laundry mat in the same shopping plaza….we gitt’n new fuck’n hair cuts and we gunna grind on every piece 🐱 in this place! Make it melt!

All in on $MAT or Mattress INC. dumping all my money into my mattress

Laid off for what reason? Can’t she be entitled to mat leave but now they’ve laid her off?

God damn. I am so happy I don't live in the US.
I'm not a woman, but seriously.. what the fuck is 6 weeks of mat leave?
Canada is pretty great.. for that.

Maternity leave is 15 weeks max with employment insurance of 55% up to $650/week.
Parental leave is 40 weeks of standard benefits at 55% benefit rate up to $650/week.

You can also do extended benefits.. which is 69 weeks. But then it's 33% up to $390/week.

Most people opt for the 69 weeks.
40 weeks = max of $26,000
69 weeks = max of $26,910

And usually one parent still works.. and you also get like $570/month for having a child under 6 years old? So like your monthly is still like $2,130.. which is basically if you were working minimum wage full time. So it's pretty good honestly.

America be crazy with it's janky healthcare and mat leave.

I would check on the terms of option number two. The company may require her to work part-time for a certain period after returning or else she'll be required to repay some portion of her mat leave pay.

From someone 37 weeks pregnant, take the extended mat leave then go back part time and job hunt during part time work.

I had a side hustle i turned into my full time gig. I realized I made more money doing both. I’ve recently found a job the mat is work from home so no commute and a 35 hour work week with 52 days off a year not including sick days. They’re very happy to have me and I’m very happy to have a job that makes it easy to side hustle. They like that my extra income makes me want to stay at their job. It’s a win win.

The trick is having a main gig that isn’t super taxing. It also helps to love what you do and be young. I’ve had this side hustle for about 9 years and as I get older it’s getting harder to post crazy high billable hours like I used to.

You said something about funny signs? Calling people massive self-absorbed jerks isn't funny. It's... jerk-ish. And honestly increases your chances of people parking there for spite which they seem to be doing now anyway. Just let people live their lives and park where they want. You admit you don't have the rights to any of these spaces. And if enough customers and other tenants complain about you, you're going to lose your lease entirely.

Maybe there are some more effective ways to convert people there for other stores into your customers. Like some signange you can put in your window or on your sidewalk. A display window or an open door with a cool mat?

Welcome to the hookup.

So I pull up in my mum's car and three sicarios get in and load 50 keys of cokes into the trunk. And I'm thinking where's the pinch?

The pinch is the guy who is going to get us across the border. But before we can even leave I need to pay off the sinch, grinch and if I'm hoping to make my nut on the otherside, I gotta pay off the Hinge.

The Hinge is the guy inside the border police who's gonna wave us through BUT. The Hinge has got to payoff the Cat, the Mat, and the Hat before he can even think about turning a blindeye.

You’re gonna disrespect brock like that just cause it doesn’t fit your narrative? Brock had atrocious striking and won based on wrestling

Evolved? That’s why the current UFC middleweight champion is some dude who barely transitioned to MMA from kickboxing a couple years ago and he’s already champion. Has no wrestling at all, Izzy who also has no wrestling had him on the mat what do you think someone like Bo would do? Easy win for Bo, he going to the top

Lol bro he would drag both Izzy and Alex to the mat and submit them. He would do that right now. His wrestling is in a different universe

Did they give you everything that they promised you? If so then I would chalk this one up to being a nice guy. If they paid you off and you define yourself as a nice guy, then you should thank them and then walk away.

...but if they screwed you on any point of the deal, then you would be well within your rights to confront them, which it sounds like has already taken place. After that since they have not satisfied your concerns it's time to take them to the mat.

Now you can have someone knocking on your door instead of stopping by. I guess one could post a “no trespassing” sign and a “go away” welcome mat. Just wait until your lawn gets a flock of flamingos in their yard as the office fundraiser. Seriously though, George Costanza would have a field day making his nap space under that desk.

JP: “It’s a mat with conclusions on it that you can jump too!!” One of them is “transitory”

I own several passive businesses. Done right they’re as passive is they come. Rental properties, laundry mats, storage facilities, vending machines and car washes are passive businesses. I own two quadplexes, one laundry mat that bring in 120k net profit and a self serve car wash. I am 39 i am a felon i am a retired fine dining waiter. I used to work two jobs one at night in fine dining and the other an extremely busy lunch spot. I would make on average 600-1000 a day no bull shit. I’d make 200-300 lunch and 300 - 700 at fine dining. I lived off 25k a year no nice car or new cell phone no expensive gym no eating out etc. Most of the businesses I bought with 25 to 35% down and seller financing for my first deal. They are truly passive. All of them combined I spend a few hours a day 5 days a week on. That’s as passive as you’re going to get. I can run them off my I pad while I am on a exotic beach. The most passive is rentals. As long as no repairs are needed and tenants are in place it’s extremely passive. I typically spend just a couple hours managing it a week and often no hours a week are needed. It’s also one of the easiest to buy because if you’re willing to live in one unit for a little bit you can get a more favorable FHA loan.

I work as a waiter but I work 60 hours. I make over 140k. You could bartend at night or work AMs serving breakfast. Personally I find it a cake walk and why I’m able to work so long. I love it. Days go by so quick not once do I have time to look at the time. Shifts are hardly over 5,6 hours. I basically worked 10 hours a day 5 days a week and maid so much cash. My point is is you’re working 7-4pm you could find something 5,6 to 10,11 pm to work at night. Yes this is a lot but one could easily save 50k in a year. If you combine this with some creative saving bam gtg. Insurance, cell bill, selling expensive car for one with better mpg, if you’re young opt out of your job’s health care plan if possible. I own a laundry mat, quadplex and another rental property. I did this in 7 years off 100-140k. Like the gentleman said earlier ask for a raise if they don’t do it move to a better company. I helped my friend do this recently. He was making 17 and I coached him and now he’s making 22 an hour or a 5 dollar raise instantly.

MatPat saves costco

GET OFF THE MAT SPY

SHOW THEM WHO’S BOSS

🥊 🥊

Yeah, but you said “stuck accelerator” not floor mats. And even in the small percentage of cases it’s not as if we absolutely know that the floor mat was the root cause. Really it’s just that lawyers were able to sufficiently argue it well enough to get a settlement, and Toyota got to save face by changing the design of the floor mats.

If you think about it for more than two seconds you’ll realize that the probability that the public panic over the horrific 911 call needed a villain is much higher than some tiny percentage of Toyota’s floor mats suddenly having this issue not present in the decades of cars that didn’t have hooked in floor mats.

Also, I’m sure you know quality engineers are highly regarded in the automotive field. Take it from an actual automotive engineer, this was lawyer games and media fueled panic. The museum was probably created because somewhere around the 2000th “why?” someone realized that the real root cause was that responding factually would create more negative press around their brand than pretending they solved an industry wide problem that had been ignored up to that point.

This is wrong. At least for some of the unintended acceleration crashes. In several, the floor mat got stuck on the accelerator pedal arm when it moved up into the footwell. That's why all Toyota driver side floor mats have those locking grommets post 2009. If you brake normally (like not slamming the brakes), they will overheat and not work. Why they didn't shift to neutral, I'll never know.

Source: Used to work for Toyota's Quality Division. There's a whole museum to this fiasco in HQ.

Its technically a laundry mat 😒Quaker state and BW3s is better

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There's a huge range of programs, some may be helpful but there's generally means testing so no guarantees what you'd qualify for or what mat apply to your situation.

As a starting point a quick search turned up this page: https://www.dca.ga.gov/safe-affordable-housing/homeownership/georgia-dream/homebuyers

Yeah I thought of that too. But I can’t squat or deadlift heavy with 140 pounds of dumbbells. Plus I don’t want to keep a big, ugly padded mat in my living room and I couldn’t lift without one because I don’t want to mess up my nice floors.

Honestly, the price of a gym membership isn’t an issue for me. I like having it and it’s not preventing me from achieving any of my other financial goals.

At this point, I’d not contact her at all for the rest of the night.

Get some sleep, go exercise HARD in the am, I suggest a game of basketball or if you’re in San Diego, free roll at open mat Victory Gym.

Then see if she contacts you. If not, text her and say “The time away from each other made it clear to me… I want to date you. And only you.”

Someone used their jump to conclusions mat today

Doing a semi-dry Lent to prove we can quit drinking anytime we want. Saving a ton of money. Learned that similar to lemoncello, you can make orange-cello out of citrus peels so I'm using the last of the fruit on the tree for that and juicing. When Lent ends there will be a treat made from stuff I would have discarded (and some sugar & vodka).

For the garden, we got a grow light and heat mat to start veggie seeds inside this year instead of buying them for $5-$9 each from the nursery, and a bunch of free seeds from a seed library our local library offers. Eggplant, cucumbers, peppers, habaneros, basil, Thai basil, zucchini, summer squash, and some others are happily sprouting. Will put onions and carrots and snap peas directly into the ground when the frosts end.

Simp. Top Gs don't buy cars for girls!!! I thought you wanted to EsCaPe thE matRiX! Lol dipshit

For me, this would 100% on the maternity leave policy at the new gig. As someone who took 12 weeks of maternity leave last year, I wouldn’t even consider taking the new job if it meant I’d get significantly less mat leave. Time off during those first few months is invaluable. Now, if she is getting the leave from the old gig paid out and she could take unpaid leave at the new gig, it would be more of a matter of running the numbers as that payout could make up for the lost comp. Something else to consider is what what is the relative stress level of each gig. Pregnancy, for many people, is hard, particularly during the first few months. I was very glad that I was in an easy role as I went through it. There were certainly times where having to get through a difficult/stressful workday would have been tough.

Shit we mat break 400.

They are using their jump to conclusions mat

Simple is like Vending Machines, Laundry Mat, digital class. Everyone does it, but you sell and market better.

Sleep on the floor on a yoga mat on your back.

Yes, I’m happy with the results. In hindsight I could have done better, but we live a comfortable life and it’s all paid off.

. I started this journey when I was 27, just divorced and living in a shitty 15 foot travel trailer. I found think and grow rich by Napoleon Hill. It’s kind of cheesy, but it boils down to “What the mind can conceive and believe, it can achieve”. I made a goal list and far exceeded my goals. One goal was to buy (1) a duplex for rental. I started saving $50 a month, 8 years later I had 15k saved up and my wife had another 15 in her 401k. We bought two rentals and ended up with 5, cashed them out, bought our dream home, an rv, and laundromats. I’m retiring in 52 months when the big ‘mat will be paid off. It’s had its ups and downs, but I’ve done better then any of my friends or coworkers.

One weird thing I learned, but haven’t figured out how to do, is to develop foresight. The opposite of hindsight. I’ve made some mistakes and being able to foresee how to avoid them would be nice. Basically the ability to have a better idea of outcomes before moving forward.

Well since he deleted anyway, I'm just going to go ahead and say it - he's selfish. By buying an expensive truck he's saying that his wife WILL be going back to work as soon as mat leave ends, even if she dislocates a hip in childbirth or any other of the million injuries that can happen, not to mention post pardum depression or other complications. Then if (God forbid) her health isn't good enough to go back to work right away, and he struggles to make the truck payments he'll he on here complaining about how his wife, who destroyed her body having his child, is lazy and won't go back to work, causing their financial struggles.

Maybe I'm jaded by having ready too much from the relationship advice sub, but so many men are on their complaining about how their wife isn't getting back to work fast enough after having a baby.

Oh god. I though it was a boring shower mat. Gross

I certainly do. Read and study a book called “.Coin Laundries,Road to Financial independence”. Specifically he has a formula that you can use to analyze the water bill and verify/estimate the income of the laundromat. There’s other books out there, buy several. This is the “Bible” I bought and read before I tool the plunge.

Buy the biggest, best one you can. I’ve had several and the amount of income can vary ALOT! I recommend getting one in a large city with lots of apartments and/Or migrant field workers. As far as I can tell, Los Angeles is a bad city for this business. Water fees are high and there’s a-lot of competition so vend prices are low.

If you can, buy the building. Landlords suck. If you lose your lease, you’ve pretty much lost everything.

Join the Coinwash.com forum and others. I highly recommend Dexter brand washers. They’re super reliable and have a fantastic tech support team. Laundromats aren’t quite as hands off as I had hoped, but I’ve done it on the side and had as many as 4 laundromats and a full time job.

I recommend you save as much money as you can while you have laundromats. You never know what will happen. Since I’ve had several, it’s helped out. One time a ‘mat was at a strip mall next to an empty supermarket. They remodeled the supermarket and severely limited customer’s access. Once a woman drove through my ‘mat and it was 1/2 shut down and ruined business. Having several sources of income prevented financial devastation. Install bollards .

On one hand it’s great because it’s somewhat passive income. On the other hand it’s hard to get away. Coins need to be put back into the change machine every few days and who can you trust to do that?

Let me know if you have any other questions.

So I’ve had 4 ‘mats. The 175k and the 300k were listed by realtors. No owner financing was offered. I asked and received it. One was listed by owner on loopnet.com. The last one was a fluke. We saw an ad for a laundromat closing down and selling equipment. We went and it actually was a fluff and fold. Where they wash the customers clothes. The place was set up for a ‘mat. I approached the landlord and leased the space. I had a bunch of used equipment and everything was already paid for. Lots of sweat equity and about 2k in materials. It was an experiment as it was in a small mountain town. It didn’t make much money, but netted about 40-50l over ten years with minimal effort.

Watch this YouTube video this explains it best and then you can run your own numbers and decide what’s best for you.

https://youtu.be/36BN42mat10

I would pay the minimum payment for the next 14 years and just invest in the S&P500 with whatever amount I feel comfortable with.

If you want to sleep better at night you can take a melatonin, your 2.25% interest rate is already leave of mind.

It’s been 18 years so I don’t remember figures at all. I was given a figure by the seller and was able to use a formula using water usage to verify his numbers. I distinctly recall the numbers I came up with were a little higher than what he told me. Sales met or exceeded expectations.

If you recall, I started all this by buying rental homes. My wife cashed out her 401k and I had been saving and investing in stocks for a few years. We bought two rentals and put 30k down. Sold one rental to the tenant and bought two more homes. And so on.

The sales from the ‘mat were good, but in the grand scheme all this cost me was 30k. Good/lucky decisions compounded on itself. I wasn’t looking for a specific rate of return, just a solid income stream.

When you buy your business, make certain to verify sales like I did. Check cost of goods (or labor, depending on the industry), bank statements if available and alleged sales. Do they match and make sense.

Most importantly, beware of people selling businesses that are going under or are complete shams. Think about it, you could build and sell fake bs businesses.

The business owner can also affect sales and profits. You might buy my ‘mat and run it into the ground. That’s why I said I’d want at least 200k if I finance my ‘mat.

Michael

More like bath mat pull Right?

How many years left are you guys trying to grind it out at your jobs? My goal is to pay off my house in about 10 months. Then wife will be going on mat leave for a year later on this year. So I am looking at about a year and a half before I can quit and move into a 30 hr part time gig.

Everyday I just say to myself, almost there.

MAYA YOGA - Hand Sketched Instructional Cork Yoga Mat

We are FINALLY LIVE!! Would really reallyy appreciate your feedback and advices, please let us know if there is anything you believe we should do better at!

My wife and I just launched our project on Kickstarter! Really appreciate your support and feedback! This is our first time trying to lunch our own business, I’ve been in the warehousing and logistics industry for few years, my wife is an Architect in Toronto (the hand sketched poses was done by her obviously)

Here is the link to Maya Yoga kickstarter page:

https://www.kickstarter.com/projects/mayayoga/maya-yoga-hand-sketched-instructional-cork-yoga-mat?ref=discovery&term=Maya

Hand sketched and well-studied 87 poses of Exercises, Stretches, and Yoga! laser-printed on a Cork Yoga Mat! We created MAYA YOGA mats for our 9 to 5 community. We know that working out daily could be difficult with such tight schedules. Going to the gym after a long day could seem like a challenge, especially for the ones that don't have a workout routine. And even at home, looking at your smartphone to search for your next inspiration could distract your workout.

This is why we came up with the idea of creating a visible workout routine that focuses on every part of your body, so you don’t have to worry about your next exercise.

MAYA YOGA MATS are made of natural cork and natural rubber.

You no longer need to use your smartphone to search for the poses and exercises, all you need to do is to have a look at your yoga mat and you'll find your next inspiration.

Thank you so much! Maya Yoga Mats

Roll mat & shell scrap… basha if your feeling generous. Hexi kit if you want to give him the full size experience..

(All jest)

You should consider getting a desk mat instead of plopping your laptop on the desk and having to use a mousepad

It’s something that doesn’t sound like it would be a quality of life improvement, but it is

Hey mom...can you drop my film off at PhotoMat? lol

Your Weekly /r/financialindependence Recap

Sunday, February 05 - Saturday, February 11

###Top Daily Discussion Comments

| score | comment | |--|--| | 45 | /u/FIsenberg said My wife and I feel like we don't make much since we save a large portion of our income, and we never see it (401k, ira, auto contributions to brokerage). We were discussing cars last night and... | | 33 | /u/I-AM-A-SPACESHIP said Found out last night an old friend from middle school died suddenly from undiagnosed cancer. Went to the hospital feeling rough and never left. Leaves his wife and 2 little kids behind. Hard not to ... | | 30 | /u/therapistfi said My therapist of 3 years is going on mat leave for 4 months! She does not take my insurance, and her hourly has gone up from $60/55 minutes to $100/45 minutes, and while I like working with her, it ... | | 29 | /u/kctricks said Stopped paying the lazy tax this morning. Switched car insurance providers, keeping the same exact coverages, and reduced my 6-month premium by $62, which is a roughly 12% savings. Solid start to the ... | | 28 | /u/playing_with_fire_1 said Strange thing happened this week. I’m less than two months away from giving my notice to FIRE. I’ve been struggling to find motivation to do anything but the bare minimum at work, and I already feel ... | | 27 | /u/PharmaSCM_FIRE said Turns out compound interest is a beautiful thing even early on. | | 25 | /u/renegadecause said If you're a California resident, the IRS has concluded that the Middle Class Tax Relief is not taxable. Glad that's the way the wind blew since I filed a week ago. | | 22 | /u/HappySpreadsheetDay said What we thought was a routine vet appointment for a minor illness turned in to the revelation that our cat has likely developed several terrible illnesses and will most likely have to be euthanized. S... | | 20 | /u/V4lAEur7 said Tiny complaint: I wish I could just contribute a certain number of dollars to my 401k every month. I have to do it by %, and that % applies to bonuses and pay changes throughout the year. So if I do... | | 20 | /u/compstomper1 said update: The states where the relief checks do not have to be reported by taxpayers are California, Colorado, Connecticut, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Maine, New Jersey, New ... | | 15 | /u/howsadley said It’s “get your tax documents together” weekend at my house. Laissez les bons temps rouler! | | 14 | /u/InfoSecFIRE said Well - this is my last full day with the fam for 65 days. Leaving for a work trip tomorrow. I volunteered to go b/c the per diem is good and it will be good for my career progression (read: incom... | | 12 | /u/kaeso7 said I’ve seen house cleaners come up a decent amount here (most recently as answers to u/therapistfi’s question yesterday), and I think I’m finally ready to go for it. For people who do/did use s... | | 12 | /u/JoeMuggz said Starting a new job Monday. Excited it's going to be a raise and a better schedule. I know it was the right decision and it was a time for a change after 9 years. Only thing is I am really nervous. Any... | | 12 | /u/nothing_here_to_see_ said Always thought wife & I would move to A smaller house when The kids move out / go to college, but with the way homesteading works in my State, from a property tax standpoint, it may make more sense to... |

 

###Top Posts

| score | comments | title & link | |--|--|--| | 2,729 | 570 comments | Reminder for those who feel discouraged or have anxiety over savings rate. The median person only has $21,120 in retirement savings. 40% of retirees live solely off social security income. 62% plan on working during retirement.| | 1,063 | 82 comments | Paid off last student loan after 13 years| | 536 | 214 comments | Funding my kids ROTH IRAs for them| | 533 | 204 comments | How to get over feeling guilty about spending money on yourself?| | 526 | 180 comments | Don't Hustle, Vertically Integrate|

 

###Most Commented

| score | comments | title & link | |--|--|--| | 397 | 552 comments | I have no idea how some people here are saving 50-70% of income| | 206 | 153 comments | In Defense of Roth 401k| | 115 | 146 comments | Life or career? When to walk?| | 61 | 145 comments | Do You Spend More or Less Than Average?| | 248 | 106 comments | How to talk to partner about FI/RE?|

 

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Well laundry mat machines get the shit beat out of them I think you’d be fine for home use

My therapist of 3 years is going on mat leave for 4 months!

She does not take my insurance, and her hourly has gone up from $60/55 minutes to $100/45 minutes, and while I like working with her, it may be time to find someone who takes my insurance, which could reduce my expenses from $200-300/month depending on how often I schedule with her to $40-60/month. She also doesn't always have evening availability so I'm not able to schedule with her on a consistent schedule, so sometimes it can be 4+ weeks before I can see her again. As a therapist, I plan to ALWAYS have a therapist as long as I work, because I view it as essential to my self-care and preventing burnout.

I genuinely think it's also helpful to switch therapists after say 3-5 years, you learn new things from new people! It's been really interesting seeing this "therapist matching" process from the other side!

There's enough room for a car wash and laundry mat 2 of the most profitable businesses in America. Then startup a farmers market and food truck business.

😂😂😂🤣🤣🤣🤣🤣🤣🤣🤣🤣:

> Al­though Be­y­oncé has ap­peared in mar­ket­ing cam­paigns for Ivy Park, she doesn’t ap­pear as of­ten as Mr. West did in Adi­das streetwear in pa­parazzi pic­tures. Adi­das and her team have also dis­agreed over how to la­bel and mar­ket the prod­ucts, with Adi­das push­ing for more of its own brand­ing, the peo­ple fa­mil­iar with the mat­ter said.

> Ivy Park sales were on track to hit about $40 mil­lion at the end of last year, down from $93 mil­lion in 2021, ac­cord­ing to the doc­u­ments. For 2023, the doc­u­ments show Ivy Park sales are pro­jected to reach $65 mil­lion, com­pared with an ear­lier Adi­das tar­get of reach­ing $335 mil­lion.

> Adi­das was on track to lose at least $10 mil­lion on the part­ner­ship in 2022, ac­cord­ing to the doc­u­ments. Mean­while, Be­y­oncé was slated to re­ceive about $20 mil­lion in com­pen­sa­tion, the same as pre­vi­ous years, the doc­u­ments show.

🃏 might have to drop sum 🆕 💽 at this rate

😂😂😂🤣🤣🤣🤣🤣

There should be a class offerred young people in particular about NOT SIGNING a gym contract! It cost my daughter a year and a quarter of charges aftershe cancelled to FINALLY get her 1st year contract cancelled! Pick up a mat, find some used weights, and save your money (or in my case, your Dads money)!

I think the funniest part about these kickboxing gyms is they don't have any equipment. So you are just literally paying $100 a month to sit on a foam mat and do what you could do on Youtube for free.

What exercise equipment have you bought? I recently bought yoga mat, ab roller, jump rump, and some exercise stuff I can use while working

I think this is not a great decision. First, if you said you're doing it to command premium rents maybe I would be with you. But because people are leaving laundry in the machines? You're killing mosquitos with a shotgun. Why not just put tables in or shelves so people can throw the laundry on these shelves or tables? As is done at a laundry mat.

Second, if you let them hook them up they make screw that up and leak all over your building and cause damage.

Third, many renters won't want to buy laundry machines because they are expensive and will have nowhere to take them when they move out. Now you're going to have a bunch of odd lot washers and dryers that you will have to deal with and you still won't have solved the problem.

Fourth, are you putting gas lines and dryer vents in each unit? The other kinds of dryers don't really work and dryer vents need to be regularly checked or they can cause fires.

WSJ: “The of­fer­ing of con­vert­ible stock and war­rants, cou­pled with a $100 mil­lion ad­di­tional credit line from one of its lenders, is ex­pected to save the trou­bled re­tailer from the near-term chap­ter 11 fil­ing it has warned about for weeks. Bed Bath & Be­yond has re­ceived in­vestor com­mit­ments to raise $225 mil­lion of eq­uity cap­i­tal ini­tially and the rest of the more than $1 bil­lion of­fer­ing over time, ac­cord­ing to peo­ple fa­mil­iar with the mat­ter.”

Go peddle your Jump to Conclusions mat somewhere else.

Might not be the best option but I've had a few friends live out of their cat for their first few weeks at a new job. Used a near by storage place for his cloths, local laundry mat as a place to chill, work after hours and laundry, had a gymn membership to work out and for showers. Actually saved more on gas cause he'd stay in a shopping center by his job.

What kind of car you got? Hopefully you can get a mat or something to lay down fully. Really sucks putting the driver seat down and calling that a bed, no bueno for the back. Also get some tinted windows and a windshield sunshade for privacy. Ultimately just be safe out there 👍

Definitely not my experience. I buy 90% of everything except groceries on Amazon. New leather phone case? $30 for a nice looking one and it’s at my door same day. New entry mat? Unlimited options from $15-$150 and it arrives the next morning.

Infinitely better than any other online experience I’ve had and saves me significant time driving and wandering around stores

Remember that the stocks options have different IVs depending on the strike price (due to the vol smile). Eg, otm puts will have a higher iv than atm puts.

I assume you want to know the iv of an atm option and how this iv and this options price changed over time? If so, its pretty straightforward to create a python API which downloads the option premium from your broker and then use this data to calculate the IV.

The two can then be plotted on the same chart (using the mat plotting function).

mat 21:12

Yes I understand market cap, and I did not look at it, just a quick glance at the price of each, and knowing how both stores in our areas do I expected the price would be reverse, bc the O'Reilly stores seem to do more business as well...it was just a casual observation is all. AZ usually has 2 employees during the day on week days and O'Reilly has 4 or more just to handle the volume of sales..but this is just in a single area so mat be different elsewhere...but once again just a casual observation

Come on GOOG get off of the fucking mat

Ok I thought that mat be the only option. Thank you.

If you’re a hazmat operator, then you should probably have better resources than Reddit for this information. There are federal and state regulations for legal weight limits that would require placarding for gases like propane.

Also, being haz mat qualified and a fire fighter, you should know those regs are not just for your safety but also for the safety of others. When in doubt just shoot an email to some local agencies, you’ll be surprised how much they are willing to help.

Adaniji jyada drama mat karo.....lagta hai ki aap modi saab ko bhi le doobonge

Why is an office chair mat more expensive than a chair?

From Bourbon to green brown poison

Can I interest you in a dirty bat mat?

I feel some pressure to chase the next promotion into management right now, as I’d like to have 2 kids in the next few years and worry that as soon as I start taking mat leave (6 mo per kid) they won’t consider me for it.

Yes I know that sort of illegal, but the reality is even the most woke orgs consider this in the promotion process.

Advice? Your experience (as someone who took a few mat leave or a manager of someone who’s taken it…radical honestly please!)

Tbh I’m comped very well as is as a 31yo IC. But I worry if I don’t get the next level imminently, I’ll be sort of stuck there for more years than I want.

Would be helpful to know how much you have saved. With that said, don’t borrow against the 401k. You’re only $6k in debt.

Don’t listen to the “baby industrial complex”. You don’t need anything other than a bassinet for your child. They sleep 16 hours a day and eat/drink food you produce. They live in the bassinet or your arms for at least 3 months. Then maybe they need a mat to lump around on and do tummy time. That covers 6 months. You’ll need diapers; maybe formula. You’ll need a car seat. Graco 4 in 1 is good until the kid goes to college. Get a stroller. Going on walks is free, good exercise and good for bonding as a family.

They’ll make you think you need way more than you do. Live simply!

I’ve wanted to do a laundry mat as well

PM director makes about 50k less than the mar tech director at my firm. More room to grow from Ops/MAT roles as well IMO, given that I have never seen a PM rise to VP of MarOps.

“It gives the Democrats such an easy talking point—because it’s factually accurate—because it would raise taxes on tens of millions of seniors and the working poor and dependents,” said Ryan Ellis, a conservative tax activist who says FairTax supporters have failed to adjust their plans in response to criticism. “This is what happens when you have an idea written on the back of a Burger King place mat.”