US stock · Communication Services sector · Telecom Services
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AT&T Inc.

TNYSE

18.89

USD
-0.13
(-0.66%)
Market Open
8.41P/E
7Forward P/E
0.42P/E to S&P500
134.593BMarket CAP
7.12%Div Yield
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Recent Reddit Comments

If you are familiar with t bills, they aren’t any harder to deal with than a HYSA, so I would go that way with that much cash because yields are better and no state/local tax.

That said, if you’ve never bought t bills before, and don’t have time to dink around, a HYSA is not a bad option.

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This is amazing, amazing advice. Well put! I hope OP is able to follow this to a T and be rid of their drowning debt.

But I also want to share that it’s possible OP doesn’t make too much money for Chapter 7. It is definitely worth investigating with a competent BK lawyer. I make twice as much and had a simular amount of debt at one point but still qualified. The trick was finding the right lawyer. There are some very, very shady BK lawyers out there who will prey on your vulnerability, but the good ones will artfully run your numbers, charge you fairly and lift you up emotionally.

OP, 100% explore the settlement option, but don’t be put off by exploring bankruptcy, too. I’m 5 years out with several credit cards - all but one has a $0 balance - and a credit score in the very high 700s.

You ARE worthy and it WILL get better.

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4% return, not on what you pay. 4% can be had in t-bills, CD etc, seems to be about all you can get without risk.

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Free money again from the Fed will "fix" t his

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RIP Sheepdog at Bogleheads. His "I can't believe I am thinking this [Panic and Survival 2008-09]" has been bumped many times over the past 15 years, and is a good picture of what things looked like when the financial market was falling apart and stock prices were in freefall.

> I have been retired for 10 years. I am one who has said over and over again. Stay the course. Look for the long term. Yeah, sure. That's fine until today. Today did it. I am just starting to be scared so that I won't tell my wife what happened today...stocks down...bonds down...I'm down. Our retirement funds are sucking down the drain. I lost today alone a year's worth of normal distributions for expenses. I keep thinking tomorrow will be a turn around. I have said that for 30 days. I am 25% capitulating tomorrow, maybe 50% to money markets....maybe all.

> This is not me. I will see tomorrow.

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He's getting 3% from a savings account, he could just to to Treasury Direct, buy 52 week T-Bills, currently at 4.55%, and in a year the bond would mature and the money would drop back into his account and he'd have an extra $230 over what he would've got leaving it in the savings.

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However, many banks have products labeled something like "Money Market Savings" or some such. Example: Fifth Third has "Fifth Third Relationship Money Market" account. It's a glorified savings account and FDIC insured.

Not to be confused with a brokers actual Money market account that invests in commercial paper or T-bills. That is SIPIC insured but not for your principal amount if the investments turn to shit like the commercial paper market did in '08.

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https://finviz.com/quote.ashx?t=CRWD&p=d

Listed here as 16.93, so basically 17. Still pretty high even at 15.

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I nearly doubled my retirement contributions just a few weeks ago because of this.

There was a saying I read on here from someone smarter than me but it said "people will buy a t-shirt when it's on sale but will not buy stocks when they are on sale"

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It turns out printing money to make debt worthless during the long bull market because you're a spinless fuck of a Fed Chair is a bad idea because now we have this massive systemic artificial devaluation of the world's biggest asset class that is heavily impaired by inflation.

But I agree, there's no where really for the money to go.

On the equity side, yield stocks are disproportionately impacted by inflation, Tech should have bubbled 5-7 years ago, most other growth profile stocks aren't going to grow in the market. EM is a mess. All non-American mature markets are actually worse off largely than ours. Contrary to common belief, the entire military industrial complex together is often smaller than Apple, so you can't all put money there - just like utilities and other "defensive" positions.

On the debt side, inflation and rising rates hammers fixed income and credit markets are effectively closed right now so not a lot of new issuance at prices and coupons that make sense. Loans for third party investors, institutional included, are harder to access given the amount that stays on syndicators' balance sheets.

Real Estate in general got super bubbled and should continue to crash out. CMBS should be worthless with the amount of work from home that will continue. Luckily there isn't a credit bubble component associated with that now, which is nice.

If crypto isn't being treated as a value store now, the only thing it ever actually was, then hopefully we can all agree it's a joke. Like other defensive positions, you can't also just dump everything in gold and silver as an institution, although I agree, you'd think value stores would see more love as one of the few apparent safe harbors.

So yeah, to your point, the inability to reflexively run to T-Bills this time around makes this interesting. Retail investors and hedgies can continue to try to not catch money on fire shorting as stuff sinks and have fun with derivatives, but for the institutional guys that move most of the volume, idk what they're supposed to do. Then again, the fact I'm in IB and never made it to big boy public markets buyside stuff means I also don't know shit about shit lol.

So we shall see, gonna be a fun one!

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Yes, I've been doing monthly I-bonds already but with the rest of my savings I'm now converting over to straight T-bill purchases instead of CDs entirely because this article made it easy to understand.

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I think being an entrepreneur is more important to have a "can do" mindset. You need to be a T-shaped person, knowing a lot of information about different topics to run a business. I think anyone can open a successful business as long as they have drive.

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Yes. Still a labor shortage. People are still overspending. Can’t let off gas pedal they know the market will rip again. They don’t want that to happen. (DYOR this ain’t sh!t but a guess)

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CD is better for low tax states, and t bill for high tax states, cds should be purchased through a brokerage like fidelity, Schwab, vanguard, etc.

T bill should be purchased through Treasury direct

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Ditto these thoughts. Likely rates to move like this, timeline though might be a bit longer. I'm trying to lock in some t bills/notes at this point as I think capitulation is sooner than later.

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They are planning for satellite based emergency texting, see the Apple iPhone 14 launch and T mobile announcements. Just like our existing mobile phone technology, their plans are to have sat phone features in the cellphones.

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Very bullish setup. What's duration of T bond out of curiosity?

No cash?

Might want to raise some. Or was the Q's your deployment?

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https://twitter.com/PelosiTracker_/status/1597659826464559105?t=kApnxx1bAPMjoEqIHQUn7Q&s=19

SBF donated equally to political parties

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The company is super overvalued cause no one can even buy the car and it’s on the hype train Tesla created of electric vehicles. The market cap of a car company that makes no cars should t be higher than Toyota

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I think the problem OP is really dealing with is how to be as Zen as you while having your expertise disrespected. I'm with OP on this. That sh*t hurts.

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Good reply, but it goes to exactly what you said:

>a company isn’t beholden to the first amendment

Clearly, it can and has. Maybe just don't make overly generalized statements and then pretend you weren't wrong?

You should also read Marsh V. Alabama

>“[t]he more an owner, for his advantage, opens up his property for use by the public in general, the more do his rights become circumscribed by the statutory and constitutional rights of those who use it.”

That isn't a reach to apply to twitter by a long shot.

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22 yr old soccer star that died today in practice contracted covid in 2020

https://twitter.com/MeetJess/status/1597810068153507840?t=T6USfBPSCWTdfKo7AT-iTg&s=19

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Hi, sure thing!

And I have a bunch of design files in Figma, in case you need more.

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img

But really I do think t try he guy is right about the pivotal point coming up

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Always remember you do t have rights until you are an LLC

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And what exactly are t bills?

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Put $990 in each pod and transfer any interest out when it gets close to $1000

Or just buy t bills which have higher interest rates and don't have a $1000 cap

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50% off if they put out... t-Tax

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Nope. The I Bond is capped at 10k a year and you can, as far as I can tell, buy it at any time. The rate on those is something around 6.5%. Treasury bills are specifically one year and under in length and you can only bid on them at specific times. The rates are in the high 4% on T Bill's at the moment.

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Is the iseries bond same as t-bill?

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https://twitter.com/jimcramer/status/1597780380475686913?s=20&t=A_V06oBqeCsyhHHb1vMWdA dude is tiny

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I only day trade. Very very rarely hold over night. I will not fomo in after a big move. If there's anything over 1.5 to 2 percent one way or the other I stay out. Instead let's say spy is up 2 percent over night, I'll either play a reversal for a quick scalp or find a stock that was lagging the spy movement. Say tesla was flat and spy was way up, I'll try to scalp the lagging move. Get in and ge t out. A 50 dollar profit doesn't sound like anything. But imagine if everytime you sustained a major loss you could turn that into even a 5 dollar profit. How much more money would you have?

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Buying T bills is a bit higher for 3 months (4.2%) and 6 months (4.54%) durations. Or a CD ladder. I wouldn't put money I needed within a year into the stock market personally.

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A financial advisor can talk to her about "laddering" 5-year T-notes to provide flexibility so that she does not get caught short.

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FCASH is equivalent to a bank deposit. They take your money and lend it out. They may pay you some interest (sounds like right now is 1.57%).

SPAXX is a money market mutual fund that invests primarily in short-term government instruments (T-Bills, Agency Bills, etc.). These assets are more sensitive to the interest rate environment which is why you're seeing a higher yield.

In many ways, I see SPAXX as way less risky than FCASH, because I know Uncle Sam will always pay his bills. Fidelity? Probably will also, but relative to Uncle Sam, much riskier.

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W A T E R M A R K

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There is a lot wrong with this post and this is coming from someone who also bought AT&T and I’m still holding.

First off, you are being paid a dividend every quarter/year so you can’t compare AT&T to a company that doesn’t pay a dividend (Tesla). Also because a company isn’t present in your community means you shouldn’t invest in it? Since when?

Inn-n-out burger isn’t present in my community but I’d buy stock in it if I could. Doesn’t mean it’s a good or bad investment.

My advice is to not pick individual stocks but buy broad market funds. If you are invested in total market funds, it almost always goes up over the course of history.

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I’d look into T Bills through the US Treasury. You can do what’s called building a ladder out of a few of them at different lengths. The sentiment is that the yield on these is going to rise in the short term and so buying different lengths (they range from 4-26 weeks) allows you to take advantage of these increases. These bills are risk free as well, unless the federal government literally collapses. Current rates range from 3.6% to 4.2% approximately.

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This 100%.

P. T. Barnum said it best, “There’s One Born Every Minute”, (therefore resulting in an endlessly replenished supply), lol..

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why worry about losing all of your money today, when you could lose all of your money in a few years. https://youtu.be/4UxJOXbGUxc?t=210

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They can always involve knowledgeable firms or individuals. It's the same everywhere in the World. Do t think because it's a little island (s) they don't know what to do.

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Amber heard is so beautiful yet a b I t c h. why?

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You can get 4.75% in 1 year T Bills right now. 20 year is paying about 3.9%. Between those two is more or less linear. So figure out how long you plan to own the house and invest in that instead of your mortgage.

A 3.375% mortgage is not something you want to think about paying off early - at least in the current interest rate environment.

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It kinda depends - what's your time-frame? And do you need access to the funds? If you have a short duration - then T-bills may be more appropriate. Longer duration - CD's could be better.

If you are willing to take on a bit more risk - even corporate investment grade bonds could be appropriate.

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There are a variety of things at play here...

Wiki article: https://www.bogleheads.org/wiki/Traditional_versus_Roth

Are your 401K contributions traditional / pre-tax or Roth / after tax? By diverting 401K contributions that are traditional / pre-tax to an IRA that is Roth / after-tax, there will be some tax implications, in that you will reduce the amount of taxes deferred every year.

What funds are available to you in your 401K? If you have great funds with low fees, and the contribution type (traditional vs Roth) doesn't make a difference, it's fine to invest solely in the 401K program.

A Roth IRA has some unique benefits that aren't available in other accounts, mainly that contributions can be withdrawn without penalty, if necessary. To withdraw from a 401K early (regardless of traditional or Roth contributions) you would either need to take a loan or pay penalties (assuming it wasn't part of a thought-out FIRE plan, like with 72(t) withdrawals). Another benefit to Roth IRAs is that they are not subject to RMDs later in life.

Having both traditional / pre-tax and Roth / after-tax retirement accounts to withdraw from is usually beneficial in terms of choosing the bucket that best suits your need in retirement. With IRAs having additional benefits for Roth contributions (which aren't available to Roth 401K contributionss), I would say that you should focus all Roth contributions to the IRA first before contributing anything to Roth 401K, leaving those traditional / pre-tax unless it makes sense for you to invest more in Roth / after-tax.

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T-rex

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Here are some ways that could help:

  1. Sell products: You can use your YouTube channel to promote and sell your own products, such as t-shirts, mugs, and other merchandise.

  2. Become an affiliate: You can join an affiliate program and use your YouTube channel to promote products and services from other companies.

  3. Offer sponsored content: Companies often pay to have their products or services promoted on YouTube channels.

  4. Offer consulting services: Many successful YouTube channels offer their expertise and advice in the form of consulting services.

  5. Offer coaching services: You can use your YouTube channel to offer coaching services to those interested in the topics you cover.

  6. Publish a book: You can create an e-book or physical book based on the content you’ve created on YouTube and use it to generate additional revenue.

  7. Crowdfund: You can use crowdfunding platforms such as Kickstarter or Indiegogo to finance your projects or launch new products.

  8. Sell advertising space: You can sell advertising space on your YouTube channel to companies or other content creators.

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The vast majority of the stock has been held for over a year. I will probably just hold on to the small amount that's vested in the last year and sell it later once it's been held for a year. I don't mind keeping *some* of the stock around, I'm just way to concentrated right now. This is about a third of my net worth, with the rest in my house and index funds.

This is a very large company (in the top 100 by market cap) so even if I sell all at once I doubt it will have a significant impact on the price. There shouldn't be any other stockholders doing the same thing, because this is not motivated by market conditions or an expectation that the stock will underperform, it's purely because I have been negligent at diversifying my portfolio.

Thanks for the suggestion about the safe harbor rule and T-Bills. I will look into those some more.

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You may be confusing the $25k requirement with the minimum account size for a pattern day trader. It's not the same thing as margin requirements.

The minimum deposit requirement for a normal Reg-T margin account is $2k which is common at most brokers. Although some brokers may require a higher deposit - most retail brokers follow the FINRA minimum deposit requirement of $2k.

Some brokers may offer a form of margin called portfolio margin which is less common than Reg-T margin. The minimum FINRA requirement is $100k. Most brokers that offer portfolio margin accounts to retail traders usually have higher minimums than $100k. For example - Fidelity's minimum on portfolio margin is $150k and TDA's minimum is $125k.

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I’m largely shifting my portfolio away from tech (except some Canadian tech and APPL, MSFT, AMZN) and into Canadian blue chip dividend growth stocks suck as RY, T, CP, SLF, BAM, BEP etc. I will hold some higher risk stuff but as a smaller part of my overall portfolio.

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People still buy sh!t

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Agree w/ communications stonks especially with economic headwinds. Both T and VZ pay dividends and look like good values atm.

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Thank you for explaining regular T-bills. Treasury Direct should pay you for how clearly you've explained it.

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>A fungal infection, Candida auris, that typically spreads in the immunocompromised is spreading in Vegas. So far 63 have died.

https://twitter.com/chantz_y/status/1597697940830957568?t=kqjxEyWfpmFsrtOvhBEr9Q&s=19

Immune systems hosed by covid. Spy 110. Unh 800.

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This week's T-Bills auctioned at the following rates:

4-week 4.02%

8-week 4.19%

13-week 4.26%

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China patrolling testing sites with rifles. Fauci walking in the lab leak. All hospitals in red alert in tristate area.

https://twitter.com/laderechadiario/status/1597287695549861888?t=EzxCW0U_dc-nzVPwRkwg8g&s=19

You should of exited along time ago

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If you sell it all at once, assuming you have held for at least a year, it will be taxed at long-term capital gains rates. However, you will likely be subject to the surtax on net investment income (NII). If you spread it out over multiple years, you have increased risk of the stock declining or even crashing. The easiest way to examine tax scenarios is to use some tax software, estimate all of your income and deductions, and then play around with different scenarios and see what happens. You will also need to consider what happens with state taxes, if any -- for example, some states tax capital gains as ordinary income, and a large sale might put you in the top brackets.

As to the impact on the stock price, that depends on how large the capitalization of the company is, what percentage of the company stock you own, the usual volume of trading in the stock, and whether any other stockholders are going to do the same thing. If it is a huge company that you own only a tiny percentage of, and that typically has large volume of trades, it won't make much difference. If it is a very small company that you own a large percentage of, trying to sell all at once could result in a big decline.

So it is difficult to say which is better.

You don't say how much your total net worth is, but unless your net worth is many millions I would say you have way too high a concentration in one stock, and should be divesting as fast as you reasonably can.

As to paying the taxes, you should be sure you satisfy the "safe harbor rule" for under-withholding (including for your state taxes, which may have different rules). Then set aside your estimate (that you made using tax software) in a stable and safe place, such as CDs, T-Bills, money market, etc. Zero-coupon T-Bills are convenient for this, because if you know you will need $X at tax time you can buy a zero-coupon T-Bill for exactly $X (and you pay a discount price now) and your earnings will be exempt from state and local taxes, and then when the T-Bill matures you will have exactly what you need.

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So they hold on to the money for a year even though it’s only a 1 month t bill?

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Fauci walking in the lab leak at the 1:42s mark

https://twitter.com/ClayTravis/status/1597658428868284416?t=CbgAx2RfAq9-Q2YoFK9BEw

Spy 110. Unh 800

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New homes sales are down 34% YoY when factoring in cancellations and total sales are down to pre 2016 levels so far. They are likely getting worse by the day Source: https://twitter.com/AliWolfEcon/status/1595486608903372801?s=20&t=KAcyTKNKFzOQl0eQLhrQNQ

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It is going to screw your credit if they send the bill to collections. Call AT&T and see if they can work out a payment plan so you keep current.

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Never sold. Bought T and dripped for eight years. Currently down about 20% overall due to the split of twd immediately lost over half its value. T split off twd at 25/share. Now it’s 10/share. It was a fat chunked I invested at that time. Everybody said just buy T and drip dividend for thirty years. Bad advice turns out

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China anal stabbing motherfuckers in full PPE broad daylight and yall though it you could just catch this shit with no long term issues

https://twitter.com/lilianaf523/status/1597361207207501824?t=r7GdIzdT5vowEIai9o5kdw&s=19

Clowns, you are. Spy 110

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If US 1 month T bills are paying nearly 4%, does this mean I can make around 48% in a year reinvesting my money if it stays around this yield? I know this isn't the case; but I can't figure out how it wouldn't be the case.

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I think you understand the basic idea now. However, if you turn auto-roll on then Fidelity will automatically reinvest in an equivalent amount of treasuries once yours mature. A nice set it and forget it feature for T-Bills.

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Hmm .... not sure I agree. Although greed exists (at all levels in society) it is not true that all corporates are greedy or that there is a lack of competition. In many sectors, there is very active competition.... in others there is less. If a lack of competition is causing high prices in for example, t-shirt shops .... go start a t-shirt shop and undercut the competition. You'll soon take their customers. Which sector are you referring to?

The USA is a great example of a lack of competition.... the US is protected against global competition, preventing some countries providing US nationals with better products at a lower price (ie protecting US firms). The US has a trade deficit but it would be worse still, if not for the anti competition practices that are used.

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You say that now, but I know you a going to stash a couple of trillion to build a T-800 army if given power.

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>Andrés Balanta, a member of Colombia's national football team, collapsed during training and died, the club says. He was 22

https://twitter.com/BNODesk/status/1597721716926693378?t=vPf0GCj2LGAcRuas80omLw&s=19

Yall thought it was over. 😆😆😆

It's only just begun. Spy 110

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The covid recession was never stopped. It was only delayed.

https://twitter.com/TaviCosta/status/1597639426439786496?t=JSIjbcQpFsypb1bF09dkAA&s=19

Now millions dead and millions more disabled. Vaccines were a bust. Spy 110. Bntx 32. Fed policy erroring right into it.

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https://twitter.com/shortsellerst/status/1597304701758083072?s=46&t=oeoQPpwEkz_Oe1D7AoB_Xw

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He can get it from a T-bill, not much risk there.

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>BREAKING ALL TRISTATE HOSPITALS IN RED OR YELLOW ALERT

https://www.miemssalert.com/chats/Default.aspx?hdRegion=3&hdtab=Hospitals

>BREAKING: REPORTS OF UNSPECIFIED NEW RESPIRSTORY VIRUS KILLING MANY IN VANCOUVER

https://twitter.com/yaneerbaryam/status/1597706542627061760?t=S5r4FiGPVDEvj_THCIaI-w&s=19

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You are running a very specialised business, but for you own sanity, a bit of risk management and to keep things moving when things are slow have you thought about branching out to do a side gig?

For example, designing labels for breweries (if you're into beer) or doing logos for young sports clubs? it isn['t that you need more work but it is more of a connection you can make with people and be included on your own terms.

It sounds like you would make a great guest speaker in science classes, or art classes. You might find doing some adjunct work at a college might be nice.

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I'm doing it, buddy. Currently paying $1550 for a single bedroom in Bloomfield.

And I guess you're right, google estimates 36 minutes.

https://www.google.com/maps/dir/Glen+Ridge+Train+Station,+Ridgewood+Avenue,+Glen+Ridge,+NJ/New+York+Penn+Station,+Pennsylvania+Station,+New+York,+NY/@40.7675842,-74.1339699,13z/am=t/data=!4m19!4m18!1m5!1m1!1s0x89c2553a22b97b39:0x66158c21875fc4ec!2m2!1d-74.204499!2d40.8004845!1m5!1m1!1s0x89c259ae15b2adcb:0x7955420634fd7eba!2m2!1d-73.993519!2d40.750568!2m3!6e0!7e2!8j1669735796!3e3!5i3?shorturl=1

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At your income, pretax.

>I am expecting income to continue to increase over the next decade, which makes me think traditional.

There's an argument that pushes the needle to Roth, but that argument is with increased income later, it drives up your standard of living, so your expenses in retirement go up, so you are more likely to hit higher tax brackets. But again, at 24%, pretax is a pretty safe bet here. And since you're maxing, your only sensible option is a (backdoor) Roth IRA anyway.

>But our savings rates are very high as well which means we may have a lot in retirement, which makes me think Roth.

Hm, okay, so here's the math: you pay 24% now on Roth. Do you expect to have any dollars taxed that high in retirement? Say taxes revert to pre-TCJA levels and the current 22% is 25%. That bracket, including standard deduction, starts at $117,150 (2023 figures). If you plan on spending more than that, then:

  1. Have a plan to save enough pretax to get to $117,150/4% - $117,150/5%, backing off from your retirement year.
  2. Save to Roth from now until that point.

Now if you don't plan on ever getting to that figure ($117,150, or, if you assume we don't go to pre-TCJA levels, $218,450), then pre-tax all the way.... barring early retirement concerns. And again, I'd recommend backdoor Roths. Why pay income tax on interest with savings when Roth gets you no more income tax, no capital gains tax, and no tax on dividends?

Withdraw strategies... I like ERN but it's getting to be a lot to read. I have my own strategy which is basically using the payment formula -- the same ones used for mortgages. =PMT(5%,years left to live, balance, amount I want to leave).

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All you need to be able to afford a 100k car is 100k in the bank. The question is more whether it's a good idea, and the answer to that is almost always no when it comes to expensive luxury items unless you think you've exhausted potential for having more fun for the same money (that's a lot of fancy vacations, for instance, or a lot of months rent in the event of an unexpected layoff). But only you know what you value so it's hard for someone else to tell you it's definitely not worth it.

As to how sensible a purchase it would be, that depends how much you spend on the rest of your life - housing, food, health insurance, taxes, etc - and your circumstances, eg do you have any dependents / is your job completely stable (are you 99% certain you will be earning this much or more for the next five years?) / how much do you have in savings / do you think you might have any big life events in your medium term (career change / starting a family / buying a house / moving abroad / etc). I can't really envisage a scenario where spending the entirety of your annual salary on a depreciating and expensive-to-maintain luxury is anything other than foolish, but depending on the above it might change towards "lol that was pretty dumb" instead of "holy sh*t he's completely ruined his future for no reason"

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Yup it requires $60 a year for gold membership. But I did the calculations and I'll come out ahead $400+ after paying the $60/year over my Marcus HYSA.

I'll probably sweep more cash into it depending on how much the HYSA and t-bills go up.

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T/Y friend. I hope you also do well. Tomorrow and every day. There's plenty of money to be made.

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We can say the opposite too. It comes down to one's personal need, capacity, and tolerance for risk.

The decamillionaire likely no longer has the need to take on risk even though she may have the capacity (account value in this case) and tolerance for it. If that were me, it would all probably go in T bills and short TIPS. IMHO, once you win the game, stop playing.

If the $200k investor is a retiree, she no longer has the capacity (time) for risk and should probably be conservative. If it's a young investor with a long horizon and a goal of $1M, she has the capacity and need for risk, and should probably be more aggressive in her AA.

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Some economist are predicting home prices will drop precipitously over the next few months. Would it be advisable to buy REITS when t,hey bottom?

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Cap One, one year CD is 4%.

Brokered one year non-callable CDs were 4.8% today.

One year T-Bills are about 4.7% with no state taxes on the income.

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if you have no credit, low income, i assume you don;t have first month, last month, and security deposit saved up. ...no one is going to just rent you a place with no money to put down.

i'd check for public assistance, section 8, etc.

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T bills

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And depdanding on your state, the T-bill will not incure state taxes unlike a CD 💪💪

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Which is why they lobby to get government aid to boost their monopolies. That’s what AT&T did with their company tax cut money. I’d bet many others did too.

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Just don t

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Recent Tweets
$T Top analyst price target for next week- https://t.co/e1tAASOCdG
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Top Open Interest Decreases Today, Wed 11/30 $HYG $BKLN $XLE $T $.VIX $.VIX $KO $EWZ $QQQ $.VIX Options https://t.co/FMhcd9YsaS https://t.co/iprtTq8lr4
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Big Pharma must be salivating at the prospect of this new $T’s revenue stream. Just build on the statin brainwashing and re-use the existing statin sales model/channel…way too easy!
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$t Is set and ready for a run up... https://t.co/rKYCGzxBhS
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New phone for Christmas will be awesome….😀 $AAPL $VZ $T $TMUS $DXD https://t.co/Hc4sGU4Ulo
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"Elevated Lp(a) Tied to More Early CV Events Than FH" Now that they have a drug for Lp(a) they are after this than FH @holmanm @LDLSkeptic https://t.co/zeC4dWVA2z
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Here is a wild dividend investing question. Does AT&T $T increase their dividend in 2023? Cannot wait to hear the feedback!
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Was thinking to buy some $lumn tomorrow and sell $t. But I wont. Original idea was steady state ~2B FCF, 25B debt 6B mkt cap. W/ buybacks available can buy stock or debt at cheap price. 5 years from now debt could be down to 15B easily w/ +750m FCF -10% shares outstanding AND https://t.co/E9kKOmTXd6
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"Verizon: Cheaper vs. AT&T After Weak Q3". $VZ near 5-yr low, 18% worse vs. $T since Jul downgrade. AT&T recent EBITDA growth higher but from lower base; wireless biz enefiting from past promos. VZ now following. Risk of price war. 7.4x P/E, 6.8% Dividend https://t.co/bRERZLe0sH
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$T $VZ - AT&T And Verizon Q3 Final Word: No Dividend Cut. https://t.co/ZafbEUzYei #business #finance #trading
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$NU & $KEEP holders… wen you gonna finally upgrade to $T?????
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Dividends Come in Many Different Shapes & Sizes💰 Dividend Growth $SBUX $HD $ABBV $TXN $LMT $COST Blue-Chip $KO $PG $JNJ $AAPL $MSFT $MCD High Yield $T $VZ $MO $CVX $XOM $ENB REITs $O $FRT $DLR $SPG $PLD $AMT ETFs $VTI $SPY $JEPI $VYM $QQQ $SCHD What are your favourites?
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A $799 phone .. data and makes calls out of the box .. No $300/mo cellular connection or plans required. Twitter as default app. Summons your car to your from garage /parking. All for less than $50/mo per person. No brainer. #teslaphone $T $VZ $TSLA $AAPL
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Wasn't @titanium_dollar $T supposed to be some super secret complex insider project https://t.co/ncD0PcCl9c
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Well, I mean, if you missed out on Titanium Money $T.... 🫠
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Just gonna leave this one here 👀 $ASTS $T https://t.co/19X7RiMXqE
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$T Daily still looks primed. Was early on this one. Finally seeing some noteworthy options activity. https://t.co/26VmvqIUdP
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