1. Netherlands Stocks

  2. •

    Financial Services

  3. •

    Insurance - Diversified
Aegon N.V.

Aegon N.V.

AEGOF
Aegon N.V.US flagOther OTC
8.39
USD
- -
- -
12.69BMarket Cap
Aegon N.V.
AEGOF
(Other OTC)

Recent

price

8.39

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
26.6
13.81
20.26
17.52
15.09
11.71
17.63
19.02
5.57
23.47
14.21
16.35
-10.96
8.47
9.71
- -
-1.85
Revenue per Share
0.98
0.45
0.82
0.38
0.23
-0.16
0.17
0.94
0.27
0.47
-0.06
0.76
-0.29
-0.08
0.34
- -
-0.54
Basic EPS, GAAP
0.66
1.17
-0.7
-0.87
1.5
0.29
1.23
0.17
0.15
2.74
-1.14
-0.73
1.3
0.32
0.35
- -
1.19
Free Cash Flow per Basic Share
0.05
0.03
0.11
0.13
0.1
0.11
0.12
0.11
0.13
0.12
0.02
0.05
0.08
0.21
0.26
- -
0.07
Dividend per Share
5.64
5.38
4.5
3.78
3.47
3.14
3.02
3.83
3.95
4.2
4.09
8.91
4.1
2.26
2.28
- -
3.5
Book Value per Share
11.13
12.08
12.31
8.52
9.58
9.07
8.59
8.58
7.98
8.75
8.93
4.99
5.32
3.82
4.35
- -
4.56
Tangible Book Value per Share
1,707
1,852
1,907
2,401
2,674
2,685
2,623
2,617
2,607
2,614
2,605
2,602
1,975
2,369
2,010
- -
2,308
Basic Weighted Avg Shares
45,411
25,585
38,633
42,074
40,350
31,445
46,233
49,780
14,520
61,354
37,020
42,546
-21,643
20,056
19,519
26,864
-4,273
Sales/Revenue/Turnover
4.12
- -
4.86
2.26
3.39
-1.64
1.74
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
1,590
1,651
1,239
1,011
944
1,519
1,208
781
1,315
1,184
722
1,167
169
-163
-31
-167
1,160
Depreciation Expense
1,759
884
1,632
986
765
-432
437
2,469
706
1,235
-146
1,980
-570
-179
688
977
-1,248
Net Income, GAAP
8.05
5.44
18.55
16.82
16.48
- -
28.2
2.57
5.23
14.93
- -
8.16
8.59
- -
- -
6.22
- -
Effective Tax Rate (%)
3.87
3.46
4.22
2.34
1.9
-1.37
0.95
4.96
4.86
2.01
-0.39
4.65
2.63
-0.89
3.52
3.64
29.21
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
8,518
9,376
13,416
12,009
15,048
13,361
14,076
14,532
13,583
11,650
11,001
11,981
6,674
4,885
4,958
3,719
6,674
LT Debt
23,425
25,734
26,068
22,719
27,683
26,250
24,341
24,079
22,531
24,433
24,661
13,577
10,935
9,554
9,313
9,495
10,935
Total Equity
5.91
- -
4.01
2.1
2.92
- -
1.47
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
12.65
6.97
9.56
5.83
4.7
- -
3.11
12.36
4.87
7.16
- -
7.54
-2.36
- -
- -
10.89
- -
Return on Capital (%)
18.72
8.42
16.97
10.24
6.68
-4.88
5.34
27.51
6.95
11.6
-1.35
11.71
-3.65
-2.66
13.83
21.58
-7.98
Return on Common Equity (%)

Capital Structure

FRC

•

in mil. unless spec.
Jun'22
Sep'22
Dec'22
ST Debt
- -
- -
- -
LT Borrowings
11,820
12,195
6,464
LT Finance Leases
- -
- -
210
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
2,005
2,017
1,975
Market Capitalization
8,568
8,880
9,104

Working Capital

FRC

•

in mil. unless spec.
Jun'22
Sep'22
Dec'22
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
91,342
89,236
57,626
Accounts Receivable, Net
- -
- -
7,857
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
4,397
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
-8.3%
-15.52%
1.95%
Free Cash Flow
140.03%
-78.81%
-45.4%
Net Income, GAAP
-194.04%
-419.18%
42.01%
Sales/Revenue/Turnover
-2.69%
-58.73%
37.63%
Total Cash Common Dividend
27.28%
69.15%
14.4%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
6,097
- -
- -
- -
20,056
2024
- -
- -
- -
- -
19,519
2025
- -
- -
- -
- -
26,864

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
0.03
- -
- -
- -
-0.08
2024
- -
- -
- -
- -
0.34
2025
- -
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2023
- -
- -
- -
- -
0.21
2024
- -
- -
- -
- -
0.26
2025
- -
- -
- -
- -
- -
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Business
Aegon Ltd. (formerly Aegon N.V.) is a Bermuda-domiciled international financial services group headquartered in The Hague, Netherlands, with roots dating back almost 180 years to predecessor companies founded in the mid-1800s, providing life insurance, pensions, retirement solutions, investment products, asset management, accident and supplemental health insurance, and general insurance through fully owned businesses, partnerships, and strategic shareholdings. Its core fully owned businesses include Transamerica in the United States, which offers life insurance, retirement plans such as 401(k)s and annuities, and investment solutions to over ten million customers via affiliated distribution network World Financial Group with more than 87,000 agents; Aegon UK, a leading investment platform serving 3.7 million customers with pensions, savings, and investments; Aegon Asset Management, managing EUR 332 billion in assets for pension plans, insurers, banks, and other institutional and retail clients globally; Transamerica Life Bermuda for high-net-worth life insurance and wealth protection; and Aegon España for life, health, and pension products in Spain. Partnerships encompass a 59.2% economic interest in Brazil's Mongeral (MAG Seguros) for individual life insurance and pensions, including a joint venture with Banco Cooperativo do Brasil (Sicoob); a 51% stake in a joint venture with Banco Santander in Spain and Portugal for bancassurance; 50% ownership in Aegon THTF Life Insurance in China; and minority stakes in Chinese and French asset managers; while a strategic 29.99% shareholding in a.s.r. stems from the July 2023 divestiture of Dutch operations for EUR 2.2 billion in cash. Aegon operates primarily in the United States, United Kingdom, Netherlands (via stake), Brazil, Spain, Portugal, Bermuda, China, and other markets including Canada, Japan, and India, targeting individuals, families, employers, and institutions. Recent developments include accelerated growth strategies announced in June 2023 for Transamerica as the leading U.S. middle-market life insurer and in June 2024 for Aegon UK as the top digital savings platform; multiple share buybacks comprising a completed EUR 150 million program in July 2025, initiation of a EUR 200 million program in July 2025, and others; board changes with nominations of David Herzog, Lori Fouché, and Jay Ralph in March 2025; relocation to new offices at WTC Schiphol in May 2025; completion of a.s.r. integration milestones as reported in mid-2025; and strong operating capital generation tracking toward a EUR 1.2 billion target for full-year 2025, as confirmed in third-quarter trading updates.