PSB Holdings, Inc. operates as the holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses in Wisconsin. The company offers checking, savings, individual retirement, and money market accounts, as well as certificates of deposit; and certificate of deposit account registry services. It also provides debit, prepaid, and credit cards; fixed and adjustable rate mortgages; guaranteed rural housing, veterans administration, federal housing administration, construction, land, auto, personal, and student loans; home equity line of credit and loans; overdrafts; business lines of credit, equipment financing, healthcare specialty lending, small business administration loans, and business real estate financing; and business acquisition and buy-outs, and cash management services. In addition, the company offers private banking services; e-statements; investment and insurance products; commercial treasury management services; sweeps and zero balance accounts; and online bill pay, fraud protection, automated clearing house, on-site deposit, and merchant services, as well as online and mobile banking services. The company was founded in 1962 and is headquartered in Wausau, Wisconsin.
2.16EPS Dil.
9.49P/E
85.17MMarket Cap
Capital Structure
FRC
•
in mil. unless spec.
Jun'23
Sep'23
Dec'23
ST Debt
- -
- -
- -
LT Borrowings
156
151
152
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
7
7
7
Shares Outstanding
4
4
4
Market Capitalization
85
88
92
Working Capital
FRC
•
in mil. unless spec.
Jun'23
Sep'23
Dec'23
Total Current Assets
200
179
191
Cash, Cash Equivalents & STI
196
174
186
Accounts Receivable, Net
4
5
5
Inventories
- -
- -
- -
Total Current Liabilities
12
11
13
Payables & Accruals
12
11
13
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
TTM
FRC
3.61
4.59
4.79
4.78
5.07
5.34
5.57
6.16
6.91
7.27
7.86
8.67
9.74
10.83
10.75
10.79
10.65
Revenue per ShareRevenue per Share
0.68
0.63
0.96
1.07
1.20
0.96
1.30
1.61
1.83
1.58
2.29
2.51
2.40
2.88
3.07
2.16
2.16
Basic EPS, GAAPBasic EPS, GAAP
0.94
0.69
1.56
1.91
1.40
2.56
1.70
1.72
1.87
2.30
2.35
2.61
3.61
2.76
3.79
2.82
- -
Free Cash Flow per Basic ShareFree Cash Flow per Basic Share
0.22
0.22
0.23
0.24
0.25
0.26
0.27
0.28
0.30
0.32
0.36
0.40
0.42
0.46
0.51
0.71
- -
Dividend per ShareDividend per Share
7.75
7.81
8.52
9.28
10.24
10.95
12.14
13.92
15.91
17.40
19.48
21.69
23.74
26.23
29.75
32.29
32.29
Book Value per ShareBook Value per Share
7.96
8.37
9.25
9.90
10.73
11.11
12.21
13.39
14.66
15.91
17.61
20.36
23.06
23.98
20.99
23.44
23.44
Tangible Book Value per ShareTangible Book Value per Share