Qfin Holdings, Inc.

Qfin Holdings, Inc.

QFIN
Qfin Holdings, Inc.US flagNASDAQ Global Select
15.13
USD
-0.01
- -
1.97BMarket Cap
Qfin Holdings, Inc.
QFIN
(NASDAQ Global Select)

Recent

price

15.13

P/E

ratio

- -

div

yld

- -

ROIC.AI

2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
- -
4.2
36.74
49.38
78.19
92.97
89.23
83.59
94.21
120.69
117.41
Revenue per Share
- -
1.06
11.77
17.32
23.45
37.63
25.75
26.72
42.04
44.95
39.45
Basic EPS, GAAP
- -
-0.76
2.73
20.41
35.61
37.52
37.72
43.86
61.68
81.38
80.68
Free Cash Flow per Basic Share
- -
- -
- -
- -
- -
- -
6.33
5.87
8.48
10.34
- -
Dividend per Share
- -
0.93
-4.24
14.34
27.75
62.76
81.92
101.62
140.61
183.88
- -
Book Value per Share
- -
4.71
43.79
49.93
63.56
92.38
114.71
130.8
155.93
173.62
181.8
Tangible Book Value per Share
- -
156
101
144
149
154
156
160
149
133
129
Basic Weighted Avg Shares
- -
654
3,724
7,130
11,659
14,283
13,946
13,405
14,038
16,082
15,100
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
- -
1
4
8
36
66
77
74
75
68
- -
Depreciation Expense
- -
165
1,193
2,502
3,497
5,782
4,024
4,285
6,264
5,990
5,073
Net Income, GAAP
- -
22.61
28.1
15.7
14.36
17.92
15.54
19.12
20.83
18.99
19.66
Effective Tax Rate (%)
- -
25.2
32.04
35.08
29.99
40.48
28.85
31.97
44.62
37.25
33.6
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
1,583
772
LT Debt
-22
734
4,440
7,215
9,481
15,217
18,931
22,010
24,246
24,157
24,396
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
112.63
83.91
35.86
29.45
33.63
26.35
- -
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
1,492
2,240
1,417
LT Borrowings
4,835
1,583
772
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
260
244
244
Market Capitalization
28,042
17,966
11,456

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
10,922
7,549
6,548
Accounts Receivable, Net
2,017
972
724
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
21,604
22,774
19,811
ST Debt
1,492
2,240
1,417
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
22.19%
-0.37%
Free Cash Flow
- -
15.76%
17.99%
Net Income, GAAP
- -
16.65%
-4.38%
Sales/Revenue/Turnover
- -
7.11%
14.56%
Total Cash Common Dividend
- -
- -
9.12%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3,324
3,368
3,519
3,897
14,038
2025
4,099
4,329
4,352
3,409
16,082
2026
3,011
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
7.46
9.09
12.41
13.41
42.04
2025
12.81
13.05
10.96
7.92
44.95
2026
7.26
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
8.48
2025
- -
- -
- -
- -
10.34
2026
- -
- -
- -
- -
- -
Business
Qfin Holdings, Inc., along with its subsidiaries, operates a prominent AI-powered credit-tech platform within the People's Republic of China, primarily known for its Qifu Jietiao brand. The company delivers comprehensive credit-driven solutions, expertly linking prospective individual and small-to-medium enterprise borrowers with financial institutions for streamlined customer acquisition, initial and advanced credit evaluations, precise fund allocation, and essential post-lending support, which includes certain guarantee services. Additionally, Qfin offers extensive platform services to its financial institution partners, leveraging an intelligent credit engine, referral networks, and risk management Software-as-a-Service (SaaS) to facilitate loan processes and provide post-facilitation assistance under a capital-light model. This robust technology infrastructure is designed to make credit more accessible and personalized for consumers and micro-businesses. The entity was established in 2016 and is headquartered in Shanghai, People's Republic of China, having recently transitioned its name from Qifu Technology, Inc. in July 2025.

Company News

APIChatGPT
  • Buy 6 June Dividend Power Dogs

  • Why Qfin Stock Is Skyrocketing Today

  • Qfin Q1 Earnings Call Highlights

  • Qfin Holdings Inc. - Sponsored ADR (QFIN) Q1 Earnings and Revenues Surpass Estimates

  • Qfin Holdings Announces First Quarter 2026 Unaudited Financial Results

  • Qfin Holdings Inc (QFIN) Stock Down 5.8% -- Now Undervalued? GF Score: 51/100

  • Qfin Holdings to Announce First Quarter 2026 Unaudited Financial Results on May 26, 2026

  • Qfin Holdings to Hold Annual General Meeting on June 30, 2026

  • Earnings Preview: Qfin Holdings Inc. - Sponsored ADR (QFIN) Q1 Earnings Expected to Decline

  • Qfin Holdings Releases 2025 ESG Report

  • Qfin Holdings Releases 2025 ESG Report

  • Qfin Holdings Filed 2025 Annual Report on Form 20-F

  • Qfin Holdings: Tug-Of-War Between Valuations And Regulations

  • Dividend Power: 6 Ideal Buys In April

  • Brokerages Set Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) Target Price at $32.37

  • Qfin Holdings, Inc. (QFIN) Q4 2025 Earnings Call Transcript

  • Qfin Holdings Inc. - Sponsored ADR (QFIN) Misses Q4 Earnings and Revenue Estimates

  • Qfin Holdings Announces Fourth Quarter and Full Year 2025 Unaudited Financial Results and Raises Semi-Annual Dividend

  • Short Interest in Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) Decreases By 18.2%

  • Qfin (QFIN) Projected to Post Quarterly Earnings on Tuesday