Synchrony Financial
New York Stock ExchangeTotal Valuation
Synchrony Financial carries a market capitalization of 25.24B, placing it among publicly traded companies globally. Its enterprise value stands at 18.49B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.
| Market Cap | 25.24B |
| Enterprise Value | 18.49B |
Share Statistics
Synchrony Financial currently has 336.80M shares outstanding.
| Shares Outstanding | 336.80M |
| Owned by Insiders (%) | N/A |
| Owned by Institutions (%) | N/A |
Valuation Ratios
Synchrony Financial trades at a trailing price-to-earnings ratio of 6.95. The price-to-sales ratio is 1.63, and the price-to-book ratio stands at 0.97.
| PE Ratio | 6.95 |
| PS Ratio | 1.63 |
| PB Ratio | 0.97 |
| P/TBV Ratio | 1.93 |
| P/FCF Ratio | 2.51 |
| P/OCF Ratio | 2.49 |
Enterprise Valuation
On an enterprise value basis, Synchrony Financial trades at an EV/EBITDA multiple of 34.76 and an EV/FCF ratio of 1.88.
| EV / Sales | 1.24 |
| EV / EBITDA | 34.76 |
| EV / EBIT | N/A |
| EV / FCF | 1.88 |
Financial Position
| Current Ratio | N/A |
| Quick Ratio | N/A |
| Debt / Equity | 99.70 |
| Debt / EBITDA | 30.88 |
| Interest Coverage | N/A |
Financial Efficiency
| Return on Equity (ROE) | 14.83 |
| Return on Assets (ROA) | 2.96 |
| Return on Invested Capital (ROIC) | N/A |
| Return on Capital Employed (ROCE) | N/A |
| Revenue Per Employee | N/A |
| Employee Count | N/A |
| Inventory Turnover | N/A |
Taxes
Over the trailing twelve months, Synchrony Financial has paid 1.08B in income taxes, reflecting an effective tax rate of 23.14.
| Income Tax | 1.08B |
| Effective Tax Rate | 23.14 |
Stock Price Statistics
Synchrony Financial's stock has gained approximately 18.64032% over the past 52 weeks. The 50-day moving average sits at 73.43, while the 200-day moving average is 74.22.
| Beta (5Y) | N/A |
| 52-Week Price Change | 18.64032% |
| 50-Day Moving Average | 73.43 |
| 200-Day Moving Average | 74.22 |
| Average Volume (20 Days) | N/A |
Income Statement
Over the trailing twelve months, Synchrony Financial generated 14.96B in revenue and converted that into 3.60B in net income, yielding earnings per share of 9.91.
| Revenue | 14.96B |
| Gross Profit | N/A |
| Operating Income | N/A |
| Pretax Income | 4.68B |
| Net Income | 3.60B |
| EBITDA | 532.00M |
| EBIT | N/A |
| Earnings Per Share (EPS) | 9.91 |
Balance Sheet
Synchrony Financial holds 23.60B in cash and equivalents against 16.43B in total debt, resulting in a net debt position of -4.13B.
| Cash & Cash Equivalents | 23.60B |
| Total Debt | 16.43B |
| Net Debt | -4.13B |
| Equity (Book Value) | 25.21B |
| Book Value Per Share | 70.17 |
| Working Capital | N/A |
Cash Flow
Synchrony Financial produced 9.83B in operating cash flow over the past twelve months.
| Operating Cash Flow | 9.83B |
| Capital Expenditures | N/A |
| Free Cash Flow | 9.83B |
| FCF Per Share | 27.37 |
Margins
Synchrony Financial operates with a gross margin of 100.00, reflecting its pricing power and cost economics.
| Gross Margin | 100.00 |
| Operating Margin | N/A |
| Pretax Margin | 31.31 |
| Profit Margin | 24.06 |
| EBITDA Margin | 3.56 |
Dividends & Yields
The company's payout ratio of 12.34 indicates the proportion of earnings distributed to shareholders.
| Dividend Per Share | 1.44 |
| Dividend Yield | N/A |
| Payout Ratio | 12.34 |
| Shareholder Yield | 20.36 |
| FCF Yield | 39.81 |
Scores
Synchrony Financial posts an Altman Z-Score of 0.56, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.
| Altman Z-Score | 0.56 |