Truist Financial Corporation

Truist Financial Corporation

TFC
Truist Financial CorporationUS flagNew York Stock Exchange
49.67
USD
+0.91
- -
61.88BMarket Cap
Truist Financial Corporation
TFC
(New York Stock Exchange)

Recent

price

49.67

P/E

ratio

- -

div

yld

- -

ROIC.AI

2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
TTM
FRC
13.56
12.79
14.3
14.1
13.33
13.22
13.41
14.16
14.95
15.61
16.85
16.67
15.04
15.03
9.98
15.79
16.17
Revenue per Share
1.18
1.85
2.74
2.22
2.76
2.59
2.81
2.78
3.96
3.76
3.11
4.51
4.46
-1.09
3.36
3.87
4.08
Basic EPS, GAAP
3.57
5.82
5.11
7.55
4.47
4.19
3.87
5.8
5.16
1.61
4.92
5.57
7.92
6.48
1.63
4.46
4.46
Free Cash Flow per Basic Share
0.6
0.64
0.81
1.3
1.13
1.25
1.36
1.48
1.78
1.81
2.02
2.13
2.25
2.35
2.36
2.33
2.33
Dividend per Share
16.47
17.6
19.5
20.73
22.17
23.22
23.43
25.24
28.38
32.94
19.45
22.16
24.77
21.59
22.81
25.16
25.96
Book Value per Share
13.22
14.93
15.75
16.75
18.88
19.55
19.05
19.09
19.96
39.16
24.8
22.78
14.62
22.63
26.59
29.47
28.98
Tangible Book Value per Share
692
697
699
703
718
748
805
799
773
805
1,347
1,337
1,328
1,332
1,331
1,287
1,272
Basic Weighted Avg Shares
9,393
8,909
9,995
9,914
9,573
9,890
10,793
11,317
11,558
12,568
22,705
22,296
19,973
20,022
13,278
20,319
20,572
Sales/Revenue/Turnover
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Operating Margin (%)
382
363
391
421
424
461
555
550
555
630
1,608
1,384
1,366
1,215
979
837
810
Depreciation Expense
816
1,289
1,979
1,680
2,131
2,084
2,426
2,394
3,237
3,224
4,482
6,440
6,260
-1,091
4,818
5,307
5,527
Net Income, GAAP
11.87
18.18
27.36
47.3
29.45
27.22
30.23
27.39
19.78
19.46
17.92
19.47
17.78
- -
- -
16.41
15.02
Effective Tax Rate (%)
8.69
14.47
19.8
16.95
22.26
21.07
22.48
21.15
28.01
25.65
19.74
28.88
31.34
-5.45
36.29
26.12
26.87
Profit Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Working Capital
21,108
20,969
18,520
21,069
22,811
23,769
21,965
23,648
23,709
41,339
39,597
35,913
43,203
38,918
34,956
41,963
41,622
LT Debt
16,498
17,480
21,223
22,809
24,377
27,340
29,926
29,695
30,178
66,558
70,912
69,271
60,537
59,253
63,679
65,189
64,214
Total Equity
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
7.29
10.89
14.8
11.08
13
11.63
12.47
11.38
14.55
12.5
15.87
21.61
18.96
-4.71
15.12
15.86
16.28
Return on Common Equity (%)

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
29,376
22,342
27,441
LT Borrowings
41,729
41,963
41,622
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
5,907
4,916
4,916
Shares Outstanding
1,279
1,262
1,246
Market Capitalization
59,406
63,329
58,483

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
41,350
41,138
40,942
Accounts Receivable, Net
2,126
1,624
2,122
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
29,376
22,342
27,441
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
13.02%
-1.44%
2.37%
Free Cash Flow
50.38%
25.2%
165.2%
Net Income, GAAP
-51.91%
-121.6%
10.15%
Sales/Revenue/Turnover
11.29%
1.48%
53.03%
Total Cash Common Dividend
15.26%
1.97%
-4.41%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
4,818
-1,685
5,085
5,060
13,278
2025
4,899
4,987
5,187
5,246
20,319
2026
5,152
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.82
0.62
1
0.92
3.36
2025
0.88
0.91
1.05
1.02
3.87
2026
1.1
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.6
0.58
0.6
0.58
2.36
2025
0.6
0.56
0.6
0.56
2.33
2026
0.6
- -
- -
- -
- -
Business
Truist Financial Corporation (NYSE: TFC) operates as a top-10 U.S. commercial bank holding company, delivering a broad spectrum of financial services including retail and small business banking; commercial banking; corporate and investment banking; capital markets; real estate finance; asset-based lending; equipment finance; working capital solutions; mortgage origination and servicing; payments processing; asset management; wealth management encompassing financial planning, trust, investment advisory, brokerage, and estate planning services; and insurance brokerage products through specialized subsidiaries. Headquartered in Charlotte, North Carolina, the company traces its origins to 1872 through predecessor BB&T Corporation and formally emerged in December 2019 from the merger of BB&T and SunTrust Banks; it maintains approximately 1,900 branches across 15 states and Washington, D.C., primarily in the Southeastern and Mid-Atlantic U.S., with additional commercial operations extending into high-growth markets nationwide and select international wealth structuring capabilities. Truist serves consumer, small business, commercial real estate, middle-market corporate, institutional, and high-net-worth clients through integrated platforms emphasizing digital banking, AI-driven insights, fraud prevention, and personalized advisory services. In recent developments, Truist completed the divestiture of its remaining stake in Truist Insurance Holdings, the fifth-largest U.S. insurance brokerage, to Stone Point Capital, Clayton, Dubilier & Rice, and co-investors for $15.5 billion in February 2024, enabling balance sheet optimization and reinvestment into core banking operations. The company launched a major five-year growth strategy in August 2025, committing to open 100 new insights-driven branches and renovate over 300 existing ones in high-opportunity markets such as Atlanta, Austin, Charlotte, Dallas, Miami, Orlando, Philadelphia, and Washington, D.C., alongside enhancements to digital capabilities, Premier advisory services for mass affluent clients, and commercial banking expansions in Ohio and Western Pennsylvania. These initiatives build on Truist's strong capital position to deepen client relationships and capture market share in dynamic regions.

Company News

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  • Truist announces Michael P. Lyons as incoming CEO

  • The Acceleration Project & Truist Foundation Collaborate to Expand EDGE, the Financial Coaching Program for Small Businesses

  • Truist Expands CMBS Reach With Grandbridge Master Servicing Launch

  • Truist Foundation announces new Inspire Awards Challenge to support adult workers in the age of AI

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  • Grandbridge launches Master Servicing following ratings approval, expanding Truist's Commercial Mortgage Servicing Business

  • Catherine Bessant joins Truist board of directors

  • Bank of America vs. Truist: Which Bank Offers Better Upside in 2026?

  • Truist names Lindsey Stampone as regional president for Pennsylvania and New Jersey

  • Truist: Still Offering Investors A Decent Margin Of Safety

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  • Truist Financial Corporation (TFC) Presents at Bernstein 42nd Annual Strategic Decisions Conference Transcript

  • Truist announces redemption of senior notes due June 2027

  • Truist to speak at the Morgan Stanley U.S. Financials Conference