The Hanover Insurance Group, Inc.

The Hanover Insurance Group, Inc.

THG
The Hanover Insurance Group, Inc.US flagNew York Stock Exchange
207.64
USD
+6.35
- -
7.26BMarket Cap

Total Valuation

The Hanover Insurance Group, Inc. carries a market capitalization of 7.26B, placing it among publicly traded companies globally. Its enterprise value stands at 4.99B, reflecting the total theoretical takeover cost after accounting for cash holdings and debt obligations.

Market Cap7.26B
Enterprise Value4.99B

Share Statistics

The Hanover Insurance Group, Inc. currently has 35.10M shares outstanding.

Shares Outstanding35.10M
Owned by Insiders (%)N/A
Owned by Institutions (%)N/A

Valuation Ratios

The Hanover Insurance Group, Inc. trades at a trailing price-to-earnings ratio of 8.56. The price-to-sales ratio is 0.93, and the price-to-book ratio stands at 1.58.

PE Ratio8.56
PS Ratio0.93
PB Ratio1.58
P/TBV Ratio1.82
P/FCF Ratio4.98
P/OCF Ratio4.91

Enterprise Valuation

EV / Sales0.75
EV / EBITDAN/A
EV / EBITN/A
EV / FCF3.86

Financial Position

Current RatioN/A
Quick RatioN/A
Debt / Equity23.63
Debt / EBITDAN/A
Interest CoverageN/A

Financial Efficiency

Return on Equity (ROE)20.02
Return on Assets (ROA)4.51
Return on Invested Capital (ROIC)N/A
Return on Capital Employed (ROCE)17.14
Revenue Per EmployeeN/A
Employee CountN/A
Inventory TurnoverN/A

Taxes

Over the trailing twelve months, The Hanover Insurance Group, Inc. has paid 201.50M in income taxes, reflecting an effective tax rate of 21.88.

Income Tax201.50M
Effective Tax Rate21.88

Stock Price Statistics

The Hanover Insurance Group, Inc.'s stock has gained approximately 21.66169% over the past 52 weeks. The 50-day moving average sits at 188.30, while the 200-day moving average is 179.83.

Beta (5Y)N/A
52-Week Price Change21.66169%
50-Day Moving Average188.30
200-Day Moving Average179.83
Average Volume (20 Days)N/A

Income Statement

Over the trailing twelve months, The Hanover Insurance Group, Inc. generated 6.66B in revenue and converted that into 721.10M in net income, yielding earnings per share of 19.91.

Revenue6.66B
Gross ProfitN/A
Operating IncomeN/A
Pretax Income920.80M
Net Income721.10M
EBITDAN/A
EBITN/A
Earnings Per Share (EPS)19.91

Balance Sheet

The Hanover Insurance Group, Inc. holds 2.03B in cash and equivalents against 843.80M in total debt, resulting in a net debt position of 600.30M.

Cash & Cash Equivalents2.03B
Total Debt843.80M
Net Debt600.30M
Equity (Book Value)3.90B
Book Value Per Share109.41
Working CapitalN/A

Cash Flow

The Hanover Insurance Group, Inc. produced 1.26B in operating cash flow over the past twelve months.

Operating Cash Flow1.26B
Capital ExpendituresN/A
Free Cash Flow1.26B
FCF Per Share35.34

Margins

The Hanover Insurance Group, Inc. operates with a gross margin of 100.00, reflecting its pricing power and cost economics.

Gross Margin100.00
Operating MarginN/A
Pretax Margin13.82
Profit Margin10.82
EBITDA MarginN/A

Dividends & Yields

The company's payout ratio of 18.31 indicates the proportion of earnings distributed to shareholders.

Dividend Per Share3.70
Dividend YieldN/A
Payout Ratio18.31
Shareholder Yield4.57
FCF Yield20.09

Scores

The Hanover Insurance Group, Inc. posts an Altman Z-Score of 1.03, below the 3.0 threshold that indicates strong financial health and minimal bankruptcy risk.

Altman Z-Score1.03