World Acceptance Corporation

WRLD US

WRLD USWorld Acceptance Corporation

United States Composite

119.41

USD

-2.59

(-2.12%)

13.20EPS Dil.

8.85P/E

716.46MMarket Cap

World Acceptance Corporation

WRLD

(United States Composite)

Recent

price

119.41

P/E

ratio

8.85

div

yld

- -

ROIC.AI

Legends:

Stock price

Beta (1.0 Market)

% total return 06/15

Stock

S&P500

2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	TTM
23.6	26.17	30.1	35.3	44.49	54.84	66.28	61.22	58.61	60.25	58.55	73.39	76.97	90.41	98.47	- -	91.6	Revenue per Share
3.74	4.52	5.76	6.75	8.18	9.8	12.12	9.98	8.45	6.11	4.14	3.99	13.59	8.88	3.69	- -	13.49	Basic EPS, GAAP
8.77	10.88	12.17	14.2	17.63	21.91	25.46	22.85	23.94	23.53	24.98	30.13	28.23	45.15	49.7	- -	30.98	Free Cash Flow per Basic Share
- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	Dividend per Share
18.08	21.62	25.15	25.61	22.76	18.82	21.03	31.32	39.24	42.91	38.13	23.66	21.95	14.51	15.59	15.59	- -	Book Value per Share
17.07	22.38	27.41	29.34	29.24	29	34.12	43.31	51.05	57.84	57.06	49.01	54.96	54.49	58.19	58.19	72.5	Tangible Book Value per Share
16	16	16	15	13	11	9	9	9	9	9	8	6	6	6	- -	6	Basic Weighted Avg Shares
383	427	477	526	566	596	606	529	510	530	527	564	500	549	566	563	525	Sales/Revenue/Turnover
- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	Operating Margin (%)
8	2	2	2	1	1	1	1	- -	1	2	5	5	5	4	11	6	Depreciation Expense
61	74	91	101	104	107	111	86	74	54	37	31	88	54	21	21	77	Net Income, GAAP
37.82	38.33	36.3	37.02	37.4	37.38	37.04	36.63	35.44	46.95	17.78	14.5	20.75	17.78	21.79	- -	- -	Effective Tax Rate (%)
15.84	17.26	19.14	19.13	18.38	17.87	18.28	16.3	14.42	10.14	7.07	5.44	17.66	9.82	3.75	3.77	14.73	Profit Margin (%)
-121	-34	-28	-26	-31	-18	-11	-27	-29	-35	-42	-53	-37	-46	-37	-37	- -	Working Capital
113	94	187	279	400	506	501	375	295	245	252	554	497	780	679	679	578	LT Debt
290	383	443	419	366	307	316	391	461	541	552	414	405	373	385	385	424	Total Equity
- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	Return on Invested Capital (%)
12.06	12.68	11.76	10.92	11.71	13.57	13.85	10.32	9.26	6.83	3.62	1.27	9.81	3.48	-2.21	- -	- -	Return on Capital (%)
23.12	22.69	24.26	26.81	32.89	45.35	58.07	37.1	23.72	14.59	9.99	11.39	52.85	44.66	22.43	21.85	159.22	Return on Common Equity (%)

Capital Structure

•

in mil. unless spec.

Working Capital

•

in mil. unless spec.

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)	10 years	5 years	1 year
Sales/Revenue/Turnover	-0.32%	1.64%	-0.49%
Net Income, GAAP	- -	- -	- -
Free Cash Flow	- -	- -	- -
Total Cash Common Dividend	- -	- -	- -
Total Equity	- -	- -	- -

Growth Rates

•

in mil. unless spec.

Quarterly Revenue

•

in mil. unless spec.

Quarterly Earnings Per Share

•

in mil. unless spec.

Quarterly Dividends Per Share

•

in mil. unless spec.

Business: World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and filing services; and automobile club memberships. It serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.

Company News

Zacks
3 days ago
Revenue Diversification Aids Ally Financial (ALLY), Costs Ail
Zacks
24 days ago
Zacks Industry Outlook Mr. Cooper, World Acceptance and EZCORP
Zacks
25 days ago
3 Consumer Loan Stocks to Buy From a Prospering Industry
Yahoo Finance
a month ago
World Acceptance Corporation (NASDAQ:WRLD) Q4 2024 Earnings Call Transcript
GuruFocus.com
a month ago
Q4 2024 World Acceptance Corp Earnings Call Transcript
Yahoo Finance
a month ago
Q4 2024 World Acceptance Corp Earnings Call
Yahoo Finance
a month ago
World Acceptance Corp (WRLD) Exceeds Q4 Net Income Expectations, Misses on Revenue Projections
Zacks
a month ago
World Acceptance (WRLD) Tops Q4 Earnings and Revenue Estimates
Yahoo Finance
a month ago
World Acceptance (WRLD) Tops Q4 Earnings and Revenue Estimates
GuruFocus.com
a month ago
World Acceptance Corp (WRLD) Exceeds Q4 Net Income Expectations, Misses on Revenue Projections
GuruFocus.com
2 months ago
World Acceptance Corporation Announces Fourth Quarter 2024 Conference Call on the Internet
Yahoo Finance
2 months ago
World Acceptance Corporation Announces Fourth Quarter 2024 Conference Call on the Internet
Zacks
2 months ago
Enova International (ENVA) Surpasses Q1 Earnings and Revenue Estimates
Yahoo
3 months ago
World Acceptance (NASDAQ:WRLD) shareholders have earned a 74% return over the last year
Yahoo
3 months ago
World Finance Awarded on Newsweek’s Most Trustworthy Companies in America 2024 List

	Sep'24	Dec'24	Mar'24
ST Debt	- -	- -	- -
LT Borrowings	561	585	496
LT Finance Leases	83	82	82
Preferred Equity and Hybrid Capital	- -	- -	- -
Shares Outstanding	6	6	6
Market Capitalization	828	808	807

2009	2010	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023	2024	TTM
23.6	26.17	30.1	35.3	44.49	54.84	66.28	61.22	58.61	60.25	58.55	73.39	76.97	90.41	98.47	- -	91.6	Revenue per Share
3.74	4.52	5.76	6.75	8.18	9.8	12.12	9.98	8.45	6.11	4.14	3.99	13.59	8.88	3.69	- -	13.49	Basic EPS, GAAP
8.77	10.88	12.17	14.2	17.63	21.91	25.46	22.85	23.94	23.53	24.98	30.13	28.23	45.15	49.7	- -	30.98	Free Cash Flow per Basic Share
- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	Dividend per Share
18.08	21.62	25.15	25.61	22.76	18.82	21.03	31.32	39.24	42.91	38.13	23.66	21.95	14.51	15.59	15.59	- -	Book Value per Share
17.07	22.38	27.41	29.34	29.24	29	34.12	43.31	51.05	57.84	57.06	49.01	54.96	54.49	58.19	58.19	72.5	Tangible Book Value per Share
16	16	16	15	13	11	9	9	9	9	9	8	6	6	6	- -	6	Basic Weighted Avg Shares
383	427	477	526	566	596	606	529	510	530	527	564	500	549	566	563	525	Sales/Revenue/Turnover
- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	Operating Margin (%)
8	2	2	2	1	1	1	1	- -	1	2	5	5	5	4	11	6	Depreciation Expense
61	74	91	101	104	107	111	86	74	54	37	31	88	54	21	21	77	Net Income, GAAP
37.82	38.33	36.3	37.02	37.4	37.38	37.04	36.63	35.44	46.95	17.78	14.5	20.75	17.78	21.79	- -	- -	Effective Tax Rate (%)
15.84	17.26	19.14	19.13	18.38	17.87	18.28	16.3	14.42	10.14	7.07	5.44	17.66	9.82	3.75	3.77	14.73	Profit Margin (%)
-121	-34	-28	-26	-31	-18	-11	-27	-29	-35	-42	-53	-37	-46	-37	-37	- -	Working Capital
113	94	187	279	400	506	501	375	295	245	252	554	497	780	679	679	578	LT Debt
290	383	443	419	366	307	316	391	461	541	552	414	405	373	385	385	424	Total Equity
- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	- -	Return on Invested Capital (%)
12.06	12.68	11.76	10.92	11.71	13.57	13.85	10.32	9.26	6.83	3.62	1.27	9.81	3.48	-2.21	- -	- -	Return on Capital (%)
23.12	22.69	24.26	26.81	32.89	45.35	58.07	37.1	23.72	14.59	9.99	11.39	52.85	44.66	22.43	21.85	159.22	Return on Common Equity (%)

Year	Q1	Q2	Q3	Q4	FY
2022	124	131	138	155	549
2023	146	138	132	149	566
2024	127	124	126	148	563

Year	Q1	Q2	Q3	Q4	FY
2022	2.56	2.04	1.2	3.1	8.88
2023	-1.53	-0.24	1	4.44	3.69
2024	1.65	2.78	2.89	6.26	- -

	Sep'24	Dec'24	Mar'24
Total Current Assets	19	14	- -
Accounts Receivable, Net	- -	- -	- -
Cash, Cash Equivalents & STI	19	13	12
Inventories	- -	- -	- -
Total Current Liabilities	52	45	- -
Payables & Accruals	52	45	54
ST Debt	- -	- -	- -
Deferred Revenue	- -	- -	- -