Alkami Technology, Inc.

Alkami Technology, Inc.

13.26
USD
-0.20
(-1.49%)
-0.35EPS
1.47BMarket Cap
Mar 03Next Earn
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.88
1.35
2.36
2.25
2.81
3.38
4.27
4.81
Basic EPS, GAAP
-0.52
-0.68
-0.73
-0.64
-0.67
-0.41
-0.46
-0.35
Free Cash Flow per Basic Share
-0.51
-0.48
-0.47
-0.43
-0.2
0.18
0.4
0.51
Dividend per Share
- -
- -
0.08
- -
- -
- -
- -
- -
Book Value per Share
-2.35
-3.17
3.83
3.63
3.36
3.5
3.41
3.36
Tangible Book Value per Share
-2.35
-3.46
3.17
1.56
1.46
1.63
-2.06
-1.71
Basic Weighted Avg Shares
83
83
65
91
94
99
104
106
Sales/Revenue/Turnover
74
112
152
204
265
334
444
512
Operating Margin (%)
-57.84
-30.55
-26.24
-34.38
-23.96
-13.31
-10.94
-5.63
Depreciation Expense
2
3
3
8
11
11
27
33
Net Income, GAAP
-42
-51
-47
-59
-63
-41
-48
-37
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
-56.93
-45.79
-30.77
-28.69
-23.76
-12.23
-10.74
-7.24
Working Capital
10
173
312
201
109
136
98
95
LT Debt
- -
25
23
97
18
17
367
356
Total Equity
15
180
345
334
325
357
362
360
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
-17.27
-19.09
-11.98
-13.25
-10.44

Capital Structure

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
ST Debt
2
2
2
LT Borrowings
337
337
338
LT Finance Leases
19
19
18
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
107
107
107
Market Capitalization
1,677
1,938
1,465

Working Capital

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
Total Current Assets
170
177
186
Cash, Cash Equivalents & STI
78
81
85
Accounts Receivable, Net
44
50
54
Inventories
- -
- -
- -
Total Current Liabilities
74
83
91
Payables & Accruals
31
37
39
ST Debt
2
2
2
Deferred Revenue
34
34
36

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
19.44%
1.41%
Free Cash Flow
- -
-20.79%
137.7%
Net Income, GAAP
- -
1.06%
16.69%
Sales/Revenue/Turnover
- -
31.71%
32.89%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
76
82
86
90
334
2025
98
112
113
121
444
2026
126
130
135
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.12
-0.13
-0.09
-0.08
-0.41
2025
-0.08
-0.13
-0.14
-0.11
-0.46
2026
-0.09
-0.08
-0.06
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Alex P. Shootman
Full Time Employees
1,225
Sector
Technology services
Industry
Packaged software
Address
5601 Granite Parkway Plano TX United States 75204
IPO Date
Apr 14, 2021
Website
alkami.com
Business
Alkami Technology, Inc. (Nasdaq: ALKT) provides a cloud-based digital sales and service platform for U.S. banks and credit unions, integrating onboarding and account opening via the MANTL solution; award-winning digital banking for retail and business users including mobile and online banking, personal finance management, card experience, money movement, security and fraud protection, and business banking; data and marketing tools with predictive intelligence, analytics, and personalized engagement; as well as positive pay and ACH reporting solutions such as check positive pay, ACH positive pay for debits and credits, account reconciliation, and EDI translation. Founded in 2009 and headquartered in Plano, Texas, the company targets regional and community financial institutions with assets typically from $100 million to over $50 billion, enabling them to onboard users, accelerate revenues, enhance operational efficiency, and drive outcomes like deposit growth, churn reduction, and higher revenue per FTE through its multi-tenant architecture and integrations with core systems and third-party fintech providers. Recent developments include the March 2025 acquisition of MANTL, enhancing deposit and loan origination capabilities that enabled clients to raise over $3 billion in deposits from existing relationships in the first half of 2025; the 2022 acquisition of Segmint for data analysis and marketing; a November 2025 partnership with Spiral to add personalized savings and giving tools; increased stakes by investors General Atlantic in August 2025 and Jana Partners in Q3 2025; and J.D. Power certification for outstanding mobile banking in 2024 and 2025.

Company News

  • Alkami to Host Webinar with Rally Credit Union and Cornerstone Advisors on Accelerating Loan Growth Through Modern Lending Experiences

  • Texoma Community Credit Union to Build a More Connected Member Experience with Alkami's Digital Sales & Service Platform

  • What Alkami Technology (ALKT) Said on Its Q3 Earnings Call

  • Alkami Technology, Inc. (ALKT) Q3 2026 Earnings Call Transcript

  • Alkami Technology (ALKT) Q3 Earnings Lag Estimates

  • Alkami Announces Third Quarter 2026 Financial Results

  • Connexus Credit Union Renews and Expands Longstanding Partnership with Alkami to Advance Digital Banking and Grow Member Relationships

  • Alkami to Host Webinar with Thomaston Savings Bank on Using Predictive AI to Deliver Data-Driven Guidance and Accelerate Growth

  • Alkami Recognizes 2026 Hackathon Winners, Showcasing Innovation Across Its Platform

  • MANTL Brings Automated Loan Calculations and Compliance Validation to Loan Origination with Carleton Integration

  • City First Bank Partners with MANTL to Advance Its Nationwide Growth Strategy

  • Alkami to Announce Third Quarter 2026 Financial Results

  • Alkami Customers Prevent Over $263 Million in Fraud with BioCatch

  • Alkami Customers Prevent Over $263 Million in Fraud with BioCatch

  • Alkami and Bank Director Discuss How Banking Leaders Can Take AI From Ambition to Governed Action

  • Alkami Technology, Inc. (ALKT) Discusses Digital Banking Platform Decisions and Implementation Strategies Transcript

  • Webinar: Alkami Brings Implementation Expertise to the Digital Banking "Stay-or-Switch?" Decision

  • MANTL to Host Webinar with Grow Financial Federal Credit Union on Building a Connected Origination Journey That Drove 3X Volume Growth

  • Gate City Bank Accelerates Growth with Alkami's Digital Sales & Service Platform

  • Head to Head Review: Alkami Technology (NASDAQ:ALKT) vs. Next Technology (NASDAQ:NXTT)