Alkami Technology, Inc.

Alkami Technology, Inc.

ALKT
Alkami Technology, Inc.US flagNASDAQ Global Select
20.67
USD
-0.11
- -
2.21BMarket Cap
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
0.88
1.35
2.36
2.25
2.81
3.38
4.27
4.63
Basic EPS, GAAP
-0.52
-0.68
-0.73
-0.64
-0.67
-0.41
-0.46
-0.43
Free Cash Flow per Basic Share
-0.51
-0.48
-0.47
-0.43
-0.2
0.18
0.4
0.6
Dividend per Share
- -
- -
0.08
- -
- -
- -
- -
- -
Book Value per Share
-2.35
-3.17
3.83
3.63
3.36
3.5
3.41
3.39
Tangible Book Value per Share
-2.35
-3.46
3.17
1.56
1.46
1.63
-2.06
-1.74
Basic Weighted Avg Shares
83
83
65
91
94
99
104
106
Sales/Revenue/Turnover
74
112
152
204
265
334
444
490
Operating Margin (%)
-57.84
-30.55
-26.24
-34.38
-23.96
-13.31
-10.94
-7.19
Depreciation Expense
2
3
3
8
11
11
27
32
Net Income, GAAP
-42
-51
-47
-59
-63
-41
-48
-45
Effective Tax Rate (%)
- -
- -
- -
- -
- -
- -
- -
- -
Profit Margin (%)
-56.93
-45.79
-30.77
-28.69
-23.76
-12.23
-10.74
-9.21
Working Capital
10
173
312
201
109
136
98
94
LT Debt
- -
25
23
97
18
17
367
356
Total Equity
15
180
345
334
325
357
362
363
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
- -
- -
-17.27
-19.09
-11.98
-13.25
-12.77

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
2
2
2
LT Borrowings
351
337
337
LT Finance Leases
16
19
19
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
106
107
107
Market Capitalization
2,448
1,677
1,938

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
187
170
177
Cash, Cash Equivalents & STI
99
78
81
Accounts Receivable, Net
44
44
50
Inventories
- -
- -
- -
Total Current Liabilities
90
74
83
Payables & Accruals
50
35
45
ST Debt
2
2
2
Deferred Revenue
35
34
34

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
19.44%
1.41%
Free Cash Flow
- -
-20.79%
137.7%
Net Income, GAAP
- -
1.06%
16.69%
Sales/Revenue/Turnover
- -
31.71%
32.89%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
76
82
86
90
334
2025
98
112
113
121
444
2026
126
130
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.12
-0.13
-0.09
-0.08
-0.41
2025
-0.08
-0.13
-0.14
-0.11
-0.46
2026
-0.09
-0.08
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Alex Shootman
Full Time Employees
1,225
Sector
Technology
Industry
Software - Application
Address
5601 Granite Parkway Plano TX United States of America 75204
IPO Date
Apr 14, 2021
Website
alkami.com
Business
Alkami Technology, Inc. (Nasdaq: ALKT) provides a cloud-based digital sales and service platform for U.S. banks and credit unions, integrating onboarding and account opening via the MANTL solution; award-winning digital banking for retail and business users including mobile and online banking, personal finance management, card experience, money movement, security and fraud protection, and business banking; data and marketing tools with predictive intelligence, analytics, and personalized engagement; as well as positive pay and ACH reporting solutions such as check positive pay, ACH positive pay for debits and credits, account reconciliation, and EDI translation. Founded in 2009 and headquartered in Plano, Texas, the company targets regional and community financial institutions with assets typically from $100 million to over $50 billion, enabling them to onboard users, accelerate revenues, enhance operational efficiency, and drive outcomes like deposit growth, churn reduction, and higher revenue per FTE through its multi-tenant architecture and integrations with core systems and third-party fintech providers. Recent developments include the March 2025 acquisition of MANTL, enhancing deposit and loan origination capabilities that enabled clients to raise over $3 billion in deposits from existing relationships in the first half of 2025; the 2022 acquisition of Segmint for data analysis and marketing; a November 2025 partnership with Spiral to add personalized savings and giving tools; increased stakes by investors General Atlantic in August 2025 and Jana Partners in Q3 2025; and J.D. Power certification for outstanding mobile banking in 2024 and 2025.

Company News

APIChatGPT
  • Strata Credit Union Partners with Alkami to Deliver a Seamless, Personalized Digital Banking Experience

  • Alkami Puts Digital Banking Business up for Sale

  • Alkami kicks off sale process after buyer interest, sources say

  • Alkami Co:lab 2027 Registration Now Open

  • Alkami and Arkatechture Partner to Help Financial Institutions Accelerate Data-Driven Growth

  • Alkami Expands Partnership with Plaid to Deliver Connected Digital Banking Experiences

  • Alkami Technology, Inc. (ALKT) Q2 2026 Earnings Call Transcript

  • Alkami Technology (ALKT) Lags Q2 Earnings Estimates

  • Alkami Technology Q2 Earnings Call Highlights

  • Alkami Announces Second Quarter 2026 Financial Results

  • Quontic Bank Streamlines the Customer Journey From Account Opening Through Digital Banking with Alkami

  • Alkami and The Financial Brand to Host Webinar on Using Behavioral Data to Drive Digital Banking Growth

  • Alkami to Announce Second Quarter 2026 Financial Results

  • MANTL to Host Webinar with Credit Union West on How Modern Account Opening Fueled $400 Million in Deposit Growth

  • The Atlantic Federal Credit Union Reduces Consumer Loan Account Opening Time from Two Days to Six Minutes with MANTL Loan Origination

  • MANTL Surpasses $40 Billion in Deposits Raised on the Platform and Saves Financial Institutions More Than 1 Million Hours on Account Opening

  • Landmark Credit Union Showcases Digital Banking Innovation and Commercial Growth through Alkami Partnership

  • Dupaco Community Credit Union Achieves 300% Increase in New Retail Member Accounts Opened Online and Raises $138 Million in Deposits with MANTL

  • Alkami Advances Open Banking Connectivity Through FDX API Integration with Yodlee

  • Baron Discovery Fund Q1 2026: Who Moved The Needle