US stock · Financial Services sector · Insurance—Property & Casualty
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Cincinnati Financial Corporation

CINFNASDAQ

89.83

USD
-0.43
(-0.48%)
Market Open
28.12P/E
17Forward P/E
1.40P/E to S&P500
14.301BMarket CAP
2.92%Div Yield
Upcoming Earnings
25 Oct-31 Oct
Shares Short
8/31/22
4.76M
Short % of Float
3.45%
Short % of Shares Outs.
2.99%
% Held by Insiders
1.88%
% Held by Institutions
66.48%
Beta
0.54
PEG Ratio
1.34
52w. high/low
143.22/88.66
Avg. Daily Volume
0.86M
Return %
Stock
S&P 500
1 year
(22.68)
(17.80)
3 years
(17.06)
23.21
5 years
33.05
45.98
Scale: |
High
Low
27.27
20.42
23.46
10.23
18.02
10.84
22.06
16.53
23.49
16.61
30.57
21.72
41.95
29.86
44.81
35.05
51.57
40.57
68.56
45.26
72.03
59.15
77.02
60.34
110.84
68.48
108.93
43.75
125.90
80.41
143.22
88.66
Currency: USD
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
TTM
Revenue per share
25.93
24.74
23.41
23.97
23.21
23.29
25.12
27.39
29.95
31.39
33.10
34.89
33.16
48.57
46.79
59.78
44.39
Earnings per share
5.30
4.97
2.63
2.65
2.32
1.02
2.57
3.13
3.18
3.87
3.59
6.36
1.76
12.24
7.55
18.29
5.13
FCF per share
3.21
3.69
2.74
2.97
3.16
1.47
3.86
4.77
5.23
6.43
6.62
6.31
7.12
7.26
9.13
12.20
11.27
Dividends per share
1.30
1.39
1.53
1.53
1.55
1.56
1.56
1.59
1.68
2.23
1.86
2.43
2.06
2.18
2.33
2.45
2.54
CAPEX per share
0.30
0.41
0.22
0.26
0.10
0.04
0.04
0.04
0.05
0.06
0.08
0.10
0.12
0.15
0.12
0.09
0.06
Book Value per sh.
38.80
34.44
25.60
29.24
30.97
30.96
33.32
36.70
39.81
39.23
42.89
50.17
48.04
60.46
66.99
81.35
73.95
Comm.Shares outs.
175
172
163
163
163
163
164
165
165
164
165
164
163
163
161
161
161
Avg. annual P/E ratio
4.7
4.9
7.1
5.7
8.1
20.4
10.5
11.6
12.1
11.5
16.6
10.1
38.4
7.6
10.2
6.0
28.1
P/E to S&P500
0.3
0.3
0.3
0.1
0.4
1.3
0.7
0.7
0.7
0.6
0.7
0.4
1.5
0.3
0.3
0.2
1.4
Avg. annual div. yield
5.2%
5.8%
8.2%
10.1%
8.3%
7.5%
5.8%
4.4%
4.4%
5.0%
3.1%
3.8%
3.1%
2.3%
3.0%
2.2%
2.2%
Revenue (m)
4,550
4,259
3,824
3,903
3,772
3,803
4,111
4,531
4,945
5,142
5,449
5,732
5,407
7,924
7,536
9,630
7,143
Operating margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation (m)
38
36
32
38
41
42
44
50
51
52
48
55
63
72
81
93
102
Net profit (m)
930
855
429
432
377
166
421
517
525
634
591
1,045
287
1,997
1,216
2,946
542
Income tax rate
30.0%
28.3%
20.6%
25.8%
24.8%
5.7%
25.6%
27.6%
27.2%
28.0%
27.2%
(43.2)%
(14.3)%
19.2%
18.9%
19.7%
9.8%
Net profit margin
20.4%
20.1%
11.2%
11.1%
10.0%
4.4%
10.2%
11.4%
10.6%
12.3%
10.8%
18.2%
5.3%
25.2%
16.1%
30.6%
(17.0)%
Working capital (m)
(9,421)
(9,691)
(7,387)
(8,333)
(8,888)
(9,374)
(9,818)
(10,369)
(10,798)
(11,124)
(11,756)
(12,156)
(12,530)
(13,989)
(54)
25,849
22,091
Long-term debt (m)
791
791
791
790
790
821
790
790
791
786
787
787
788
788
845
843
841
Equity (m)
6,808
5,929
4,182
4,760
5,032
5,055
5,453
6,070
6,573
6,427
7,060
8,243
7,833
9,864
10,789
13,105
10,553
ROIC
12.7%
13.3%
9.5%
8.5%
7.2%
3.7%
7.4%
8.1%
7.7%
9.3%
8.0%
12.4%
4.0%
19.1%
4.6%
9.5%
3.7%
Return on capital
8.0%
7.5%
4.4%
4.4%
3.7%
1.5%
3.7%
4.3%
4.1%
4.9%
4.2%
3.6%
1.4%
9.9%
5.6%
11.9%
3.9%
Return on equity
13.7%
14.4%
10.3%
9.1%
7.5%
3.3%
7.7%
8.5%
8.0%
9.9%
8.4%
12.7%
3.7%
20.2%
11.3%
22.5%
5.1%
Plowback ratio
75.5%
71.9%
41.7%
42.4%
33.2%
(53.6)%
39.2%
49.1%
47.0%
42.3%
48.2%
61.7%
(17.1)%
82.2%
69.2%
86.6%
24.7%
Div.&Repurch./FCF
61.8%
86.1%
86.8%
51.6%
51.0%
119.6%
40.5%
39.9%
34.6%
39.8%
31.7%
47.5%
39.7%
35.6%
43.2%
27.4%
31.4%
Capital Structure
27 Jul · 2022 | Q2
All numbers in millions
Total liabilities
$ 18,639
Total assets
$ 29,192
Long-term debt
$ 841
Cash and equiv.
$ 1,098
Goodwill
$ - -
Retained earnings
$ 11,324
Common stock
161
Enterprise Value
$ 14,044
Working Capital
Currency: USD, in millions
2019
2020
2021
Cash & Investments
767
900
25,805
Receivables
2,597
2,627
2,865
Inventory
- -
- -
- -
Other
(2,597)
(3,394)
(2,395)
Current assets
767
- -
25,903
Acc. Payable
- -
- -
- -
Debt due
39
54
54
Other
14,717
- -
- -
Current liabilities
14,756
54
54
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
27.79%
15.94%
10.92%
Cash flow
33.65%
17.98%
14.08%
Earnings
142.27%
156.61%
82.40%
Dividends
5.33%
0.16%
6.12%
Book value
21.47%
12.95%
10.64%
Insider Trading
Type
Shares
Date
Skidmore Douglas S
Purchase
565
09/01/22
Brown Roger A
Exempt
1,092
08/12/22
Brown Roger A
InKind
645
08/12/22
Brown Roger A
Exempt
1,092
08/12/22
Aaron Thomas J
Purchase
1,030
08/03/22
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
(99)
2,714
2,227
2,694
7,536
2021
2,227
2,295
1,785
3,323
9,630
2022
1,215
820
- -
- -
- -
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
(7.61)
5.64
3.01
6.51
7.55
2021
3.85
4.36
0.95
9.12
18.29
2022
(1.70)
(5.02)
- -
- -
- -
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.56
0.59
0.59
0.59
2.33
2021
0.59
0.62
0.62
0.62
2.45
2022
0.62
0.68
- -
- -
- -
Company Description
Sector:
Financial Services
Industry:
Insurance—Property & Casualty
CEO:
Mr. Steven Johnston
Full-time employees:
5,166
City:
Fairfield
Address:
6200 S Gilmore Rd
IPO:
Mar 17, 1980
Website:
Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.