US stock · Financial Services sector · Insurance—Property & Casualty
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Cincinnati Financial Corporation

CINFNASDAQ

115.28

USD
+0.17
(+0.15%)
Pre Market
35.91P/E
23Forward P/E
1.63P/E to S&P500
18.120BMarket CAP
2.35%Div Yield
Upcoming Earnings
7 Feb
Shares Short
1/13/23
3.58M
Short % of Float
2.64%
Short % of Shares Outs.
2.28%
% Held by Insiders
2.08%
% Held by Institutions
67.99%
Beta
0.64
PEG Ratio
-20.78
52w. high/low
143.22/88.66
Avg. Daily Volume
0.56M
Return %
Stock
S&P 500
1 year
(5.27)
(8.58)
3 years
2.27
23.39
5 years
- -
- -
Scale: |
High
Low
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
84.10
66.33
118.19
74.26
115.53
46.07
127.25
82.62
143.22
88.66
116.46
98.83
Currency: USD
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
Revenue per share
24.74
23.41
23.97
23.21
23.29
25.12
27.39
29.95
31.39
33.10
34.89
33.16
48.57
46.79
59.78
40.70
Earnings per share
4.97
2.63
2.65
2.32
1.02
2.57
3.13
3.18
3.87
3.59
6.36
1.76
12.24
7.55
18.29
(3.02)
FCF per share
3.27
3.89
2.75
2.97
3.15
1.47
3.82
4.78
5.27
6.40
6.63
6.35
7.12
7.35
9.13
12.20
Dividends per share
1.32
1.47
1.54
1.53
1.54
1.56
1.55
1.59
1.70
2.22
1.86
2.45
2.06
2.20
2.33
2.45
CAPEX per share
0.30
0.43
0.22
0.26
0.10
0.04
0.04
0.04
0.05
0.06
0.08
0.10
0.12
0.15
0.12
0.09
Book Value per sh.
34.44
25.60
29.24
30.97
30.96
33.32
36.70
39.81
39.23
42.89
50.17
48.04
60.46
66.99
81.35
65.37
Comm.Shares outs.
172
163
163
163
163
164
165
165
164
165
164
163
163
161
161
161
Avg. annual P/E ratio
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
42.3
8.1
10.7
6.1
(37.5)
P/E to S&P500
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.7
0.3
0.3
0.2
(1.8)
Avg. annual div. yield
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
3.3%
2.1%
2.7%
2.1%
2.2%
Revenue (m)
4,259
3,824
3,903
3,772
3,803
4,111
4,531
4,945
5,142
5,449
5,732
5,407
7,924
7,536
9,630
6,557
Operating margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation (m)
36
32
38
41
42
44
50
51
52
48
55
63
72
81
93
- -
Net profit (m)
855
429
432
377
166
421
517
525
634
591
1,045
287
1,997
1,216
2,946
(486)
Income tax rate
28.3%
20.6%
25.8%
24.8%
5.7%
25.6%
27.6%
27.2%
28.0%
27.2%
(43.2)%
(14.3)%
19.2%
18.9%
19.7%
(29.9)%
Net profit margin
20.1%
11.2%
11.1%
10.0%
4.4%
10.2%
11.4%
10.6%
12.3%
10.8%
18.2%
5.3%
25.2%
16.1%
30.6%
(7.4)%
Working capital (m)
(9,691)
(7,387)
(8,333)
(8,888)
(9,374)
(9,818)
(10,369)
(10,798)
(11,124)
(11,756)
(12,156)
(12,530)
(13,989)
(54)
25,849
22,848
Long-term debt (m)
791
791
790
790
821
790
790
791
786
787
787
788
788
845
843
841
Equity (m)
5,929
4,182
4,760
5,032
5,055
5,453
6,070
6,573
6,427
7,060
8,243
7,833
9,864
10,789
13,105
10,531
ROIC
13.3%
9.5%
8.5%
7.2%
3.7%
7.4%
8.1%
7.7%
9.3%
8.0%
12.4%
4.0%
19.1%
4.6%
9.5%
- -
Return on capital
7.5%
4.4%
4.4%
3.7%
1.5%
3.7%
4.3%
4.1%
4.9%
4.2%
3.6%
1.4%
9.9%
5.6%
11.9%
- -
Return on equity
14.4%
10.3%
9.1%
7.5%
3.3%
7.7%
8.5%
8.0%
9.9%
8.4%
12.7%
3.7%
20.2%
11.3%
22.5%
(4.6)%
Plowback ratio
75.5%
71.9%
41.7%
42.4%
33.2%
(53.6)%
39.2%
49.1%
47.0%
42.3%
48.2%
61.7%
(17.1)%
82.2%
69.2%
86.6%
Div.&Repurch./FCF
61.8%
86.1%
86.8%
51.6%
51.0%
119.6%
40.5%
39.9%
34.6%
39.8%
31.7%
47.5%
39.7%
35.6%
43.2%
27.4%
Capital Structure
31 Dec · 2022 | Q4
All numbers in millions
Total liabilities
$ 19,205
Total assets
$ 29,736
Long-term debt
$ 841
Cash and equiv.
$ 1,264
Goodwill
$ - -
Retained earnings
$ 11,702
Common stock
158
Enterprise Value
$ 17,697
Working Capital
Currency: USD, in millions
2020
2021
2022
Cash & Investments
900
25,805
23,689
Receivables
2,627
2,865
- -
Inventory
- -
- -
- -
Other
(3,527)
(2,528)
364
Current assets
- -
25,903
23,689
Acc. Payable
- -
- -
- -
Debt due
54
54
841
Other
- -
- -
- -
Current liabilities
54
54
841
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
(31.91)%
9.38%
6.24%
Cash flow
33.65%
17.98%
14.08%
Earnings
(116.50)%
145.62%
66.92%
Dividends
5.33%
0.16%
6.12%
Book value
(19.64)%
9.28%
7.20%
Insider Trading
Type
Shares
Date
Benacci Nancy Cunningham
Award
950
01/26/23
Clement-Holmes Linda W
Award
950
01/26/23
Debbink Dirk J
Award
950
01/26/23
Osborn David P
Award
950
01/26/23
Price Gretchen W
Award
950
01/26/23
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
(99)
2,714
2,227
2,694
7,536
2021
2,227
2,295
1,785
3,323
9,630
2022
1,215
820
1,408
3,114
6,557
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
(7.61)
5.64
3.01
6.51
7.55
2021
3.85
4.36
0.95
9.12
18.29
2022
(1.69)
(5.02)
(2.59)
6.29
(3.02)
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.56
0.59
0.59
0.59
2.33
2021
0.59
0.62
0.62
0.62
2.45
2022
0.61
0.68
0.67
- -
- -
Company Description
Sector:
Financial Services
Industry:
Insurance—Property & Casualty
CEO:
Mr. Steven Johnston
Full-time employees:
5,166
City:
Fairfield
Address:
6200 S Gilmore Rd
IPO:
Mar 17, 1980
Website:
Cincinnati Financial Corporation, together with its subsidiaries, provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty, commercial property, commercial auto, and workers' compensation. It also provides director and officer liability insurance, contract and commercial surety bonds, and fidelity bonds; and machinery and equipment coverage. The Personal Lines Insurance segment offers personal auto insurance; homeowner insurance; and dwelling fire, inland marine, personal umbrella liability, and watercraft coverages to individuals. The Excess and Surplus Lines Insurance segment offers commercial casualty insurance that covers businesses for third-party liability from accidents occurring on their premises or arising out of their operations, such as injuries sustained from products; and commercial property insurance, which insures buildings, inventory, equipment, and business income from loss or damage due to various causes, such as fire, wind, hail, water, theft, and vandalism. The Life Insurance segment provides term life insurance products; universal life insurance products; worksite products, such as term life; and whole life insurance products. The Investments segment invests in fixed-maturity investments, including taxable and tax-exempt bonds, and redeemable preferred stocks; and equity investments comprising common and nonredeemable preferred stocks. The company also offers commercial leasing and financing services; and insurance brokerage services. Cincinnati Financial Corporation was founded in 1950 and is headquartered in Fairfield, Ohio.