Capital One Financial Corporation

Capital One Financial Corporation

COF
Capital One Financial CorporationUS flagNew York Stock Exchange
180.67
USD
-2.53
- -
112.43BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
38.61
39.58
43.21
50.51
56.25
57.46
61.15
62.3
68.78
87.42
96.2
102.2
98.82
97.85
Basic EPS, GAAP
7.02
7.74
7.18
7.01
3.55
11.98
11.26
5.32
27.38
18.2
12.18
11.82
4.07
4.93
Free Cash Flow per Basic Share
15.81
15.63
17.71
21.94
27.19
25.22
33.69
34.93
26.24
32.86
51.29
44.3
51.26
48.49
Dividend per Share
1.05
1.32
1.8
2.03
2.16
2.16
2.21
1.62
3.21
3.01
3.03
3.03
3.27
3.4
Book Value per Share
35.01
42.58
49.93
58.97
63.42
74.77
86.29
87.58
115.28
145.97
159.39
168.57
120.58
111.41
Tangible Book Value per Share
47.7
55.19
60.55
65.35
70.63
77.36
92.72
99.5
104.51
96.49
112.51
118.87
126.74
112.87
Basic Weighted Avg Shares
580
563
542
505
484
480
468
458
442
392
382
383
541
600
Sales/Revenue/Turnover
22,384
22,290
23,413
25,501
27,237
27,577
28,593
28,523
30,435
34,250
36,787
39,112
53,434
58,665
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,065
2,002
2,100
2,428
2,440
2,396
3,339
3,501
3,481
3,210
3,226
3,237
5,260
5,958
Net Income, GAAP
4,121
4,428
4,050
3,751
1,982
6,015
5,546
2,714
12,390
7,360
4,887
4,750
2,453
3,223
Effective Tax Rate (%)
33.81
32.67
31.78
31.25
61.45
17.67
19.51
15.17
21.6
20.35
19.16
19.68
8.46
11.87
Profit Margin (%)
18.41
19.87
17.3
14.71
7.28
21.81
19.4
9.52
40.71
21.49
13.28
12.14
4.59
5.49
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
39,739
47,577
38,036
42,289
51,096
49,503
48,383
39,871
42,266
47,832
49,318
44,989
49,913
51,262
Total Equity
41,632
45,053
47,284
47,514
48,730
51,668
58,011
60,204
61,029
52,582
58,089
60,784
113,616
112,261
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
21.9
19.7
15.25
12.45
5.68
17.27
13.81
6.05
26.6
13.18
7.89
7.21
3.39
4.46

Capital Structure

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
500
- -
LT Borrowings
50,842
49,891
51,262
LT Finance Leases
24
22
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
636
625
616
Market Capitalization
101,512
130,802
109,376

Working Capital

FRC

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
59,037
61,708
78,712
Accounts Receivable, Net
3,456
3,492
3,460
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
826
844
827
ST Debt
- -
500
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.47%
17.91%
86.92%
Free Cash Flow
14.36%
17.15%
63.48%
Net Income, GAAP
32.12%
46.23%
-48.36%
Sales/Revenue/Turnover
9%
13.92%
36.62%
Total Cash Common Dividend
14.63%
38.62%
62.66%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
9,402
9,533
10,014
10,190
39,112
2025
10,000
12,577
15,464
15,393
53,434
2026
15,231
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.2
1.41
4.49
2.72
11.82
2025
3.52
-8.59
4.88
3.29
4.07
2026
3.38
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.76
0.75
0.76
0.76
3.03
2025
0.76
0.9
0.69
0.92
3.27
2026
0.9
- -
- -
- -
- -

Company Description

APIChat
CEO
Richard D. Fairbank
Full Time Employees
76,300
Sector
Financial Services
Industry
Financial - Credit Services
Address
1680 Capital One Drive McLean VA United States of America 22102
IPO Date
Nov 16, 1994
Business
Capital One Financial Corporation operates as a diversified financial services holding entity, encompassing Capital One Bank (USA), National Association, and Capital One, National Association. The company delivers a broad array of financial products and services across the United States, Canada, and the United Kingdom. Its operations are structured into three key divisions: Credit Card, Consumer Banking, and Commercial Banking. The institution facilitates various deposit solutions, including checking accounts, money market accounts, negotiable order of withdrawals, savings deposits, and time deposits. Lending products provided include credit card balances, vehicle and retail financing, and tailored loans for commercial real estate and industrial clients. Beyond these, Capital One also offers credit and debit card products, comprehensive online banking capabilities, and specialized treasury management and depository services. Serving individual consumers, small businesses, and larger commercial enterprises, the company reaches its clients through modern digital platforms, traditional branch locations, unique café-style banking centers, and an extensive network of ATMs. Its domestic presence spans states such as New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California, among others. A significant strategic move, Capital One finalized its acquisition of Discover Financial Services in May 2025. This $35.3 billion transaction aims to position Capital One as a major force in the U.S. credit card market and a leading payments platform, leveraging Discover's payment network and enhancing its digital infrastructure. The company, founded in 1994 and headquartered in Tysons, Virginia, maintains a commitment to data-driven innovation and a customer-centric approach to banking.

Company News

APIChat
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