Capital One Financial Corporation

Capital One Financial Corporation

204.85
USD
-3.89
(-1.86%)
16.14EPS
12.29P/E
123.08BMarket Cap
Jan 26Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
38.61
39.58
43.21
50.51
56.25
57.46
61.15
62.3
68.78
87.42
96.2
102.2
98.82
- -
Basic EPS, GAAP
7.02
7.74
7.18
7.01
3.55
11.98
11.26
5.32
27.38
18.2
12.18
11.82
4.07
- -
Free Cash Flow per Basic Share
15.81
15.63
17.71
21.94
27.19
25.22
33.69
34.93
26.24
32.86
51.29
44.3
51.26
- -
Dividend per Share
1.05
1.32
1.8
2.03
2.16
2.16
2.21
1.62
3.21
3.01
3.03
3.03
3.27
2.76
Book Value per Share
72.7
81.41
89.68
98.95
100.37
110.47
127.06
131.17
147.46
137.9
152.71
159.44
181.76
- -
Tangible Book Value per Share
48.29
56.15
62.22
68.71
70.43
79.37
94.97
99.25
111.75
99.14
113.11
119.33
109.63
- -
Basic Weighted Avg Shares
580
563
542
505
484
480
468
458
443
392
382
383
541
621
Sales/Revenue/Turnover
22,384
22,290
23,413
25,501
27,237
27,577
28,593
28,523
30,435
34,250
36,787
39,112
53,434
- -
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2,065
2,002
2,100
2,428
2,440
2,396
3,339
3,501
3,481
3,210
3,226
3,237
5,260
- -
Net Income, GAAP
4,121
4,428
4,050
3,751
1,982
6,015
5,546
2,714
12,390
7,360
4,887
4,750
2,453
- -
Effective Tax Rate (%)
33.81
32.67
31.78
31.25
61.45
17.67
19.51
15.17
21.6
20.35
19.16
19.68
8.46
- -
Profit Margin (%)
18.41
19.87
17.3
14.71
7.28
21.81
19.4
9.52
40.71
21.49
13.28
12.14
4.59
- -
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
39,739
47,577
38,036
42,289
51,096
49,503
48,383
39,871
42,266
47,832
49,318
44,989
49,913
- -
Total Equity
41,632
45,053
47,284
47,514
48,730
51,668
58,011
60,204
61,029
52,582
58,089
60,784
113,616
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
4.83
5.09
4.09
3.53
1.84
5.5
4.96
2.54
12.18
7.23
4.7
4.46
1.82
- -
Return on Common Equity (%)
9.91
10.06
8.43
7.46
3.57
11.45
9.6
4.12
19.99
12.56
8.42
7.61
2.52
- -

Capital Structure

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
ST Debt
- -
- -
- -
LT Borrowings
51,262
44,657
- -
LT Finance Leases
- -
20
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
616
613
602
Market Capitalization
112,351
123,077
116,132

Working Capital

USD

•

in mil. unless spec.
Mar'26
Jun'26
Sep'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
78,712
56,739
- -
Accounts Receivable, Net
3,460
3,432
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
827
816
- -
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
11.47%
17.91%
86.92%
Free Cash Flow
14.36%
17.15%
63.48%
Net Income, GAAP
32.12%
46.23%
-48.36%
Sales/Revenue/Turnover
9%
13.92%
36.62%
Total Cash Common Dividend
14.63%
38.62%
62.66%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
9,402
9,533
10,005
10,190
39,112
2025
10,000
12,492
15,464
15,393
53,434
2026
15,231
15,850
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
3.2
1.41
4.49
2.72
11.82
2025
3.52
-8.59
4.88
3.29
4.07
2026
3.38
4.78
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.76
0.75
0.76
0.76
3.03
2025
0.76
0.9
0.69
0.92
3.27
2026
0.9
0.92
- -
- -
- -

Company Description

CEO
Richard D. Fairbank
Full Time Employees
76,300
Sector
Finance
Industry
Major banks
Address
1680 Capital One Drive McLean VA United States 22102
IPO Date
Nov 16, 1994
Business
Capital One Financial Corporation operates as a diversified financial services holding entity, encompassing Capital One Bank (USA), National Association, and Capital One, National Association. The company delivers a broad array of financial products and services across the United States, Canada, and the United Kingdom. Its operations are structured into three key divisions: Credit Card, Consumer Banking, and Commercial Banking. The institution facilitates various deposit solutions, including checking accounts, money market accounts, negotiable order of withdrawals, savings deposits, and time deposits. Lending products provided include credit card balances, vehicle and retail financing, and tailored loans for commercial real estate and industrial clients. Beyond these, Capital One also offers credit and debit card products, comprehensive online banking capabilities, and specialized treasury management and depository services. Serving individual consumers, small businesses, and larger commercial enterprises, the company reaches its clients through modern digital platforms, traditional branch locations, unique café-style banking centers, and an extensive network of ATMs. Its domestic presence spans states such as New York, Louisiana, Texas, Maryland, Virginia, New Jersey, and California, among others. A significant strategic move, Capital One finalized its acquisition of Discover Financial Services in May 2025. This $35.3 billion transaction aims to position Capital One as a major force in the U.S. credit card market and a leading payments platform, leveraging Discover's payment network and enhancing its digital infrastructure. The company, founded in 1994 and headquartered in Tysons, Virginia, maintains a commitment to data-driven innovation and a customer-centric approach to banking.

Company News

  • Deroy & Devereaux Private Investment Counsel Inc. Acquires 37,840 Shares of Capital One Financial Corporation $COF

  • Capital One Financial Corporation $COF Stock: Gibbs Wealth Management Boosts Position

  • Capital One Financial Corporation $COF Shares Sold by Evergreen Capital Management LLC

  • Capital One: Discover Makes It Interesting But The Credit Cycle Decides

  • Here's Why Capital One (COF) is a Strong Momentum Stock

  • Is Capital One Financial a Buy After Its Latest Earnings Report?

  • Capital One Financial Corporation $COF Shares Sold by Carnegie Investment Counsel

  • Her Card Issuer Will Ask a 69-Year-Old to Update Her Income. Putting Down Her $2,300 Social Security Check Will Cut the $25,000 Limit to $6,000. Putting Down the Right Number Will Keep It

  • Capital One Stocks Gain 4.2% as Discover Integration Meets Credit Test

  • COF Q3 Earnings Call Highlights Integration and Spending Plans

  • Capital One Financial Analysts Increase Their Forecasts Following Upbeat Q3 Results

  • Capital One Launches Limited Time Venture X Business Offer for New Cardholders

  • Capital One Stock Gains as Q3 Earnings Beat Estimates on Higher NII

  • Capital One: 3 Key Takeaways for Long-Term Investors

  • Capital One Financial: Robust Earnings Growth Will Push Shares Higher

  • Capital One Financial Corporation (COF) Q3 2026 Earnings Call Transcript

  • What Capital One Financial (COF) Said on Its Q3 Earnings Call

  • Capital One (COF) Reports Q3 Earnings: What Key Metrics Have to Say

  • Capital One (COF) Beats Q3 Earnings and Revenue Estimates

  • Capital One Logs Higher Profit, Revenue as Discover Integration Continues