Eastern Bankshares, Inc.

Eastern Bankshares, Inc.

EBC
Eastern Bankshares, Inc.US flagNASDAQ
22.92
USD
+0.30
- -
5.30BMarket Cap
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
2.7
2.8
3.32
3.01
3.9
1.93
4
3.55
3.77
Basic EPS, GAAP
0.58
0.64
0.13
0.9
1.21
1.43
0.66
0.43
1.27
Free Cash Flow per Basic Share
0.93
0.9
0.38
0.98
1.34
1.56
1.49
2.03
1.1
Dividend per Share
- -
- -
- -
0.3
0.4
0.41
0.46
0.52
0.39
Book Value per Share
7.18
7.83
9.71
10.28
11.38
12.63
11.52
10.19
- -
Tangible Book Value per Share
5.01
5.82
17.76
16.01
11.5
14.84
14.14
14.96
- -
Basic Weighted Avg Shares
210
210
172
172
166
162
181
203
214
Sales/Revenue/Turnover
567
589
570
518
645
313
725
722
805
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
20
19
28
23
23
24
38
64
55
Net Income, GAAP
123
135
23
155
200
232
120
88
271
Effective Tax Rate (%)
22.13
22.61
36.66
17.31
21.71
- -
23.24
11.34
22.15
Profit Margin (%)
21.65
22.94
3.99
29.85
30.98
74.26
16.49
12.22
33.66
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
15
15
28
34
35
40
15
153
- -
Total Equity
1,433
1,600
3,428
3,406
2,472
2,975
3,612
4,341
- -
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
8.57
1.37
9
10.93
11.81
5.78
4.25
28.24

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
47
- -
- -
LT Borrowings
153
689
- -
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
223
216
- -
Market Capitalization
3,743
4,081
4,750

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
385
429
- -
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
- -
- -
- -
ST Debt
47
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
6.77%
20.17%
Free Cash Flow
- -
53.18%
52.79%
Net Income, GAAP
- -
110.18%
-26.21%
Sales/Revenue/Turnover
- -
19.03%
-0.42%
Total Cash Common Dividend
- -
- -
28.08%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
158
154
206
217
725
2025
-53
244
240
284
722
2026
281
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.24
0.16
-0.03
0.3
0.66
2025
-1.09
0.5
0.53
0.46
0.43
2026
0.29
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.11
0.11
0.11
0.12
0.46
2025
0.12
0.13
0.13
0.14
0.52
2026
0.13
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Denis K. Sheahan
Full Time Employees
2,450
Sector
Financial Services
Industry
Banks - Regional
Address
125 High Street Boston MA United States of America 02110
IPO Date
Oct 15, 2020
Business
Eastern Bankshares, Inc. (Nasdaq: EBC) operates as the holding company for Eastern Bank, a diversified regional bank providing a full range of banking, trust, and wealth management services to retail, commercial, small business, and institutional customers across eastern Massachusetts, southern New Hampshire, and Rhode Island; core offerings include deposit products such as interest checking accounts, money market accounts, savings accounts, and time certificates of deposit; lending solutions encompassing commercial and industrial loans, commercial real estate and construction loans, small business loans, residential real estate mortgages, home equity lines of credit, and consumer loans including unsecured personal lines, overdraft protection, automobile loans, home improvement loans, and other personal loans; wealth management services through its Cambridge Trust division featuring trust administration, financial planning, portfolio management, and investment advisory; cash management services including automated lock box collection and account reconciliation; and insurance agency products covering personal, business, and employee benefits insurance. Founded in 1818 as Salem Savings Bank and headquartered in Boston, Massachusetts, the company maintains approximately 109 branches and emphasizes community-focused relationship banking with digital platforms for personal and business clients. Recent major developments include the July 2024 completion of its all-stock merger with Cambridge Bancorp, which integrated Cambridge Trust Company and expanded wealth management capabilities while surpassing $25 billion in assets; and the April 2025 announcement of a definitive merger agreement with HarborOne Bancorp, Inc., which received regulatory approvals in September 2025 and is expected to close on or about November 1, 2025, creating a $30 billion community bank with enhanced presence in Rhode Island and full systems integration targeted for February 2026.

Company News

APIChatGPT
  • Eastern Bankshares, Inc. (EBC) Q2 2026 Earnings Call Transcript

  • Eastern Bankshares Q2 Earnings Call Highlights

  • Eastern Bankshares, Inc. (EBC) Q2 Earnings and Revenues Surpass Estimates

  • Eastern Bankshares (EBC) Q2 Earnings: How Key Metrics Compare to Wall Street Estimates

  • Eastern Bankshares, Inc. Reports Second Quarter 2026 Financial Results

  • Countdown to Eastern Bankshares (EBC) Q2 Earnings: Wall Street Forecasts for Key Metrics

  • Eastern Bank Provides Financing For Multi‑Site Affordable Senior Housing Development Project In New Hampshire

  • Eastern Bankshares, Inc. Announces Second Quarter 2026 Earnings Release Date, Conference Call and Webcast

  • Bank Mergers Just Hit a 7-Year High. Here Are the Regional Banks Most Likely to Make a Deal.

  • Paul Davis Joins Eastern Bank As Senior Vice President, Commercial Real Estate Relationship Manager

  • Eastern Bankshares, Inc. To Join S&P SmallCap 600® Index

  • Eastern Bankshares, Inc. To Join S&P SmallCap 600® Index

  • Eastern Bank Provides Financing To Support Surety Bond Professionals' Transition To Employee Ownership

  • Eastern Bank Provides Financing To Support Surety Bond Professionals' Transition To Employee Ownership

  • Eastern Bank Provides Financing For Wood Partners' Alta Altitude Housing Development In Warwick, RI

  • Is It Too Late to Buy Eastern Bankshares Inc (EBC) After 3.2% Rally? GF Value Says Undervalued

  • Organon to Present New Research on Access and Value at ISPOR 2026

  • Eastern Bankshares' Big Gamble Is Paying Off (Rating Upgrade)

  • Eastern Bank Announces Leadership Appointment In Commercial Lending

  • Eastern Bankshares, Inc. (EBC) Q1 2026 Earnings Call Transcript