Equifax Inc.

Equifax Inc.

EFX
Equifax Inc.US flagNew York Stock Exchange
161.26
USD
+10.90
- -
18.95BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
19.01
20.1
22.44
26.36
28
28.34
29.01
33.97
40.39
41.85
42.84
45.89
49.31
53.38
Basic EPS, GAAP
2.9
3.03
3.61
4.1
4.89
2.58
-3.18
4.28
6.11
5.69
4.44
4.88
5.36
5.73
Free Cash Flow per Basic Share
4.69
5.08
6.48
6.9
6.79
5.58
2.6
7.79
10.95
6.19
9.09
10.7
13.11
13.36
Dividend per Share
0.88
1
1.16
1.32
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.89
2.12
Book Value per Share
18.87
18.43
19.47
22.1
26.43
25.77
21.28
26.01
29.36
32.3
36.77
38.7
38.24
37.25
Tangible Book Value per Share
-9.54
-12.19
-9.96
-22.66
-19.58
-18.37
-23.67
-19.87
-38.22
-35.43
-34.46
-27.16
-29.63
-31.73
Basic Weighted Avg Shares
121
121
119
119
120
120
121
122
122
122
123
124
123
121
Sales/Revenue/Turnover
2,304
2,436
2,664
3,145
3,362
3,412
3,508
4,128
4,924
5,122
5,265
5,681
6,074
6,444
Operating Margin (%)
26.53
26.19
26.05
26.24
24.74
13.13
-9.56
16.39
23.11
20.62
17.73
18.34
18.03
17.85
Depreciation Expense
190
204
200
269
291
316
337
399
490
569
620
681
727
747
Net Income, GAAP
352
367
429
489
587
310
-384
520
744
696
545
604
660
691
Effective Tax Rate (%)
35.61
34.87
31.7
32.01
19.9
14.42
- -
23.2
21.14
24.69
23.15
25.07
25.77
26
Profit Margin (%)
15.27
15.08
16.11
15.54
17.47
9.1
-10.95
12.6
15.11
13.59
10.36
10.63
10.87
10.73
Working Capital
-14
-233
-42
-587
-675
76
-150
-5
-1,170
-645
-663
-451
-923
-1,044
LT Debt
1,146
1,146
1,138
2,087
1,739
2,631
3,380
3,277
4,470
4,820
4,748
4,323
4,055
4,057
Total Equity
2,341
2,235
2,350
2,721
3,239
3,156
2,623
3,210
3,601
3,973
4,688
4,920
4,738
4,520
Return on Invested Capital (%)
10.55
11.04
13.01
12.58
11.77
6.55
- -
7.66
10.91
8.54
7.13
7.69
8.24
8.48
Return on Capital (%)
10.41
10.75
12.8
12.21
11.48
6.69
- -
9.16
10.37
8.9
7.19
7.6
8.24
8.46
Return on Common Equity (%)
16.62
16.33
19.02
19.66
20.12
9.89
-13.51
18.1
22.04
18.46
12.84
12.95
14.05
14.58

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,038
1,252
1,410
LT Borrowings
4,055
4,056
4,057
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
120
119
118
Market Capitalization
26,124
21,482
18,665

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
1,412
1,487
1,581
Cash, Cash Equivalents & STI
181
183
170
Accounts Receivable, Net
1,013
1,072
1,104
Inventories
- -
- -
- -
Total Current Liabilities
2,335
2,451
2,626
Payables & Accruals
769
680
624
ST Debt
1,038
1,252
1,410
Deferred Revenue
101
106
101

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.95%
8.35%
-3.69%
Free Cash Flow
22.26%
17.18%
21.99%
Net Income, GAAP
-43.71%
7.01%
9.3%
Sales/Revenue/Turnover
8.79%
8.19%
6.92%
Total Cash Common Dividend
5.68%
4.49%
20.5%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,389
1,430
1,442
1,419
5,681
2025
1,442
1,537
1,545
1,551
6,074
2026
1,649
1,700
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.01
1.32
1.14
1.4
4.88
2025
1.07
1.54
1.3
1.45
5.36
2026
1.43
1.55
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.39
0.39
0.39
0.39
1.56
2025
0.39
0.5
0.5
0.5
1.89
2026
0.56
0.56
- -
- -
- -

Company Description

CEO
Mark W. Begor
Full Time Employees
15,000
Sector
Industrials
Industry
Consulting Services
Address
1550 Peachtree Street, NW Atlanta GA United States of America 30309
IPO Date
Mar 17, 1980
Business
Equifax Inc is a global data, analytics, and technology company specializing in consumer credit reporting, workforce solutions, and information services. Founded in 1899 and headquartered in Atlanta, Georgia, Equifax operates in 24 countries across the Americas, Europe, and Asia Pacific. The company’s core products and services include consumer and commercial credit reports; verification services such as employment and income verification; mortgage solutions; financial marketing services; identity management and fraud prevention solutions; business credit and demographic data; analytical services; and software platforms for risk decisioning and portfolio management. Equifax serves a broad range of industries including financial services, retail, telecommunications, utilities, healthcare, government agencies, and credit unions. Equifax’s business is organized into three main segments: U.S. Information Solutions, Workforce Solutions, and International. The U.S. Information Solutions segment delivers consumer and commercial information solutions through online platforms, mortgage reporting, fraud and identity management services, and marketing analytics. Workforce Solutions provides employment and income verification, reemployment services, and human resources business process outsourcing. The International segment offers credit and data analytics products across various global markets. Recent major changes include the near completion of Equifax’s transition to the EFX Cloud, which now supports close to 85% of its revenue, enabling accelerated new product innovation with over 100 new product releases in 2024. The company reported a 7% year-over-year revenue growth in the fourth quarter of 2024, driven by a 29% increase in U.S. mortgage revenue and strong performance in workforce solutions. Equifax continues to invest in advanced analytics, artificial intelligence via EFX.AI capabilities, and new data-driven products to drive growth and improve margins. It also maintains a leading security program, reinforcing its position in fraud prevention and data breach response services. The company projects continued revenue growth in 2025 with an emphasis on expanding cloud-based services and AI-driven solutions. Equifax remains publicly traded on the NYSE under the symbol EFX, with approximately 15,000 employees worldwide and annual revenues projected near $6 billion for 2025.

Company News

  • Stay Ahead of the Game With Equifax (EFX) Q3 Earnings: Wall Street's Insights on Key Metrics

  • Mortgage Paid, Cards Closed, Retired: A 68-Year-Old’s Credit Score Will Fall 70 Points the Year She Does Everything Right

  • Equifax (EFX) Reports Next Week: Wall Street Expects Earnings Growth

  • Equifax announces Mortgage Ultimate™ with adaptive automation for seamless, expansive verification coverage

  • Equifax Mortgage Score Select™ Supports Dual Score Approach

  • Equifax Reports Accelerated Adoption of VantageScore® 4.0 Across the Mortgage Industry

  • Equifax Earnings Q3 Preview: Too Many Unknowns Regarding The Outlook

  • EFX Gains From Proprietary Data & AI Products Growth Amid High Rates

  • Equifax Announces Earnings Release Date and Conference Call for Third Quarter 2026 Results

  • Enerflex Ltd. (TSE:EFX) Stock Has Average Price Target of C$37.69 According to Brokerages

  • Equifax, Inc. (NYSE:EFX) Receives Average Rating of “Moderate Buy” from Analysts

  • Credit Card Application Fraud Climbs as Identity Thieves Disproportionately Target Canadians Aged 56 to 65

  • Why Equifax (EFX) is a Top Value Stock for the Long-Term

  • Equifax Second Quarter 2026 Market Pulse Index Report Sees First Pause in K-Shaped Economic Widening in Three Years

  • Equifax Second Quarter 2026 Market Pulse Index Report Sees First Pause in K-Shaped Economic Widening in Three Years

  • Why Equifax (EFX) is a Top Growth Stock for the Long-Term

  • Equifax launches two new intelligence solutions to help businesses mitigate automated fraud

  • Equifax introduces Healthcare Report™ Credential ID

  • Here's Why Investors Should Hold EFX Stock in Their Portfolios Now

  • Equifax Inc. (EFX) Presents at Barclays 24th Annual Global Financial Services Conference Transcript