Equifax, Inc.

Equifax, Inc.

192.21
USD
+4.49
(+2.39%)
5.73EPS
27.71P/E
18.67BMarket Cap
Feb 10Next Earn
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
19.01
20.1
22.44
26.36
28
28.34
29.01
33.97
40.39
41.85
42.84
45.89
49.31
53.38
Basic EPS, GAAP
2.9
3.03
3.61
4.1
4.89
2.58
-3.18
4.28
6.11
5.69
4.44
4.88
5.36
5.73
Free Cash Flow per Basic Share
4.69
5.08
6.48
6.9
6.79
5.58
2.6
7.79
10.95
6.19
9.09
10.7
13.11
13.36
Dividend per Share
0.88
1
1.16
1.32
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.56
1.89
2.12
Book Value per Share
18.87
18.43
19.47
22.1
26.43
25.77
21.28
26.01
29.36
32.3
36.77
38.7
38.24
37.25
Tangible Book Value per Share
-9.54
-12.19
-9.96
-22.66
-19.58
-18.37
-23.67
-19.87
-38.22
-35.43
-34.46
-27.16
-29.63
-31.73
Basic Weighted Avg Shares
121
121
119
119
120
120
121
122
122
122
123
124
123
121
Sales/Revenue/Turnover
2,304
2,436
2,664
3,145
3,362
3,412
3,508
4,128
4,924
5,122
5,265
5,681
6,075
6,445
Operating Margin (%)
26.53
26.19
26.05
26.24
24.74
13.13
-9.56
16.39
23.11
20.62
17.73
18.34
18.03
17.85
Depreciation Expense
190
204
200
269
291
316
337
399
490
569
620
681
727
747
Net Income, GAAP
352
367
429
489
587
311
-384
520
744
696
545
604
660
691
Effective Tax Rate (%)
35.61
34.87
31.7
32.01
19.9
14.42
- -
23.2
21.14
24.69
23.15
25.07
25.77
26
Profit Margin (%)
15.27
15.08
16.11
15.54
17.47
9.1
-10.95
12.6
15.11
13.59
10.36
10.63
10.87
10.73
Working Capital
-14
-233
-42
-587
-675
76
-150
-5
-1,170
-645
-663
-451
-923
-1,044
LT Debt
1,146
1,146
1,138
2,087
1,739
2,631
3,380
3,277
4,470
4,820
4,748
4,323
4,055
4,057
Total Equity
2,341
2,235
2,350
2,721
3,239
3,156
2,623
3,210
3,601
3,973
4,688
4,920
4,738
4,520
Return on Invested Capital (%)
10.55
11.04
13.01
12.58
11.77
6.55
- -
7.66
10.91
8.54
7.13
7.69
8.24
8.48
Return on Capital (%)
10.41
10.75
12.8
12.21
11.48
6.69
- -
9.16
10.37
8.9
7.19
7.6
8.24
8.46
Return on Common Equity (%)
16.62
16.33
19.02
19.66
20.12
9.89
-13.51
18.1
22.04
18.46
12.84
12.95
14.05
14.58

Capital Structure

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
1,038
1,253
1,410
LT Borrowings
4,055
4,056
4,057
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
120
119
118
Market Capitalization
26,124
21,482
18,665

Working Capital

USD

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
1,412
1,487
1,581
Cash, Cash Equivalents & STI
181
183
170
Accounts Receivable, Net
1,013
1,072
1,104
Inventories
- -
- -
- -
Total Current Liabilities
2,335
2,451
2,626
Payables & Accruals
769
680
624
ST Debt
1,038
1,253
1,410
Deferred Revenue
101
106
101

Growth Rates

USD

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.95%
8.35%
-3.69%
Free Cash Flow
22.26%
17.18%
21.99%
Net Income, GAAP
-43.71%
7.01%
9.3%
Sales/Revenue/Turnover
8.79%
8.19%
6.92%
Total Cash Common Dividend
5.68%
4.49%
20.5%

Quarterly Revenue

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,389
1,431
1,442
1,419
5,681
2025
1,442
1,537
1,545
1,551
6,075
2026
1,649
1,700
- -
- -
- -

Quarterly Earnings Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.01
1.32
1.14
1.4
4.88
2025
1.07
1.54
1.3
1.45
5.36
2026
1.43
1.55
- -
- -
- -

Quarterly Dividends Per Share

USD

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.39
0.39
0.39
0.39
1.56
2025
0.39
0.5
0.5
0.5
1.89
2026
0.56
0.56
- -
- -
- -

Company Description

CEO
Mark W. Begor
Full Time Employees
15,000
Sector
Commercial services
Industry
Financial publishing/Services
Address
1550 Peachtree Street, NW Atlanta GA United States 30309
IPO Date
May 11, 1971
Business
Equifax Inc is a global data, analytics, and technology company specializing in consumer credit reporting, workforce solutions, and information services. Founded in 1899 and headquartered in Atlanta, Georgia, Equifax operates in 24 countries across the Americas, Europe, and Asia Pacific. The company’s core products and services include consumer and commercial credit reports; verification services such as employment and income verification; mortgage solutions; financial marketing services; identity management and fraud prevention solutions; business credit and demographic data; analytical services; and software platforms for risk decisioning and portfolio management. Equifax serves a broad range of industries including financial services, retail, telecommunications, utilities, healthcare, government agencies, and credit unions. Equifax’s business is organized into three main segments: U.S. Information Solutions, Workforce Solutions, and International. The U.S. Information Solutions segment delivers consumer and commercial information solutions through online platforms, mortgage reporting, fraud and identity management services, and marketing analytics. Workforce Solutions provides employment and income verification, reemployment services, and human resources business process outsourcing. The International segment offers credit and data analytics products across various global markets. Recent major changes include the near completion of Equifax’s transition to the EFX Cloud, which now supports close to 85% of its revenue, enabling accelerated new product innovation with over 100 new product releases in 2024. The company reported a 7% year-over-year revenue growth in the fourth quarter of 2024, driven by a 29% increase in U.S. mortgage revenue and strong performance in workforce solutions. Equifax continues to invest in advanced analytics, artificial intelligence via EFX.AI capabilities, and new data-driven products to drive growth and improve margins. It also maintains a leading security program, reinforcing its position in fraud prevention and data breach response services. The company projects continued revenue growth in 2025 with an emphasis on expanding cloud-based services and AI-driven solutions. Equifax remains publicly traded on the NYSE under the symbol EFX, with approximately 15,000 employees worldwide and annual revenues projected near $6 billion for 2025.

Company News

  • Nearly Half of Young Adults Surveyed Worry their Financial Health Could Affect Major Financial Milestones

  • Her Mother Has Dementia. She Can Freeze Her Mother’s Credit at All Three Bureaus, for Free, Before a Scammer Opens an Account in Her Name

  • Her Father Died in March. Until She Tells the Credit Bureaus and Social Security, His Name Is an Open Door for Identity Thieves

  • Equifax Announces Participation in Upcoming Investor Conferences

  • American Century Equity Income Fund Q3 2026 Portfolio Activity

  • Canadians Confident They Can Spot Scams, but Cybersecurity Habits Tell a Different Story

  • Don't Overlook Equifax (EFX) International Revenue Trends While Assessing the Stock

  • Here Are Monday’s Top Wall Street Analyst Research Calls: Block, Boise Cascade, Equifax, FirstEnergy, Lockheed Martin, Lumentum Holdings, NetApp, Roper Technologies, Spotify, Technology, and More

  • 2,761 Shares of Equifax, Inc. $EFX Bought by MBL Wealth LLC

  • Is It Too Late to Buy Equifax Inc (EFX) After 6.6% Rally? GF Value Says Undervalued

  • Small Business Owners Putting up Personal Assets to Keep Businesses Afloat, New Equifax Canada Survey Finds

  • Canoe Financial LP Purchases 779,005 Shares of Equifax, Inc. $EFX

  • CBZ vs. EFX: Which Stock Should Value Investors Buy Now?

  • 41,700 Shares of Equifax, Inc. $EFX Bought by Kapitalo Investimentos Ltda

  • Equifax Inc. (EFX) Q3 2026 Earnings Call Transcript

  • Equifax Q3 Earnings Call Highlights

  • Equifax Inc (EFX) (Q3 2026) Earnings Call Highlights: Diversified Growth and Margin Expansion Offset Mortgage Headwinds

  • Equifax: 3 Key Takeaways for Long-Term Investors

  • Why Equifax Stock Popped After Earnings

  • Compared to Estimates, Equifax (EFX) Q3 Earnings: A Look at Key Metrics