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Enova International, Inc.

ENVANYSE

42.16

USD
+0.32
(+0.76%)
Market Closed
7.45P/E
5Forward P/E
0.35P/E to S&P500
1.385BMarket CAP
- -Div Yield
SummaryFinancialsTranscriptsMonitoringClassic View
Upcoming Earnings
1 May-5 May
Shares Short
2/28/23
886.58k
Short % of Float
3.60%
Short % of Shares Outs.
2.81%
% Held by Insiders
3.31%
% Held by Institutions
93.84%
Beta
1.55
PEG Ratio
- -
52w. high/low
55.53/25.80
Avg. Daily Volume
0.23M
Return %
Stock
S&P 500
1 year
22.37
(9.05)
3 years
165.97
50.26
5 years
88.61
38.50
Scale: |
High
Low
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
32.10
21.43
24.65
5.99
13.90
4.64
16.80
11.15
39.00
15.30
31.95
19.19
29.33
7.84
43.47
22.01
47.88
25.80
55.53
37.81
Currency: USD
- -
- -
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
Revenue per share
- -
- -
4.06
6.00
7.90
20.03
23.19
24.54
19.77
22.46
25.17
32.77
34.84
33.98
33.23
53.77
Earnings per share
- -
- -
0.54
0.75
1.12
1.78
2.36
3.38
1.33
1.04
0.87
2.06
1.09
11.85
7.05
6.42
FCF per share
- -
- -
4.20
6.24
7.36
10.84
12.83
12.63
7.63
11.42
12.85
19.67
24.58
22.30
12.16
26.34
Dividends per share
- -
- -
- -
- -
- -
- -
- -
3.71
- -
- -
- -
- -
- -
- -
- -
- -
CAPEX per share
- -
- -
0.37
0.38
0.46
0.54
0.45
0.40
0.98
0.43
0.49
0.47
0.60
0.92
0.82
1.35
Book Value per sh.
- -
- -
1.68
2.42
1.26
2.95
5.24
4.67
6.24
7.28
8.40
10.23
11.17
28.76
30.07
36.73
Comm.Shares outs.
- -
- -
33
33
33
33
33
33
33
33
34
34
34
32
36
32
Avg. annual P/E ratio
- -
- -
- -
- -
- -
- -
- -
7.3
12.3
8.0
16.1
13.0
21.8
1.5
4.8
5.6
P/E to S&P500
- -
- -
- -
- -
- -
- -
- -
0.4
0.6
0.4
0.7
0.5
0.9
0.0
0.2
0.3
Avg. annual div. yield
- -
- -
- -
- -
- -
- -
- -
15.0%
- -
- -
- -
- -
- -
- -
- -
- -
Revenue (m)
- -
- -
134
198
261
661
765
810
653
746
844
1,114
1,175
1,084
1,208
1,736
Operating margin
- -
- -
- -
- -
- -
17.3%
18.6%
26.5%
19.1%
16.3%
15.9%
16.4%
21.1%
33.0%
34.2%
22.1%
Depreciation (m)
- -
- -
7
9
11
13
17
19
18
16
14
15
15
20
35
37
Net profit (m)
- -
- -
18
25
37
59
78
112
44
35
29
70
37
378
256
207
Income tax rate
- -
- -
36.6%
36.4%
36.6%
36.6%
35.8%
36.7%
37.6%
39.8%
22.8%
8.3%
24.7%
13.1%
23.8%
23.9%
Net profit margin
- -
- -
13.2%
12.5%
14.2%
8.9%
10.2%
13.8%
6.7%
4.6%
3.5%
6.3%
3.1%
34.9%
21.2%
11.9%
Working capital (m)
- -
- -
- -
- -
- -
(167)
(83)
377
459
575
754
907
1,086
1,524
2,138
(54)
Long-term debt (m)
- -
- -
256
270
411
428
424
494
553
650
789
858
1,027
1,014
1,425
2,259
Equity (m)
- -
- -
55
80
42
97
173
154
206
242
282
348
377
917
1,093
1,186
ROIC
- -
- -
25.1%
33.1%
32.9%
52.6%
41.5%
19.5%
9.5%
8.2%
8.0%
11.5%
8.0%
22.9%
12.1%
8.3%
Return on capital
- -
- -
39.6%
52.0%
51.9%
18.6%
20.4%
28.3%
14.0%
12.6%
9.7%
11.7%
9.8%
24.8%
15.0%
10.3%
Return on equity
- -
- -
32.0%
31.1%
89.1%
60.4%
45.1%
72.5%
21.4%
14.3%
10.4%
20.2%
9.7%
41.2%
23.4%
17.5%
Plowback ratio
- -
- -
100.0%
100.0%
100.0%
100.0%
100.0%
(9.6)%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
Div.&Repurch./FCF
- -
- -
- -
- -
- -
- -
- -
29.4%
0.1%
0.1%
1.2%
2.6%
4.1%
7.9%
26.4%
16.8%
Capital Structure
24 Feb · 2023 | Q4
All numbers in millions
Total liabilities
$ 2,595
Total assets
$ 3,781
Long-term debt
$ 2,259
Cash and equiv.
$ 100
Goodwill
$ 279
Retained earnings
$ 1,313
Common stock
31
Enterprise Value
$ 3,544
Working Capital
Currency: USD, in millions
2020
2021
2022
Cash & Investments
297
165
100
Receivables
1,282
2,068
44
Inventory
- -
- -
- -
Other
72
(71)
(197)
Current assets
1,651
2,294
144
Acc. Payable
27
37
198
Debt due
- -
- -
- -
Other
100
119
- -
Current liabilities
127
156
198
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
43.72%
13.22%
10.97%
Cash flow
92.31%
16.05%
15.84%
Earnings
(19.07)%
208.25%
102.04%
Dividends
- -
- -
- -
Book value
8.52%
44.89%
28.85%
Insider Trading
Type
Shares
Date
Cunningham Steven E
Exempt
2,356
03/03/23
Cunningham Steven E
Sale
2,592
03/03/23
Cunningham Steven E
Exempt
644
03/02/23
Cunningham Steven E
Exempt
3,000
02/24/23
Fisher David
Exempt
7,570
02/17/23
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
362
253
205
264
1,084
2021
259
265
320
364
1,208
2022
386
408
456
486
1,736
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.17
1.51
2.94
7.23
11.85
2021
2.09
2.21
1.42
1.34
7.05
2022
1.62
1.62
1.60
1.58
6.42
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
- -
- -
- -
- -
- -
2021
- -
- -
- -
- -
- -
2022
- -
- -
- -
- -
- -
Company Description
Sector:
Financial Services
Industry:
Credit Services
CEO:
Mr. David A. Fisher J.D.
Full-time employees:
1,463
City:
Chicago
Address:
175 West Jackson Boulevard
IPO:
Oct 30, 2014
CIK:
0001529864
Website:
enova.com
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, Australia, and Canada. The company offers installment loans; line of credit accounts; receivables purchase agreements; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It markets its financing products under the CashNetUSA, NetCredit, OnDeck, Headway Capital, The Business Backer, Simplic, and Pangea names. Enova International, Inc. was incorporated in 2011 and is headquartered in Chicago, Illinois.