US stock · Financial Services sector · Credit Services
F
FirstCash Holdings, Inc
FCFS
NASDAQ93.03
USD
+0.74
(+0.80%)
Market Closed
17.22P/E
14Forward P/E
0.82P/E to S&P500
4.307BMarket CAP
1.37%Div Yield
Upcoming Earnings
2 Feb
Shares Short
2/28/23
686.91k
Short % of Float
2.22%
Short % of Shares Outs.
1.48%
% Held by Insiders
20.06%
% Held by Institutions
77.69%
Beta
0.79
PEG Ratio
2.17
52w. high/low
100.00/63.43
Avg. Daily Volume
0.21M
Return %
Stock
S&P 500
1 year
34.28
(12.11)
3 years
32.54
64.73
5 years
14.53
50.61
Scale: |
High
Low
20.00
7.54
22.89
11.26
32.06
19.82
52.18
29.71
49.64
33.27
64.06
47.56
63.93
46.01
55.96
35.82
53.95
29.64
68.60
39.80
95.40
66.28
106.80
69.83
90.56
51.15
97.04
54.85
100.00
58.30
95.45
85.30
Currency: USD
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
Revenue per share
12.33
11.28
12.38
14.25
16.98
20.61
22.73
24.86
25.04
31.10
37.19
39.77
43.34
39.31
42.00
67.46
Earnings per share
1.12
(0.73)
1.68
1.91
2.53
2.78
2.88
2.97
2.16
1.72
3.01
3.42
3.83
2.57
3.09
6.27
FCF per share
(0.26)
1.26
2.19
1.83
1.67
2.32
2.75
2.57
2.55
1.80
3.83
4.19
2.62
3.35
5.52
11.60
Dividends per share
- -
- -
- -
- -
- -
- -
- -
- -
- -
0.57
0.77
0.91
1.02
1.08
- -
- -
CAPEX per share
0.76
0.68
0.52
0.61
0.94
0.76
0.92
0.84
0.75
0.97
0.78
1.24
2.77
2.00
- -
- -
Book Value per sh.
6.39
5.22
7.19
9.85
10.27
12.19
14.25
15.64
15.33
41.43
30.83
29.44
31.38
30.93
44.70
46.47
Comm.Shares outs.
32
30
30
30
31
29
29
29
28
35
48
45
43
42
40
40
Avg. annual P/E ratio
19.5
(19.9)
10.2
12.8
15.3
15.3
19.2
18.4
20.5
26.9
18.5
23.8
23.6
26.7
24.2
12.2
P/E to S&P500
1.1
(0.9)
0.1
0.6
0.9
1.0
1.1
1.0
1.0
1.2
0.8
1.0
1.0
0.7
0.8
0.6
Avg. annual div. yield
- -
- -
- -
- -
- -
- -
- -
- -
- -
1.2%
1.4%
1.1%
1.1%
1.6%
- -
- -
Revenue (m)
388
334
366
431
521
596
661
713
705
1,088
1,780
1,781
1,864
1,631
1,699
2,729
Operating margin
13.8%
18.4%
18.5%
19.7%
20.7%
20.8%
18.7%
18.2%
15.7%
13.6%
12.2%
13.5%
13.9%
12.0%
11.6%
10.4%
Depreciation (m)
11
12
11
11
11
13
15
17
18
32
55
43
42
42
46
104
Net profit (m)
35
(22)
50
58
78
80
84
85
61
60
144
153
165
107
125
253
Income tax rate
36.4%
37.1%
37.4%
35.9%
34.5%
33.9%
29.7%
27.0%
30.8%
35.7%
16.5%
25.4%
26.7%
25.8%
25.0%
21.7%
Net profit margin
9.1%
(6.5)%
13.6%
13.4%
14.9%
13.5%
12.7%
11.9%
8.6%
5.5%
8.1%
8.6%
8.8%
6.5%
7.4%
9.3%
Working capital (m)
122
98
101
170
175
210
241
265
279
749
722
657
538
418
744
835
Long-term debt (m)
59
78
5
1
- -
111
187
222
258
457
402
591
632
811
1,496
1,578
Equity (m)
201
154
212
298
315
352
414
449
431
1,450
1,475
1,318
1,350
1,284
1,808
1,880
ROIC
12.7%
0.3%
21.4%
18.4%
23.5%
17.1%
14.2%
14.2%
10.2%
3.7%
8.4%
8.9%
8.5%
5.9%
4.3%
8.6%
Return on capital
18.5%
0.4%
29.5%
25.8%
32.3%
24.3%
18.7%
18.2%
13.8%
5.3%
9.5%
11.1%
10.6%
7.3%
5.2%
10.1%
Return on equity
17.5%
(13.9)%
23.4%
19.3%
24.7%
22.8%
20.2%
19.0%
14.1%
4.1%
9.8%
11.6%
12.2%
8.3%
6.9%
13.5%
Plowback ratio
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
100.0%
67.1%
74.4%
73.3%
73.3%
58.0%
100.0%
100.0%
Div.&Repurch./FCF
(306.4)%
- -
- -
- -
107.6%
91.5%
48.3%
59.6%
55.8%
31.4%
70.2%
167.5%
142.1%
109.0%
- -
33.6%
Capital Structure
6 Feb · 2023 | Q4
All numbers in millions
Total liabilities
$ 2,025
Total assets
$ 3,905
Long-term debt
$ 1,578
Cash and equiv.
$ 117
Goodwill
$ 1,581
Retained earnings
$ 1,061
Common stock
40
Enterprise Value
$ 5,767
Working Capital
Currency: USD, in millions
2020
2021
2022
Cash & Investments
66
120
117
Receivables
359
595
552
Inventory
190
263
288
Other
9
210
225
Current assets
625
1,135
1,131
Acc. Payable
7
240
139
Debt due
89
91
93
Other
111
61
63
Current liabilities
206
391
296
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
60.62%
14.24%
20.19%
Cash flow
110.16%
38.54%
36.08%
Earnings
102.94%
23.08%
23.34%
Dividends
- -
- -
- -
Book value
3.96%
10.58%
30.44%
Insider Trading
Type
Shares
Date
Rippel Douglas Richard
Sale
10,359
02/02/23
Davis Marthea
Award
1,503
02/01/23
Graves James H
Award
1,503
02/01/23
Hambleton Howard F
Award
6,678
02/01/23
Stuart Thomas Brent
Award
14,001
02/01/23
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
466
413
360
392
1,631
2021
408
390
400
502
1,699
2022
660
648
672
749
2,729
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.79
0.62
0.36
0.79
2.57
2021
0.83
0.70
0.83
0.73
3.09
2022
0.69
2.13
1.47
1.98
6.27
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.27
0.27
0.27
0.27
1.08
2021
0.27
0.30
0.30
- -
0.88
2022
0.36
0.35
0.39
- -
1.10
Company Description
Sector:
Financial Services
Industry:
Credit Services
CEO:
Mr. Rick L. Wessel
Full-time employees:
17,000
City:
Fort Worth
Address:
1600 West 7th Street
FirstCash Holdings, Inc, together with its subsidiaries, operates retail pawn stores in the United States, Mexico, and rest of Latin America. Its pawn stores lend money on the collateral of pledged personal property, including jewelry, electronics, tools, appliances, sporting goods, and musical instruments; and retails merchandise acquired through collateral forfeitures on forfeited pawn loans and over-the-counter purchases of merchandise directly from customers. The company is also involved in melting scrap jewelry, as well as sells gold, silver, and diamonds in commodity markets. As of December 31, 2021, it operated 1,081 stores in the United States and the District of Columbia; 1,656 stores in Mexico; 60 stores in Guatemala; 13 stores in El Salvador; and 15 stores in Colombia. The company was incorporated in 1988 and is headquartered in Fort Worth, Texas.