US stock · Financial Services sector · Banks—Regional
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First Citizens BancShares, Inc.

FCNCANASDAQ

778.13

USD
-2.03
(-0.26%)
Pre Market
12.39P/E
8Forward P/E
0.56P/E to S&P500
11.215BMarket CAP
0.28%Div Yield
Upcoming Earnings
26 Apr-1 May
Shares Short
1/13/23
307.67k
Short % of Float
3.39%
Short % of Shares Outs.
2.12%
% Held by Insiders
20.48%
% Held by Institutions
65.74%
Beta
0.95
PEG Ratio
- -
52w. high/low
885.38/598.01
Avg. Daily Volume
0.08M
Return %
Stock
S&P 500
1 year
(0.11)
(7.99)
3 years
46.06
23.80
5 years
88.21
56.27
Scale: |
High
Low
198.44
117.75
167.70
73.48
213.99
164.26
208.55
137.10
187.72
155.00
229.97
165.50
271.97
206.14
269.50
213.74
367.00
217.41
436.00
319.40
488.44
355.18
542.12
371.30
615.88
276.08
915.40
558.44
947.71
598.01
840.81
727.34
Currency: USD
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
TTM
Revenue per share
71.96
74.35
77.81
78.19
100.09
114.19
107.88
104.36
102.77
112.32
111.32
121.32
130.04
152.38
180.99
187.30
220.26
Earnings per share
12.12
10.41
8.73
11.15
18.50
18.80
13.11
17.43
13.56
17.52
18.77
26.96
33.53
41.05
48.90
55.77
73.11
FCF per share
8.01
5.57
12.66
7.95
7.27
53.18
10.97
27.55
9.74
11.93
12.54
22.22
52.38
37.65
20.55
(28.91)
157.41
Dividends per share
1.10
1.10
1.10
1.20
1.20
1.20
1.50
0.90
1.13
1.50
1.20
0.90
1.41
1.63
3.02
4.24
5.24
CAPEX per share
10.73
10.00
9.12
9.19
6.79
7.41
8.68
6.87
8.09
7.47
6.81
7.06
11.76
10.87
13.26
- -
- -
Book Value per sh.
125.62
138.12
138.33
149.46
166.08
179.36
181.95
215.89
262.93
239.14
250.82
277.60
292.25
321.89
420.54
482.58
696.58
Comm.Shares outs.
10
10
10
10
10
10
10
10
10
12
12
12
12
11
10
10
13
Avg. annual P/E ratio
- -
17.7
16.7
12.4
10.2
9.6
13.0
11.3
17.2
14.0
14.4
13.6
12.8
11.0
8.8
14.4
12.4
P/E to S&P500
- -
1.0
0.8
0.2
0.5
0.6
0.9
0.7
0.9
0.7
0.6
0.6
0.5
0.5
0.2
0.5
0.6
Avg. annual div. yield
- -
0.6%
0.8%
0.9%
0.6%
0.7%
0.9%
0.5%
0.5%
0.6%
0.4%
0.2%
0.3%
0.4%
0.7%
0.5%
0.7%
Revenue (m)
751
776
812
816
1,044
1,185
1,105
1,004
1,051
1,349
1,337
1,457
1,552
1,698
1,820
1,839
2,829
Operating margin
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
20.4%
Depreciation (m)
45
50
66
60
69
65
69
71
82
111
111
114
120
128
141
132
434
Net profit (m)
126
109
91
116
193
195
134
168
139
210
225
324
400
457
492
547
928
Income tax rate
35.4%
35.2%
34.8%
36.5%
36.4%
37.1%
30.8%
36.6%
31.9%
36.7%
35.8%
40.5%
20.5%
22.7%
20.4%
22.0%
11.6%
Net profit margin
16.8%
14.0%
11.2%
14.3%
18.5%
16.5%
12.2%
16.7%
13.2%
15.6%
16.9%
22.2%
25.8%
26.9%
27.0%
29.8%
32.3%
Working capital (m)
10,544
10,804
11,922
13,945
14,792
14,809
14,170
13,559
19,316
21,185
22,740
24,507
26,236
29,882
34,035
34,461
(2,555)
Long-term debt (m)
401
404
733
797
810
688
445
511
551
704
833
885
320
884
1,248
1,194
5,215
Equity (m)
1,311
1,441
1,443
1,559
1,733
1,861
1,864
2,077
2,688
2,872
3,012
3,334
3,489
3,586
4,229
4,737
9,833
ROIC
2.4%
2.6%
1.8%
1.5%
1.6%
1.4%
0.9%
1.0%
0.6%
0.8%
0.8%
1.0%
1.2%
1.3%
1.1%
1.0%
1.1%
Return on capital
3.5%
3.6%
2.7%
2.2%
2.4%
2.2%
1.3%
1.5%
0.8%
1.2%
1.2%
1.7%
1.5%
1.7%
1.4%
1.3%
1.2%
Return on equity
9.6%
7.5%
6.3%
7.5%
11.1%
10.5%
7.2%
8.1%
5.2%
7.3%
7.5%
9.7%
11.5%
12.8%
11.6%
11.6%
9.4%
Plowback ratio
90.9%
89.4%
87.4%
89.2%
93.5%
93.6%
88.5%
94.8%
91.7%
91.4%
93.6%
96.7%
95.8%
96.0%
93.8%
92.4%
93.0%
Div.&Repurch./FCF
13.7%
19.8%
8.7%
15.1%
16.5%
6.7%
105.9%
3.4%
11.6%
12.6%
9.6%
4.1%
28.8%
112.3%
176.2%
(14.7)%
42.5%
Capital Structure
4 Nov · 2022 | Q3
All numbers in millions
Total liabilities
$ 99,477
Total assets
$ 109,310
Long-term debt
$ 5,215
Cash and equiv.
$ 481
Goodwill
$ 346
Retained earnings
$ 5,160
Common stock
16
Enterprise Value
$ 15,949
Working Capital
Currency: USD, in millions
2019
2020
2021
Cash & Investments
8,544
11,724
18,656
Receivables
123
146
134
Inventory
- -
- -
- -
Other
21,214
22,151
15,631
Current assets
29,882
34,035
34,461
Acc. Payable
- -
- -
- -
Debt due
- -
- -
- -
Other
- -
- -
- -
Current liabilities
- -
- -
- -
Annual growth rates
(avg. rate of change)
1 year
5 years
10 years
Revenue
1.01%
6.03%
6.23%
Cash flow
(237.34)%
(46.66)%
1.43%
Earnings
11.33%
14.19%
18.53%
Dividends
36.91%
41.95%
18.71%
Book value
12.01%
9.34%
11.18%
Insider Trading
Type
Shares
Date
Holding Frank B Jr
Purchase
1,020
02/03/23
Holding Frank B Jr
Gift
20
01/24/23
Holding Frank B Jr
Gift
20
01/24/23
Holding Frank B Jr
Gift
20
01/24/23
Harney Marisa
InKind
170
12/31/22
Quarterly Revenue
Currency: USD, in millions
Year
1Q
2Q
3Q
4Q
Total
2020
392
493
462
473
1,820
2021
463
466
454
456
1,839
2022
710
757
906
- -
- -
Earnings per share
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
5.68
15.29
14.19
13.73
48.90
2021
15.01
15.56
12.64
12.56
55.77
2022
26.89
14.85
19.28
- -
- -
Quarterly dividends paid
Currency: USD
Year
1Q
2Q
3Q
4Q
Total
2020
0.42
0.89
0.86
0.85
3.02
2021
0.94
1.41
0.94
0.94
4.24
2022
1.43
1.50
1.27
- -
- -
Company Description
Sector:
Financial Services
Industry:
Banks—Regional
CEO:
Mr. Frank Holding
Full-time employees:
6,578
City:
Raleigh
Address:
4300 Six Forks Rd
IPO:
Oct 22, 1986
First Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction and land development, commercial mortgage, commercial and industrial, and lease financing loans, as well as small business administration paycheck protection program loans; and consumer loans, such as residential and revolving mortgage, construction and land development, consumer auto, and other consumer loans. The company also offers treasury services products, cardholder and merchant services, wealth management services, and various other products and services; investment products, including annuities, discount brokerage services, and third-party mutual funds, as well as investment management and advisory services; and defined benefit and defined contribution, insurance, private banking, trust, fiduciary, philanthropy, and special asset services. The company provides its products and services through its branch network, as well as through digital banking, telephone banking, and various ATM networks. As of December 31, 2021, it operated 529 branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.
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