Green Dot Corporation

Green Dot Corporation

GDOT
Green Dot CorporationUS flagNew York Stock Exchange
12.79
USD
-0.23
- -
724.94MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
16.09
14.8
13.63
14.66
17.85
20.4
21.24
23.91
26.51
27.17
28.73
32.21
37.76
40.64
Basic EPS, GAAP
0.8
0.93
0.73
0.82
1.7
2.27
1.91
0.44
0.88
1.2
0.13
-0.5
-1.79
-0.46
Free Cash Flow per Basic Share
2.42
0.73
2.13
1.44
3.45
3.64
2.14
2.86
2.03
3.62
0.41
0.13
1.2
1.49
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
10.66
12.3
13.13
13.54
14.95
17.19
17.9
18.69
19.51
15.12
16.27
16.11
16.02
16.49
Tangible Book Value per Share
9.85
4.14
3.75
4.61
3.56
6.78
7.84
9.59
11
6.51
8.31
8.77
9.28
10.11
Basic Weighted Avg Shares
36
41
51
50
50
52
52
52
54
53
52
54
55
56
Sales/Revenue/Turnover
577
606
699
726
901
1,066
1,109
1,254
1,433
1,450
1,501
1,724
2,080
2,270
Operating Margin (%)
9.1
10.2
8.31
8.48
11.48
11.77
10.92
2.34
4.63
6.49
1.31
-0.42
1.42
1.05
Depreciation Expense
27
37
62
62
65
71
82
86
85
81
83
85
86
91
Net Income, GAAP
34
43
38
42
86
119
100
23
47
64
7
-27
-99
-26
Effective Tax Rate (%)
35.16
38.04
33.91
32.42
16.98
4.13
17.5
17.67
25.46
23.49
54.06
- -
- -
20.53
Profit Margin (%)
5.9
7.05
5.49
5.73
9.53
11.14
9.01
1.84
3.31
4.43
0.45
-1.55
-4.75
-1.14
Working Capital
227
180
87
53
-15
39
-3
-664
-1,834
-2,496
-2,315
-2,074
-2,389
-2,870
LT Debt
- -
122
101
80
59
- -
59
16
8
40
3
57
65
65
Total Equity
402
629
663
684
765
910
927
1,010
1,071
781
859
874
890
939
Return on Invested Capital (%)
8.16
6.27
4.98
5.37
10.72
13.47
10.24
2.37
4.65
7.51
1.02
- -
- -
- -
Return on Capital (%)
8.21
7.11
5.44
6.09
11.14
13.63
10.33
2.34
4.49
6.74
0.77
- -
- -
-5.61
Return on Common Equity (%)
7.86
7.34
5.77
6.06
11.86
14.18
10.88
2.39
4.56
6.93
0.82
-3.08
-11.21
-2.79

Capital Structure

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
- -
500
- -
LT Borrowings
64
64
64
LT Finance Leases
2
2
1
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
56
57
57
Market Capitalization
712
636
770

Working Capital

FRC

•

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
2,640
2,830
2,317
Cash, Cash Equivalents & STI
1,422
1,646
1,143
Accounts Receivable, Net
48
82
47
Inventories
- -
- -
- -
Total Current Liabilities
5,030
5,645
5,187
Payables & Accruals
271
255
209
ST Debt
- -
500
- -
Deferred Revenue
289
299
291

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
3.73%
-1.49%
1.91%
Free Cash Flow
83.59%
144.76%
830.34%
Net Income, GAAP
-11.57%
-35.2%
270.26%
Sales/Revenue/Turnover
11.78%
10.91%
20.69%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
452
407
410
455
1,724
2025
559
504
495
523
2,080
2026
656
596
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.09
-0.54
-0.15
0.09
-0.5
2025
0.47
-0.85
-0.56
-0.84
-1.79
2026
0.96
-0.04
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
William I. Jacobs
Full Time Employees
900
Sector
Financial Services
Industry
Financial - Credit Services
Address
1675 North Freedom Boulevard (200 West) Provo UT United States of America 84604
IPO Date
Jul 22, 2010
Business
Green Dot Corporation (NYSE: GDOT), a financial technology and bank holding company founded in 1999 and headquartered in Austin, Texas, provides banking and payment solutions primarily to consumers and businesses in the United States, including unbanked and underbanked populations. The company offers a portfolio of digital banking products and services through brands such as GO2bank, a mobile-first bank account with early direct deposit up to two days, overdraft protection up to $200, high-yield savings, mobile check cashing, bill pay, and free nationwide ATM access; Green Dot Unlimited Cash Back Bank Account, featuring 3% cash back on purchases and 3% APY on savings; network-branded reloadable prepaid debit cards and gift cards issued via MasterCard and Visa, available at over 90,000 retail locations including CVS, Walgreens, 7-Eleven, and Walmart; secured credit programs; deposit account programs for consumers and small businesses; money movement services like cash transfers and direct deposit processing for payroll and government benefits; and embedded finance platforms powering partners such as Apple Cash, Uber, Intuit, Walmart MoneyCard, and RushCard. Green Dot operates through three main segments—Consumer Services, Business to Business Services, and Money Movement Services—with Green Dot Bank, Member FDIC, as its subsidiary providing FDIC-insured banking; the company maintains over 80 million accounts managed to date and supports reloads via its Green Dot Network. In November 2025, Green Dot announced strategic transactions including the $690 million cash sale of its non-bank financial technology assets and operations to Smith Ventures, which will privatize and operate them as an independent embedded finance entity, and the merger of Green Dot Bank with CommerceOne Financial Corporation to form a new publicly traded bank holding company serving as the exclusive issuer for the fintech platform under a seven-year commercial partnership; these moves, stemming from a March 2025 strategic review, aim to unlock growth, diversify revenue, and enhance shareholder value without immediate impacts to products or customers.

Company News

  • Green Dot (NYSE:GDOT) Share Price Crosses Above Two Hundred Day Moving Average – Time to Sell?

  • Why Is Green Dot (GDOT) Down 1.2% Since Last Earnings Report?

  • Embedded Finance Market Expansion Aids GDOT Amid High Investment Costs

  • What Green Dot's Pending Split Means for Investors as Closing Nears

  • Is GDOT Stock Worth Holding as Cheap Valuation Meets Mixed Growth?

  • Green Dot Barely Moves Since Missing Q2 Earnings Estimates

  • Green Dot Corporation $GDOT Shares Sold by Assenagon Asset Management S.A.

  • Green Dot (GDOT) Q2 Earnings Lag Estimates

  • Green Dot Reports Second Quarter 2026 Results

  • Green Dot Named a Leader in Earned Wage Access by Everest Group

  • Green Dot (NYSE:GDOT) Stock Price Passes Above 200 Day Moving Average – Here’s What Happened

  • Here's Why Green Dot Stock Is an Excellent Pick for You Right Now

  • 4 Stocks Trading Near 52-Week High With More Upside Potential

  • Top Mobile Payments Stocks to Buy as Cashless Commerce Accelerates

  • Is Green Dot (GDOT) Stock Outpacing Its Business Services Peers This Year?

  • These 3 Small Cap Stocks Sport Bullish Outlooks

  • 5 Undervalued Stocks With Attractive Price-to-Sales Ratios

  • Green Dot Says Embedded Finance Needs Better Math

  • Green Dot Bank-FinTech Split Moves Closer to the Finish Line

  • Green Dot and CommerceOne Shareholders Approve Pending Acquisition of Green Dot