Globe Life Inc.

Globe Life Inc.

GL
Globe Life Inc.US flagNew York Stock Exchange
174.27
USD
-2.25
- -
13.53BMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
25.39
27.7
30.11
32.76
35.73
38.29
41.48
44.68
50.19
53.35
57.29
64.7
73.66
78.37
Basic EPS, GAAP
3.84
4.15
4.21
4.58
12.5
6.22
6.97
6.9
10.1
9.13
10.21
11.99
14.27
15.34
Free Cash Flow per Basic Share
8.05
6.47
8.66
11.44
12.11
10.94
12.11
13.53
13.71
14.23
15.07
14.91
15.41
15.6
Dividend per Share
0.44
0.5
0.53
0.56
0.59
0.63
0.68
0.74
0.78
0.82
0.88
0.96
1.06
1.15
Book Value per Share
28.13
36.72
33.14
38.69
54.38
48.92
67.72
84.5
86.8
40.83
47.84
63.18
75.54
79.89
Tangible Book Value per Share
24.84
33.27
29.53
34.95
50.53
44.93
63.62
80.25
81.96
35.85
42.7
57.34
69.34
73.52
Basic Weighted Avg Shares
138
131
125
120
116
113
109
106
102
98
95
89
81
79
Sales/Revenue/Turnover
3,494
3,620
3,766
3,935
4,156
4,315
4,528
4,739
5,121
5,227
5,448
5,778
5,994
6,192
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Net Income, GAAP
528
543
527
550
1,454
701
761
732
1,031
894
971
1,071
1,161
1,212
Effective Tax Rate (%)
32.85
32.7
32.62
30.13
- -
18.78
18.3
18.39
19.1
18.85
18.72
19.29
19.13
18.95
Profit Margin (%)
15.12
15
14
13.97
35
16.26
16.8
15.44
20.13
17.11
17.82
18.53
19.37
19.58
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
991
992
744
1,133
1,132
1,357
1,349
1,668
1,546
1,628
1,630
2,324
2,321
2,665
Total Equity
3,776
4,697
4,056
4,567
6,231
5,415
7,294
8,771
8,643
3,950
4,487
5,306
5,975
6,156
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
10.92
10.88
10.32
10.81
- -
10.49
10.36
8.17
10.29
11.59
16.69
16.02
15.33
15.33
Return on Common Equity (%)
12.99
12.81
12.04
12.75
26.94
12.05
11.97
9.11
11.84
14.21
23.01
21.87
20.59
20.95

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
305
457
278
LT Borrowings
2,321
2,322
2,665
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
79
78
77
Market Capitalization
11,062
10,840
13,768

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
18,049
18,018
790
Accounts Receivable, Net
- -
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1,400
1,454
1,432
ST Debt
305
457
278
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
7.96%
-2.26%
12.61%
Free Cash Flow
1.97%
-2.59%
-5.82%
Net Income, GAAP
17.67%
10.99%
8.45%
Sales/Revenue/Turnover
4.77%
4.83%
3.74%
Total Cash Common Dividend
2.57%
1.95%
0.68%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1,416
1,440
1,455
1,466
5,778
2025
1,480
1,481
1,513
1,520
5,994
2026
1,560
1,600
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
2.71
2.83
3.45
3.04
11.99
2025
3.05
3.09
4.81
3.35
14.27
2026
3.45
3.71
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.23
0.25
0.25
0.24
0.96
2025
0.24
0.27
0.27
0.27
1.06
2026
0.27
0.33
- -
- -
- -

Company Description

CEO
Frank Martin Svoboda
Full Time Employees
3,695
Sector
Financial Services
Industry
Insurance - Life
Address
7677 Henneman Way McKinney TX United States of America 75070
IPO Date
Oct 1, 1980
Business
Globe Life Inc. (NYSE: GL) operates as a financial services holding company that, through its subsidiaries, provides life insurance, supplemental health insurance, and annuity products to middle-income families and individuals across the United States, Canada, and New Zealand. The company offers term life, whole life, children's life, and other life insurance policies; accident, critical illness, hospital indemnity, and limited-benefit supplemental health insurance; Medicare supplement plans; and annuities, marketed via captive agents, independent brokers, direct-to-consumer channels, and worksite sales. Subsidiaries include American Income Life Insurance Company, headquartered in Waco, Texas and focused on labor unions and associations; Liberty National Life Insurance Company and Globe Life Liberty National Division, both in McKinney, Texas and targeting middle-income households; United American Insurance Company and Globe Life Insurance Company of New York, serving independent broker channels; and Globe Life Family Heritage Division, with nationwide captive and independent sales operations. Founded in 1900 with roots in Liberty National Life Insurance Company and headquartered in McKinney, Texas since 2006, Globe Life maintains over 17 million policies in force and emphasizes straightforward Yes/No applications and community involvement through initiatives like Make Tomorrow Better. Recent developments include the expansion of its term loan facility to $250 million with maturity extended to August 2027 in August 2024; announcement of a dual listing on NYSE Texas in August 2025; closure of Department of Justice and SEC investigations in July 2025; plans to relocate its corporate headquarters within McKinney, Texas in February 2025; expanded partnership with North Texas Food Bank in October 2025; a new $1.3 billion share repurchase authorization in November 2024; and ongoing share repurchases, including 840,242 shares for $113 million in Q3 2025.

Company News

  • Algert Global LLC Sells 34,510 Shares of Globe Life Inc. $GL

  • Bank of Nova Scotia Purchases Shares of 31,404 Globe Life Inc. $GL

  • Did Globe Life Inc. Insiders Breach their Fiduciary Duties to Shareholders?

  • Head-To-Head Analysis: Fairfax Financial (OTCMKTS:FRFHF) versus Globe Life (NYSE:GL)

  • Globe Life's Health Insurance Growth Powers Earnings Momentum

  • BlackRock Inc. Purchases New Position in Globe Life Inc. $GL

  • Globe Life (GL) Down 0.3% Since Last Earnings Report: Can It Rebound?

  • 12,763 Shares in Globe Life Inc. $GL Bought by Aurora Investment Counsel

  • Globe Life Inc (GL) Shares Fall 3.7% -- What GF Score of 85 Tells Investors

  • Globe Life Lags Industry, Trades at a Discount: Time to Buy or Hold?

  • 4 Accident & Health Insurers to Watch Amid Elevated Healthcare Costs

  • Globe Life (NYSE:GL) to Repurchase $2.50 billion in Stock

  • Globe Life Announces New Share Repurchase Authorization

  • Comparing Crawford & Company (NYSE:CRD.B) & Globe Life (NYSE:GL)

  • GLOBE LIFE INC. DECLARES DIVIDEND

  • Amundi Raises Stock Position in Globe Life Inc. $GL

  • Globe Life Inc. $GL Shares Purchased by Bank of Nova Scotia

  • Arrowstreet Capital Limited Partnership Reduces Position in Globe Life Inc. $GL

  • Globe Life Q2 Earnings Call Highlights

  • Globe Life Inc. (GL) Q2 2026 Earnings Call Transcript