Guidewire Software, Inc.

Guidewire Software, Inc.

GWRE
Guidewire Software, Inc.US flagNew York Stock Exchange
151.00
USD
-1.89
- -
12.57BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
5.33
5.43
5.89
6.89
8.4
8.83
8.96
8.89
9.72
11.02
11.91
14.34
17.52
17.52
Basic EPS, GAAP
0.22
0.14
0.21
0.24
-0.34
0.25
-0.33
-0.8
-2.16
-1.36
-0.07
0.83
1.65
1.65
Free Cash Flow per Basic Share
1.07
0.82
1.29
1.79
1.65
0.83
1.05
1.11
-0.57
0.4
2.3
3.52
4.49
4.49
Dividend per Share
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Book Value per Share
9.42
9.71
10.73
11.85
17.54
19.16
19.85
18.57
17.26
14.73
16.17
17.24
14.56
14.56
Tangible Book Value per Share
9.21
9.52
10.13
9
12.12
14.2
15.29
14.24
12.58
9.98
11.58
12.44
9.2
9.2
Basic Weighted Avg Shares
66
70
72
74
78
81
83
84
84
82
82
84
84
84
Sales/Revenue/Turnover
350
381
424
510
653
720
742
743
813
905
980
1,202
1,475
1,475
Operating Margin (%)
5.26
4.33
3.87
4.29
-2.39
0.2
-3.22
-14.21
-24.54
-16.51
-5.36
3.42
10.16
10.16
Depreciation Expense
7
7
9
19
36
40
43
37
34
25
22
24
28
28
Net Income, GAAP
15
10
15
18
-27
21
-27
-67
-180
-112
-6
70
139
139
Effective Tax Rate (%)
26.2
40.95
27.94
36.65
- -
- -
- -
- -
- -
- -
- -
- -
15.13
15.13
Profit Margin (%)
4.2
2.6
3.53
3.55
-4.1
2.88
-3.66
-8.95
-22.2
-12.36
-0.62
5.81
9.44
9.44
Working Capital
421
557
589
511
984
1,103
1,118
1,055
915
726
458
963
522
522
LT Debt
- -
- -
- -
- -
305
317
450
459
463
440
35
705
703
703
Total Equity
651
689
784
889
1,414
1,574
1,657
1,545
1,452
1,199
1,343
1,457
1,194
1,194
Return on Invested Capital (%)
3.12
1.45
1.61
1.66
- -
- -
- -
- -
- -
- -
- -
- -
6.21
6.21
Return on Capital (%)
3.37
1.48
2.03
2.16
- -
- -
- -
- -
- -
- -
- -
- -
7.38
7.38
Return on Common Equity (%)
3.37
1.48
2.03
2.16
-2.32
1.39
-1.68
-4.15
-12.04
-8.44
-0.48
4.99
10.51
10.51

Capital Structure

FRC

•

in mil. unless spec.
Jan'26
Apr'26
Jul'26
ST Debt
- -
- -
12
LT Borrowings
676
677
678
LT Finance Leases
29
27
25
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
85
83
82
Market Capitalization
11,916
11,522
12,458

Working Capital

FRC

•

in mil. unless spec.
Jan'26
Apr'26
Jul'26
Total Current Assets
1,346
1,215
1,187
Cash, Cash Equivalents & STI
919
750
753
Accounts Receivable, Net
163
139
194
Inventories
- -
- -
- -
Total Current Liabilities
459
497
664
Payables & Accruals
29
35
58
ST Debt
- -
- -
12
Deferred Revenue
308
301
437

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
6.13%
-4.21%
-18.09%
Free Cash Flow
27.31%
49.06%
27.97%
Net Income, GAAP
-159.7%
-221.1%
99.53%
Sales/Revenue/Turnover
13.61%
14.88%
22.7%
Total Cash Common Dividend
- -
- -
- -

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
207
241
241
292
980
2025
263
289
294
357
1,202
2026
333
359
373
411
1,475

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.33
0.12
-0.07
0.2
-0.07
2025
0.11
-0.45
0.55
0.62
0.83
2026
0.37
0.71
0.2
0.38
1.65

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
- -
- -
- -
- -
- -
2025
- -
- -
- -
- -
- -
2026
- -
- -
- -
- -
- -

Company Description

CEO
Michael George Rosenbaum
Full Time Employees
4,174
Sector
Technology
Industry
Software - Application
Address
970 Park Pl San Mateo CA United States of America 94403
IPO Date
Jan 25, 2012
Business
Guidewire Software, Inc. (NYSE: GWRE) provides a comprehensive cloud-based platform for property and casualty (P&C) insurers worldwide, enabling core operations across policy administration, claims management, billing, and analytics. The company offers Guidewire InsuranceSuite, including PolicyCenter Cloud for policy administration, ClaimCenter Cloud for claims processing, and BillingCenter Cloud for billing management; Guidewire InsuranceNow, a fully integrated cloud platform combining policy, billing, claims, document production, and analytics; additional solutions such as Guidewire Rating Management for pricing insurance products, Reinsurance Management for executing reinsurance strategies, HazardHub for property risk assessment, Predict for machine learning-based insights, Cyence for cyber-risk modeling, DataHub for operational data storage, and InfoCenter for business intelligence; digital engagement applications including AppReader for submission intake and Underwriting Management; and recently launched PricingCenter, a unified pricing and rating application that accelerates product innovation by enhancing efficiency and accuracy. Founded in 2001 and headquartered in San Mateo, California, Guidewire serves over 540 insurers in 40 countries, spanning commercial, personal, and workers' compensation lines, with customers ranging from startups to the largest global carriers. In October 2025, Guidewire signed a definitive agreement to acquire ProNavigator, an AI-powered knowledge management platform tailored for P&C insurance that delivers context-aware best practices within workflows for claims, underwriting, and distribution, with the transaction expected to close in the second quarter of fiscal year 2026 and integrate advanced search capabilities across Guidewire's solutions; the company also continues expanding its cloud offerings, marketplace with partner applications, and professional services for implementation and innovation.

Company News

  • Can Guidewire Software Maintain Its Robust ARR Growth Momentum?

  • Guidewire Software (NYSE:GWRE) Insider James Winston King Sells 1,381 Shares of Stock

  • Guidewire Software (NYSE:GWRE) CEO Michael George Rosenbaum Sells 1,200 Shares of Stock

  • Guidewire Software (NYSE:GWRE) Insider James Winston King Sells 11,814 Shares of Stock

  • Guidewire Software (NYSE:GWRE) CAO David Franklin Peterson Sells 1,905 Shares

  • Guidewire Software (NYSE:GWRE) CFO Jeffrey Elliott Cooper Sells 9,941 Shares

  • Guidewire Software Inc (GWRE) Shares Surge 3.5% -- What GF Score of 76 Tells Investors

  • Lititz Mutual Selects Guidewire ProNavigator to Bring AI-Powered Guidance to Agents and Employees

  • Why Guidewire Software (GWRE) is a Top Growth Stock for the Long-Term

  • Down 43% Over the Last Year, CEO Trims Holdings, Sells 1,200 Shares of Software Stock

  • Guidewire Software, Inc. $GWRE Shares Sold by Corient Private Wealth LP

  • Guidewire Software Inc (GWRE) Shares Surge 8.6% -- What GF Score of 76 Tells Investors

  • Don't Overlook Guidewire Software (GWRE) International Revenue Trends While Assessing the Stock

  • Guidewire CEO Michael Rosenbaum Sells 1,200 Shares for $245,328

  • Why Guidewire Stock Dropped After Reporting An Upbeat Quarter

  • Why Guidewire's Post-Earnings Plunge May Not Last

  • Guidewire Software Q4 Earnings Call Highlights

  • These Analysts Revise Their Forecasts On Guidewire Software After Q4 Results

  • Guidewire Software (GWRE) Faces Pressure Amid Mixed Q1 Outlook and Strong FY27 Guidance

  • Guidewire Software Q4: Fair Earnings, But A Justified Stock Decline