1. United States of America Stocks

  2. •

    Financial Services

  3. •

    Banks - Regional
First Internet Bancorp

First Internet Bancorp

INBK
First Internet BancorpUS flagNASDAQ Global Select
26.17
USD
+0.60
- -
228.12MMarket Cap
2013 Y
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
8.65
6.43
8.89
10.15
8.92
7.38
7.83
10.04
11.57
11.95
10.79
14.83
12.58
13.37
Basic EPS, GAAP
1.51
0.96
1.97
2.32
2.14
2.31
2.51
2.99
4.85
3.73
0.95
2.91
-4.03
-3.85
Free Cash Flow per Basic Share
11.29
0.24
1.85
4.47
3.25
2.86
-4.75
-1.27
2.52
6.84
0.71
1.2
0.25
5.13
Dividend per Share
0.15
0.24
0.24
0.23
0.24
0.23
0.24
0.24
0.24
0.24
0.24
0.24
0.24
0.24
Book Value per Share
30.67
21.55
23.31
31.32
32.19
32.17
31.78
35.38
39.46
41.82
44.38
47.95
43.52
43.76
Tangible Book Value per Share
28.35
20.48
22
28.64
30.83
29.93
29.9
33.16
37.88
37.8
40.52
43.65
40.67
40.79
Basic Weighted Avg Shares
3
4
5
5
7
9
10
10
10
10
9
9
9
9
Sales/Revenue/Turnover
26
29
40
53
63
70
79
99
115
114
95
129
110
117
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
2
2
2
4
5
6
7
8
9
9
6
8
6
8
Net Income, GAAP
5
4
9
12
15
22
25
29
48
36
8
25
-35
-34
Effective Tax Rate (%)
25.43
32.96
34.66
32.87
33.59
8.57
7.06
13.11
14.95
11.37
- -
8.23
- -
3.87
Profit Margin (%)
17.46
14.96
22.18
22.83
23.98
31.25
32.1
29.8
41.92
31.2
8.83
19.61
-32.03
-28.78
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
35
110
204
227
447
559
584
595
619
719
720
400
355
345
Total Equity
91
97
104
154
224
289
305
331
380
365
363
384
360
361
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
6.01
4.55
8.82
8.99
7.76
8.2
8.08
8.83
13.01
9
2.13
6.25
-8.83
-8.41

Capital Structure

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
ST Debt
- -
- -
- -
LT Borrowings
355
355
345
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
9
9
9
Market Capitalization
196
182
178

Working Capital

FRC

•

in mil. unless spec.
Sep'25
Dec'25
Mar'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
1,259
1,072
1,222
Accounts Receivable, Net
27
28
28
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
1
2
1
ST Debt
- -
- -
- -
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
14.59%
1.96%
-6.33%
Free Cash Flow
-39.7%
-48.52%
-78.64%
Net Income, GAAP
5.92%
-15.59%
-239.14%
Sales/Revenue/Turnover
11.92%
3.89%
-14.82%
Total Cash Common Dividend
7.67%
-2.28%
0.43%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
28
31
32
38
129
2025
34
32
4
40
110
2026
41
- -
- -
- -
- -

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.6
0.67
0.8
0.84
2.91
2025
0.11
0.02
-4.76
0.61
-4.03
2026
0.29
- -
- -
- -
- -

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.06
0.06
0.06
0.06
0.24
2025
0.06
0.06
0.06
0.06
0.24
2026
0.06
- -
- -
- -
- -

Company Description

MCPAPIChat
CEO
David Becker
Full Time Employees
323
Sector
Financial Services
Industry
Banks - Regional
Address
8701 East 116th Street Fishers IN United States of America 46038
IPO Date
Apr 5, 2006
CIK
0001562463
Website
firstinternetbancorp.com
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Business
First Internet Bancorp (Nasdaq: INBK), founded in 1998 and headquartered in Fishers, Indiana, operates as the holding company for First Internet Bank, the first state-chartered, FDIC-insured all-digital bank in the United States; the Bank delivers commercial, small business, consumer, and municipal banking products and services nationwide through a fully online platform without physical branches. Core offerings encompass deposit products including noninterest-bearing and interest-bearing demand deposits, savings accounts, money market accounts, certificates of deposit, brokered deposits, and individual retirement accounts; lending solutions feature commercial real estate loans such as owner-occupied, investor, construction, and single tenant lease financing, commercial and industrial loans, franchise finance, public and healthcare finance, small business administration financing, residential mortgages, home equity lines, and other consumer loans; additional services include treasury management, corporate credit cards, and municipal securities safekeeping. First Internet Bancorp serves individual consumers, small and mid-sized businesses, and government entities across the United States with a focus on scalable digital innovation and competitive rates. In September 2025, the company agreed to sell nearly $1 billion in performing single tenant lease financing loans to Blackstone Real Estate Debt Strategies at approximately 95% of unpaid principal balance to strengthen capital position, enhance net interest margin, and optimize its earning asset base toward a 1.00% return on average assets target; the transaction, expected to close around September 18, 2025, reduces exposure to fixed-rate lower-coupon assets amid strategic balance sheet restructuring. In October 2025, First Internet Bank partnered with Parlay Finance to deploy an AI-native Loan Intelligence System for SBA lending, aiming to boost processing efficiencies by up to 50% while scaling operations; the Bank maintains assets of approximately $6.1 billion as of June 30, 2025, and projects 4-6% loan growth in Q4 2025 with net interest margin of 2.4-2.5%.

Company News

MCPAPIChat

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    First Internet Bancorp to Announce First Quarter 2026 Financial Results on Thursday, April 30

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    First Internet Bank Announces Gary Carter as Small Business Administration National Sales Manager

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    First Internet Bancorp to Pay Cash Dividend

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    First Internet Bank Named to MoneyRates' 2026 Best Banks Awards for Checking Accounts

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    Analysts Set First Internet Bancorp (NASDAQ:INBK) Target Price at $25.17

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    First Internet Bancorp: Weaker Than Expected, But Baby Bonds Remain Attractive

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    First Internet Bancorp Q4 Earnings Call Highlights

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    First Internet Bancorp (INBK) Q4 2025 Earnings Call Transcript