Jack Henry & Associates, Inc.

Jack Henry & Associates, Inc.

JKHY
Jack Henry & Associates, Inc.US flagNASDAQ
147.75
USD
-0.58
- -
10.50BMarket Cap
2014 Y
2015 Y
2016 Y
2017 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
2026 Y
TTM
Revenue per Share
14.2
15.54
17.21
17.93
19.06
20.17
22.15
23.76
26.66
28.5
30.4
32.61
36.31
35.59
Basic EPS, GAAP
2.26
2.61
3.16
2.97
4.73
3.53
3.87
4.21
4.98
5.03
5.24
6.26
7.18
7.03
Free Cash Flow per Basic Share
3.18
3.5
3.28
3.24
3.92
4.08
5.04
4.42
4.77
2.93
5.4
6.37
8.19
8.02
Dividend per Share
0.86
0.95
1.07
1.18
1.36
1.54
1.66
1.81
1.91
2.02
2.14
2.26
2.43
2.38
Book Value per Share
11.71
12.26
12.66
13.33
17.14
18.56
20.22
17.83
18.96
22.07
25.28
29.26
29.28
29.28
Tangible Book Value per Share
1.11
1.16
1.04
1.36
3
4.04
5.19
2.1
2.59
2.09
5.02
8.8
7.24
7.24
Basic Weighted Avg Shares
83
81
79
77
77
77
77
74
73
73
73
73
70
71
Sales/Revenue/Turnover
1,173
1,256
1,355
1,388
1,471
1,553
1,697
1,758
1,943
2,078
2,216
2,375
2,544
2,544
Operating Margin (%)
24.57
24.76
25.26
24.38
24.18
22.37
22.43
22.68
24.43
23.14
22.09
23.94
24.96
24.96
Depreciation Expense
108
119
130
140
152
161
172
176
178
191
200
205
213
213
Net Income, GAAP
187
211
249
230
365
272
297
311
363
367
382
456
503
503
Effective Tax Rate (%)
35.07
33.25
30.97
32.67
- -
21.7
22.15
21.69
23.15
22.74
23.33
22.23
22.98
22.98
Profit Margin (%)
15.92
16.81
18.37
16.54
24.82
17.51
17.48
17.71
18.68
17.65
17.23
19.19
19.76
19.76
Working Capital
-56
50
-12
49
23
99
174
23
70
104
-2
146
93
93
LT Debt
4
50
- -
50
- -
- -
- -
100
115
275
60
- -
40
40
Total Equity
967
992
996
1,032
1,323
1,429
1,550
1,319
1,382
1,609
1,842
2,131
2,052
2,052
Return on Invested Capital (%)
18.17
20.12
23.01
21.93
- -
19.76
19.89
21.08
25.14
22.07
19.4
21.4
23.11
23.11
Return on Capital (%)
18.67
21.01
24.49
22.15
- -
19.81
19.95
21.04
25.02
22.38
20.35
22.5
24.01
24.01
Return on Common Equity (%)
18.83
21.57
25.04
22.64
31
19.76
19.92
21.71
26.87
24.52
22.13
22.94
24.04
24.04

Capital Structure

FRC

•

in mil. unless spec.
Dec'26
Mar'26
Jun'26
ST Debt
- -
- -
- -
LT Borrowings
20
90
40
LT Finance Leases
- -
- -
- -
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
72
71
70
Market Capitalization
13,169
11,254
9,652

Working Capital

FRC

•

in mil. unless spec.
Dec'26
Mar'26
Jun'26
Total Current Assets
616
595
649
Cash, Cash Equivalents & STI
28
21
12
Accounts Receivable, Net
305
289
355
Inventories
- -
- -
- -
Total Current Liabilities
385
341
556
Payables & Accruals
192
212
261
ST Debt
- -
- -
- -
Deferred Revenue
193
129
295

Growth Rates

FRC

•

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
8.1%
9.53%
-3.7%
Free Cash Flow
12.27%
18.68%
23.7%
Net Income, GAAP
9.12%
10.27%
10.32%
Sales/Revenue/Turnover
6.53%
7.68%
7.12%
Total Cash Common Dividend
7.37%
4.96%
3.5%

Quarterly Revenue

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
571
546
539
560
2,216
2025
601
574
585
615
2,375
2026
645
619
636
644
2,544

Quarterly Earnings Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
1.4
1.26
1.19
1.39
5.24
2025
1.63
1.34
1.53
1.75
6.26
2026
1.98
1.73
1.73
1.59
7.18

Quarterly Dividends Per Share

FRC

•

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.52
0.52
0.55
0.55
2.14
2025
0.55
0.55
0.58
0.58
2.26
2026
0.58
0.58
0.61
0.61
2.43

Company Description

CEO
Gregory R. Adelson
Full Time Employees
7,300
Sector
Technology
Industry
Information Technology Services
Address
663 Highway 60 Monett MO United States of America 65708-8215
IPO Date
Nov 20, 1985
Business
Jack Henry & Associates, Inc. operates as a financial technology company providing comprehensive technology and payment processing solutions primarily for community and regional financial institutions, including banks and credit unions. The company offers a broad portfolio of products and services, including core banking systems; digital banking platforms; payment processing solutions such as bill payment, real-time person-to-person payments, and embedded payments; lending and commercial banking software; financial crimes and fraud risk management tools; information security and technology services; and customer and marketing solutions. Jack Henry delivers these solutions through its marketed brands: Jack Henry Banking, Symitar, ProfitStars, and iPay Technologies. The company primarily serves financial institutions across the United States, helping them enhance operational efficiency, regulatory compliance, and customer experiences. Founded in 1976, Jack Henry is headquartered in Monett, Missouri. Recent strategic developments include the acquisition of Victor Technologies in late 2025 to expand its cloud-native platform-as-a-service (PaaS) capabilities with innovative, API-first embedded payments, enabling rapid deployment of emerging technologies such as stablecoin and AI-driven commerce. This complements Jack Henry's prior acquisition of Payrailz in 2022, which enhanced its payments ecosystem by adding bill-payment and peer-to-peer payment services. These acquisitions align with Jack Henry’s ongoing technology modernization strategy aimed at unifying core, digital, and payment services into a scalable, cloud-native platform. The company continues to report growth in services and processing revenue, reflecting its expanding digital payment solutions and increasing client base. Jack Henry trades on NASDAQ under the ticker JKHY and remains focused on evolving its fintech offerings for community and regional financial institutions amid a consolidating industry landscape.

Company News

  • Jack Henry Named to IDC FinTech Rankings Top 25

  • ShredPay Joins the Jack Henry® Fintech Integration Network

  • Centreville Bank Selects Jack Henry to Support Continued Growth, Modernization and Enhanced Customer Experiences

  • Why Is Jack Henry (JKHY) Down 2.5% Since Last Earnings Report?

  • Jack Henry & Associates, Inc. (JKHY) Analyst/Investor Day Transcript

  • Bank Director's 2026 Technology Survey: Banks Feel Heat From Growing Field of Competitors

  • Bank Director's 2026 Technology Survey: Banks Feel Heat From Growing Field of Competitors

  • California State Teachers Retirement System Buys 11,341,486 Shares of Jack Henry & Associates, Inc. $JKHY

  • Here's Why Jack Henry (JKHY) is a Strong Momentum Stock

  • Jack Henry & Associates, Inc. (JKHY) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript

  • Splitit and Jack Henry Team to Help Banks Compete With BNPL

  • Jack Henry's 2026 Outlook: Cloud-Native Platform Drives Record Core Banking Wins

  • Splitit Joins the Jack Henry® Fintech Integration Network

  • Trust Stamp integrates ID verification technology with Jack Henry's Banno platform

  • Celtic Bank Selects Jack Henry to Support Business Banking and Fintech Tech Stack

  • Jack Henry CEO Greg Adelson to Present at Goldman Sachs Conference

  • Jack Henry Issues Statement on Response to Cybersecurity Incident

  • American Capital Management Inc. Acquires Shares of 99,930 Jack Henry & Associates, Inc. $JKHY

  • Here's Why Jack Henry (JKHY) is a Strong Momentum Stock

  • Richard Preece Appointed to Jack Henry Board of Directors