loanDepot, Inc.

loanDepot, Inc.

LDI
loanDepot, Inc.US flagNew York Stock Exchange
0.90
USD
-0.05
- -
300.39MMarket Cap
2013 Y
2014 Y
2018 Y
2019 Y
2020 Y
2021 Y
2022 Y
2023 Y
2024 Y
2025 Y
TTM
Revenue per Share
5.07
7.95
15.13
18.9
32.32
25.75
6.95
4.07
4.01
4.25
4.27
Basic EPS, GAAP
1.17
0.35
- -
- -
- -
0.87
-1.75
-0.63
-0.53
-0.3
-0.31
Free Cash Flow per Basic Share
-3.7
-5.37
-7.59
-24.4
-16.34
-11.65
28.32
-1.11
-4.77
-3.48
-1.26
Dividend per Share
0.52
0.13
- -
0.12
5.09
3.55
0.76
0.02
0.02
0.01
- -
Book Value per Share
0.79
0.95
- -
- -
- -
3.81
2.56
1.95
1.39
0.7
0.37
Tangible Book Value per Share
0.67
0.83
- -
-3.88
-9.27
-11.11
-9.46
-9.09
-6.94
-4.26
-2.91
Basic Weighted Avg Shares
62
62
62
62
126
130
156
175
186
211
224
Sales/Revenue/Turnover
314
492
936
1,170
4,084
3,360
1,084
712
744
897
956
Operating Margin (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Depreciation Expense
6
12
36
61
61
58
63
55
47
37
34
Net Income, GAAP
72
22
- -
- -
- -
114
-273
-110
-98
-63
-69
Effective Tax Rate (%)
1.06
2.29
- -
- -
0.11
6.51
- -
- -
- -
- -
- -
Profit Margin (%)
23.04
4.41
- -
- -
- -
3.38
-25.18
-15.48
-13.22
-6.99
-7.26
Working Capital
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
LT Debt
86
114
- -
691
787
1,438
1,387
2,247
1,978
2,056
2,018
Total Equity
99
120
- -
376
1,657
1,629
921
704
507
386
333
Return on Invested Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Capital (%)
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
- -
Return on Common Equity (%)
- -
19.78
- -
- -
- -
43.37
-57.05
-28
-31.41
-24.69
-29.33

Capital Structure

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
ST Debt
2,903
3,102
2,515
LT Borrowings
2,021
1,958
1,983
LT Finance Leases
35
34
35
Preferred Equity and Hybrid Capital
- -
- -
- -
Shares Outstanding
334
337
542
Market Capitalization
692
479
678

Working Capital

FRC

in mil. unless spec.
Dec'25
Mar'26
Jun'26
Total Current Assets
- -
- -
- -
Cash, Cash Equivalents & STI
337
277
229
Accounts Receivable, Net
25
- -
- -
Inventories
- -
- -
- -
Total Current Liabilities
- -
- -
- -
Payables & Accruals
337
- -
- -
ST Debt
2,903
3,102
2,515
Deferred Revenue
- -
- -
- -

Growth Rates

FRC

in mil. unless spec.

(avg. rate of change)

10 years
5 years
1 year
Total Equity
- -
-24.11%
-23.81%
Free Cash Flow
- -
-36.87%
-16.96%
Net Income, GAAP
- -
-4.73%
-36.29%
Sales/Revenue/Turnover
- -
-18.95%
20.55%
Total Cash Common Dividend
- -
-42.93%
-24.43%

Quarterly Revenue

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
150
173
216
186
744
2025
199
214
247
237
897
2026
210
261
- -
- -
- -

Quarterly Earnings Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
-0.19
-0.18
0.01
-0.17
-0.53
2025
-0.11
-0.06
-0.02
-0.1
-0.3
2026
-0.16
-0.02
- -
- -
- -

Quarterly Dividends Per Share

FRC

in mil. unless spec.

Year

Q1
Q2
Q3
Q4
FY
2024
0.01
- -
0.01
- -
0.02
2025
0.01
0.01
- -
- -
0.01
2026
- -
- -
- -
- -
- -

Company Description

APIChatGPT
CEO
Anthony Li Hsieh
Full Time Employees
4,695
Sector
Financial Services
Industry
Financial - Mortgages
Address
26642 Towne Centre Drive Irvine CA United States of America 92618
IPO Date
Feb 11, 2021
Business
loanDepot, Inc. (NYSE: LDI) operates as one of the largest nonbank retail mortgage lenders in the United States, originating, financing, selling and servicing residential mortgage loans through its proprietary mello technology platform; offers conventional agency-conforming loans, prime jumbo loans, FHA and VA government-backed mortgages, home equity lines of credit (HELOCs), closed-end second liens, fixed-rate home equity loans in 10-, 20- and 30-year terms under the equityFREEDOM brand, personal loans, refinancing products, settlement services including title and escrow, real estate referral services via mello Home Services and insurance policies for homeowners; provides consumer-direct digital origination, retail branch lending, wholesale partnerships and joint ventures with homebuilders. The company, founded in 2010 and headquartered in Irvine, California, serves individual borrowers nationwide across purchase, refinance and home equity segments through centralized operations and a network of loan officers. In recent developments, loanDepot returns to profitability in Q3 2024 with adjusted net income of $7 million after 11 quarters of losses, launches Project North Star strategic plan replacing Vision 2025 to emphasize first-time homebuyers, purchase loans via expanded partnerships, servicing retention and operational efficiency, forms joint venture with Smith Douglas Homes and pursues additional builder and brokerage alliances, introduces first-lien HELOC and hires VA lending specialist Bryan Bergjans, extends repurchase agreements with Bank of America through September 2025, establishes $300 million financing facility secured by Fannie Mae MSRs and monetizes $29 billion in servicing rights while completing a $120 million productivity program.

Company News

APIChatGPT
  • loanDepot Q2 Earnings Call Highlights

  • LoanDepot Q2 Revenue Jumps 18% on Home Equity Expansion

  • loanDepot, Inc. (LDI) Q2 2026 Earnings Call Transcript

  • loanDepot Announces Second Quarter 2026 Financial Results

  • loanDepot Expands Corporate Footprint with New Miami Corporate Center

  • loanDepot, Inc. to Report Second Quarter 2026 Financial Results on August 4, 2026

  • Housing Bill Approval Ignites Mortgage Stock Rally: RKT, PFSI & LDI in Focus

  • loanDepot Hosts South Florida Community Organizations at Miami Marlins Games Throughout 2026 Season

  • loanDepot Promotes Joseph Grassi to Chief Legal and Risk Officer

  • loanDepot Promotes Joseph Grassi to Chief Legal and Risk Officer

  • War Heroes on Water Presented by loanDepot, the World's Largest Nonprofit Sportfishing Tournament for Veterans, Announces 2026 Dates: Sept. 25--29

  • War Heroes on Water Presented by loanDepot, the World's Largest Nonprofit Sportfishing Tournament for Veterans, Announces 2026 Dates: Sept. 25–29

  • loanDepot Named a Top U.S. Mortgage Lender for Customer Service, On-Time Closing, Competitive Pricing and Flexible Loan Options

  • loanDepot Q1 Earnings Call Highlights

  • loanDepot, Inc. (LDI) Q1 2026 Earnings Call Transcript

  • LoanDepot Digital Transformation Powers Market Share Gains

  • loanDepot Announces First Quarter 2026 Financial Results

  • loanDepot (NYSE:LDI) Shares Up 9.6% – Still a Buy?

  • loanDepot, Inc. to Report First Quarter 2026 Financial Results on May 5, 2026

  • loanDepot: Still Bullish On Financial Improvement Potential